Retirement Income and Appreciation Fund

Supplement Dated May 19, 2010
To the Prospectus dated March 1, 2010
Amended May 4, 2010

Retirement Income and Appreciation Fund — Fund Performance Section

The percentage for the year 2007 in the bar chart titled “Total Return for the Calendar Year Ended 12/31 of Each Year” in the subsection titled “Calendar Year Returns for Investor Class Shares” is hereby replaced with 6.67%.

The subsection titled “Average Annual Total Returns-Indexes” is hereby replaced with the following:

							Since
Indexes (reflects no deduction of fees, expenses or taxes)	1 Year			5 Years			Inception
Barclays Capital U.S. Aggregate Bond Index		5.93	%		4.97	%		4.51	%
Linked Barclays Capital U.S. Aggregate Bond Index		5.93	%		4.76	%		4.12	%
BofA Merrill Lynch All U.S. Convertibles Index		49.13	%		2.69	%		5.26	%
Retirement Income and Appreciation Composite Index		15.61	%		4.44	%		4.58	%
Lipper Intermediate Investment Grade Index		14.30	%		4.18	%		3.95	%