<?xml version="1.0"?><ownershipDocument><schemaVersion>X0201</schemaVersion>    <documentType>4</documentType><periodOfReport>2004-01-06</periodOfReport><notSubjectToSection16>0</notSubjectToSection16><issuer><issuerCik>0000809398</issuerCik><issuerName>FIDELITY NATIONAL FINANCIAL INC /DE/</issuerName>        <issuerTradingSymbol>FNF</issuerTradingSymbol></issuer><reportingOwner><reportingOwnerId><rptOwnerCik>0001016803</rptOwnerCik><rptOwnerName>STONE PATRICK F</rptOwnerName></reportingOwnerId><reportingOwnerAddress><rptOwnerStreet1>4050 CALLE REAL</rptOwnerStreet1><rptOwnerStreet2></rptOwnerStreet2><rptOwnerCity>SANTA BARBARA</rptOwnerCity><rptOwnerState>CA</rptOwnerState><rptOwnerZipCode>93110</rptOwnerZipCode><rptOwnerStateDescription></rptOwnerStateDescription></reportingOwnerAddress><reportingOwnerRelationship><isDirector>1</isDirector><isOfficer>0</isOfficer><isTenPercentOwner>0</isTenPercentOwner><isOther>0</isOther></reportingOwnerRelationship></reportingOwner><nonDerivativeTable><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2004-01-06</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>29000.0000</value></transactionShares><transactionPricePerShare><value>20.2530</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>A</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>45600.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction><nonDerivativeTransaction><securityTitle><value>Common Stock</value></securityTitle><transactionDate><value>2004-01-06</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>S</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>29000.0000</value></transactionShares><transactionPricePerShare><value>38.5500</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><postTransactionAmounts><sharesOwnedFollowingTransaction><value>16600.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></nonDerivativeTransaction></nonDerivativeTable><derivativeTable><derivativeTransaction><securityTitle><value>Stock Option (right to purchase)</value></securityTitle><conversionOrExercisePrice><value>20.2530</value></conversionOrExercisePrice><transactionDate><value>2004-01-06</value></transactionDate><deemedExecutionDate></deemedExecutionDate><transactionCoding><transactionFormType>4</transactionFormType><transactionCode>M</transactionCode><equitySwapInvolved>0</equitySwapInvolved></transactionCoding><transactionTimeliness><value></value></transactionTimeliness><transactionAmounts><transactionShares><value>29000.0000</value></transactionShares><transactionPricePerShare><value>20.2530</value></transactionPricePerShare><transactionAcquiredDisposedCode><value>D</value></transactionAcquiredDisposedCode></transactionAmounts><exerciseDate><value>2003-09-24</value></exerciseDate><expirationDate><value>2012-09-24</value></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>83000.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>34916.0000</value></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeTransaction><derivativeHolding><securityTitle><value>Stock Option (right to purchase)</value></securityTitle><conversionOrExercisePrice><footnoteId id="F1" /></conversionOrExercisePrice><exerciseDate><footnoteId id="F2" /></exerciseDate><expirationDate><footnoteId id="F3" /></expirationDate><underlyingSecurity><underlyingSecurityTitle><value>Common Stock</value></underlyingSecurityTitle><underlyingSecurityShares><value>320582.0000</value></underlyingSecurityShares></underlyingSecurity><postTransactionAmounts><sharesOwnedFollowingTransaction><value>320582.0000</value><footnoteId id="F4" /></sharesOwnedFollowingTransaction></postTransactionAmounts><ownershipNature><directOrIndirectOwnership><value>D</value></directOrIndirectOwnership></ownershipNature></derivativeHolding></derivativeTable><footnotes><footnote id="F1">Comprises options granted at various prices.</footnote><footnote id="F2">Exercise dates vary for each of the various grants.</footnote><footnote id="F3">Expiration dates vary for each of the various grants.</footnote><footnote id="F4">Reflects Reporting Person's total Derivative Securities ownership in Fidelity National Financial, Inc. as of January 6, 2004.</footnote></footnotes><remarks></remarks><ownerSignature><signatureName>Patrick F. Stone</signatureName><signatureDate>2004-01-06</signatureDate></ownerSignature></ownershipDocument>

