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Allowance for Credit Losses (Tables)
 6 Months Ended
Apr. 30, 2021
Allowance For Credit Losses [Abstract]  
Allowance for Credit Losses on Receivables
The following tables present the activity related to our allowance for credit losses for our retail portfolio segment, wholesale portfolio segment, and trade and other receivables. On November 1, 2020, we adopted ASU 2016-13. For an explanation of the adoption of ASU 2016-13, see Note 1, Summary of Significant Accounting Policies:

Three Months Ended April 30, 2021Six Months Ended April 30, 2021
(in millions)Retail
Portfolio		Wholesale
Portfolio		Trade and
Other
Receivables		TotalRetail
Portfolio		Wholesale
Portfolio		Trade and
Other
Receivables		Total
Allowance for doubtful accounts at beginning of periodN/AN/AN/AN/A$23 $2 $19 $44 
Adoption of ASU 2016-13N/AN/AN/AN/A7 — 1 8 
Reclassifications(A)
N/AN/AN/AN/A— — (8)(8)
Allowance for credit losses at beginning of period$33 $2 $12 $47 30 2 12 44 
Provision for credit losses2 — 1 3 5 — 1 6 
Charge-offs(3)— — (3)(5)— — (5)
Recoveries1 — — 1 1 — — 1 
Other(B)
(1)— 1 — 1 — 1 2 
Allowance for credit losses at end of period$32 $2 $14 $48 $32 $2 $14 $48 

Three Months Ended April 30, 2020Six Months Ended April 30, 2020
(in millions)Retail
Portfolio		Wholesale
Portfolio		Trade and
Other
Receivables		TotalRetail
Portfolio		Wholesale
Portfolio		Trade and
Other
Receivables		Total
Allowance for doubtful accounts at beginning of period$22 $3 $21 $46 $20 $3 $21 $44 
Provision for doubtful accounts4 (1)2 5 7 (1)3 9 
Charge-offs(1)— — (1)(3)— — (3)
Other(B)
(4)— (3)(7)(3)— (4)(7)
Allowance for doubtful accounts at end of period$21 $2 $20 $43 $21 $2 $20 $43 
____________________
(A) In conjunction with the adoption of ASU 2016-13, we reclassified $8 million of non-credit allowances existing at October 31, 2020, to other components of Trade and other receivables, net and Other current liabilities.
(B) Amounts include the impact from currency translation.
Schedule of Impaired Financing Receivables The following table presents information regarding impaired finance receivables:
 April 30, 2021October 31, 2020
(in millions)Retail
Portfolio		Wholesale
Portfolio		TotalRetail
Portfolio		Wholesale
Portfolio		Total
Impaired finance receivables with specific loss reserves$46 $— $46 $31 $— $31 
Impaired finance receivables without specific loss reserves— — — — — — 
Specific loss reserves on impaired finance receivables14 — 14 12 — 12 
Finance receivables on non-accrual status29 — 29 31 — 31 
Schedule of Aging Analysis for Finance Receivables The following table presents the aging analysis for finance receivables:
 April 30, 2021October 31, 2020
(in millions)Retail
Portfolio		Wholesale
Portfolio		TotalRetail
Portfolio		Wholesale
Portfolio		Total
Current, and up to 30 days past due$579 $1,009 $1,588 $558 $1,024 $1,582 
30-90 days past due42 — 42 44 1 45 
Over 90 days past due22 — 22 20 — 20 
Total finance receivables$643 $1,009 $1,652 $622 $1,025 $1,647 
Schedule of Financing Receivable Credit Quality Indicators
The following table presents the amortized cost of our receivables that have an original maturity of more than one year. Performing and non-performing receivables are disaggregated as we measure expected credit losses differently. This table excludes our wholesale portfolio, trade accounts and other receivables which are short term in nature.
Year of Origination
(in millions)20212020201920182017Prior to 2017Total
Retail - U.S. performing receivables$10 $16 $8 $5 $5 $— $44 
Retail - Mexico performing receivables76 119 87 53 16 4 355 
   Total performing receivables86 135 95 58 21 4 399 
Retail - U.S. non-performing receivables— — — — — — — 
Retail - Mexico non-performing receivables2 4 5 9 4 4 28 
   Total non-performing receivables2 4 5 9 4 4 28 
Retail - Total$88 $139 $100 $67 $25 $8 $427