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Allowance for Doubtful Accounts (Tables)
12 Months Ended
Oct. 31, 2020
Allowance for Doubtful Accounts [Abstract]  
Allowance For Credit Losses On Receivables [Table Text Block]
The following tables present the activity related to our allowance for doubtful accounts for our retail portfolio segment, wholesale portfolio segment, and trade and other receivables:
 
For the Year Ended October 31, 2020
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
20

 
$
3

 
$
21

 
$
44

Provision for doubtful accounts
12

 
(1
)
 
5

 
16

Charge-offs
(9
)
 

 
(2
)
 
(11
)
Recoveries
1

 

 

 
1

Other(A)
(1
)
 

 
(5
)
 
(6
)
Allowance for doubtful accounts, at end of period
$
23

 
$
2

 
$
19

 
$
44

 
For the Year Ended October 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
19

 
$
3

 
$
28

 
$
50

Provision for doubtful accounts
5

 

 
(1
)
 
4

Charge-offs
(6
)
 

 
(6
)
 
(12
)
Recoveries
2

 

 

 
2

Allowance for doubtful accounts, at end of period
$
20

 
$
3

 
$
21

 
$
44

 
For the Year Ended October 31, 2018
(in millions)
Retail Portfolio
 
Wholesale Portfolio
 
Trade and Other Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
17

 
$
3

 
$
28

 
$
48

Provision for doubtful accounts
7

 

 
3

 
10

Charge-offs
(7
)
 

 
(1
)
 
(8
)
Recoveries
3

 

 

 
3

Other(A)
(1
)
 

 
(2
)
 
(3
)
Allowance for doubtful accounts, at end of period
$
19

 
$
3

 
$
28

 
$
50

____________________
(A)
Amounts include impact from currency translation.
Impaired Financing Receivables [Table Text Block]
The following table presents information regarding impaired finance receivables:
 
October 31, 2020
 
October 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Impaired finance receivables with specific loss reserves
$
31

 
$

 
$
31

 
$
23

 
$

 
$
23

Impaired finance receivables without specific loss reserves

 

 

 
1

 

 
1

Specific loss reserves on impaired finance receivables
12

 

 
12

 
11

 

 
11

Finance receivables on non-accrual status
31

 

 
31

 
24

 

 
24


Financing Receivable, Allowance for Credit Loss [Table Text Block] use the aging of our receivables as well as other inputs when assessing credit quality. The following table presents the aging analysis for finance receivables:
 
October 31, 2020
 
October 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Current, and up to 30 days past due
$
558

 
$
1,024

 
$
1,582

 
$
753

 
$
1,365

 
$
2,118

30-90 days past due
44

 
1

 
45

 
76

 
1

 
77

Over 90 days past due
20

 

 
20

 
25

 

 
25

Total finance receivables
$
622

 
$
1,025

 
$
1,647

 
$
854

 
$
1,366

 
$
2,220