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Allowance for Doubtful Accounts (Tables)
9 Months Ended
Jul. 31, 2020
Allowance for Doubtful Accounts [Abstract]  
Allowance For Credit Losses On Receivables [Table Text Block]
The following tables present the activity related to our allowance for doubtful accounts for our retail portfolio segment, wholesale portfolio segment, and trade and other receivables:
 
Three Months Ended July 31, 2020
 
Three Months Ended July 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts at beginning of period
$
21

 
$
2

 
$
20

 
$
43

 
$
22

 
$
3

 
$
29

 
$
54

Provision for doubtful accounts
4

 

 

 
4

 
1

 

 
1

 
2

Charge-offs
(4
)
 

 

 
(4
)
 
(2
)
 

 

 
(2
)
Recoveries
1

 

 

 
1

 
1

 

 

 
1

Other(A)
1

 

 

 
1

 
(1
)
 

 
2

 
1

Allowance for doubtful accounts at end of period
$
23

 
$
2

 
$
20

 
$
45

 
$
21

 
$
3

 
$
32

 
$
56


 
Nine Months Ended July 31, 2020
 
Nine Months Ended July 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts at beginning of period
$
20

 
$
3

 
$
21

 
$
44

 
$
19

 
$
3

 
$
28

 
$
50

Provision for doubtful accounts
11

 
(1
)
 
3

 
13

 
5

 

 
3

 
8

Charge-offs
(7
)
 

 

 
(7
)
 
(4
)
 

 
(1
)
 
(5
)
Recoveries
1

 

 

 
1

 
1

 

 

 
1

Other(A)
(2
)
 

 
(4
)
 
(6
)
 

 

 
2

 
2

Allowance for doubtful accounts at end of period
$
23

 
$
2

 
$
20

 
$
45

 
$
21

 
$
3

 
$
32

 
$
56

____________________
(A) Amounts include the impact from currency translation.
Impaired Financing Receivables [Table Text Block]
The following table presents information regarding impaired finance receivables:
 
July 31, 2020
 
October 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Impaired finance receivables with specific loss reserves
$
39

 
$

 
$
39

 
$
23

 
$

 
$
23

Impaired finance receivables without specific loss reserves

 

 

 
1

 

 
1

Specific loss reserves on impaired finance receivables
16

 

 
16

 
11

 

 
11

Finance receivables on non-accrual status
39

 

 
39

 
24

 

 
24


Financing Receivable, Allowance for Credit Loss [Table Text Block] We use the aging of our receivables as well as other inputs when assessing credit quality. The following table presents the aging analysis for finance receivables:
 
July 31, 2020
 
October 31, 2019
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Current, and up to 30 days past due
$
485

 
$
1,127

 
$
1,612

 
$
753

 
$
1,365

 
$
2,118

30-90 days past due
42

 
1

 
43

 
76

 
1

 
77

Over 90 days past due
23

 

 
23

 
25

 

 
25

Total finance receivables
$
550

 
$
1,128

 
$
1,678

 
$
854

 
$
1,366

 
$
2,220