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Finance Receivables (Tables)
 12 Months Ended
Oct. 31, 2019
Receivables [Abstract]  
Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block] ur Finance receivables, net in our Consolidated Balance Sheets consist of the following:
 
As of October 31,
(in millions)
2019
 
2018
Retail portfolio
$
854

 
$
720

Wholesale portfolio
1,366

 
1,460

Total finance receivables
2,220

 
2,180

Less: Allowance for doubtful accounts
23

 
22

Total finance receivables, net
2,197

 
2,158

Less: Current portion, net(A)
1,923

 
1,898

Noncurrent portion, net
$
274

 
$
260

_________________________
(A)
The current portion of finance receivables is computed based on contractual maturities. Actual cash collections typically vary from the contractual cash flows because of prepayments, extensions, delinquencies, credit losses, and renewals.
Finance Revenues Derived From Receivables [Table Text Block]
The following table presents the portion of Finance revenues from our Financial Services operations:
 
As of October 31,
(in millions)
2019
 
2018
 
2017
Retail notes and finance leases revenue
$
60

 
$
50

 
$
41

Wholesale notes interest
118

 
105

 
102

Operating lease revenue
86

 
72

 
68

Retail and wholesale accounts interest
33

 
30

 
24

Gross finance revenues
297

 
257

 
235

Less: Intercompany revenues
104

 
97

 
93

Finance revenues
$
193

 
$
160

 
$
142