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Allowance for Doubtful Accounts (Tables)
9 Months Ended
Jul. 31, 2019
Allowance for Doubtful Accounts [Abstract]  
Allowance For Credit Losses On Receivables [Table Text Block]
The following tables present the activity related to our allowance for doubtful accounts for our retail portfolio segment, wholesale portfolio segment, and trade and other receivables:
 
Three Months Ended July 31, 2019
 
Three Months Ended July 31, 2018
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
22

 
$
3

 
$
29

 
$
54

 
$
19

 
$
3

 
$
27

 
$
49

Provision for doubtful accounts
1

 

 
1

 
2

 
2

 

 
1

 
3

Charge-off of accounts
(2
)
 

 

 
(2
)
 
(1
)
 

 

 
(1
)
Recoveries
1

 

 

 
1

 
1

 

 

 
1

Other(A)
(1
)
 

 
2

 
1

 

 

 
(2
)
 
(2
)
Allowance for doubtful accounts, at end of period
$
21

 
$
3

 
$
32

 
$
56

 
$
21

 
$
3

 
$
26

 
$
50

 
Nine Months Ended July 31, 2019
 
Nine Months Ended July 31, 2018
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
19

 
$
3

 
$
28

 
$
50

 
$
17

 
$
3

 
$
28

 
$
48

Provision for doubtful accounts
5

 

 
3

 
8

 
5

 

 
1

 
6

Charge-off of accounts
(4
)
 

 
(1
)
 
(5
)
 
(4
)
 

 

 
(4
)
Recoveries
1

 

 

 
1

 
3

 

 

 
3

Other(A)

 

 
2

 
2

 

 

 
(3
)
 
(3
)
Allowance for doubtful accounts, at end of period
$
21

 
$
3

 
$
32

 
$
56

 
$
21

 
$
3

 
$
26

 
$
50

____________________
(A) Amounts include impact from currency translation.
Impaired Financing Receivables [Table Text Block]
The following table presents information regarding impaired finance receivables:
 
July 31, 2019
 
October 31, 2018
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Impaired finance receivables with specific loss reserves
$
22

 
$

 
$
22

 
$
20

 
$

 
$
20

Impaired finance receivables without specific loss reserves

 

 

 

 

 

Specific loss reserves on impaired finance receivables
11

 

 
11

 
9

 

 
9

Finance receivables on non-accrual status
22

 

 
22

 
20

 

 
20


Allowance for Credit Losses on Financing Receivables [Table Text Block] We use the aging of our receivables as well as other inputs when assessing credit quality. The following table presents the aging analysis for finance receivables:
 
July 31, 2019
 
October 31, 2018
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Current, and up to 30 days past due
$
771

 
$
1,634

 
$
2,405

 
$
655

 
$
1,459

 
$
2,114

30-90 days past due
59

 
1

 
60

 
51

 
1

 
52

Over 90 days past due
21

 

 
21

 
14

 

 
14

Total finance receivables
$
851

 
$
1,635

 
$
2,486

 
$
720

 
$
1,460

 
$
2,180