Finance Receivables (Tables)

12 Months Ended

Oct. 31, 2018

Receivables [Abstract]

Schedule of Accounts, Notes, Loans and Financing Receivable [Table Text Block]

ur Finance receivables, net in our Consolidated Balance Sheets consist of the following:

	As of October 31,
(in millions)	2018		2017
Retail portfolio	$	720	$	559
Wholesale portfolio	1,460		1,246
Total finance receivables	2,180		1,805
Less: Allowance for doubtful accounts	22		20
Total finance receivables, net	2,158		1,785
Less: Current portion, net(A)	1,898		1,565
Noncurrent portion, net	$	260	$	220

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(A) The current portion of finance receivables is computed based on contractual maturities. Actual cash collections typically vary from the contractual cash flows because of prepayments, extensions, delinquencies, credit losses, and renewals.

Finance Revenues Derived From Receivables [Table Text Block]

The following table presents the components of our Finance revenues in our Consolidated Statements of Operations:

	As of October 31,
(in millions)	2018		2017		2016
Retail notes and finance leases revenue	$	50	$	41	$	38
Wholesale notes interest	105		102		107
Operating lease revenue	72		68		66
Retail and wholesale accounts interest	30		24		24
Gross finance revenues	257		235		235
Less: Intercompany revenues	97		93		100
Finance revenues	$	160	$	142	$	135