XML 112 R36.htm IDEA: XBRL DOCUMENT v2.4.0.8
Allowance for Doubtful Accounts (Tables)
 12 Months Ended
Oct. 31, 2013
Allowance for Doubtful Accounts [Abstract]  
Allowance For Credit Losses On Receivables [Table Text Block]
The following tables present the activity related to our allowance for doubtful accounts for our retail portfolio segment, wholesale portfolio segment, and trade and other receivables:
 
October 31, 2013
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
27

 
$
—

 
$
24

 
$
51

Provision for doubtful accounts, net of recoveries(A)
4

 
2

 
14

 
20

Charge-off of accounts(B)
(10
)
 
—

 
(1
)
 
(11
)
Allowance for doubtful accounts, at end of period
$
21

 
$
2

 
$
37

 
$
60


 
October 31, 2012
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
31

 
$
2

 
$
17

 
$
50

Provision for doubtful accounts, net of recoveries(A)
3

 
(2
)
 
13

 
14

Charge-off of accounts(B)
(7
)
 
—

 
(6
)
 
(13
)
Allowance for doubtful accounts, at end of period
$
27

 
$
—

 
$
24

 
$
51

 
October 31, 2011
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Trade and
Other
Receivables
 
Total
Allowance for doubtful accounts, at beginning of period
$
58

 
$
2

 
$
36

 
$
96

Provision for doubtful accounts, net of recoveries(A)
(5
)
 
—

 
(1
)
 
(6
)
Charge-off of accounts(B)
(22
)
 
—

 
(18
)
 
(40
)
Allowance for doubtful accounts, at end of period
$
31

 
$
2

 
$
17

 
$
50

_________________________
(A)
Amounts include currency translation.
(B)
Impaired Financing Receivables [Table Text Block]
The following table presents information regarding impaired finance receivables:
 
October 31, 2013
 
October 31, 2012
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
 
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Impaired finance receivables with specific loss reserves
$
15

 
$
—

 
$
15

 
$
14

 
$
—

 
$
14

Impaired finance receivables without specific loss reserves
1

 
—

 
1

 
1

 
—

 
1

Specific loss reserves on impaired finance receivables
6

 
—

 
6

 
9

 
—

 
9

Finance receivables on non-accrual status
10

 
—

 
10

 
10

 
—

 
10
Allowance for Credit Losses on Financing Receivables [Table Text Block]
The Company uses the aging of its receivables as well as other inputs when assessing credit quality. The following table presents the aging analysis for finance receivables:
 
October 31, 2013
(in millions)
Retail
Portfolio
 
Wholesale
Portfolio
 
Total
Current, and up to 30 days past due
$
699

 
$
1,204

 
$
1,903

30-90 days past due
44

 
2

 
46

Over 90 days past due
8

 
1

 
9

Total finance receivables
$
751

 
$
1,207

 
$
1,958