2.2.0.7 false Fair Values of Financial Instruments 00990 - Disclosure - Fair Values of Financial Instruments true false false false 1 USD false false USD Standard http://www.xbrl.org/2003/iso4217 USD iso4217 0 eps Divide http://www.xbrl.org/2003/iso4217 USD iso4217 http://www.xbrl.org/2003/instance shares xbrli 0 shares Standard http://www.xbrl.org/2003/instance shares xbrli 0 $ 2 Fair Value Disclosures Abstract 0 csh_FairValueDisclosuresAbstract csh false na duration No definition available. false false false false false true false false false false false false 1 false false false false 0 0 false false false xbrli:stringItemType string No definition available. false 3 Fair Values of Financial Instruments 1 us-gaap_FairValueDisclosuresTextBlock us-gaap true na duration No definition available. false false false false false false false false false false false false 1 false false false false 0 0 8. Fair Values of Financial Instruments The carrying amounts and estimated fair values of financial instruments at June 30, 2010 and 2009 and December 31, 2009 were as follows (in thousands):  <div><table style="border-collapse:collapse;margin-top:20px;"><tr style="height: 20px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td colspan="7" style="width: 320px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:320px;">Balance at June 30,</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td colspan="3" style="width: 152px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:152px;">Balance at December 31,</td></tr><tr style="height: 20px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td colspan="3" style="width: 152px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:152px;">2010</td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td colspan="3" style="width: 152px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:152px;">2009</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td colspan="3" style="width: 152px; border-top-style:solid;border-top-width:1px;border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:152px;">2009</td></tr><tr style="height: 35px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Carrying Value</td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Estimated Fair Value</td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Carrying Value</td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Estimated Fair Value</td><td style="width: 12px; text-align:center;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Carrying Value</td><td style="width: 16px; text-align:center;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; border-bottom-style:solid;border-bottom-width:1px;text-align:center;border-color:#000000;min-width:68px;">Estimated Fair Value</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;">Financial assets:</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Cash and cash equivalents </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">46,708</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">46,708</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">26,323</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">26,323</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">46,004</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">46,004</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Pawn loans </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">184,104</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">184,104</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">176,313</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">176,313</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">188,312</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">188,312</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Consumer loans, net </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">115,295</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">115,295</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">89,810</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">89,810</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">108,789</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">108,789</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Interest rate contracts</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">15</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">15</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">249</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">249</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">143</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">143</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Marketable securities</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">7,950</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">7,950</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">0</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">0</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">0</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">0</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;">Financial liabilities:</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 12px; text-align:left;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:left;border-color:#000000;min-width:68px;"> </td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Bank lines of credit </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">139,799</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">135,674</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">191,522</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">185,354</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">189,663</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;">$</td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">185,623</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> Senior unsecured notes </td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">156,920</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">155,249</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">138,000</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">132,426</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">138,000</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">133,370</td></tr><tr style="height: 17px"><td style="width: 216px; text-align:left;border-color:#000000;min-width:216px;"> 2009 Convertible Notes</td><td style="width: 16px; text-align:left;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">102,818</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">175,715</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">100,275</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">126,156</td><td style="width: 12px; text-align:right;border-color:#000000;min-width:12px;"> </td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">101,520</td><td style="width: 16px; text-align:right;border-color:#000000;min-width:16px;"> </td><td style="width: 68px; text-align:right;border-color:#000000;min-width:68px;">178,825</td></tr></table></div>Cash and cash equivalents bear interest at market rates and have maturities of less than 90 days. Pawn loans have relatively short maturity periods depending on local regulations, generally 90 days or less. Consumer loans generally have a loan term of seven to 45 days. Since cash and cash equivalents, pawn loans and consumer loans generally have maturities of less than 90 days, their fair value approximates their carrying value. Pawn loan fee and service charge rates are determined by regulations and bear no valuation relationship to the capital markets' interest rate movements. Generally, pawn loans may only be resold to a licensed pawnbroker.         The fair values of the Company's long-term debt instruments are estimated based on market values for debt issues with similar characteristics or rates currently available for debt with similar terms. The Company's senior unsecured notes have a lower fair market value than the carrying value due to the difference in yield when compared to recent issuances of similar senior unsecured notes. The 2009 Convertible notes have a higher fair value than carrying value due to the Company's stock price as of June 30, 2010 exceeding the applicable conversion price for the 2009 Convertible Notes, thereby increasing the value of the instrument for bondholders.   8. Fair Values of Financial Instruments The carrying amounts and estimated fair values of financial instruments at June 30, 2010 and 2009 and December false false false us-types:textBlockItemType textblock This item represents the complete disclosure regarding the fair value of financial instruments (as defined), including financial assets and financial liabilities (collectively, as defined), and the measurements of those instruments, assets, and liabilities. Such disclosures about the financial instruments, assets, and liabilities would include: (1) the fair value of the required items together with their carrying amounts (as appropriate); (2) for items for which it is not practicable to estimate fair value, disclosure would include: (a) information pertinent to estimating fair value (including, carrying amount, effective interest rate, and maturity, and (b) the reasons why it is not practicable to estimate fair value; (3) significant concentrations of credit risk including: (a) information about the activity, region, or economic characteristics identifying a concentration, (b) the maximum amount of loss the Company is exposed to based on the gross fair value of the related item, (c) policy for requiring collateral or other security and information as to accessing such collateral or security, and (d) the nature and brief description of such collateral or security; (4) quantitative information about market risks and how such risk is are managed; (5) for items measured on both a recurring and nonrecurring basis information regarding the inputs used to develop the fair value measurement; and (6) for items presented in the financial statement for which fair value measurement is elected: (a) information necessary to understand the reasons for the election, (b) discussion of the effect of fair value changes on earnings, (c) a description of [similar groups] items for which the election is made and the relation thereof to the balance sheet, the aggregate carrying value of items included in the balance sheet that are not eligible for the election; (7) all other required (as defined) and desired information. 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