EX-99.2 8 efc22-464_ex992s2.htm SCHEDULE 2 - CONDITIONS REPORT (COMPLIANCE ONLY)

 

GS Mortgage-Backed Securities Trust 2022-RPL3 ABS-15G

Exhibit 99.2 - Schedule 2

 

 

 

 

Client Name: Goldman Sachs    
Client Project Name: GSMBS 2022-RPL3    
Start - End Dates: 5/25/2022 - 10/07/2022    
Deal Loan Count: 29    
Report Run Date: 7/13/2022 3:51 PM    
               
Conditions Report 2.0        
               
Loans in Report: 29        
Loans with Conditions: 21        
               
106 - Total Active Conditions
  39 - Material Conditions
  39 - Compliance Review Scope
  1 - Category: Compliance Manual
  14 - Category: Documentation
  5 - Category: RESPA
  19 - Category: Texas Home Equity
  67 - Non-Material Conditions
  67 - Compliance Review Scope
  1 - Category: APR Tolerance
  25 - Category: Federal Consumer Protection
  1 - Category: Finance Charge Tolerance
  11 - Category: RESPA
  17 - Category: Right of Rescission 
  3 - Category: State Consumer Protection
  3 - Category: State Prepayment Penalty
  5 - Category: Texas Home Equity
  1 - Category: TILA
2 - Total Satisfied Conditions
               
  2 - Compliance Review Scope
  2 - Category: Right of Rescission 
0 - Total Waived Conditions
               
           
       
               
 




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Client Name: Goldman Sachs                                    
Client Project Name: GSMBS 2022-RPL3                                    
Start - End Dates: 5/25/2022 - 10/07/2022                                    
Deal Loan Count: 29                                    
Report Run Date: 7/13/2022 3:51 PM                                    
                                               
Conditions Report 2.0                                          
                                               
Loans in Report: 29                                          
Loans with Conditions: 21                                          
                                               

 

Redacted Loan ID Loan Number GS Loan ID Original Principal Balance State Initial Lender ATR/QM Status Loan Level ATR/QM Status Initial Securitization Compliance Loan Grade Final Securitization Compliance Loan Grade Initial S&P Compliance Loan Grade Final S&P Compliance Loan Grade Condition Category Condition Sub Category Condition Status Initial Securitization Condition Grade Final Securitization Condition Grade Initial S&P Condition Grade Final S&P Condition Grade Condition Code Condition Description Condition Material Indicator Initial Comments Client/Seller Response Comments Conclusion Comments TRID Error Type Cure Method Loan Status
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Application in file is incomplete, only contains page one (No Data) (No Data) Not Applicable Not Applicable Complete
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active C B C B CMPFDCP2109 ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period No Missing Right of Rescission form. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing final TIL. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE. (No Data) (No Data) (No Data) Not Applicable Complete
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing Right of Rescission form. (No Data) (No Data) (No Data) Not Applicable Complete
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX XXXXXX IN (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing Right of Rescission form. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
F069FB42-3BF1-4DA1-B4B8-A29C7D82EE6C XXXXXX XXXXXX XXXXXX AL (No Data) ATR/QM: Not Applicable D B D B Compliance Federal Consumer Protection Active B B B B CMPFDCP307 TILA - Missing TIL at application No Missing Initial TIL  (No Data) (No Data) (No Data) Not Applicable Complete
F069FB42-3BF1-4DA1-B4B8-A29C7D82EE6C XXXXXX XXXXXX XXXXXX AL (No Data) ATR/QM: Not Applicable D B D B Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
F069FB42-3BF1-4DA1-B4B8-A29C7D82EE6C XXXXXX XXXXXX XXXXXX AL (No Data) ATR/QM: Not Applicable D B D B Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE  (No Data) (No Data) (No Data) Not Applicable Complete
FC573F36-90E9-40CC-ABB4-C9082DF8F2DE XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active D D D D CMPRESPA855 RESPA - Missing HUD 1/1A Settlement Statement Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
399D39A6-A7FA-4E65-82D3-61C65A4A491C XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable A A A A                               Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC191 Missing Mortgage Yes Missing Mortgage (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC195 Missing Note Yes Missing Note.  (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active C B C B CMPFDCP2109 ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period No Missing ROR.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active D D D D CMPRESPA855 RESPA - Missing HUD 1/1A Settlement Statement Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR.  (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active B B B B CMPTXHE320 TX Equity - Texas Equity : Missing T.42 Title Endorsement No Missing T.42 Title Endorsement (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active B B B B CMPTXHE321 TX Equity - Texas Equity : Missing T.42.1 Title Endorsement No Missing T.42.1 Title Endorsement (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE107 Texas Equity - Security Instrument does not meet required disclosure content Yes Missing Note  (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE111 Texas Equity - Itemized disclosure of fees not provided prior to closing; missing supporting documents for election to proceed Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE303 TX Equity - incorrect version of Section 50 notice provided Yes Missing Note  (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE324 Texas Equity - Security instrument on wrong form Yes Missing Mortgage (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE327 Texas Equity - Owner and Spouse not provided 3 calendar day ROR period Yes Missing ROR.  (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE114 Texas Equity - Missing Notice Concerning Extensions of Credit (12-day) Yes  Missing Notice Concerning Extensions of Credit (12-day) (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE117 Texas Equity - Missing Affidavit of Fair Market Value Yes Missing Affidavit of Fair Market Value (No Data) (No Data) (No Data) Not Applicable Complete
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE5347 TX Equity - Missing appraisal or other valuation to support the Affidavit of Fair Market Value Yes Missing Appraisal  (No Data) (No Data) (No Data) Not Applicable Complete
DE2A9FC0-D721-4074-96F5-2C7309D96E6B XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D B D B Compliance RESPA Active B B B B CMPRESPA845 RESPA - GFE given after 3 days from application No GFE issued XXXX and the application is dated XXXX.   (No Data) (No Data) (No Data) Not Applicable Complete
DE2A9FC0-D721-4074-96F5-2C7309D96E6B XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D B D B Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR.  (No Data) (No Data) (No Data) Not Applicable Complete
DE2A9FC0-D721-4074-96F5-2C7309D96E6B XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D B D B Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Compliance Manual Active D D D D CMPMAN2956 Missing disclosure Yes Missing Affiliated Business Disclosure (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC191 Missing Mortgage Yes Missing Mortgage   (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC195 Missing Note Yes Missing Note   (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active C B C B CMPFDCP2109 ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period No Missing ROR (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active D D D D CMPRESPA855 RESPA - Missing HUD 1/1A Settlement Statement Yes Missing HUD   (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing disbursement date (No Data) (No Data) (No Data) Not Applicable Complete
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC191 Missing Mortgage Yes Missing Mortgage (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC195 Missing Note Yes Missing Note (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Missing Application (No Data) (No Data) Not Applicable Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active C B C B CMPFDCP2109 ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period No Missing ROR. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active D D D D CMPRESPA855 RESPA - Missing HUD 1/1A Settlement Statement Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active B B B B CMPTXHE308 Voluntary Same-Lender Debt disclosure not provided to borrower No Missing ROR. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active B B B B CMPTXHE320 TX Equity - Texas Equity : Missing T.42 Title Endorsement No  Missing T.42 Title Endorsement (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active B B B B CMPTXHE321 TX Equity - Texas Equity : Missing T.42.1 Title Endorsement No Missing T.42.1 Title Endorsement. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE111 Texas Equity - Itemized disclosure of fees not provided prior to closing; missing supporting documents for election to proceed Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE133 TX Equity - not extended by a "qualified home equity lender" Yes Missing Note.  (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE303 TX Equity - incorrect version of Section 50 notice provided Yes Missing Note (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE323 Texas Equity - Prohibited graduated payments Yes File is missing estimated and final HUD, unable to accurately determine the fees and points. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE324 Texas Equity - Security instrument on wrong form Yes Missing Mortgage (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE327 Texas Equity - Owner and Spouse not provided 3 calendar day ROR period Yes Missing ROR. (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE114 Texas Equity - Missing Notice Concerning Extensions of Credit (12-day) Yes  Missing Notice Concerning Extensions of Credit (12-day) (No Data) (No Data) (No Data) Not Applicable Complete
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE117 Texas Equity - Missing Affidavit of Fair Market Value Yes Missing Affidavit of Fair Market Value (No Data) (No Data) (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Missing application (No Data) (No Data) Not Applicable Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR (No Data) (No Data) (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance State Consumer Protection Active B B B B CMPSTCP1421 WV Home Loan -Good Faith Estimate not in file No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance State Prepayment Penalty Active C B C B CMPSTPP106 PPP - Prepayment penalty exceeds maximum allowed (%) No Prepayment penalty is 5.0% of UPB in excess of 10% of OPB.  State maximum is 1.0%.  PPP is expired. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX XXXXXX WV (No Data) ATR/QM: Not Applicable D D D D Compliance State Prepayment Penalty Active C B C B CMPSTPP1373 WV Home Loan - 1st lien prepayment penalty exceeds maximum allowed No Prepayment penalty is 5.0% of UPB in excess of 10% of OPB.  State maximum is 1.0%.  PPP is expired. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
1B820EF9-F196-4201-BAB5-661A436E0066 XXXXXX XXXXXX XXXXXX AZ (No Data) ATR/QM: Not Applicable A A A A                               Complete
DC3C8ECE-C0B2-4026-B5F6-97428B8E6316 XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active D D D D CMPRESPA5332 RESPA - HUD-1 Status equals Estimated Yes Missing final HUD-1- Estimated HUD1 only in file.  Fees captured from Estimate (No Data) (No Data) Not Applicable Not Applicable Complete
DC3C8ECE-C0B2-4026-B5F6-97428B8E6316 XXXXXX XXXXXX XXXXXX CA (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing Final HUD (No Data) (No Data) (No Data) Not Applicable Complete
BCEA06CD-71C6-4B34-85D4-C43310CBBB84 XXXXXX XXXXXX XXXXXX NC (No Data) ATR/QM: Not Applicable A A A A                               Complete
2A4634C0-7337-47B6-8B02-CAE357017617 XXXXXX XXXXXX XXXXXX UT (No Data) ATR/QM: Not Applicable A A A A                               Complete
01468362-EF1D-48E4-95D8-718551E2F2A2 XXXXXX XXXXXX XXXXXX NJ (No Data) ATR/QM: Not Applicable A A A A                               Complete
9B7AA4C5-EC56-4106-AC69-094384040A17 XXXXXX XXXXXX XXXXXX IL (No Data) ATR/QM: Not Applicable A A A A                               Complete
8FFCB51A-D459-4BB7-9EA1-4B5E8C8AEB15 XXXXXX XXXXXX XXXXXX LA (No Data) ATR/QM: Not Applicable B B B B Compliance Federal Consumer Protection Active B B B B CMPFDCP314 TILA - Final TIL not dated, unable to confirm timely delivery No Final TIL not dated, unable to confirm timely delivery  (No Data) (No Data) (No Data) Not Applicable Complete
AFC055C0-FEE5-4363-90CC-6537F2C0D608 XXXXXX XXXXXX XXXXXX NY (No Data) ATR/QM: Not Applicable D B D B Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR (No Data) (No Data) (No Data) Not Applicable Complete
AFC055C0-FEE5-4363-90CC-6537F2C0D608 XXXXXX XXXXXX XXXXXX NY (No Data) ATR/QM: Not Applicable D B D B Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
3BA6D539-8E03-4557-9736-F0797D529425 XXXXXX XXXXXX XXXXXX NY (No Data) ATR/QM: Not Applicable A A A A                               Complete
8DEEF4DD-DAA8-4E13-B670-34F16DDE82F2 XXXXXX XXXXXX XXXXXX MA (No Data) ATR/QM: Not Applicable B B B B Compliance Federal Consumer Protection Active B B B B CMPFDCP305 TILA - TIL discl. not made within 3 days of application No Initial TIL date XXX which is not within 3 days of initial application XXX. (No Data) (No Data) (No Data) Not Applicable Complete
8DEEF4DD-DAA8-4E13-B670-34F16DDE82F2 XXXXXX XXXXXX XXXXXX MA (No Data) ATR/QM: Not Applicable B B B B Compliance RESPA Active B B B B CMPRESPA845 RESPA - GFE given after 3 days from application No GFE date is XXX which is not within 3 days of initial application XXX. (No Data) (No Data) (No Data) Not Applicable Complete
CA25493B-9C41-41BC-B795-64EADFB867DD XXXXXX XXXXXX XXXXXX MA (No Data) ATR/QM: Not Applicable C B C B Compliance Federal Consumer Protection Active B B B B CMPFDCP849 TILA - Required ARM Loan Program Disclosure missing No Missing Required ARM Loan Program Disclosure (No Data) (No Data) (No Data) Not Applicable Complete
CA25493B-9C41-41BC-B795-64EADFB867DD XXXXXX XXXXXX XXXXXX MA (No Data) ATR/QM: Not Applicable C B C B Compliance State Prepayment Penalty Active C B C B CMPSTPP108 PPP - Prepayment penalty type exceeds maximum allowed No Prepayment penalty type exceeds maximum allowed (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance APR Tolerance Active C B C B CMPAPRT100 APR - Regular pmt loan; underdisclosed APR > 0.125% No TIL Disclosure APR% is 7.6480% and Clayton Pay stream is 7.8025% resulting in under disclosed APR of 0.1555%. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance Federal Consumer Protection Active C B C B CMPFDCP310 TILA - Regular Payment per TIL not equal to Note Original P&I No Final TIL does not reflect IO payment from note $2,170.00 1st 120 payments, Final TIL states payment amount of $2,135.00 1st 120 payments. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance Federal Consumer Protection Active C B C B CMPFDCP312 TILA - Final TIL Date after actual transaction date No The Application Date is XXX and Transaction Date is XXX. Due to the Modification of this loan to construction to perm the, Final TIL date is XXX and Signature Date is XXX.  (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance Finance Charge Tolerance Active C B C B CMPFINT106 Finance charge understated by more than $100 (Pmt Stream) No Final TIL disclosure finance charges are $576,851.31, per Clayton pay stream calculations, final pay streams charges are $582,223.61, resulting in under disclosed finance charges of $5,372.30. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance Right of Rescission  Satisfied B B B B CMPROR117 ROR - Expiration date on form prior to end of rescission period No Missing Expiration date on ROR form. (No Data) (No Data) (No Data) Not Applicable Complete
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX XXXXXX MD (No Data) ATR/QM: Not Applicable C B C B Compliance Right of Rescission  Satisfied B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing end of rescission date on ROR. (No Data) (No Data) (No Data) Not Applicable Complete
1E455676-AA87-4040-9327-99983FCB4419 XXXXXX XXXXXX XXXXXX MA (No Data) ATR/QM: Not Applicable A A A A                               Complete
5E716AE0-9853-43E8-AFCD-8A32AC02A77D XXXXXX XXXXXX XXXXXX MS (No Data) ATR/QM: Not Applicable B B B B Compliance Federal Consumer Protection Active B B B B CMPFDCP314 TILA - Final TIL not dated, unable to confirm timely delivery No Final TIL XXX is not hand dated by borrower, unable to confirm timely delivery. (No Data) (No Data) (No Data) Not Applicable Complete
5DCA4754-8E0D-4CD7-8EBF-3830968D2628 XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Missing Application (No Data) (No Data) Not Applicable Not Applicable Complete
5DCA4754-8E0D-4CD7-8EBF-3830968D2628 XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active B B B B CMPFDCP307 TILA - Missing TIL at application No Missing Initial TIL (No Data) (No Data) (No Data) Not Applicable Complete
5DCA4754-8E0D-4CD7-8EBF-3830968D2628 XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
5DCA4754-8E0D-4CD7-8EBF-3830968D2628 XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE (No Data) (No Data) (No Data) Not Applicable Complete
D6266285-C90E-4B08-B1A0-0AEBB7415DBB XXXXXX XXXXXX XXXXXX GA (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Missing Application (No Data) (No Data) Not Applicable Not Applicable Complete
D6266285-C90E-4B08-B1A0-0AEBB7415DBB XXXXXX XXXXXX XXXXXX GA (No Data) ATR/QM: Not Applicable D D D D Compliance TILA Active B B B B CMPTILA4787 TILA -Loan secured by investment property, cannot determine if TILA is applicable b/c cannot verify if primary use of funds was personal or business. No Missing Use of Funds Letter. Cannot verify if primary use of funds was personal or business.  (No Data) (No Data) (No Data) Not Applicable Complete
7B2372F2-F8BB-4938-A3FD-18A9F8260C2C XXXXXX XXXXXX XXXXXX SC (No Data) ATR/QM: Not Applicable B B B B Compliance Federal Consumer Protection Active B B B B CMPFDCP314 TILA - Final TIL not dated, unable to confirm timely delivery No Final TIL not hand dated by the borrower. (No Data) (No Data) (No Data) Not Applicable Complete
7B2372F2-F8BB-4938-A3FD-18A9F8260C2C XXXXXX XXXXXX XXXXXX SC (No Data) ATR/QM: Not Applicable B B B B Compliance State Consumer Protection Active B B B B CMPSTCP1151 SC Home Loans -Broker 'Amounts Earned' Disclosure not in file No Missing Broker 'Amounts Earned' disclosure. (No Data) (No Data) (No Data) Not Applicable Complete
7B2372F2-F8BB-4938-A3FD-18A9F8260C2C XXXXXX XXXXXX XXXXXX SC (No Data) ATR/QM: Not Applicable B B B B Compliance State Consumer Protection Active B B B B CMPSTCP1159 SC Home Loans - Designated Agency Disclosure not in file No Missing Designated Agency disclosure. (No Data) (No Data) (No Data) Not Applicable Complete
6998D63F-E7CF-4BAB-902D-3023BC9EE0BF XXXXXX XXXXXX XXXXXX GA (No Data) ATR/QM: Not Applicable B B B B Compliance Federal Consumer Protection Active B B B B CMPFDCP305 TILA - TIL discl. not made within 3 days of application No Initial TIL dated XXX; Application date is XXX. (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active C C C C CMPDOC2698 Missing required mortgage insurance certificate Yes Missing MI cert reflecting MI is lender paid (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Missing application in file. (No Data) (No Data) Not Applicable Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active C B C B CMPFDCP2109 ROR - Unknown latest TIL date; cannot determine whether borrower was provided their full rescission period No Missing TIL disclosure statement. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing TIL disclosure statement. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE in file. (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active B B B B CMPROR2043 Cannot determine if funding date is after rescission period No Missing ROR form. (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Right of Rescission  Active D B D B CMPROR5345 ROR - Missing or Incomplete Right of Rescission form No Missing ROR form. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active C C C C CMPTXHE111 Texas Equity - Itemized disclosure of fees not provided prior to closing; missing supporting documents for election to proceed Yes Itemized disclosure of fees not provided prior to closing; missing supporting documents for election to proceed  (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE114 Texas Equity - Missing Notice Concerning Extensions of Credit (12-day) Yes Missing TX Notice Concerning Extensions of Credit. (No Data) (No Data) (No Data) Not Applicable Complete
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX XXXXXX TX (No Data) ATR/QM: Not Applicable D D D D Compliance Texas Home Equity Active D D D D CMPTXHE117 Texas Equity - Missing Affidavit of Fair Market Value Yes Missing Affidavit of Fair Market Value. (No Data) (No Data) (No Data) Not Applicable Complete
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX XXXXXX FL (No Data) ATR/QM: Not Applicable D D D D Compliance Documentation Active D D D D CMPDOC5407 Application Missing Yes Application is incomplete only contains page one. (No Data) (No Data) Not Applicable Not Applicable Complete
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX XXXXXX FL (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active B B B B CMPFDCP307 TILA - Missing TIL at application No Missing Initial TIL. (No Data) (No Data) (No Data) Not Applicable Complete
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX XXXXXX FL (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active B B B B CMPFDCP849 TILA - Required ARM Loan Program Disclosure missing No Missing ARM loan disclosure. (No Data) (No Data) (No Data) Not Applicable Complete
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX XXXXXX FL (No Data) ATR/QM: Not Applicable D D D D Compliance Federal Consumer Protection Active D B D B CMPFDCP308 TILA - Missing TIL at closing No Missing Final TIL. (No Data) Applicable Statute of Limitation has expired. Final grade B, non-material. (No Data) Not Applicable Complete
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX XXXXXX FL (No Data) ATR/QM: Not Applicable D D D D Compliance RESPA Active B B B B CMPRESPA3016 RESPA - GFE Not in File No Missing GFE. (No Data) (No Data) (No Data) Not Applicable Complete

 

 
 
Client Name: Goldman Sachs            
Client Project Name: GSMBS 2022-RPL3            
Start - End Dates: 5/25/2022 - 10/07/2022            
Deal Loan Count: 29            
Report Run Date: 7/13/2022 3:51 PM            
                         
Conditions Report 2.0                    
                         
Loans in Report: 29                    
Loans with Conditions: 21                    
                         
Redacted Loan ID Loan Number GS Loan ID Sample group TRID Indicator Lender Application Date Broker Application Date Initial Securitization Loan Compliance Grade Final Securitization Loan Compliance Grade Initial S&P Loan Compliance Grade Final S&P Loan Compliance Grade
01468362-EF1D-48E4-95D8-718551E2F2A2 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
1B820EF9-F196-4201-BAB5-661A436E0066 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
1E455676-AA87-4040-9327-99983FCB4419 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
2A4634C0-7337-47B6-8B02-CAE357017617 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
399D39A6-A7FA-4E65-82D3-61C65A4A491C XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
3BA6D539-8E03-4557-9736-F0797D529425 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX C B C B
5DCA4754-8E0D-4CD7-8EBF-3830968D2628 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
5E716AE0-9853-43E8-AFCD-8A32AC02A77D XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX B B B B
6998D63F-E7CF-4BAB-902D-3023BC9EE0BF XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX B B B B
6F8D1803-9B12-49B1-A8A1-D669B5DE6585 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
7B2372F2-F8BB-4938-A3FD-18A9F8260C2C XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX B B B B
8DEEF4DD-DAA8-4E13-B670-34F16DDE82F2 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX B B B B
8FFCB51A-D459-4BB7-9EA1-4B5E8C8AEB15 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX B B B B
9B7AA4C5-EC56-4106-AC69-094384040A17 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
9BB5511D-2E3F-44E2-A013-96AA9135E2E7 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
AFC055C0-FEE5-4363-90CC-6537F2C0D608 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D B D B
BCEA06CD-71C6-4B34-85D4-C43310CBBB84 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX A A A A
CA25493B-9C41-41BC-B795-64EADFB867DD XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX C B C B
D046B75F-A128-4AAD-9C40-21011F88A38B XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
D6266285-C90E-4B08-B1A0-0AEBB7415DBB XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
DA846B4E-4D2E-44F9-92E1-469D8F54074D XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
DC3C8ECE-C0B2-4026-B5F6-97428B8E6316 XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
DE2A9FC0-D721-4074-96F5-2C7309D96E6B XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D B D B
EED4EFA9-A6A4-44CC-8412-D3FD56FEFFFB XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D
F069FB42-3BF1-4DA1-B4B8-A29C7D82EE6C XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D B D B
FC573F36-90E9-40CC-ABB4-C9082DF8F2DE XXXXXX XXXXXX GSMBS 2022-RPL3 Pre-TRID XXXXXX XXXXXX D D D D

 

 
 
Client Name: Goldman Sachs            
Client Project Name: GSMBS 2022-RPL3            
Start - End Dates: 5/25/2022 - 10/07/2022            
Deal Loan Count: 29            
Report Run Date: 7/13/2022 3:51 PM            
                       
Conditions Report 2.0                  
                       
Loans in Report: 29                  
Loans with Conditions: 21                  
                       
Redacted Loan ID Loan Number GS Loan ID TRID Indicator Initial Securitization Loan Compliance Grade Final Securitization Loan Compliance Grade Initial S&P Loan Compliance Grade Final S&P Loan Compliance Grade HUD 1 Status Subject To Predatory Testing?
01468362-EF1D-48E4-95D8-718551E2F2A2 XXXXXX XXXXXX Pre-TRID A A A A Present N/A
1B820EF9-F196-4201-BAB5-661A436E0066 XXXXXX XXXXXX Pre-TRID A A A A Present N/A
1E455676-AA87-4040-9327-99983FCB4419 XXXXXX XXXXXX Pre-TRID A A A A Present N/A
2A4634C0-7337-47B6-8B02-CAE357017617 XXXXXX XXXXXX Pre-TRID A A A A Present N/A
2D6570D9-C744-4D61-BB43-87A7BAD690AB XXXXXX XXXXXX Pre-TRID D D D D Missing Yes
399D39A6-A7FA-4E65-82D3-61C65A4A491C XXXXXX XXXXXX Pre-TRID A A A A Present N/A
3BA6D539-8E03-4557-9736-F0797D529425 XXXXXX XXXXXX Pre-TRID A A A A Present N/A
5656FAE2-10A4-489A-BE3D-4F556B9C7AEF XXXXXX XXXXXX Pre-TRID D D D D Present N/A
57D0475A-2472-460D-9C13-56E9BA9B5D04 XXXXXX XXXXXX Pre-TRID C B C B Present N/A
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