EX-99.1 4 ex99-1s3.htm SCHEDULE 3 - EXCEPTION SUPPLEMENTAL REPORT
 

GS Mortgage-Backed Securities Trust 2022-MM1 ABS-15G

 

Exhibit 99.1 - Schedule 3

 

 

GS_LOAN_NUMBER Investor Loan Number EXCEPTIONID EXCEPTIONIDDATE CONDITIONCATEGORY CONDITIONSTANDARDIZEDDESCRIPTION EXCEPTIONCHOSEN EDITEDEXCEPTION COMPENSATINGFACTORS FOLLOW-UPCOMMENTS EXCEPTION STATUS CLEAREDDATE OVERRIDEDATE EXCEPTIONLEVELGRADE COMPLETEDATE OUTSIDEQCDATE NOTEDATE PROPERTYSTATE OCCUPANCY PURPOSE
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Per Diem Interest Amount Test Per Diem Interest Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Post-Consummation Revised Closing Disclosure Data Validation Test TRID Post-Consummation Revised Closing Disclosure Data Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consumer Credit Contracts  XXX. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided Consumer Credit Contracts  XXX. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Cosigner Notice Disclosure is Missing Cosigner Notice Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Cash Out: Debt Consolidation Proceeds used to pay off existing loans other than loans secured by real estate
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Cash Out: Debt Consolidation Proceeds used to pay off existing loans other than loans secured by real estate
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance MD Credit Regulations Mortgage Loan DTI Provided Test MD Credit Regulations Mortgage Loan DTI Provided Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Written List of Service Providers Disclosure Date Test Written List of Service Providers Disclosure Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance RESPA Homeownership Counseling Organizations Disclosure Date Test RESPA Homeownership Counseling Organizations Disclosure Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test Revised Closing Disclosure Delivery Date Test (No Waiting Period Required) Test Cleared 1   XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home Loan Home Loan Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Income Verification does not match Approval Borrower Income Verification does not match Approval Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Lender initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Lender initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Partial Transmittal Summary is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Qualified Mortgage Points and Fees Finding (XX CFR §XXXX(e)(X)) Qualified Mortgage Points and Fees Finding (xx CFR §xxxx(e)(x)) Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home loan Toolkit is Missing Home loan Toolkit is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Housing history does not meet guidelines Housing history does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Lender Credits That Cannot Decrease Test Lender Credits That Cannot Decrease Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit CoBorrower Employment Verification does not meet guidelines CoBorrower Employment Verification does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Employment Verification does not meet guidelines Borrower Employment Verification does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home loan Toolkit is Missing Home loan Toolkit is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Late Fees Test Late Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1   XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Effective Date is after the Note Date Hazard Insurance Effective Date is after the Note Date Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Lender did not provide ATR/QM Status Determination Lender did not provide ATR/QM Status Determination Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Income Verification does not match Approval Borrower Income Verification does not match Approval Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Notice of Special Flood Hazards is Partial Notice of Special Flood Hazards is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Flood Insurance Policy is Missing Flood Insurance Policy is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property UCDP Summary Report is Missing UCDP Summary Report is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance XXX Constitution A6 Total Indebtedness Test XXX Constitution A6 Total Indebtedness Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home loan Toolkit is Missing Home loan Toolkit is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section G. Initial Escrow Payment At Closing" Validation Test TRID "Section G. Initial Escrow Payment At Closing" Validation Test Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit CLTV Exceeds the AUS Maximum Allowable CLTV Exceeds the AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Was lowest appraised value used to qualify is No Was lowest appraised value used to qualify is No Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit LTV Exceeds AUS Maximum Allowable LTV Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Desk Review variance to appraised value exceeds 10% Third Party Desk Review variance to appraised value exceeds 10% Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Security Instrument Indicator is Missing Security Instrument Indicator is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Housing history does not meet guidelines Housing history does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" Validation Test TRID "Section C. Services You Can Shop For / Services Borrower Did Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Documentation Type Test Documentation Type Test Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Asset Documents are Incomplete Asset Documents are Incomplete Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Liquid Reserves (Dollar Amount) are less than AUS Minimum Required Liquid Reserves (Dollar Amount) are less than AUS Minimum Required Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Insufficient cash to close. Insufficient cash to close. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home Loan Home Loan Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Partial Final Loan Application is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Home Loan Home Loan Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Note Document Indicator is Partial Note Document Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Note is not executed by all borrowers Note is not executed by all borrowers Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Appraisal guideline violation Appraisal guideline violation Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Minimum Trade Line Requirement Not Met Minimum Trade Line Requirement Not Met Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Post-Consummation Revised Closing Disclosure Data Validation Test TRID Post-Consummation Revised Closing Disclosure Data Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Partial Transmittal Summary is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees Test Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Lender Credits That Cannot Decrease Test Lender Credits That Cannot Decrease Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Partial Transmittal Summary is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Title Policy is Partial Title Policy is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit CoBorrower Employment Verification does not meet guidelines CoBorrower Employment Verification does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Housing history does not meet guidelines Housing history does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1   XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees Test Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Security Instrument Indicator is Partial Security Instrument Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Lender Credits That Cannot Decrease Test Lender Credits That Cannot Decrease Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1   XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees First Lien Test Prohibited Fees First Lien Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit AUS is Partial AUS is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Notice of Special Flood Hazards is Partial Notice of Special Flood Hazards is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance XXX. Rev. Stat. Ann. § 5-3-105 - Cosigner Notice Disclosure was not provided XXX. Rev. Stat. Ann. § 5-3-105 - Cosigner Notice Disclosure was not provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Cosigner Notice Disclosure is Missing Cosigner Notice Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test Revised Closing Disclosure Delivery Date and Changed Circumstances Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit HAZARD INSURANCE CERTIFICATE MISSING HAZARD INSURANCE CERTIFICATE MISSING Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Right to Cancel is Missing Right to Cancel is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Right to Cancel Transaction Date is different from the Transaction Date Right to Cancel Transaction Date is different from the Transaction Date Cleared 1   XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower residency documentation not provided or issue with documentation Borrower residency documentation not provided or issue with documentation Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consummation or Reimbursement Date Validation Test Consummation or Reimbursement Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Desk Review variance to appraised value exceeds 10% Third Party Desk Review variance to appraised value exceeds 10% Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient. Hazard Insurance Coverage is Not Sufficient. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Missing Final Loan Application is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Partial Final Loan Application is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Disclosure Delivery and Receipt Date Validation Test TRID Disclosure Delivery and Receipt Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Missing Final Loan Application is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Initial Escrow Account Disclosure is Missing Initial Escrow Account Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Indicator is Partial Hazard Insurance Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test TRID "Section B. Services You Cannot Shop For / Services Borrower Did Not Shop For" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Income Verification is less than 12 months Borrower Income Verification is less than 12 months Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Third Party Valuation Product Not Provided and CU Score is Greater Than 2.5 Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees Test Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit LTV Exceeds AUS Maximum Allowable LTV Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit CLTV Exceeds the AUS Maximum Allowable CLTV Exceeds the AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Original PI Payment on Note does not equal PI Payment on Final Closing Disclosure Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Rescission Total of Payments Test TRID Rescission Total of Payments Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That In Total Cannot Increase More Than 10% Test Charges That In Total Cannot Increase More Than 10% Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees Test Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Rescission Finance Charge Test TILA Rescission Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consummation or Reimbursement Date Validation Test Consummation or Reimbursement Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Debt Consolidation Proceeds used to pay off existing loans other than loans secured by real estate
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Balance Sheet Does Not Meet Guidelines Balance Sheet Does Not Meet Guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Disclosure Delivery and Receipt Date Validation Test TRID Disclosure Delivery and Receipt Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Total of Payments Test TRID Total of Payments Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Profit and Loss Does Not Meet Guidelines Profit and Loss Does Not Meet Guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Collateral Protection Act  815 Ill. Comp. Stat. 180/1 et seq. - Collateral Protection Notice was not provided Collateral Protection Act  815 Ill. Comp. Stat. 180/1 et seq. - Collateral Protection Notice was not provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consummation or Reimbursement Date Validation Test Consummation or Reimbursement Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Post-Consummation Revised Closing Disclosure Data Validation Test TRID Post-Consummation Revised Closing Disclosure Data Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Missing Final Loan Application is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Regulation §XXXX(e)(X)(vi) failure - The Qualified Mortgage calculated DTI is greater than XX%. Void 1   XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Prohibited Fees Test Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section E. Taxes and Other Government Fees" Validation Test TRID "Section E. Taxes and Other Government Fees" Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Right of Rescission Test TILA Right of Rescission Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Effective Date is after the Note Date Hazard Insurance Effective Date is after the Note Date Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Coverage is Not Sufficient Hazard Insurance Coverage is Not Sufficient Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consummation or Reimbursement Date Validation Test Consummation or Reimbursement Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID "Section H. Other" Validation Test TRID "Section H. Other" Validation Test Void 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Employment Verification does not meet guidelines Borrower Employment Verification does not meet guidelines Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Late Fees Test Late Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third party AVM Confidence Score is less than 80% Third party AVM Confidence Score is less than 80% Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Initial Closing Disclosure Date and Funding Date Validation Test TRID Initial Closing Disclosure Date and Funding Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Initial Closing Disclosure Delivery Date Test Initial Closing Disclosure Delivery Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Right of Rescission Test TILA Right of Rescission Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Vermont Mortgage Lender License Prohibited Fees Test Vermont Mortgage Lender License Prohibited Fees Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Settlement Cost Booklet was provided more than 3 days from the Originator Application Date Settlement Cost Booklet was provided more than 3 days from the Originator Application Date Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Property Third party AVM Confidence Score is less than 80% Third party AVM Confidence Score is less than 80% Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Initial Escrow Account Disclosure is Missing Initial Escrow Account Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Missing Final Loan Application is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Note Document Indicator is Missing Note Document Indicator is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit DTI Exceeds AUS Maximum Allowable DTI Exceeds AUS Maximum Allowable Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Second Home Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Initial Closing Disclosure Delivery Date Test Initial Closing Disclosure Delivery Date Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Hazard Insurance Effective Date is after the Note Date Hazard Insurance Effective Date is after the Note Date Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Post-Consummation Reason for Redisclosure Validation Test TRID Post-Consummation Reason for Redisclosure Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TRID Disclosure Delivery and Receipt Date Validation Test TRID Disclosure Delivery and Receipt Date Validation Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Final Loan Application is Missing Final Loan Application is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance TILA Finance Charge Test TILA Finance Charge Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit CoBorrower Transcripts is Missing CoBorrower Transcripts is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Transcripts are missing Borrower Transcripts are missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Charges That Cannot Increase Test Charges That Cannot Increase Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Debt Consolidation Proceeds used to pay off existing loans other than loans secured by real estate
XXXXX XXXXX XXX XX/XX/XXXX Compliance Reimbursement Amount Test Reimbursement Amount Test Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Debt Consolidation Proceeds used to pay off existing loans other than loans secured by real estate
XXXXX XXXXX XXX XX/XX/XXXX Property Title Issues Present Title Issues Present Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Missing Transmittal Summary is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Credit Transmittal Summary is Partial Transmittal Summary is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Cash Out: Other Multi purpose Unknown purpose
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party AVM to appraised value exceeds 10% allowable variance Third Party AVM to appraised value exceeds 10% allowable variance Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Property Is Completion Certificate in file is No Is Completion Certificate in file is No Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Rate Term Refinance Borrower initiated
XXXXX XXXXX XXX XX/XX/XXXX Credit Liquid Reserves (Dollar Amount) are less than AUS Minimum Required Liquid Reserves (Dollar Amount) are less than AUS Minimum Required Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Insufficient cash to close. Insufficient cash to close. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit Asset Documents are Incomplete Asset Documents are Incomplete Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance No Compliance Findings No Compliance Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Credit No Credit Findings No Credit Findings Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Limited Cash Out (GSE Definition)
XXXXX XXXXX XXX XX/XX/XXXX Credit Borrower Liabilities Verification Indicator is Partial Borrower Liabilities Verification Indicator is Partial Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied Other than first time Home Purchase
XXXXX XXXXX XXX XX/XX/XXXX Compliance Consumer Credit Contracts  XXX. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided Consumer Credit Contracts  XXX. Civ. Code § 1799.91 - Cosigner Notice Disclosure was not provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Escrow Waiver Disclosure is Missing Escrow Waiver Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Third Party Valuation Product Not Provided and FHLMC Collateral Rep & Warrant Relief is Not Eligible or Unavailable. Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Property Third Party Valuation Product not Provided Third Party Valuation Product not Provided Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)
XXXXX XXXXX XXX XX/XX/XXXX Compliance Cosigner Notice Disclosure is Missing Cosigner Notice Disclosure is Missing Cleared 1 XX/XX/XXXX XX/XX/XXXX XXX Owner occupied First Time Home Purchase as defined by American Recovery and Reinvestment Act of 2009 (Purchaser has not owned a principal residence in the past three years)