EX-99.2 10 exhibit992-3.htm EXHIBIT 99.2, SCHEDULE 3 - ATR REPORT
Loan ID
Seller Loan ID
Investor Loan ID
Alt Loan ID
Lender Application Date
Originator QM Status
Final QM Status
Originator QM Status Difference than Final QM Status?
Reason Why NonQM Final Status
APR Pricing Threshold Exceeded?
QM DTI Threshold Exceeded?
Higher Priced Mortgage Loan (HPML)?
Negatively Amortizing Loan?
Principal Deferment?
Interest Only Flag?
Prepayment Penalty?
Balloon Flag?
Adjustable Rate Balloon?
Loan Term Less Than 5 Years?
QM Points and Fees Threshold Exceeded?
QM Total Points and Fees
APR
ATR: Qualifying Payment Properly Considered?
ATR: Current Employment/Self-Employment Verified?
ATR: Balloon Qualifying Payment Properly Considered?
ATR: Reasonable Income or Assets Considered?
ATR: Subject PITIA Adequately Documented?
ATR: All Liabilities Including Alimony and Child Support in DTI?
ATR: Simultaneous Loan Calculated Properly
ATR: Credit History was Considered Properly?
ATR: Did Lender Document All ATR Factors?
ATR: Was an ATR/QM DTI/Residual Income Analysis Provided?
Residual Income
Residual Income Meets Guidelines?
Borrower 1 Employment Indicator
Borrower 2 Employment Indicator
Borrower 1 Foreign National Indicator
Borrower 2 Foreign National Indicator
Business Purpose Loan?
Business Purpose Verified?
XXXX
XXXX
XXXX
54903092026001
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
21479.76
7.748
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
18257.41
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026009
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
26174.0
6.427
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
24128.17
N/A
Employed
Not Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026032
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
17339.0
7.079
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
16250.75
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026012
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
30067.6
6.534
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
39388.48
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026007
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
9174.0
6.63
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
14730.89
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026013
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
17074.0
6.284
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
17453.72
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026014
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
10577.0
6.308
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
17531.2
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026008
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
11569.0
6.292
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
28715.16
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026018
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
13872.04
6.297
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
24476.62
N/A
Employed
Retired
No
No
No
  
XXXX
XXXX
XXXX
54903092026045
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
18122.8
6.875
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
11821.23
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026022
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
13590.57
6.537
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
57732.29
N/A
Employed
Not Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026015
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
25577.0
6.68
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
27110.33
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026041
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
19009.0
6.439
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
19700.43
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026025
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
12444.0
6.675
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
15540.57
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026028
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
19808.04
6.201
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
24465.06
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026044
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
12076.4
6.543
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
29345.76
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026024
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
29239.4
6.464
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
36801.84
N/A
Not Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026047
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
10277.0
6.406
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
31601.5
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026035
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
8161.46
6.186
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
15532.84
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026054
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
17792.4
6.565
Yes
Yes
Yes
Yes
Yes
Yes
N/A
Yes
Yes
Yes
13709.71
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026033
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
10199.16
6.362
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
29400.67
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026055
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
7469.0
6.743
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
14283.19
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026038
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
13165.22
6.038
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
14527.89
N/A
Retired
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026029
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
12504.52
6.679
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
9429
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026037
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
23867.88
6.415
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
16643.42
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026043
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
0.0
6.573
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
16467.02
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026048
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
11835.56
6.259
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
14270.78
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026036
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
17570.49
6.67
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
15667.58
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026026
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
9419.56
6.419
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
18283.87
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026050
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
15809.66
6.492
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
17117.84
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026058
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
9995.52
6.273
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
34605.09
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026034
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
12420.2
6.532
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
20343.11
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026060
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
17419.0
6.413
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
25248.78
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026006
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
29506.88
6.551
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
60210.49
N/A
Employed
Not Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026010
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
3230.0
6.45
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
104428.01
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026011
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
20387.44
6.917
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
12493.32
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026061
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1395.0
6.937
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
14804.43
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026062
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
0.0
6.382
Yes
Yes
Yes
Yes
Yes
Yes
N/A
Yes
Yes
Yes
38572.42
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026019
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
3509.0
6.408
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
46272.27
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026052
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
2194.0
6.054
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
17188.12
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026004
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
21215.0
6.641
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
12502.89
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026003
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1395.0
6.175
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
28880.32
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026005
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
2145.0
6.398
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
9239.57
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026002
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1695.0
6.408
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
36510.57
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026021
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
14647.5
6.235
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
30224.48
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026016
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
12625.0
6.219
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
26628.04
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026056
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
0.0
6.141
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
41628.4
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026020
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1900.0
6.561
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
24316.84
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026017
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
2010.0
6.036
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
15241.5
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026046
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
0.0
6.305
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
35632.65
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026030
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
1490.0
6.038
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
9552.13
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026040
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
4750.0
6.464
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
20987.14
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026031
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1300.0
6.673
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
47029.05
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026027
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1300.0
6.411
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
41892.29
N/A
Employed
  
No
  
No
  
XXXX
XXXX
XXXX
54903092026039
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1170.0
6.427
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
43417.85
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026023
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
1995.0
6.799
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
19022.48
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026049
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
2395.0
6.229
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
13497.19
N/A
Employed
Not Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026042
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
Yes
No
No
No
No
No
No
No
No
No
2150.0
6.69
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
24184.45
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026057
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
1995.0
6.301
Yes
Yes
Yes
Yes
Yes
Yes
N/A
Yes
Yes
Yes
11498.95
N/A
Employed
Not Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026053
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
2225.0
6.514
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
26678.25
N/A
Not Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026059
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
13533.92
7.029
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
25542.54
N/A
Employed
Employed
No
No
No
  
XXXX
XXXX
XXXX
54903092026051
XX/XX/XXXX
QM: Safe Harbor APOR (APOR SH)
QM: Safe Harbor APOR (APOR SH)
No
  
No
No
No
No
No
No
No
No
No
No
No
19980.0
6.513
Yes
Yes
N/A
Yes
Yes
Yes
N/A
Yes
Yes
Yes
79141.32
N/A
Employed
  
No
  
No