Loan Number

Loan ID

Last Name

Note Date

Original Loan Amount

QM Status

ATR Status

Compliance Exceptions

Credit Exceptions

Property Valuation Exceptions

Compensating Factors

Initial Rating

Final Rating

Initial Credit Rating

Final Credit Rating

Initial Compliance Rating

Final Compliance Rating

Initial Property Valuation Rating

Final Property Valuation Rating

Initial Overall Loan Grade  (DBRS Morningstar)

Final Overall Loan Grade  (DBRS Morningstar)

Initial Credit Grade (DBRS Morningstar)

Final Credit Grade (DBRS Morningstar)

Initial Property Valuation Grade (DBRS Morningstar)

Final Property Valuation Grade (DBRS Morningstar)

Initial Compliance Grade(DBRS Morningstar)

Final Compliance Grade(DBRS Morningstar)

XXXX

8104807

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8104786

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104843

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104858

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104901

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104775

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8104831

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104881

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104899

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) State Rules Violation- This loan failed the APR threshold test due to one of the following findings: (XXXX AB XXXX §XXXX, XXXX-L (XXXX)(g)(i)). For a first lien mortgage loan, the annual percentage rate of the home loan at consummation of the transaction exceeds eight percentage points over the yield on XXXX securities having comparable periods of maturity to the loan maturity measured as of the fifteenth day of the month immediately preceding the month in which the application for the extension of credit is received by the lender. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

2

1

1

3

2

C

B

A

A

C

B

XXXX

8104790

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104822

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104914

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104800

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104852

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104865

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104826

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104855

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104837

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104848

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The date (year) of the trust is not correct on page XXXX of XXXX. It reflects XXXX but should reflect XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8104802

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104912

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104908

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The date (year) of the Trust is incorrect on page XXXX of XXXX. It reflects XXXX but should reflect XXXX. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8104806

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104776

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104859

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104886

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104805

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrowers. The loan file contains a XXX income report; however, it did not reflect any verified income. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8104860

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104846

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104764

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104817

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104784

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104821

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104869

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104771

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104788

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104890

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104909

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The borrower's first name was not spelled correctly on pages XXXX and XXXX of the security instrument. It reflects XXXX but should be XXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8104894

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104770

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The name of XXXX was not reflected under the XXX acknowledgment section on page XXXX of the security instrument. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8104827

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8104829

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115209

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115201

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115186

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115207

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115211

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115190

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115175

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115178

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115212

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115200

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115191

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115204

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115206

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115195

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115214

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The Condo rider name is inaccurate per the legal description Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8115196

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115177

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115202

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115176

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115193

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115169

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115192

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115174

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115197

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115181

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115198

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115170

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115188

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for both borrowers reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115171

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115182

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115184

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115203

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115185

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115210

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115183

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115205

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115180

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115213

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8115172

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115187

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8115199

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116327

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116313

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116325

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116324

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116351

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116333

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116342

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116319

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116330

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116323

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for the borrower reflected income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8116321

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116320

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116337

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116314

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116344

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116332

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116312

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116316

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116341

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116349

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116311

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116318

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8116340

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116334

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116353

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116331

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8116322

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116329

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116350

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116328

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The XXXX did not acknowledge execution of the security instrument for XXXX and XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8116336

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116348

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116326

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument is incomplete: The XXXX section is missing who was acknowledged. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8116315

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Rescission Test- The loan closed on XX/XX/XXXX, the rescission end date was XX/XX/XXXX and the loan funded on XX/XX/XXXX. The borrower was not provided XXXX business days to rescind the transaction. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to cure the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for the borrower reflected income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

3

1

C

A

C

A

C

A

XXXX

8116345

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8116346

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126695

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126697

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126729

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126693

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8126731

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126698

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126715

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126701

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126714

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126745

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126702

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126705

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126737

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126716

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126707

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation and explanation are sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8126741

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126739

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126725

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126733

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126709

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126713

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Prohibited Fees- The loan failed the XXXX prohibited lender fees test. If the loan is a Home Equity Line of Credit (XXXX Code §XXX(XXXX)) the lender may collect fees as allowed by statute. (XXXX Code §XXX(XXXX); §XXX(XXXX), and XXXX XXX XXXX. XXXX  XXXX).

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8126703

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126743

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126724

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126691

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126719

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126685

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126727

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126728

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126740

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The name of the non-borrower is missing from the XXX acknowledgment. Response 1 (XX/XX/XXXX XX:XXPM) The updated XXX acknowledgement is sufficient to cure the exception. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8126704

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126692

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126717

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126718

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126742

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126738

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126735

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126736

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126686

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8126706

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126732

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126744

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126730

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126699

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126721

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126723

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126722

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126712

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8126689

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8126690

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126726

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126688

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126696

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126687

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8126734

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8151953

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151942

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151944

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151950

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151943

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151949

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151961

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151955

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151945

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151946

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing- This loan failed the lender fees test due to the following finding: (XXXX §XXXX-XXXX XXX; XXXX XXXX XXX, XXX The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX XXX).

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines.

2

2

2

2

2

2

B

B

B

B

B

B

XXXX

8151958

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151939

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8151965

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8151957

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151962

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8151964

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151959

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151941

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151956

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151963

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The loan file is missing income documents for the borrower. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8151952

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151940

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151947

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151951

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8151954

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Name Discrepancy- The borrower's names on the Security Instrument is inconsistent with the Note. The last names are missing the letter 'XXX' at the end in the Notary Acknowledgment section. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8155596

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155607

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155610

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155600

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155593

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155606

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8155608

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155597

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155588

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8155604

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155599

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155591

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155589

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155609

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155603

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155605

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155602

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155590

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155601

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155592

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for the borrower reflected income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8155595

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8155594

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160564

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8160558

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160561

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160577

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160559

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160545

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160570

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160542

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160552

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160565

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160539

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160540

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160544

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160568

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160555

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160543

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160550

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160548

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160575

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160571

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160553

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160560

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160547

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8160563

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160549

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160546

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160572

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160567

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160573

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160554

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160562

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160541

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160557

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160569

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8160551

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163248

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163203

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163230

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163241

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163215

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163243

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163222

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(XXXX) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(XXXX) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163217

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163233

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163231

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163244

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163228

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163225

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163229

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163238

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163259

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163205

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163207

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163242

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163252

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163227

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163226

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163247

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163257

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163255

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163209

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163234

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163253

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163254

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163237

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The name of the borrower who personally appeared before the XXXX is missing on page XXXX of the Security Instrument. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8163211

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163258

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163232

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163223

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The borrower's name was not included as acknowledged by the XXX on page XXXX of XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8163216

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163251

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163206

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163213

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The co-borrower’s income was missing. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8163240

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163224

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163249

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163220

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163260

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163236

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163239

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163204

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163218

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163208

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163219

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163246

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163245

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8163235

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Business pays first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8163250

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179997

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8179970

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179994

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179982

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179993

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179962

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179963

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179980

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179972

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179968

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179990

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179969

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180000

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179981

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8179974

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The name of the XXXX on the PUD rider does not match the legal description. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is not sufficient to clear the finding. Although the previous Mortgage PUD Rider identifies the XXXX (PUD) as 'XXXX of XXXX  of  XXXX,' this name is not accurate for the current PUD. We cannot rely on that designation, as the legal description confirms the correct name is  XXXX XXX (Upheld) Response 2 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8179961

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179987

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179996

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179967

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The XXXX signed the mortgage on XX/XX/XXXX but he XXX stated that the Co-Borrower did not appear before them until XX/XX/XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Rescission Test- This loan failed the TILA right of rescission test. Closed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3)). The funding date, XX/XX/XXXX is before the third business day following consummation XX/XX/XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The name of the XXXX on the PUD rider is incorrect. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is not sufficient to clear the finding. Although the previous Mortgage PUD Rider identifies the XXXX (PUD) as XXXX, this name is not accurate for the current PUD. We cannot rely on that designation, as the legal description confirms the correct name is XXXX. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8179991

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179966

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179992

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179978

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179983

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income for the borrower of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8180001

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179986

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179998

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179985

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179965

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179988

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179975

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179989

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179976

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8179977

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179979

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179984

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179999

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179964

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179971

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8179995

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8180853

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180840

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180807

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180823

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180808

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180818

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180805

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180836

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180803

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180814

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180826

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180852

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180827

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for the borrower reflected income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8180832

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180811

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180829

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180851

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180843

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180833

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180819

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180822

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8180806

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180839

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180810

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180815

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180837

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180820

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180813

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180821

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180835

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180844

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180824

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8180841

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180847

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180828

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180848

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180809

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180825

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180834

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180842

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180850

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180845

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180812

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8180817

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180855

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180816

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180830

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180854

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180849

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180831

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8180838

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185122

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185152

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185166

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8185159

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185140

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The XXX indicated the security instrument was acknowledged before the XXX by XXXX who is a witness, not the borrower. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8185157

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185129

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185111

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185119

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185170

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185155

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX, which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

2

1

2

1

1

1

B

A

B

A

A

A

XXXX

8185174

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185156

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185134

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185117

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185133

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185147

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185163

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185164

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185150

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185131

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185169

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185142

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185158

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185151

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185126

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185123

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185135

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185137

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185161

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185139

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185128

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185125

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185162

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185118

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185171

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185132

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185149

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185148

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185138

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185127

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. XXX for the borrower reflected income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8185116

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185120

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185112

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185115

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185113

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior XXXX however, no 1st XXXX mortgage payment was included in the “Monthly payment first mortgage” data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8185168

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185146

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185144

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185167

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185130

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185114

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185136

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state of XXXX. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX %.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8185141

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185172

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The PUD Rider indicates the PUD development as XXXX. The actual development is XXXX as reflected in the legal description. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8185165

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185173

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185145

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185143

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185160

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185121

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185153

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8185154

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209419

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209416

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209413

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209390

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209396

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209392

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8209426

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209408

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209387

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating there is a senior lienhowever, no 1st XXXX mortgage payment was included in the “Monthlypayment first mortgage” data. Pleaseprovide an explanation for excluding the first lien payment or provide the 1stlien payment. The DTI will berecalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8209420

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The XXXX section indicates that the XXX is qualified in the state of XXXX in XXXX. However, the XXX is located in XXXX in XXXX. Response 1 (XX/XX/XXXX XX:XXPM) Documents not received. Please resubmit. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8209383

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209402

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209372

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209385

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209376

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209405

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209421

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209373

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209378

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209389

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209415

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209412

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209427

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209382

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209384

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209410

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209403

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209409

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209393

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209388

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file contains a XXX income report; however, it does not indicate any income. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8209429

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209380

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209411

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8209425

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209394

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209379

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209407

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209422

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209386

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209423

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209424

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209404

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209377

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209399

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209401

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209395

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209400

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209417

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209414

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209397

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209374

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209406

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209391

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209398

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209381

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8209418

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220771

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214455

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214324

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214198

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214276

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215109

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215251

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214599

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214302

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214593

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214770

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214640

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214340

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214306

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220721

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215140

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220761

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214612

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215136

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215265

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214819

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215032

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214305

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214611

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214968

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214914

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214184

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Business pays the first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214320

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214730

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214950

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214898

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214296

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214984

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215234

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214700

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215171

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214623

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214822

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220777

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214613

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214763

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215204

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220770

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215051

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214197

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214444

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220800

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214478

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215182

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220816

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214440

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214303

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: Missing XXX acknowledgment for non borrower. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

3

1

C

A

C

A

C

A

XXXX

8214603

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215123

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214847

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214376

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214462

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214589

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214544

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220776

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215175

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214856

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214387

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214688

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214261

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214199

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214826

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215248

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214406

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214503

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215130

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214422

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214974

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214795

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214969

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214624

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214225

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215264

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214998

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214391

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215113

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214859

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214315

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214953

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214943

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. The loan beam is missing.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8215040

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214642

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214702

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220798

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214457

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214588

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214990

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214314

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215060

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214403

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215036

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214669

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214905

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214929

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214513

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214575

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214341

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215018

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214868

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214520

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220832

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214456

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214970

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214350

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214963

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215165

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214370

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214718

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214474

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215207

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214869

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214493

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214952

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8220808

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215258

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214654

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214851

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214818

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215012

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214460

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215166

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215028

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214923

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file contains XXXX corporate tax returns and a the loan bean; however, the XXXX corporate tax returns are not in the loan file to verify the information on the loan beam. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXAM) According to the XXXX return, the business operates on a calendar year. In the absence of a XXXX corporate return extension taking the extended due date past the note date, the XXXX corporate return is required. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214194

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214695

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214392

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215200

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220842

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215164

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214360

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214522

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214829

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215016

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214791

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214247

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Missing Signature- The Security Instrument was not fully executed by all required parties. The non-borrower was reflected on page XXXX; however, did not execute the Security Instrument. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214701

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215064

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214301

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214408

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215253

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214432

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214997

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215107

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8214529

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215155

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214257

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214751

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214863

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214237

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214580

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214958

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214752

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214678

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214955

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214506

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215061

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220735

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214717

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215192

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214243

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215053

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214525

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220835

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214849

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214328

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214606

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The development name listed on the PUD Rider, XXXX, does not match the Legal Description or the development name on the previously recorded XXXX, XXXX 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Note - Incomplete / Inaccurate- The following section of the Note is incomplete/inaccurate: The development name listed on the Note, XXXX, does not match the Legal Description or the development name on the previously recorded XXXX, XXXX 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214331

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214207

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220786

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214450

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214190

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215203

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220755

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215174

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215188

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214630

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214828

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214498

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215268

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8214181

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220784

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214337

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215091

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214248

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214848

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214935

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214393

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214628

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214322

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214383

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214281

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214200

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214459

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220754

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214535

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The co-signer does not appear to be a title holder but is listed on page one of the mortgage without their signature. The co-signer must either sign the mortgage or be removed from page one of the document. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214732

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

3

1

C

A

C

A

C

A

XXXX

8214483

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220718

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215193

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215198

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214487

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8220806

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214208

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214445

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214250

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220759

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215170

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214740

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214579

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214896

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214361

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215095

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214805

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214681

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214572

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214538

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220772

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214477

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file contains a XXX; however it is not for the borrowers. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214860

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214913

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214915

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214765

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214748

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214245

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214279

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215196

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214266

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214512

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214407

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220846

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214882

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214185

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214762

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214436

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215101

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214877

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215247

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214709

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214924

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214267

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214177

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214699

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214278

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220765

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214223

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214479

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214581

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214736

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214228

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214540

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214797

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215103

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214365

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214476

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215043

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214510

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220826

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214919

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220822

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214715

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214761

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214731

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214231

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214356

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214500

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214692

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214780

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215160

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214926

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214518

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214485

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220793

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214389

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214644

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file contains the borrower's XXXX and XXXX tax returns; however, it does not reflect and income. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214885

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214348

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214841

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Note - Address Discrepancy- The property address on the Note is inconsistent with the Title and Property Detail. The name of the City does not match. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The property address city name is not consistent with the XXXX report and XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214379

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215161

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215008

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215005

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214774

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215197

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214653

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214758

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214815

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214541

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215076

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214755

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220753

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214866

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The Condominium name on the Condominium Rider is inaccurate. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214947

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220807

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214707

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214857

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214362

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214980

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214244

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214222

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220716

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215163

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214368

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) State Testing- The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX XXX). Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8214634

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214622

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214832

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214665

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214837

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214560

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214396

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The community name on the PUD Rider does not match the development name on the legal description. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214260

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214395

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214900

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214288

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220817

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214739

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215218

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215176

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220788

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220732

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214511

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215202

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214411

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214429

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214448

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215069

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215066

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215046

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214601

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214330

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215145

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214558

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214284

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214246

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214867

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214282

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215002

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214536

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214577

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214710

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214549

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214263

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215070

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214484

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214384

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214779

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214404

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214226

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214858

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215112

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215235

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214517

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214308

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214470

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214258

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214265

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214607

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214587

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214453

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215093

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220801

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215177

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214418

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214930

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215006

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214807

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Co-borrower executed the mortgage however, the notary acknowledgement does not include the Co-borrower's name. Response 1 (XX/XX/XXXX XX:XXAM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214912

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214853

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214875

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214959

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214661

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214802

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214655

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214300

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215209

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215154

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215077

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214839

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214696

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214973

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214864

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215063

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214951

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214777

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing- The file failed one or more of the state threshold tests. The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX XXX)

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

2

3

1

2

2

C

B

C

A

B

B

XXXX

8214571

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220844

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214286

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215252

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214547

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215038

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215185

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214992

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215110

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214326

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214652

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214854

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215013

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215257

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214830

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214880

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214972

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215236

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214703

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214725

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215052

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214255

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Signature Discrepancy- The borrower and non borrower signed the mortgage on XX/XX/XXXX but the XXX stated that the borrower and non borrower did not appear before them until XX/XX/XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214447

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214472

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214773

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214767

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215254

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214229

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Non-Borrowing Spouse/Missing- The Security Instrument was not executed by the non-borrower. Signature missing for XXXX Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) XXXX/Missing- The file contains no evidence that the Right to Cancel was provided to the non-borrower. Signature missing for XXXX Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

2

1

3

1

C

A

B

A

C

A

XXXX

8214251

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214721

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215214

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215156

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214874

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214719

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214711

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214221

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214981

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214967

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214394

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214293

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220812

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215222

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220769

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214907

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220819

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214646

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215139

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214297

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214971

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214354

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214759

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214307

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214216

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214746

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214323

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214519

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214638

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214466

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214846

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214381

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Signature Discrepancy- The borrower and non borrower signed the mortgage on XX/XX/XXXX but the XXX stated that the borrower and non borrower did not appear before them until XX/XX/XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Rescission Test- This loan failed the TILA right of rescission test. Closed-end (12 CFR §1026.23(a)(3), transferred from 12 CFR §226.23(a)(3)), Open-end (12 CFR §1026.15(a)(3), transferred from 12 CFR §226.15(a)(3)). The funding date, XX/XX/XXXX, is before the third business day following consummation XX/XX/XXXX. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214940

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214614

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220794

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215144

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214647

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214906

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214212

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214504

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214430

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8214471

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214409

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214916

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220747

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214798

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215075

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215191

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215097

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215223

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214463

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214481

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214809

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214584

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214568

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. The loan file contains a XXX income report; however, it does not indicate any income. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214569

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214178

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214760

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8215242

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214641

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214254

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220830

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214475

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214674

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214530

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214494

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215181

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214862

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214720

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214249

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214313

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215212

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214788

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215009

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214526

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214437

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220715

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214976

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214452

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220727

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220731

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214800

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215269

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214508

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214175

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214325

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214259

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214230

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214187

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214224

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214398

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214844

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220774

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214996

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215239

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214855

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The Borrower executed the mortgage however, the notary acknowledgement does not include the Borrower's name. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214810

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214292

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215102

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214893

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214310

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214933

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220730

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214941

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214205

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215206

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214570

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214600

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220766

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214733

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214316

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214999

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215118

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214291

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214449

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214831

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214662

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214334

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215034

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215033

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215237

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214881

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214680

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214399

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214985

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214764

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214473

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215146

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214594

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214421

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215025

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215088

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220752

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214775

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214610

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215142

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215023

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214339

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214496

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215003

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215054

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220736

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214889

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215021

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214415

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214645

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214737

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220742

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214186

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214878

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214961

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214887

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214174

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the co-borrower. The DTI of XXXX% is within the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

2

1

2

1

1

1

B

A

B

A

A

A

XXXX

8214480

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214794

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214632

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214636

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214660

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214374

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220757

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220720

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215029

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214206

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214454

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file contains a XXX; however, it does not the borrower's name on it. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214491

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214987

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215085

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8214656

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214188

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214708

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214803

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214574

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220795

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214817

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215172

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214617

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214272

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214836

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines. The loan beam is missing.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8220751

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215124

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214400

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214745

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214891

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214734

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214280

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215081

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214621

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Missing Signature- The Security Instrument was not fully executed by all required parties. The co-borrower signature was missing. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214192

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214554

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214488

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214333

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215134

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214785

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214433

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214285

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220828

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214986

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Open) State Testing - Interest Rate- This loan failed the Interest Rate test. The loan has an Interest Rate that does not conform to the requirements for the lender's license type in the state where the property is located. The state regulation of XXXX allows for a maximum XXXX% Interest Rate, the loan has a XXXX% Interest Rate. The loan fails the Interest Rate test by XXXX%.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

2

2

1

1

2

2

B

B

A

A

B

B

XXXX

8214673

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214240

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220814

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214713

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214347

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214948

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214920

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214978

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214410

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215010

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214786

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215030

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214413

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214253

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214561

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214716

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215106

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214539

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214327

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214321

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The community name on the PUD Rider does not match the development name on the legal description. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Security Instrument - Incomplete- The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: Page XXXX of the Mortgage is incomplete because the XXX failed to list the full name of the Co-Borrower in the XXX acknowledgment. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214932

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214193

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214531

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215104

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214490

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214784

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214993

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214183

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214675

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214468

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215250

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220836

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215187

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214189

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215215

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214917

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214937

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214405

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214283

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214627

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214242

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214925

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214685

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214352

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214936

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214523

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214643

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215011

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220818

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220824

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214682

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215059

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214373

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215057

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214215

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215186

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214897

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220831

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215127

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214772

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214416

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214850

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214583

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214338

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214369

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214371

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214465

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215184

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214214

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214262

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214552

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214902

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215179

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215244

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214886

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214776

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214294

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214625

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215086

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214890

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved) (Clear) Income - Missing- The income data was delivered as $XXXX. The loan file contains corporate tax returns; however it does not reflect any income. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214509

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214204

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214766

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214298

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215243

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214241

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215221

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214778

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215015

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215027

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220743

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220790

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214852

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214793

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214804

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215115

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214256

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220746

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214735

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215211

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214534

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214386

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214563

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215267

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215131

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214219

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215148

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214378

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214892

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215256

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214235

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214542

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214667

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215099

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214218

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215126

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214363

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214562

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214367

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214567

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220839

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220809

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214442

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214516

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214318

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214820

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214358

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214372

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214499

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214590

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214604

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215225

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214609

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214738

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214659

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8220739

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215042

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214796

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214781

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214687

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214295

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215245

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215068

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214750

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215105

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214355

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214816

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220758

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214349

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215229

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215241

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215266

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214342

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214657

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214697

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214799

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214446

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214443

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215092

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220838

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214578

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215180

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214319

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220829

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215255

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214651

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8215151

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215119

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214420

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215035

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214527

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215065

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214619

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214679

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214397

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220780

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215044

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214824

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214528

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215014

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215039

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214693

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214838

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214270

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220810

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214825

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214273

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214209

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214191

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214934

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214918

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214401

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215227

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214938

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214426

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220833

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215026

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214979

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214346

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214596

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214982

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214783

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215210

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215000

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215147

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214210

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The Pud rider name of association does not Match original XXXX the XXXX". Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8220823

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214461

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214942

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214203

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220789

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214287

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8220773

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220744

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214694

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214668

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220768

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215067

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215078

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220749

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214811

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220762

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214677

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214833

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215017

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215205

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214458

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214903

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215098

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215125

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215135

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214565

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215087

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214637

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214664

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215132

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214441

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214380

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214586

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214402

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214909

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214983

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215004

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214754

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215138

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214268

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214598

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220764

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220840

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214274

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214727

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215071

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214821

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214366

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214631

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214835

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220843

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215116

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214576

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214626

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The spouse does not appear to be a title holder but is listed on page one of the mortgage and without her signature. The spouse either needs to sign the mortgage adding her to the new mortgage or she needs to be removed from page one of the mortgage. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8220803

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220799

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220763

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214845

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214723

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214464

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214827

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214345

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215007

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214683

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214537

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220811

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214639

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214343

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214690

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215108

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214994

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214176

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214514

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214728

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214872

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214729

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214364

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) State Testing- The loan is a first lien home equity line of credit, and the sum of all lender fees exceeds XXXX% of the principal amount. (XXXX XXXX XXX). Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. The loan file contains a XXX income report; however, it does not indicate any income. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

2

3

1

2

2

C

B

C

A

B

B

XXXX

8214564

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215073

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214557

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214753

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214964

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214312

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214290

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214944

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220760

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214658

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215024

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214883

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214671

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214299

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214507

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214591

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214492

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Compliance Finding - Other- There is a Statement of Credit Denial in the loan file. The letter states that the lender is withdrawing the credit application for the subject loan. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214555

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214977

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214550

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214412

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214792

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214865

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215217

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215050

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214691

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214311

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214724

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214309

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220724

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215090

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220827

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220741

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214888

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214532

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215190

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220785

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220781

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220726

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214424

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214336

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214870

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214592

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214834

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220728

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214545

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214269

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214965

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214271

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214553

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214390

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is reflected on the mortgage statement. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214741

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam for the co-borrower is missing. Response 1 (XX/XX/XXXX XX:XXAM) Documentation received does not support higher income. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Documented received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214714

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214382

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214648

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215233

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214533

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214704

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215048

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215084

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214427

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220779

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214608

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214435

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214966

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214234

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214633

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220782

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214521

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214670

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214559

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214211

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214684

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214789

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215201

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214602

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214873

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214353

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214388

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214524

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214548

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214196

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215240

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214946

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214698

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220787

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214375

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214911

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215089

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214417

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The community name on the PUD Rider listed on the XXXX does not match the development name on the legal description. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved) (Clear) Note - Incomplete / Inaccurate- The following section(s) of the Note is inaccurate : The Note was not completed accurately. The Planned Unit Development section on page XXXX lists a development name that does not match the development name in the legal description. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214489

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214712

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214954

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215262

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220756

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214329

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214743

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215153

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214543

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214232

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215159

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214505

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214960

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214840

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214615

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220815

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220783

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214768

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215120

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220767

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214359

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section(s) of the Security Instrument (Mortgage/Deed of Trust) is incomplete: Missing notary acknowledgment for primary borrower. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214201

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214238

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214813

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220725

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220796

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220797

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214991

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214742

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214747

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Incomplete- The following section of the Security Instrument (Mortgage/Deed of Trust) is incomplete: The notary acknowledgement does not include the borrower's name. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

3

1

1

1

3

1

C

A

A

A

C

A

XXXX

8214551

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214771

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214275

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215079

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214428

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215199

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214995

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214812

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214335

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214179

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214650

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214686

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214749

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214344

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214556

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214814

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220750

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214618

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220719

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214182

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214486

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220820

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220791

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214217

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) XXXX income is very clear. Stable income from several months of XXXX statements could not be calculated. (XXXX) Response 2 (XX/XX/XXXX XX:XXAM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215055

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215230

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214277

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215056

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214585

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214629

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215189

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214975

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215213

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214451

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215183

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214501

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214842

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214414

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214233

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214431

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214672

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214910

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214236

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214861

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The loan file is missing income documents for the co-borrower. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214605

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220734

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214482

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214705

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214689

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214676

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220804

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214351

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215128

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215263

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220847

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214635

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215162

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220802

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214239

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215168

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214895

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215208

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220729

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215226

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214620

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) Income - Missing- The income data was delivered as $XXXX. The loan file is missing income documents for the borrower. The loan file contains a XXX income report; however, it is not for our borrower. There is no way to determine if the borrowers meet the DTI requirements. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214304

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214202

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXAM) Documentation provided does not increase documented income. (XXXX) Response 2 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214252

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214425

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214469

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214744

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214894

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215083

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214467

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214666

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214801

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215157

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8220717

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the borrower. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8215062

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214357

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215141

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214706

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXPM) Borrower is not responsible for first mortgage. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214876

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215149

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215178

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215261

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215167

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214434

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214502

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214769

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215260

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215094

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214180

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214884

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214289

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214220

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214782

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214377

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8215031

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214957

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214904

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Calculation- The data was delivered indicating a there is a senior line however, no 1st XXXX mortgage payment was included in the "Monthly payment first mortgage" data. Please provide an explanation for excluding the first lien payment or provide the 1st lien payment. The DTI will be recalculated. Response 1 (XX/XX/XXXX XX:XXAM) Explanation is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8215133

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214264

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214497

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) Security Instrument - Inaccurate- The security instrument was not completed accurately. The spouse does not appear to be a title holder but is listed on page one of the mortgage and without her signature. The spouse either needs to sign the mortgage adding her to the new mortgage or she needs to be removed from page one of the mortgage. Response 1 (XX/XX/XXXX XX:XXPM) The documentation provided is sufficient to clear the finding. (Resolved)

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

3

1

C

A

C

A

C

A

XXXX

8214546

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214808

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) DTI - Exceeds Guidelines- The income data was delivered as $XXXX. The loan file reflects income of $XXXX. The DTI of XXXX% exceeds the guidelines. The loan beam is missing. Response 1 (XX/XX/XXXX XX:XXPM) Documentation received is sufficient. (Resolved)

3

1

3

1

1

1

C

A

C

A

A

A

XXXX

8214495

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Open) Income - Variance- The income data was delivered as $XXXX. The loan file reflects income of $XXXX which is a -XXXX% variance. The loan file is missing income documents for the borrower. The DTI of XXXX% is within the guidelines.

2

2

2

2

1

1

B

B

B

B

A

A

XXXX

8214566

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A

XXXX

8214439

XXXX

XXXX

XXXX

GQM Exempt - Business Purpose

(Clear) No Compliance Findings- The loan is in compliance with all applicable laws and regulations.

(Clear) No Credit Findings- The loan meets all applicable credit guidelines.

1

1

1

1

1

1

A

A

A

A

A

A