EX-99.2 12 exhibit992-3.htm EXHIBIT 99.2, SCHEDULE 3 - REBUTTAL FINDINGS SUMMARY
 Rebuttal Findings 02.12.2026
Seller:
Deal ID:
Total Loan Count: 1644

Loans by Grade in Population
         
     
Trade Summary
     
Loan Grade
   
Count
 
Percentage
 
     
Loan Status
  
Count
 
Percentage
1
    
1618
  
98.42%
  
     
Review Complete
  
1630
 
99.15%
2
    
26
  
1.58%
  
     
In Rebuttal
  
14
 
0.85%

 
 
 

        
Finding Status
   
Final Finding Grade
  
Initial Findings Grade
Count
Rebuttal Received
Responses Given
Open
Resolved
UpHeld
Void
3
4
2
1
3
 
166
165
166
0
 
166
0
 
0
0
0
 
1
165
2
 
29
15
5
14
 
5
0
 
0
0
0
 
26
3
1
 
3102
0
0
3102
 
0
0
 
0
0
0
 
0
3102

             
Initial Finding Grade
 
Final Finding Grade
  
Exceptions
        
Count
3
4
2
3
4
2
Compliance
        
65
53
 
0
12
0
0
13
 
    Security Instrument - Inaccurate
         
21
21
 
0
0
0
0
0
 
    Security Instrument - Incomplete
         
11
11
 
0
0
0
0
0
 
    State Testing - Interest Rate
           
7
0
 
0
7
0
0
7
 
    Compliance Finding - Other
           
7
7
 
0
0
0
0
0
 
    State Testing
               
4
0
 
0
4
0
0
4
 
    Rescission Test
             
3
3
 
0
0
0
0
0
 
    Security Instrument - Missing Signature
       
2
2
 
0
0
0
0
0
 
    Security Instrument - Signature Discrepancy
     
2
2
 
0
0
0
0
0
 
    Note - Incomplete / Inaccurate
           
2
2
 
0
0
0
0
0
 
    State Rules Violation
             
1
1
 
0
0
0
0
1
 
    State Testing - Prohibited Fees
           
1
0
 
0
1
0
0
1
 
    Security Instrument - Name Discrepancy
     
1
1
 
0
0
0
0
0
 
    ROR - Non-Borrower/Missing
           
1
1
 
0
0
0
0
0
 
    Security Instrument - Non-Borrowing Spouse/Missing
   
1
1
 
0
0
0
0
0
 
    Note - Address Discrepancy
           
1
1
 
0
0
0
0
0
 
Credit
         
130
113
 
0
17
0
0
14
 
    DTI - Exceeds Guidelines - originator (not pcqc eligible)
   
68
68
 
0
0
0
0
0
 
    DTI - Calculation
             
32
32
 
0
0
0
0
0
 
    Income - Variance
             
17
0
 
0
17
0
0
14
 
    Income - Missing
             
13
13
 
0
0
0
0
0