EX-99.2 14 exhibit992-6.htm EXHIBIT 99.2, SCHEDULE 6 - SUPPLEMENTAL DATA EXTRACT REPORT
Loan ID
Seller Loan ID
Investor Loan ID
Loan Program
Guideline Product Name
Originator Name
Originating Entity CDFI Flag
Guideline Name
Guideline Author
Guideline Date
Guideline Version
Application Date
TILA Status
TRID
GSE
Verified Safe Harbor Flag
Verified Safe Harbor Reference Document
QM Regulation Failures
ATR QM Total Points and Fees Audit
Loan Regulation Benchmark Date
Benchmark Rate
AUS Decision System
Rating Result
Property Inspection Waiver (PIW)
Calculated APR
HUD 1 Page 1 Credits Total
Verified Qualifying Rate
Originator Qualifying Rate
Qualifying P&I
Default Interest Rate Present
Default Interest Rate
Annual Property Tax
Monthly Property Tax
Annual Insurance Costs
Monthly Insurance Cost
Annual HOA Costs
Monthly HOA Costs
Monthly Other Costs
PITIA
Residual Income
HOA Questionnaire Flag
HOA Name
HOA Address State
HOA Fee Amount
HOA Next Due Date
HOA Payment Frequency
Originator DTI
TPR Verified DTI
QM DTI
Is Borrower Non Occupant
Is Co Borrower Non Occupant
Co Borrower 2 Asset Verification Level
Co Borrower 3 Asset Verification Level
Co Borrower 2 Income Verification Level
Co Borrower 3 Income Verification Level
Co Borrower 2 Employment Verification Level
Co Borrower 3 Employment Verification Level
Borrower Employment Indicator
Co Borrower Employment Indicator
Co Borrower 2 Employment Indicator
Co Borrower 3 Employment Indicator
Co Borrower 2 Length of Employment
Co Borrower 3 Length of Employment
Document Level
Borrower Years of W2s/1099
CoBorrower Years of W2s/1099
Borrower Months of Paystubs Verified
Co Borrower Months of Paystubs Verified
Borrower Employment Gap Letter
Borrower Months of Employment Gap
Co Borrower Employment Gap Letter
Co Borrower Months of Employment Gap
Borrower Years of Personal Tax Returns
Borrower Years of Business Tax Returns
CoBorrower Years of Personal Tax Returns
CoBorrower Years of Business Tax Returns
Years of 4506T
Years of Tax Transcripts
Borrower Award/Offer Letter
Co Borrower Award/Offer Letter
Asset Depletion Flag
Partial Asset Depletion Flag
Asset Depletion Months Amortized
Asset Utilization Flag (No DTI)
Borrower Bank Statements Flag
Borrower Bank Statement Summary/Lender Worksheet
Borrower Number of Personal Bank Statements
Borrower Number of Business Bank Statements
CoBorrower Bank Statements Flag
Co Borrower Bank Statement Summary/Lender Worksheet
CoBorrower Number of Personal Bank Statements
CoBorrower Number of Business Bank Statements
Percent of Income From Statements
Borrower Business Ownership %
CoBorrower Business Ownership %
Bespoke Eligible Assets
Borrower P&L Type
Borrower Number of Months P&L
Borrower P&L Prepared By
CoBorrower P&L Type
CoBorrower P&L Prepared By
CoBorrower Number of Months P&L
Borrower CPA Letter Flag
# of Months CPA verified income
CoBorrower CPA Letter Flag
CoBorrower # of Months CPA verified income
Borrower WVOE Flag
Borrower # of Months Employment Validated WVOE
Borrower # of Months Income Validated WVOE
Borrower WVOE Form Type
CoBorrower WVOE Flag
CoBorrower # of Months WVOE
CoBorrower # of Months Income Validated WVOE
CoBorrower WVOE Form Type
DSCR Flag
TPR DSCR
Originator DSCR
Expense Letter
Income Doc Detail
Tax Return Doc Details
Property Address
Property City
Property State
Property Zip
Property County
Original Credit Report Date
Borrower 1 Credit Report Date
Borrower 2 Credit Report Date
Borrower 3 Credit Report Date
Borrower 4 Credit Report Date
Qualifying Credit Score
Third Wage Earner Original FICO Equifax
Third Wage Earner Original FICO Experian
Third Wage Earner Original FICO Transunion
Fourth Wage Earner Original FICO Equifax
Fourth Wage Earner Original FICO Experian
Fourth Wage Earner Original FICO Transunion
Most Recent Co Borrower 2 FICO
Most Recent Co Borrower 3 FICO
Updated Credit Report Flag
Updated Credit Report Date
Updated FICO Method
Primary Wage Earner Updated FICO Equifax
Primary Wage Earner Updated FICO Experian
Primary Wage Earner Updated FICO Transunion
Secondary Wage Earner Updated FICO Equifax
Secondary Wage Earner Updated FICO Experian
Secondary Wage Earner Updated FICO Transunion
Third Wage Earner Updated FICO Equifax
Third Wage Earner Updated FICO Experian
Third Wage Earner Updated FICO Transunion
Fourth Wage Earner Updated FICO Equifax
Fourth Wage Earner Updated FICO Experian
Fourth Wage Earner Updated FICO Transunion
Updated Primary Borrower FICO
Updated Co Borrower FICO
Updated Co Borrower 2 FICO
Updated Co Borrower 3 FICO
Updated Qualifying FICO
Most Recent Bankruptcy Type
Most Recent Bankruptcy Filing Date
Most Recent Bankruptcy Discharge Date
Number of Bankruptcy Events
Months Bankruptcy 7 11
Months Bankruptcy 13
Most Recent Deed in Lieu Date
Number of Deed in Lieu Events
Months Deed in Lieu
Most Recent Short Sale Date
Number of Short Sale Events
Months Short Sale (or Pre FC)
Most Recent Foreclosure Date
Number of Foreclosure Events
Months Foreclosure
Prior Mortgage/Rent Lates 30d in 0-12m
Prior Mortgage/Rent Lates 60d in 0-12m
Prior Mortgage/Rent Lates 90d in 0-12m
Prior Mortgage/Rent Lates 120d+ in 0-12m
Prior Mortgage/Rent Lates 30d in 13-24m
Prior Mortgage/Rent Lates 60d in 13-24m
Prior Mortgage/Rent Lates 90d in 13-24m
Prior Mortgage/Rent Lates 120d+ in 13-24m
Prior Mortgage/Rent Late 30d in 24m
Prior Mortgage/Rent Late 60d in 24m
Prior Mortgage/Rent Late 90d in 24m
Has ACH
Is Equity Shared Loan
Subordinate Lien Type
Subordinate Lien Max Draw Amount (HELOC)
Is Shared Appreciation Mortgage
Borrower Originator Citizenship Designation
Borrower Verified Citizenship Designation
Borrower Individual Tax Identification Number (ITIN)?
Borrower Photo Identification Type
Borrower Photo Identification Other Type
Borrower Photo ID State of Issuance
Borrower Photo ID Country of Issuance
Borrower Photo ID Expiration Date
Borrower Passport Country of Origin
Borrower Passport Expiration Date
Borrower Non-US Citizen Identification Document
Borrower Date of Resident Since/Valid Date
Borrower Non-US Document Expiration Date
Co Borrower Originator Citizenship Designation
Co Borrower Verified Citizenship Designation
Co Borrower Individual Tax Identification Number (ITIN)?
Co Borrower Photo Identification Type
Co Borrower Photo Identification Other Type
Co Borrower Photo ID State of Issuance
Co Borrower Photo ID Country of Issuance
Co Borrower Photo ID Expiration Date
Co Borrower Passport Country of Origin
Co Borrower Passport Expiration Date
Co Borrower Non-US Citizen Identification Document
Co Borrower Date of Resident Since/Valid Date
Co Borrower Non-US Document Expiration Date
Co Borrower 2 Originator Citizenship Designation
Co Borrower 2 Verified Citizenship Designation
Co Borrower 2 Individual Tax Identification Number (ITIN)?
Co Borrower 2 Photo Identification Type
Co Borrower 2 Photo Identification Other Type
Co Borrower 2 Photo ID State of Issuance
Co Borrower 2 Photo ID Country of Issuance
Co Borrower 2 Photo ID Expiration Date
Co Borrower 2 Passport Country of Origin
Co Borrower 2 Passport Expiration Date
Co Borrower 2 Non-US Citizen Identification Document
Co Borrower 2 Date of Resident Since/Valid Date
Co Borrower 2 Non-US Document Expiration Date
Co Borrower 3 Originator Citizenship Designation
Co Borrower 3 Verified Citizenship Designation
Co Borrower 3 Individual Tax Identification Number (ITIN)?
Co Borrower 3 Photo Identification Type
Co Borrower 3 Photo Identification Other Type
Co Borrower 3 Photo ID State of Issuance
Co Borrower 3 Photo ID Country of Issuance
Co Borrower 3 Photo ID Expiration Date
Co Borrower 3 Passport Country of Origin
Co Borrower 3 Passport Expiration Date
Co Borrower 3 Non-US Citizen Identification Document
Co Borrower 3 Date of Resident Since/Valid Date
Co Borrower 3 Non-US Document Expiration Date
Property Rights
Leasehold Lease Expiration Date
Buydown Flag
Assumable Mortgage Flag
Foreign National Alternative Credit Documentation
Liquid / Cash Reserves (ASF)
Months Liquid Reserves
Total Assets Available for Reserves
Months Reserves
Blanket Mortgage Flag
Qualifying HCLTV
Condo Warrantability Flag
E-Note Flag
O&E in lieu of Title Insurance
Business Purpose Flag
Borrower Note Executed As
Co Borrower Note Executed As
Co Borrower 2 Note Executed As
Co Borrower 3 Note Executed As
xx0582
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.000%
8.000%
$2,927.72
Yes
10.000%
$7,831.92
$652.66
$1,899.96
$158.33
$0.00
$0.00
$0.00
$3,738.71
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.03
1.02
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
NY
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
680
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
NY
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.01
0.0
175590.17
47.0
No
70.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xxxxxx3137
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
 
$0.00
8.125%
8.125%
$1,403.32
No
 
$4,866.72
$405.56
$2,472.00
$206.00
$363.96
$30.33
$0.00
$2,045.21
 
N/A
XXXX
TX
$30.33
XXXX
Annually
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.056
1.056
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
TX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
693
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TX
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
25494.27
12.5
No
75.0
N/A
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xxxxxx2247
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
 
$0.00
8.000%
8.000%
$3,593.61
No
 
$3,468.96
$289.08
$2,631.96
$219.33
$0.00
$0.00
$0.00
$4,102.02
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.121
1.121
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
TX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
701
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
 
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Other
US Patriot Act Disclosure - Driver License
TX
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
221796.41
54.1
702138.00
171.2
No
75.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xxxxxx6304
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
 
$0.00
6.750%
6.750%
$2,380.99
No
 
$2,340.00
$195.00
$1,578.96
$131.58
$0.00
$0.00
$0.00
$2,707.57
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
Yes
           
Unknown
Unknown
       
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
 
0
0
0.00%
       
0
     
0
 
0
No
0
 
0
0
   
0
0
 
Yes
1.071
1.071
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
CO
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
719
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
CO
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
US Citizen
US Citizen
N/A
Real ID Driver's License
 
CO
XXXX
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
146541.91
54.1
146541.91
54.1
No
70.0
N/A
No
No
Yes
Member on Behalf of Entity
Member on Behalf of Entity
N/A
N/A
xxxxxx4330
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.000%
8.000%
$1,919.53
No
 
$9,278.04
$773.17
$1,758.96
$146.58
$630.00
$52.50
$0.00
$2,891.78
 
N/A
XXXX
TX
$52.50
XXXX
Annually
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
0.986
1.06
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
TX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
796
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TX
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
39394.62
13.6
39394.62
13.6
No
80.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xxxxxx3207
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.500%
8.500%
$1,237.95
No
 
$4,268.16
$355.68
$3,012.00
$251.00
$0.00
$0.00
$0.00
$1,844.63
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.193
1.193
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
IL
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
663
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
 
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TN
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
124932.35
67.7
No
70.0
N/A
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xxxxxx5993
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
 
$0.00
8.750%
8.750%
$5,028.59
No
 
$8,148.00
$679.00
$2,812.44
$234.37
$0.00
$0.00
$0.00
$5,941.96
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
2.154
2.154
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
MN
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
764
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
FL
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
112121.86
18.9
112121.86
18.9
No
80.0
N/A
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xxxxxx5563
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.000%
8.000%
$1,990.00
No
 
$1,179.00
$98.25
$651.96
$54.33
$0.00
$0.00
$0.00
$2,142.58
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.167
1.167
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
NC
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
776
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
NC
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
58789.64
27.4
No
75.0
N/A
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xxxxxx3620
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
 
$0.00
7.750%
7.750%
$2,561.17
No
 
$2,949.96
$245.83
$816.96
$68.08
$0.00
$0.00
$0.00
$2,875.08
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.113
1.113
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
CA
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
754
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
CA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
90355.56
31.4
No
65.0
N/A
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xx0684
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.250%
7.250%
$562.11
Yes
10.750%
$2,623.56
$218.63
$1,244.04
$103.67
$0.00
$0.00
$0.00
$884.41
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
2.261
 
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
PA
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
770
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
SC
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
10214.18
13.1
10214.18
13.1
Yes
80
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0738
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.500%
7.500%
$734.18
Yes
24.000%
$3,578.16
$298.18
$1,032.00
$86.00
$0.00
$0.00
$0.00
$1,118.36
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.297
1.3
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
IL
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
708
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
MO
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
84007.68
81.4
Yes
75.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0740
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.625%
7.625%
$1,698.70
Yes
10.375%
$2,043.72
$170.31
$4,854.96
$404.58
$0.00
$0.00
$0.00
$2,273.59
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.924
1.924
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
AL
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
716
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
LA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
107869.20
40.3
Yes
75
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0253
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.750%
7.750%
$965.52
Yes
10.250%
$2,906.64
$242.22
$438.48
$36.54
$1,260.00
$105.00
$0.00
$1,349.28
 
Yes
XXXX
NJ
$105.00
XXXX
Monthly
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.112
1.28
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
NJ
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
682
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
PA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
32825.18
16.2
59892.90
29.5
No
65.0
Yes
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xx0577
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.630%
8.630%
$840.40
Yes
9.370%
$3,232.56
$269.38
$885.96
$73.83
$0.00
$0.00
$0.00
$1,183.61
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.153
1.153
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OH
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
690
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
Non-Permanent Non-US Citizen
N/A
Standard Driver's License - Not for federal use
 
CA
Sweden
XXXX
XXXX
XXXX
R-1 Visa
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
15161.85
12.8
15161.85
12.8
No
68.79
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0637
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.625%
7.625%
$859.08
Yes
10.375%
$3,718.80
$309.90
$1,805.64
$150.47
$0.00
$0.00
$0.00
$1,319.45
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.33
1.33
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OH
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
699
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
Foreign National
Foreign National
N/A
Passport
 
N/A
China
XXXX
XXXX
XXXX
R-1 Visa
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
Bank / Credit Reference
534120.31
404.8
659586.69
499.9
No
55.18
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0649
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.750%
7.750%
$1,071.04
Yes
10.250%
$2,874.36
$239.53
$438.48
$36.54
$1,260.00
$105.00
$0.00
$1,452.11
 
Yes
XXXX
NJ
$105.00
XXXX
Monthly
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.085
1.08
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
NJ
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
682
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
PA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
13935.50
9.6
No
65.0
Yes
No
No
Yes
Borrower As Individual
N/A
N/A
N/A
xx0666
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.500%
7.500%
$1,313.47
Yes
18.000%
$2,048.76
$170.73
$2,045.04
$170.42
$0.00
$0.00
$0.00
$1,654.62
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
Yes
3 - Verified<2Mos
 
1 - Not Stated, Not Verified
 
1 - Not Stated, Not Verified
 
Unknown
Unknown
Unknown
 
.00
 
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
 
0
0
0.00%
       
0
     
0
 
0
No
0
 
0
0
   
0
0
 
Yes
1.45
1.45
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
TN
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
669
691
693
690
     
691
 
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TN
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TN
XXXX
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TN
XXXX
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
10595.54
6.4
10595.54
6.4
No
65.0
N/A
No
No
Yes
Member on Behalf of Entity
Member on Behalf of Entity
Member on Behalf of Entity
N/A
xx0683
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.750%
7.750%
$852.17
Yes
18.000%
$2,026.08
$168.84
$588.96
$49.08
$0.00
$0.00
$0.00
$1,070.09
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.252
1.252
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OH
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
                 
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
Foreign National
Foreign National
N/A
Passport
 
N/A
Singapore
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
13008.54
12.2
34010.72
31.8
No
65.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0707
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.000%
8.000%
$652.32
No
 
$2,214.36
$184.53
$2,195.16
$182.93
$0.00
$0.00
$0.00
$1,019.78
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.461
1.461
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OH
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
753
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
Non Permanent Resident Alien
Non-Permanent Non-US Citizen
N/A
Passport
 
N/A
India
XXXX
XXXX
XXXX
H-1B Visa
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
4077.68
4.0
43043.76
42.2
No
70.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0741
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.875%
7.875%
$652.56
Yes
18.000%
$314.16
$26.18
$1,076.16
$89.68
$0.00
$0.00
$0.00
$768.42
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
Yes
4 - Verified 2+ Mos
 
1 - Not Stated, Not Verified
 
1 - Not Stated, Not Verified
 
Unknown
Unknown
Unknown
 
.00
 
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
 
0
0
0.00%
       
0
     
0
 
0
No
0
 
0
0
   
0
0
 
Yes
1.083
1.08
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified || Co Borrower 2 - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
AL
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
728
740
769
781
     
769
 
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
LA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal Use
 
LA
XXXX
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
US Citizen
US Citizen
N/A
Real ID Driver's License
 
LA
XXXX
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
17887.60
23.3
17887.60
23.3
No
75.0
N/A
No
No
Yes
Member on Behalf of Entity
Member on Behalf of Entity
Member on Behalf of Entity
N/A
xx0754
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.625%
7.625%
$617.20
Yes
10.375%
$1,392.72
$116.06
$1,440.96
$120.08
$0.00
$0.00
$0.00
$853.34
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.523
1.52
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OH
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
753
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
CA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
91633.71
107.4
91633.71
107.4
No
80.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0778
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.500%
7.500%
$660.06
Yes
24.000%
$1,440.60
$120.05
$825.96
$68.83
$0.00
$0.00
$0.00
$848.94
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.708
1.71
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
MI
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
818
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
Permanent Resident Alien
Permanent Non-US Citizen
N/A
Real ID Driver's License
 
MI
United Staes of America (USA)
XXXX
XXXX
XXXX
I-551 Permanent Resident Card
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
92174.60
108.6
92174.60
108.6
No
80.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0793
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
8.250%
8.250%
$614.16
Yes
9.750%
$497.40
$41.45
$1,010.04
$84.17
$0.00
$0.00
$0.00
$739.78
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.375
1.37
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
OK
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
717
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
OK
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
11141.77
15.1
No
69.28
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0807
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
6.750%
6.750%
$648.60
No
 
$3,607.92
$300.66
$1,289.04
$107.42
$0.00
$0.00
$0.00
$1,056.68
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
2.285
2.29
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
NY
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
797
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Passport
 
N/A
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
43030.68
40.7
No
40.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0828
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.750%
7.750%
$507.76
Yes
10.250%
$265.08
$22.09
$1,772.04
$147.67
$0.00
$0.00
$0.00
$677.52
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.291
1.291
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
LA
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
746
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
LA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
116647.83
172.2
116647.83
172.2
No
75.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0843
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.750%
7.750%
$927.75
Yes
18.000%
$1,941.36
$161.78
$2,454.00
$204.50
$0.00
$0.00
$0.00
$1,294.03
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.005
1.0
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
TX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
689
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Real ID Driver's License
 
TX
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
.00
0.0
37007.34
28.6
No
70.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A
xx0832
 
XXXX
XXXX
XXXX
XXXX
No
XXXX
XXXX
XXXX
XXXX
XXXX
ATR/QM: Exempt
No
No
No
N/A
N/A
     
Manual Underwriting
Manual Underwriting
No
   
7.625%
7.625%
$577.56
Yes
24.000%
$1,012.20
$84.35
$939.96
$78.33
$0.00
$0.00
$0.00
$740.24
 
N/A
XXXX
 
$0.00
XXXX
 
0.00%
0.00%
0.00%
Yes
             
Unknown
         
Debt Service Coverage Ratio
         
0
           
0
0
   
No
No
0
No
No
 
0
0
No
     
0.00%
       
0
         
0
No
   
0
0
     
0
 
Yes
1.486
1.46
N/A
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null CPA Letter Verified, null YTD Profit And Loss Verified, null Balance Sheet Verified, null Verified, null Paystubs Verified, null Written VOE Verified, null Executed 4506T Verified, null IRS Transcripts Verified, null Award Letter Verified, null Separation Agreement Verified, null Note Receivable Verified, null Personal Bank Statements Verified, null Business Bank Statements Verified, null Lease Agreements Verified, null 1040 Schedule E Verified
Borrower - null Personal Tax Returns Verified, null Business Tax Returns Verified(), null Executed 4506T Verified, null IRS Transcripts Verified, null 1040 Schedule E Verified
XXXX
XXXX
MO
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
XXXX
705
               
No
                                     
NA
XXXX
XXXX
0
XXXX
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
XXXX
0
XXXX
0
0
0
0
0
0
0
0
0
0
0
Unknown
No
   
No
US Citizen
US Citizen
N/A
Standard Driver's License - Not for federal use
 
CA
United States of America (USA)
XXXX
XXXX
XXXX
N/A
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
XXXX
XXXX
 
XXXX
XXXX
           
XXXX
XXXX
 
XXXX
 
XXXX
XXXX
Fee Simple
XXXX
No
No
N/A
23799.47
32.2
23799.47
32.2
No
80.0
N/A
No
No
Yes
Member on Behalf of Entity
N/A
N/A
N/A