Seller

Loan ID

Seller Loan ID

Investor Loan ID

Queue

Created Date

Last Modified Date

Finding Status

Event Level

Initial Finding Grade

Current/Final Finding Grade

Finding Category

Finding Sub Category

Finding Name

Reviewer Comments

Seller Comments

Finding Resolution

Finding Document

Reviewer Comp Factors

Originator Comp Factors

State

Occupancy

Loan Purpose

Refinance Purpose

Unique Finding ID

Acknowledged / Waived By

Waiver in File?

XXXX

xx0582

Closed

2025-06-02 23:25

2025-06-10 06:35

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Missing

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Counter-This is the RCE need the actual insurance policy - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Missing Hazard Insurance Policy Provide Hazard Insurance Policy. Hazard Insurance Policy Missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Hazard Insurance Policy is fully present - Due Diligence Vendor-XX/XX/XXXX

EOI - RCE.pdf

EOI with Insurance Invoice DUE - XX XXXXX XXX XX (1).pdf

Investment

Refinance

Cash Out - Other

4308608

N/A

XXXX

xx0582

Closed

2025-06-02 23:35

2025-06-09 06:16

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Missing Third Party Fraud Report Provide Third Party Fraud Report. Third Party Fraud Report Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Third Party Fraud Report is provided - Due Diligence Vendor-XX/XX/XXXX

Background - XXXXXXXX XXXXXX - XX.XX.XX.pdf

Investment

Refinance

Cash Out - Other

4308645

N/A

XXXX

xx0582

Closed

2025-06-02 23:47

2025-06-09 02:50

Resolved

1 - Information

Property

Value

Secondary Valuation or Additional Valuation has not been entered per securitization requirements

Resolved-Secondary Valuation uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Provide Secondary Valuation or Additional Valuation has per securitization requirements - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Secondary Valuation uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Value. CDA - XX XXXXX XXX XX - XX.XX.XXXX.pdf

Investment

Refinance

Cash Out - Other

4308686

N/A

XXXX

xx0582

Closed

2025-06-02 22:59

2025-06-09 02:50

Resolved

1 - Information

Credit

Missing Doc

Missing Third Party Market Rent Source (IE. 1007, 1025, etc.)

Resolved-Third Party Market Rent Source provided in uploaded Appraisal , Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Third party market rent estimate is missing, a document establishing third party market rent source is missing from file, such as a 1007, 1025, etc. Provide Third party market rent document. Third party market rent document missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Third Party Market Rent Source provided in uploaded Appraisal , Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Value. Appraisal - XX XXXXX XXX XX - XX.XX.XXXX.pdf

Investment

Refinance

Cash Out - Other

4308506

N/A

XXXX

xx0582

Closed

2025-06-02 23:10

2025-06-09 02:48

Resolved

1 - Information

Property

Missing Doc

Appraisal is Missing

Resolved-Appraisal Document uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Appraisal is Missing Provide Appraisal report. Appraisal report missing in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Appraisal Document uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-Appraisal is Present or is Waived - Due Diligence Vendor-XX/XX/XXXX

Value. Appraisal - XX XXXXX XXX XX - XX.XX.XXXX.pdf

Investment

Refinance

Cash Out - Other

4308552

N/A

XXXX

xx0582

Closed

2025-06-02 23:28

2025-06-06 07:14

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Hud-1 is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Final HUD-1 Document is Missing. Provide Final HUD-1 Document. Final HUD-1 Document is Missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Hud-1 is missing in file, Provided the same, changes made in system, Finding Resolved - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Settlement Statement_APPROVED_XX XX XXXX_SIGNED.pdf

Investment

Refinance

Cash Out - Other

4308616

N/A

XXXX

xxxxxx3137

Closed

2025-06-27 11:57

2025-07-02 06:45

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Open-Fraud Report Shows Uncleared Alerts • The XXX document shows a total of 3 high alerts, only 2 of which were cleared. Provide the documentation that shows all alerts were reviewed & cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX

Cleared Alerts.pdf

Investment

Refinance

Cash Out - Other

4589034

N/A

XXXX

xxxxxx2247

Closed

2025-07-11 13:04

2025-07-28 05:51

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-1008 provided and udpated. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

Open-The 1008 document is missing from the loan file. 1008 is present. However, property Tax amount reflects $XXX,XX per month which does not match Tax Cert amount of $XXX.XX per month. Updated 1008 of tax cert required. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

Resolved-1008 provided and udpated. - Due Diligence Vendor-XX/XX/XXXX

1008.pdf

Investment

Refinance

Cash Out - Other

4791043

N/A

XXXX

xxxxxx2247

Closed

2025-07-11 12:46

2025-07-28 05:51

Resolved

1 - Information

Credit

DSCR unknown

Resolved-DSCR worksheet provided and updated. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR Calculations - Seller-XX/XX/XXXX

Open-DSCR Worksheet misisng from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR Calculations - Seller-XX/XX/XXXX

Resolved-DSCR worksheet provided and updated. - Due Diligence Vendor-XX/XX/XXXX

DSCR.pdf

Investment

Refinance

Cash Out - Other

4790671

N/A

XXXX

xxxxxx2247

Closed

2025-07-10 06:33

2025-07-14 13:58

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD signed by all with correct date - Seller-XX/XX/XXXX

Open-Final HUD-1 Document is Missing. Provide true and certified final HUD1 as the one file is missing borrower and settlement agent sign. Also, it has settlement date of XX-XX-XXXX which is not the same date as the Notary Acknowledgement date of XX-XX-XXXX. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD signed by all with correct date - Seller-XX/XX/XXXX

Resolved-Final HUD provided. Resolved. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXX Final SS.pdf

Investment

Refinance

Cash Out - Other

4762883

N/A

XXXX

xxxxxx6304

Closed

2025-07-10 22:03

2025-08-12 06:15

Resolved

1 - Information

Credit

Eligibility

Ineligible Housing History per program guidelines

Resolved-Payment statement provided for housing history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX

Counter-Credit report snippet provided cover the months on the 2 known on the 1003 properties with XXXXX XXXXXXXX. the 3rd mortgage listed with no balance has no associated address and cannot confirm the borrower lived there. Please provide VOR/VOM or property profile report to verify housing history. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX

Open-Housing History Does Not Meet Guideline Requirements Provide 12 months housing payments for primary residence as CBR page #310 shows only 9 months payments. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. VOR - Seller-XX/XX/XXXX

Ready for Review-Document Uploaded. Housing History - Seller-XX/XX/XXXX

Resolved-Payment statement provided for housing history. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX housing history.pdf

XXXXXX statement of account.pdf

Investment

Purchase

4776855

N/A

XXXX

xxxxxx6304

Closed

2025-07-10 22:03

2025-07-18 07:30

Resolved

1 - Information

Credit

Borrower

Discrepancy between 1008 Page Qualifying FICO and actual Qualifying FICO

Resolved-Highest mid score is used per guidelines " use highest decision credit score amongst all borrowers/guarantors to determine loan eligibility" making the qualifying FICO 725, more conservative fico and qualifications used and met. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

Open-Qualifying FICO on the 1008 Page is '719' or blank, but the Qualifying FICO from the Credit Liabilities Page is '725' or blank. Qualifying FICO entries do not match. Please confirm the correct Qualifying FICO value. Per Guidelines section 3.1.10 – CREDIT SCORE for a DSCR loan: “DSCR Documentation: Determine a decision credit score for each borrower/guarantor (lower of two or middle of three), use highest decision credit score amongst all borrowers/guarantors to determine loan eligibility.” The mid scores for each borrower is 725 & 719 therefore the higher 725 should be used. However, 1008 shows qualifying FICO as 719.

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

XXXXXX 1008.pdf

Investment

Purchase

4776858

N/A

XXXX

xxxxxx6304

Closed

2025-07-10 22:24

2025-07-18 00:13

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared or None Exist.

- Due Diligence Vendor-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Open-Fraud Report Shows Uncleared Alerts Per the guideline on page 32 a clear fraud report is required. The fraud report in file (page 402) is showing 1 high uncleared alert. The required cleared report is missing. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-Provided Fraud shows All Fraud Report Alerts have been cleared or None Exist.

- Due Diligence Vendor-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared or None Exist - Due Diligence Vendor-XX/XX/XXXX

Cleared Alerts.pdf

Investment

Purchase

4776905

N/A

XXXX

xxxxxx6304

Closed

2025-07-10 22:37

2025-07-15 05:21

Resolved

1 - Information

Credit

Doc Issue

Prepayment Rider Missing

Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Prepay Rider - Seller-XX/XX/XXXX

Open-Provide Prepayment Rider Fixed Percentage Rider as it is marked it DOT but is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Prepay Rider - Seller-XX/XX/XXXX

Resolved-Prepayment Rider uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

XXXXXX Prepay Rider.pdf

Investment

Purchase

4776926

N/A

XXXX

xxxxxx6304

Closed

2025-07-10 22:37

2025-07-15 03:20

Resolved

1 - Information

Compliance

Missing Doc

Prepayment Penalty Information Unavailable

Resolved-Prepayment Addendum to Note uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Prepay Addendum to Note - Seller-XX/XX/XXXX

Open-Provide Prepayment Penalty Addendum to Note doc as it is missing from file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Prepay Addendum to Note - Seller-XX/XX/XXXX

Resolved-Prepayment Addendum to Note uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

XXXXXX Addendum to Note.pdf

Investment

Purchase

4776927

N/A

XXXX

xxxxxx4330

Closed

2025-07-10 01:57

2025-08-12 07:06

Waived

2 - Non-Material

Credit

DSCR Does Not Meet Guideline Requirements

Waived- - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval DSCR ratio - Seller-XX/XX/XXXX

Open-Per Matrix Min DSCR is 1 but file has 0.986 ( Rent $XXXX / PITIA $XXXX.XX = 0.986). DSCR was calculated off Proposed PITI of XXXX.XX on lock confirmation - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Exception Approval DSCR ratio - Seller-XX/XX/XXXX

Waived- - Due Diligence Vendor-XX/XX/XXXX

XXXXX - Exception.pdf

LTV is XX%. Maximum allowed per guidelines is XX%.

Credit Score is XXX. Minimum required per guidelines is XXX.

Borrower(s) have XX.XX months Reserves. Minimum required per guidelines is X months.

Investment

Purchase

4761535

Originator Post-Close

Yes

XXXX

xxxxxx4330

Closed

2025-07-10 01:42

2025-07-14 05:14

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Final HUD1 signed by Settlement Agent uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD1 signed by all parties - Seller-XX/XX/XXXX

Open-Final HUD-1 Document is Missing. Settlement agent not signed to the HUD statement - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Final HUD1 signed by all parties - Seller-XX/XX/XXXX

Resolved-Final HUD1 signed by Settlement Agent uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-Final HUD-1 Document is Present or Not Applicable - Due Diligence Vendor-XX/XX/XXXX

1008.pdf

XXXXX Final SS.pdf

Investment

Purchase

4761483

N/A

XXXX

xxxxxx4330

Closed

2025-07-10 00:43

2025-07-14 05:13

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

Open-The 1008 document is missing from the loan file. 1008 is missing in the file - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. 1008 - Seller-XX/XX/XXXX

Resolved-Updated 1008 Document uploaded, Verified & entered in system - Resolved

- Due Diligence Vendor-XX/XX/XXXX

Resolved-The 1008 document is present in the loan file. - Due Diligence Vendor-XX/XX/XXXX

1008.pdf

Investment

Purchase

4761320

N/A

XXXX

xxxxxx3207

Closed

2025-07-09 05:39

2025-08-04 05:44

Resolved

1 - Information

Credit

Missing Doc

Evidence of Property Tax Missing

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated e-signed FPL & IEADS - Seller-XX/XX/XXXX

Open-Missing Evidence of Property Tax As per 1008 Tax amount is $XXX.XX monthly ($X,XXX.XX Annual), as per tax cert page 505 tax collected $XXXX.XX Annual and Title page 530 verifies 1st installment $XXXX.XX & second installment of the XXXX taxes has not been determined but IEAD, first payment letter, Tax and Insurance Information Sheet and Settlement statement verifies $XXXX.XX Annual ($XXX.XX Monthly, there is tax delinquent, so IEAD, payment letter, settlement considered as installment). Provide Corrected 1008 & Tax Certificate (OR) Provide Corrected IEAD, first payment letter & Settlement statement with corrected Tax amount. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated e-signed FPL & IEADS - Seller-XX/XX/XXXX

Resolved-Evidence of Property Tax is present - Due Diligence Vendor-XX/XX/XXXX

XXXXXXX Docs.pdf

Investment

Refinance

Cash Out - Other

4745689

N/A

XXXX

xxxxxx3207

Closed

2025-07-09 03:57

2025-07-16 06:10

Resolved

1 - Information

Compliance

Closing

Loan Origination Company NMLS Status is Not Active

Resolved-Loan Origination Company NMLS Status is Not Active - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Licensing comments: reviewed the attached XXXXXXXXXXXXXX report for the below-listed Loan Number. I confirmed that IL (property state) does not require the Broker to be licensed on DSCR loans. – Clear to proceed. - Seller-XX/XX/XXXX

Open-Loan Origination Company NMLS Status is Not Active Loan Origination Company Does n't have licenses in "IL" State - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan Origination Company NMLS Status is Not Active - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXReport - XXXXXXXXXX - X.XX.XXXX.pdf

Investment

Refinance

Cash Out - Other

4745202

N/A

XXXX

xxxxxx3207

Closed

2025-07-09 03:57

2025-07-16 06:10

Resolved

1 - Information

Compliance

Closing

Loan Originator NMLS Status is Not Active

Resolved-Loan Originator NMLS Status is Not Active - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Licensing comments: reviewed the attached XXXXXXXXXXXXXXX report for the below-listed Loan Number. I confirmed that XX (property state) does not require the Broker to be licensed on DSCR loans. – Clear to proceed. - Seller-XX/XX/XXXX

Open-Loan Originator NMLS Status is Not Active Loan officer doesn't have the licenses in "XX" State. - Due Diligence Vendor-XX/XX/XXXX

Resolved-Loan Originator NMLS Status is Not Active - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXXXXXXXXX - XXXXXXXXXX - X.XX.XXXX.pdf

Investment

Refinance

Cash Out - Other

4745203

N/A

XXXX

xxxxxx5993

Closed

2025-07-09 07:34

2025-07-17 13:19

Resolved

1 - Information

Credit

Missing Doc

Hazard Insurance Policy is Partial

Resolved-A new Hazard Insurance Policy document was received with the policy number on it. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Insurance - Seller-XX/XX/XXXX

Open-Hazard Insurance Policy Partially Provided • Policy number not reflecting on the provided Property Insurance document. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Updated Insurance - Seller-XX/XX/XXXX

Resolved-A new Hazard Insurance Policy document was received with the policy number on it. Issue resolved. - Due Diligence Vendor-XX/XX/XXXX

Insurance.pdf

Investment

Purchase

4746967

N/A

XXXX

xxxxxx5993

Closed

2025-07-09 07:53

2025-07-16 13:00

Resolved

1 - Information

Credit

Eligibility

Fraud Report Shows Uncleared Alerts

Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Open-Fraud Report Shows Uncleared Alerts • The XXXXXXXXX LoanSafe Connect Alerts Summary document shows a total of X High alerts, only X of which were cleared. Please provide the documentation that shows all alerts were reviewed & cleared. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Cleared Alerts - Seller-XX/XX/XXXX

Resolved-All Fraud Report Alerts have been cleared. - Due Diligence Vendor-XX/XX/XXXX

Cleared Alerts.pdf

Investment

Purchase

4747328

N/A

XXXX

xxxxxx5993

Closed

2025-07-09 07:28

2025-07-16 13:00

Resolved

1 - Information

Property

Missing Doc

Second Appraisal/ Valuation is Missing

Resolved-XXXX UCDP/SSR received with a CU score of X.X. System updated. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXX SSR - Seller-XX/XX/XXXX

Open-Secondary Valuation or Additional Valuation (with acceptable variance to Primary) is missing per guideline requirements and CU Score, if present, is greater than X.X • Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXX SSR - Seller-XX/XX/XXXX

Resolved-XXXX UCDP/SSR received with a CU score of X.X. System updated. - Due Diligence Vendor-XX/XX/XXXX

SSR.pdf

Investment

Purchase

4746883

N/A

XXXX

xxxxxx5563

Closed

2025-07-15 11:33

2025-07-18 06:49

Resolved

1 - Information

Credit

Missing Doc

Missing Lender Income Calculation Worksheet

Resolved-DSCR worksheet provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR worksheet - Seller-XX/XX/XXXX

Open-Please provide DSCR worksheet - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. DSCR worksheet - Seller-XX/XX/XXXX

Resolved-DSCR worksheet provided. - Due Diligence Vendor-XX/XX/XXXX

DSCR.pdf

Investment

Refinance

Cash Out - Other

4824169

N/A

XXXX

xxxxxx3620

Closed

2025-07-15 12:39

2025-07-15 14:08

Resolved

1 - Information

Credit

Missing proof of debt payoff(s)

Resolved-Final XXXX Settlement Statement showing the payoff of in. System updated with the updated information. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Certified copy of the Final XXX from title showing the payoff to match demand - Seller-XX/XX/XXXX

Open-• Per the Title Commitment (Schedule B, pt II, item #X) there is a mortgage dated XXXXXXXXX XX, XXXX to XXXXXXXXXXXXXXXX. The Final XXXX Settlement Statement and the Deed of Trust for that transaction were also provided. The XXX-X for this subject transaction does not list this property as being paid off on it. File is missing evidence of the Payoff/Release for this prior mortgage. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. Certified copy of the Final XXX from title showing the payoff to match demand - Seller-XX/XX/XXXX

Resolved-Final XXXX Settlement Statement showing the payoff of in. System updated with the updated information. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX Final SS.pdf

Investment

Refinance

Cash Out - Other

4825432

N/A

XXXX

xxxxxx3620

Closed

2025-07-14 02:29

2025-07-15 14:07

Resolved

1 - Information

Property

Value

Secondary Valuation or Additional Valuation has not been entered per securitization requirements

Resolved-XXXXX UCDP/SSR received with an LCA score of X and is R&W eligible. System updated. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXX SSR - Seller-XX/XX/XXXX

Open-• Secondary Valuation or Additional Valuation for securitization purposes is missing. File needs a XXXX or XXXXX UCDP/SSR report with a score less than X.X, or the file needs an Appraisal Desk Review. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. XXXXXXX SSR - Seller-XX/XX/XXXX

Resolved-XXXXX UCDP/SSR received with an LCA score of X and is R&W eligible. System updated. - Due Diligence Vendor-XX/XX/XXXX

XXXXXXXXXX XXXXXXX SSR.pdf

Investment

Refinance

Cash Out - Other

4800059

N/A

XXXX

xx0684

Closed

2025-08-22 02:50

2025-08-26 08:43

Resolved

1 - Information

Credit

Lender Approval Form is Missing

Resolved-Updated ALAs from provided doc provided. - Due Diligence Vendor-XX/XX/XXXX

Resolved-UW Approval form provided. Resolved

- Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Missing UW Approval doc in file. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Updated ALAs from provided doc provided. - Due Diligence Vendor-XX/XX/XXXX

Resolved-UW Approval form provided. Resolved

- Due Diligence Vendor-XX/XX/XXXX

UW Approval X Property Pa XXXXXX.pdf

Investment

Purchase

5277128

N/A

XXXX

xx0684

Closed

2025-08-22 11:57

2025-08-26 08:39

Resolved

1 - Information

Compliance

Missing Doc

Missing Executed Loan Agreement

Resolved-Loan agreement provided. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Open-Loan agreement missing, cannot confirm OPB to get the allocated loan amounts. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. - Seller-XX/XX/XXXX

Resolved-Loan agreement provided. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX - Loan Agreement.pdf

Investment

Purchase

5285794

N/A

XXXX

xx0253

Closed

2025-08-26 05:32

2025-08-29 11:25

Resolved

1 - Information

Property

Appraisal

Review Product 1 Valuation is Expired

Resolved-1004D confirms primary, validating the desk review. - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. File had a value recert completed - Seller-XX/XX/XXXX

Open-Review Product X Valuation is Expired (Review Product X Valuation Date is greater than XXX days from the Note Date of XX-XX-XXXX. Days Difference is XXX) Provide Secondary valuation. Desk review available on file has an effective date of XX/XX/XXXX - Due Diligence Vendor-XX/XX/XXXX

Ready for Review-Document Uploaded. File had a value recert completed - Seller-XX/XX/XXXX

Resolved-1004D confirms primary, validating the desk review. - Due Diligence Vendor-XX/XX/XXXX

XXXXXX_1004D - XX XXXXXXXXXX XXX.pdf

Investment

Refinance

Cash Out - Other

5314402

N/A

XXXX

xx0253

Closed

2025-08-28 11:33

2025-08-29 06:49

Resolved

1 - Information

Property

Appraisal

Appraisal Expired

Resolved-XXXXD permitted per guidelines provided and updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX

Open-Appraisal done XX/XX/XXXX need an updated appraisal. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX

Resolved-XXXXD permitted per guidelines provided and updated. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXXXXX_XXXXD - XX XXXXXXX XXX.pdf

Investment

Refinance

Cash Out - Other

5350171

N/A

XXXX

xx0577

Closed

2025-08-28 10:10

2025-09-02 06:44

Resolved

1 - Information

Credit

Missing Doc

Borrower 1 Citizenship Identification Documentation Missing

Resolved-Received updated R1 Visa updated fraud page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Renewed visa issued X/X. - XXXXXX-XX/XX/XXXX

Open-Need clear copy of the I-XXX form one in file is hard to see clearly. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Renewed visa issued X/X. - XXXXXX-XX/XX/XXXX

Resolved-Received updated R1 Visa updated fraud page. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

ID Visa Renewed X-XX-XX.pdf

Investment

Refinance

No Cash Out - Borrower Initiated

5348820

N/A

XXXX

xx0637

Closed

2025-09-10 10:06

2025-09-12 11:18

Waived

2 - Non-Material

Credit

Tradeline minimum has not met guidelines

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-A minimum of three (3) tradelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived- - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Open-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-A minimum of three (3) tradelines. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

X.X DSCR

XX months reserves

XX% LTV

Investment

Delayed Purchase

Cash Out - Other

5485654

Originator Post-Close

Yes

XXXX

xx0637

Closed

2025-09-10 10:07

2025-09-12 11:17

Waived

2 - Non-Material

Credit

Tradelines show no activity in past 12 months

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Open-A minimum of two (2) active tradelines - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

X.X DSCR

XX months reserves

XX% LTV

Investment

Delayed Purchase

Cash Out - Other

5485691

Originator Post-Close

Yes

XXXX

xx0637

Closed

2025-09-10 10:07

2025-09-12 11:16

Waived

2 - Non-Material

Credit

Eligibility

Ineligible Housing History per program guidelines

Waived-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Open-At least one account that has a twenty-four (24) month history - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-Document Uploaded. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Waived-Exception provided - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXX XXXXXX Exception Request.pdf

X.X DSCR

XX months reserves

XX% LTV

Investment

Delayed Purchase

Cash Out - Other

5485679

Originator Post-Close

Yes

XXXX

xx0637

Closed

2025-08-27 00:19

2025-09-10 10:05

Resolved

1 - Information

Credit

Missing Doc

Third Party Fraud Report not Provided

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception

- XXXXXX-XX/XX/XXXX

Open-Provide Third Party Fraud Report. Third Party Fraud Report missing in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception

- XXXXXX-XX/XX/XXXX

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXX XXXXXX Exception Request.pdf

Investment

Delayed Purchase

Cash Out - Other

5328497

N/A

XXXX

xx0637

Closed

2025-08-28 12:41

2025-09-10 10:05

Resolved

1 - Information

Credit

FICO score does not meet guidelines

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception - XXXXXX-XX/XX/XXXX

Open-FICO for foreign national borrower is XXX, LTV table show Foreign National borrower with credit equal to of great than XXX or a no credit option. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception - XXXXXX-XX/XX/XXXX

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXX XXXXXX Exception Request.pdf

Investment

Delayed Purchase

Cash Out - Other

5351340

N/A

XXXX

xx0637

Closed

2025-08-28 12:51

2025-09-10 10:05

Resolved

1 - Information

Credit

Incomplete application

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception - XXXXXX-XX/XX/XXXX

Open-Application states Foreign National, however Visa in file and borrower has US address and credit in file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Please see approved exception - XXXXXX-XX/XX/XXXX

Resolved-Findings opened for actual guideline fails. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXX XXXXXX Exception Request.pdf

Investment

Delayed Purchase

Cash Out - Other

5351531

N/A

XXXX

xx0649

Closed

2025-08-28 09:53

2025-09-02 06:31

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Updated Hud page received executed Hud - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Settlement from X/XX is correct. Uploaded fully executed HUD - XXXXXX-XX/XX/XXXX

Open-Have X huds in file one signed by title as well has disburse date of X/XX and the other is dated for X/XX with disburse date of X/XX - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Settlement from X/XX is correct. Uploaded fully executed HUD - XXXXXX-XX/XX/XXXX

Resolved-Updated Hud page received executed Hud - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Settlement Statement_APPROVED_XX XX XXXX_SIGNED_VX.pdf

Investment

Refinance

Cash Out - Other

5348527

N/A

XXXX

xx0778

Closed

2025-08-26 02:43

2025-09-04 03:33

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Executed HUD-1 Provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Fully executed settlement attached. - XXXXXX-XX/XX/XXXX

Open-Provide Final HUD-1 with borrower & settlement agent signature. Final XXX Statement missing signatures. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Fully executed settlement attached. - XXXXXX-XX/XX/XXXX

Resolved-Executed HUD-1 Provided. Resolved - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Settlement Statement - Final signed.pdf

Investment

Purchase

5313440

N/A

XXXX

xx0778

Closed

2025-08-26 02:49

2025-09-02 23:09

Resolved

1 - Information

Credit

Guarantor Recourse Document is missing

Resolved-Guaranty Document with signatures provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Signed Doc attached. - XXXXXX-XX/XX/XXXX

Open-Personal Guaranty document signatures missing in file. Provide Personal Guaranty Document with signatures. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. Signed Doc attached. - XXXXXX-XX/XX/XXXX

Resolved-Guaranty Document with signatures provided. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Loan Docs - Guarantor Docs XXXXXX.pdf

Investment

Purchase

5313514

N/A

XXXX

xx0828

Closed

2025-08-28 14:14

2025-09-02 06:33

Resolved

1 - Information

Compliance

Missing Doc

Final HUD-1 or Final Settlement Statement Document is Missing

Resolved-Received fully executed Hud - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX

Open-Hud in the file is not executed. Need the executed final hud one in the file that is executed is for property at XXXX. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. - XXXXXX-XX/XX/XXXX

Resolved-Received fully executed Hud - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

XXXXXX Settlement Statement_APPROVED_XX XX XXXX_SIGNED.pdf

Investment

Refinance

No Cash Out - Borrower Initiated

5352899

N/A

XXXX

xx0843

Closed

2025-08-28 11:51

2025-09-02 06:08

Resolved

1 - Information

Credit

Missing Doc

1008 Document is Missing

Resolved-The 1008 document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. UW Approval attached - XXXXXX-XX/XX/XXXX

Open-The 1008 document is missing from the loan file. Underwriting summary is missing from the file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

Ready for Review-Document Uploaded. UW Approval attached - XXXXXX-XX/XX/XXXX

Resolved-The 1008 document is present in the loan file. - XXX XXXXXXXXXX XXXXXX-XX/XX/XXXX

DSCR UWA - XXXXXX.pdf

Investment

Refinance

Cash Out - Other

5350510

N/A