Loan ID

Seller Loan ID

Investor Loan ID

Alt Loan ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Maturity Date

Seller Loan ID

Initial HELOC Draw Amount

Other Lien Interest Rate

XXXX

XXXX

XXXX

20251009033

2nd Lien HELOCs Only

2nd Lien HELOCs Only

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.540%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

47.24%

45.45%

40.63%

No

Self-Employed

Full Doc

2

NA

N/A

0

2

2

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

100.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SEPartnership, SECorporation, Other REO Net Rental Income(Loss), SSI and Disability, SEPartnership, SEPartnership, SECorporation, SECorporation, SECorporation, SECorporation, SECorporation, SEPartnership, SECorporation, SECorporation, SECorporation, SECorporation, SECorporation, SECorporation, SEPartnership, SECorporation, SECorporation - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

743

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

345153.84

11.2

No

68.53

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009030

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.490%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.63%

49.44%

37.67%

No

No

Employed

Retired

Full Doc

1

0

2+ Months

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

19

19

Work Number

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - SSI and Disability, Other - 3 YRS Executed 4506T Verified, Award Letter Verified

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

777

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Other

Identification Card

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

63.85

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009007

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.320%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

33.24%

33.00%

28.68%

No

Employed

Full Doc

0

1 Month

N/A

0

2

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

745

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

35.02

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009008

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.340%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.32%

45.47%

27.23%

No

No

Employed

Retired

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

26

26

Other

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025

Borrower - 3 YRS Executed 4506T Verified - 2024, 2025, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

643

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

37.77

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009090

HELOC 2nd Lien

HELOC 2nd Lien

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.340%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

30.27%

29.96%

9.77%

No

Self-Employed

Full Doc

0

NA

N/A

0

2

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

100.00%

Borrower Prepared

4

Borrower

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

681

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

70.2

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009092

Heloc ARM

HELOC-ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.340%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

42.15%

41.77%

34.57%

No

No

Retired

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - Wage, SSI and Disability, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

740

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.93

Yes

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009031

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.320%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

44.55%

43.91%

33.58%

No

Employed

Full Doc

2

Less than 1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

242

26

Other

0

No

0

N/A

Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

786

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

51.6

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009062

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.26%

41.26%

41.26%

Yes

Employed

Full Doc

2

Less than 1 Month

N/A

0

1

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Separation Agreement Verified, 1040 Schedule E Verified - 2025, 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

701

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

50.06

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009070

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.72%

48.20%

37.21%

No

No

Employed

Retired

Full Doc

2

0

Less than 1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage, Child Support - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

665

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

65.41

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009042

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

44.79%

44.27%

9.35%

No

Retired

Full Doc

1

NA

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

679

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

62.05

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009009

HELOC ARM

HELOC ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

38.14%

36.78%

13.22%

No

Retired

Full Doc

0

NA

N/A

0

0

0

1

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

720

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

54.12

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009016

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.42%

49.20%

37.98%

No

No

Retired

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Retirement, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025

Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

777

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

46.33

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009084

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.260%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

39.83%

39.39%

27.08%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

677

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

75.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009006

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

26.80%

26.39%

19.29%

Yes

Self-Employed

Full Doc

2

1 Month

N/A

0

2

2

3

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

1

1

FNMA 1005

0

No

0

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

780

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.52

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009104

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.260%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

45.88%

45.52%

20.54%

No

Self-Employed

Full Doc

0

NA

N/A

0

2

0

3

2

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

100.00%

Borrower Prepared

14

Borrower

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SESoleProprietor, Retirement - 2 YRS Personal Tax Returns Verified, YTD Profit And Loss Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2023, 2022, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

661

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

26.48

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009100

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

19.31%

18.67%

8.23%

No

No

Employed

Not Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

777

No

NA

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

25.05

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009101

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

40.54%

40.16%

32.34%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

140

26

Work Number

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

737

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

78.9

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009075

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

34.44%

34.38%

30.87%

No

No

Employed

Employed

Full Doc

2

2

1 Month

Less than 1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

747

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.31

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009102

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.92%

46.51%

46.51%

Yes

Employed

Full Doc

2

2+ Months

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

8

8

Work Number

0

No

0

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024

Borrower - Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

711

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

64.95

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009087

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

42.61%

37.52%

26.44%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

36

Work Number

Yes

36

36

Work Number

No

0

Borrower - Wage, Overtime and Bonus, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

784

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

66.22

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009067

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

40.36%

39.88%

39.88%

Yes

Self-Employed

Full Doc

2

1 Month

N/A

0

2

2

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

40.00%

Audited

12

Tax Preparer

NA

0

No

Yes

64

27

Work Number

0

No

0

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership, SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

785

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

66.01

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009060

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.56%

37.65%

29.44%

Yes

Yes

Retired

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

1

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability, Retirement - Executed 4506T Verified, Award Letter Verified - 2024, 2023 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2023

Borrower - Executed 4506T Verified - 2024, 2023 || Co Borrower - Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

798

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

48.27

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009018

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.01%

46.34%

30.43%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

34

27

Work Number

Yes

13

15

Work Number

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

665

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009058

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

45.79%

42.80%

33.87%

No

Employed

Full Doc

2

2+ Months

N/A

0

1

0

3

2

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Retirement, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

798

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

58.49

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009024

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.64%

48.40%

33.59%

No

Employed

Full Doc

2

1 Month

N/A

0

1

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

27

27

Work Number

0

No

0

N/A

Borrower - Wage, Commission, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

681

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

61.09

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009071

HELOC 2nd

HELOC 2nd

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

30.88%

30.43%

22.86%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

18

18

FNMA 1005

Yes

30

30

Other

No

0

Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

792

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

68.75

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009076

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

44.78%

43.20%

43.20%

Yes

Employed

Full Doc

2

1 Month

N/A

0

1

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025

Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

683

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

32.99

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009057

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

33.60%

32.94%

19.97%

No

No

Employed

Not Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

36

FNMA 1005

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower

Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

679

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

48.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009010

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

22.49%

22.00%

13.01%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

734

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

84.49

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009097

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

49.86%

48.54%

35.48%

No

Self-Employed

Full Doc

2

NA

N/A

0

2

2

3

2

NA

No

No

0

No

No

N/A

0

0

No

0.00%

100.00%

Borrower Prepared

2

Borrower

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

699

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

65.54

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009077

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.98%

49.76%

37.17%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

246

27

Work Number

0

No

0

N/A

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

719

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

59.87

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009039

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.62%

46.35%

41.60%

No

Employed

Full Doc

2

Less than 1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

149

27

FNMA 1005

0

No

0

Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

736

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

48.5

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009098

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

31.71%

31.57%

21.41%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

640

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

65.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009064

1st Lien HELOCs

1st Lien HELOCs

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

25.73%

25.60%

18.16%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

26

26

FNMA 1005

0

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

690

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

26.69

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009034

Heloc ARM

Heloc ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

43.34%

43.25%

38.32%

No

No

Employed

Employed

Full Doc

2

1

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

1

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

360

27

FNMA 1005

Yes

16

16

Work Number

No

0

N/A

Borrower - Wage, Overtime and Bonus, Other, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Wage, Other - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

680

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

51.76

0.0

51.76

0.0

No

67.43

Yes

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009013

2nd Lien HELOCs Only

2nd Lien HELOCs Only

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

47.59%

46.86%

46.86%

Yes

Yes

1 - Not Stated Not Verified

1 - Not Stated Not Verified

3 - Stated, Partially Verified

3 - Stated, Partially Verified

1 - Not Stated, Not Verified

1 - Not Stated, Not Verified

Employed

Employed

Retired

Retired

.00

.00

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

1

0

1

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower 2 - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower 3 - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower 2 - 3 YRS Executed 4506T Verified || Co Borrower 3 - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

749

0

657

0

0

754

0

657

754

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

48.96

N/A

No

No

No

Borrower As Individual

Borrower As Individual

Borrower As Individual

Borrower As Individual

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009036

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

35.43%

35.44%

35.44%

Yes

Retired

Full Doc

2

NA

N/A

0

2

0

1

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Retirement, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified, Award Letter Verified

Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

761

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

31.32

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009078

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

35.13%

34.91%

30.38%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

69

26

Work Number

0

No

0

N/A

Borrower - Wage, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

783

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

84.38

Yes

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009052

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.67%

49.39%

49.39%

Yes

Employed

Full Doc

2

1 Month

N/A

0

1

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

750

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

70.49

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009015

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.290%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.62%

46.46%

36.94%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

16

16

Work Number

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

725

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

52.86

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009046

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

37.39%

37.31%

31.40%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

730

No

NA

0

0

0

0

1

0

0

0

0

0

0

0

1

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

35802.26

12.7

No

78.52

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009065

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

48.43%

48.26%

38.13%

No

Retired

Full Doc

0

NA

N/A

0

0

0

3

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Note Receivable, SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified, Note Receivable Verified - 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

673

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

34.28

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009096

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.10%

47.05%

28.43%

No

No

Retired

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

135

27

Work Number

No

0

Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

767

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

46.66

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009099

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.74%

49.49%

31.92%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

37

27

Work Number

0

No

0

N/A

Borrower - Wage, Commission - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

673

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

63.7

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009094

2nd Lien HELOC

2nd Lien HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

36.25%

35.62%

29.06%

No

No

Retired

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

811

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

84.84

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009086

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

31.98%

31.84%

28.94%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

31

27

Work Number

Yes

7

7

Work Number

No

0

N/A

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

660

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.87

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009014

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

33.83%

33.45%

9.27%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

27

27

Other

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

734

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

32.68

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009032

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.14%

48.85%

32.04%

No

Retired

Full Doc

0

NA

N/A

0

0

0

1

0

Yes

No

Yes

12.0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SSI and Disability, Retirement, Retirement, Retirement, Retirement, Asset Depletion - Executed 4506T Verified, Award Letter Verified - 2024, 2023

Borrower - Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

674

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

44.85

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009017

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.33%

48.02%

31.63%

No

No

Employed

Retired

Full Doc

2

1

2+ Months

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

360

26

Work Number

NA

0

0

N/A

No

0

N/A

Borrower - Wage, Overtime and Bonus, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

715

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

39.46

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009050

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

40.09%

39.74%

32.90%

Yes

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

705

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.53

Yes

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009063

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.33%

42.94%

35.93%

No

Employed

Full Doc

0

NA

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

25

25

Work Number

0

No

0

N/A

Borrower - Wage, Overtime and Bonus - Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

706

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

84.54

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009045

HELOC-ARM

HELOC-ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.80%

49.42%

42.36%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

732

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

12599.12

3.6

12599.12

3.6

No

66.29

N/A

No

Yes

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009105

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

35.41%

35.21%

29.62%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, SSI and Disability - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

724

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

84.23

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009047

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.23%

41.55%

35.43%

No

Employed

Full Doc

2

Less than 1 Month

N/A

0

2

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

18

18

Work Number

0

No

0

N/A

Borrower - Commission, Other - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

734

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

73.66

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009093

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

49.96%

49.82%

41.87%

No

No

Self-Employed

Self-Employed

Full Doc

2

2

NA

NA

N/A

0

N/A

0

1

2

1

1

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

50.00%

50.00%

Borrower Prepared

16

Borrower

Borrower Prepared

Borrower

16

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2023 || Co Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, Executed 4506T Verified - 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024, 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

747

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

66.9

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009049

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

43.96%

43.67%

37.15%

No

No

Employed

Employed

Full Doc

2

2

1 Month

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

704

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.89

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009073

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

42.68%

42.43%

36.41%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

36

36

Work Number

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

697

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.56

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009082

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

27.91%

27.80%

27.80%

Yes

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

776

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.97

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009043

2nd Lien HELOC

2nd Lien HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

37.70%

37.22%

27.97%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

27

27

Work Number

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

707

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.62

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009059

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

44.28%

43.47%

28.15%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

795

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.66

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009011

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

24.63%

24.63%

24.63%

No

Self-Employed

Full Doc

0

NA

N/A

0

2

2

1

1

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SESCorp, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

731

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.14

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009038

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

45.55%

44.68%

36.59%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

117

28

FNMA 1005

0

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

709

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

58.97

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009056

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.06%

49.96%

49.96%

Yes

Employed

Full Doc

0

1 Month

N/A

0

1

0

2

1

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

72

28

FNMA 1005

0

No

0

Borrower - Wage, Overtime and Bonus, SSI and Disability, SSI and Disability, SSI and Disability, Subject Property Net Rental Income(Loss) if NOO - 1 YR Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified - 2025 - 2025

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025 - 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

766

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

71.52

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009072

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

32.67%

32.49%

23.06%

No

Employed

Full Doc

2

1 Month

N/A

0

1

0

1

1

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

36

36

FNMA 1005

0

No

0

Borrower - Wage, Other REO Net Rental Income(Loss), Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

809

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

61.15

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009068

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.01%

46.68%

37.20%

No

No

Retired

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - SSI and Disability, Retirement, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

711

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

81.63

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009040

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.97%

46.62%

40.50%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

14

14

Work Number

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

776

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

70.22

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009021

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

44.93%

44.42%

33.75%

No

Self-Employed

Full Doc

0

1 Month

N/A

0

2

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

100.00%

N/A

0

N/A

NA

0

No

Yes

27

27

Work Number

0

No

0

Borrower - SESoleProprietor, Wage - 2 YRS Personal Tax Returns Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

700

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.93

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009085

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.86%

49.86%

49.86%

Yes

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Lease Agreements Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

674

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

59.99

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009103

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.210%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.84%

49.67%

46.32%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

213

28

Work Number

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

685

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

66.79

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009028

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.330%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

19.85%

19.59%

14.60%

No

Employed

Full Doc

0

Less than 1 Month

N/A

0

2

1

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.02%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified

Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

767

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.2

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009041

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.210%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.63%

49.13%

39.91%

No

No

Retired

Retired

Full Doc

1

1

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024 || Co Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

696

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

55.04

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009022

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.210%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

37.57%

36.88%

23.99%

No

No

Employed

Employed

Full Doc

2

1

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

248

28

Work Number

Yes

39

27

Work Number

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

748

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

43244.42

12.5

No

64.41

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009081

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.210%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

27.99%

26.69%

23.71%

No

No

Self-Employed

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

2

0

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

24

17

Work Number

No

0

Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

783

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

72.06

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009089

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.210%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.75%

47.85%

16.19%

No

No

Not Employed

Retired

Full Doc

1

1

Less than 1 Month

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Other REO Net Rental Income(Loss) - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Executed 4506T Verified || Co Borrower - Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified - 2024, 2023

Borrower - Executed 4506T Verified || Co Borrower - Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

770

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

37.06

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009051

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

45.23%

44.94%

27.93%

Yes

Employed

Full Doc

2

2+ Months

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

777

No

NA

0

0

0

0

0

0

0

0

1

0

0

0

1

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.1

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009088

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.97%

41.95%

41.95%

Yes

Employed

Full Doc

2

2+ Months

N/A

0

0

0

1

1

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

36

36

Work Number

0

No

0

Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss), Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

721

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.98

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009019

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

48.59%

48.12%

39.52%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

2

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

752

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.96

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009055

HELOC - 2ND

HELOC - 2ND

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.35%

47.12%

30.41%

No

No

Employed

Employed

Full Doc

2

1

1 Month

1 Month

N/A

0

N/A

0

2

0

2

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

60

29

Other

No

0

N/A

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

664

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Employment Authorization Card

XX

United States

XX/XX/XXXX

Employment Authorization Document (I-821D)

XX/XX/XXXX

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Employment Authorization Card

XX

United States

XX/XX/XXXX

I-821D Employment Authorization Document (I-821-D)

XX/XX/XXXX

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.99

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009066

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.89%

48.69%

44.24%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 1 YR Executed 4506T Verified - 2025, 2024, 2023

Borrower - 1 YR Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

687

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

71.71

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009080

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.75%

49.28%

17.86%

No

Retired

Full Doc

0

NA

N/A

0

0

0

1

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

651

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

17.8

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009069

HELOC ARM

HELOC ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

26.13%

25.97%

17.57%

No

No

Retired

Retired

Full Doc

1

1

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Retirement, SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

821

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

85601.40

35.4

No

69.8

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009053

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

47.58%

47.33%

29.41%

No

Employed

Full Doc

2

2+ Months

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2025, 2024

Borrower - Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

663

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

57.66

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009074

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

48.79%

43.05%

25.52%

No

Retired

Full Doc

1

NA

N/A

0

0

0

1

2

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified - 2024 - 2024

Borrower - Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

788

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

16.17

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009079

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.86%

41.73%

33.55%

No

Retired

Full Doc

1

NA

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified - 2024 - 2024

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

746

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

63.33

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009025

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.98%

42.51%

31.31%

No

No

Retired

Employed

Full Doc

0

2

NA

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2025 - 2025 || Co Borrower - SSI and Disability, Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2025 - 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

678

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.63

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009023

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

44.20%

43.26%

27.07%

No

No

Self-Employed

Employed

Full Doc

0

2

1 Month

1 Month

N/A

0

N/A

0

2

2

2

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2024, 2025, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

715

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

47.35

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009095

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.180%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

20.49%

19.31%

11.62%

No

No

Retired

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

1

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Other, SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024, 2023 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - Executed 4506T Verified - 2024, 2023 || Co Borrower - Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

789

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

73.29

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009020

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.150%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

38.55%

38.10%

28.14%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

664

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

70.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009037

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.97%

49.28%

36.30%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

168

29

FNMA 1005

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

727

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

61.61

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009035

HELOC

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.76%

47.36%

39.79%

No

Employed

Full Doc

2

Less than 1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

676

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

47.65

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009048

HELOC 2nd Lien

HELOC 2nd Lien

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

44.27%

44.16%

38.32%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

748

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

68.82

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009012

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

27.20%

25.62%

13.84%

No

Retired

Full Doc

1

NA

N/A

0

0

0

3

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SSI and Disability, Retirement - 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2025, 2024

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

801

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

4.93

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009044

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.200%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.57%

41.11%

28.04%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

2

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 2 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

704

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

83.87

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009029

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.150%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.78%

49.49%

33.29%

No

Employed

Full Doc

1

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage, SSI and Disability - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023

Borrower - Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

724

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

59.19

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009083

HELOC 2nd Lien

HELOC 2nd Lien

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.150%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

45.50%

44.82%

32.78%

No

No

Employed

Employed

Full Doc

0

1

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

28

28

Other

Yes

28

28

Other

No

0

Borrower - Wage, Overtime and Bonus, Commission, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified

Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

713

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

52.06

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009091

Heloc

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.150%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

40.70%

40.33%

25.46%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

1

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2025, 2024, 2023

Borrower - Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

678

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.44

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009061

Heloc ARM

Heloc ARM

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.150%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.90%

49.29%

36.00%

No

Retired

Full Doc

1

NA

N/A

0

1

0

3

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SSI and Disability, Retirement - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

656

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

20233.26

9.7

No

54.67

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009026

HELOC 2nd Lien

HELOC 2nd Lien

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.240%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.45%

48.74%

32.28%

No

No

Retired

Retired

Full Doc

1

1

NA

NA

N/A

0

N/A

0

1

0

1

0

3

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified || Co Borrower - SSI and Disability - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

685

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

78.87

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009027

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

29.69%

27.46%

27.46%

Yes

Employed

Full Doc

2

1 Month

N/A

0

2

0

3

1

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

721

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.71

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009054

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.32%

48.58%

48.58%

Yes

Yes

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

216

5

FNMA 1005

Yes

336

29

Work Number

No

0

N/A

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

742

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.52

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009003

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

8.220%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.65%

48.60%

21.13%

No

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

2

2

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SESCorp, SESoleProprietor, SESCorp, SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2021, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified - 2021, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

670

No

NA

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

65.0

Yes

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009001

Heloc

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

8.240%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.36%

49.72%

27.66%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2023, 2022, 2021

Borrower - 3 YRS Executed 4506T Verified - 2023, 2022, 2021 || Co Borrower - 2 YRS Executed 4506T Verified - 2023, 2022, 2021

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

673

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

69.94

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009002

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

8.140%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

33.49%

32.99%

20.39%

No

Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022

Borrower - Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

694

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.67

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009005

HELOC

2024.10.07- XXXXXX Underwriting Guidelines

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

15.47%

15.47%

15.47%

Yes

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

2

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SECorporation, Subject Property Net Rental Income(Loss) if NOO, Retirement - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2022, 2021

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

743

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

174482.30

34.8

.00

0.0

No

14.75

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009004

HELOCK

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

8.170%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

46.92%

46.36%

28.54%

No

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

678

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

29.19

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009106

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

8.240%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

36.19%

35.15%

30.91%

No

No

Self-Employed

Self-Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

2

2

2

2

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

100.00%

Borrower Prepared

21

Borrower

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), YTD Profit And Loss Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - SESoleProprietor - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

804

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

251696.75

11.7

No

48.58

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009108

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.540%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

33.44%

43.43%

27.12%

No

Employed

Full Doc

2

0

Less than 1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

680

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

66.04

Yes

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009107

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.410%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.68%

47.17%

10.68%

No

No

Retired

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

1

0

Yes

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 - 2024 || Co Borrower - SSI and Disability - Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - Executed 4506T Verified - 2024 - 2024 || Co Borrower - Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

661

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

43.56

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009111

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

28.95%

28.48%

20.59%

No

No

Employed

Employed

Full Doc

2

2

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

42

26

FNMA 1005

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - Wage - 2 YRS W2 1099 Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2023, 2024, 2025

Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

780

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

63.15

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009113

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.92%

41.64%

41.64%

Yes

Yes

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage, Subject Property Net Rental Income(Loss) if NOO - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

763

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

71.56

N/A

No

Yes

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009114

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.280%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

19.94%

19.33%

9.20%

No

Retired

Full Doc

1

NA

N/A

0

2

0

3

0

Yes

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

NA

0

0

N/A

0

No

0

N/A

Borrower - SSI and Disability, Other - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 3 YRS Executed 4506T Verified, Award Letter Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

743

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

15.07

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009115

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.76%

49.46%

42.94%

No

Employed

Full Doc

2

1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

19

19

Work Number

0

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

657

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

64.66

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009110

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.310%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.54%

41.05%

10.87%

No

Employed

Full Doc

2

Less than 1 Month

N/A

0

0

0

3

0

NA

No

No

0

No

No

N/A

0

0

No

0.00%

0.00%

N/A

0

N/A

NA

0

No

Yes

24

24

Other

0

No

0

Borrower - Wage, Overtime and Bonus, Overtime and Bonus, Other, Other - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024, 2023

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

646

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

81617.39

48.2

No

54.8

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009109

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.300%

Manual Underwriting

Manual Underwriting

No

XXX

$0.00

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.44%

40.99%

30.38%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

2

2

Work Number

No

0

Borrower - Wage, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - Wage, Retirement, Retirement - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2025, 2024

Borrower - 3 YRS Executed 4506T Verified - 2025, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2025, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

691

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

79.84

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX

XXXX

XXXX

XXXX

20251009112

HELOC

HELOC

XXXX

No

XXXX

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

ATR/QM: Not Applicable

No

No

Not Stated

N/A

N/A

0.000%

Manual Underwriting

Manual Underwriting

No

XXX

XXX

XXX

XXX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.39%

48.47%

48.47%

Yes

Yes

Employed

Employed

Full Doc

2

1

2+ Months

1 Month

N/A

0

N/A

0

2

0

0

0

3

0

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

33

27

Work Number

Yes

13

13

Work Number

No

0

N/A

Borrower - Wage, Overtime and Bonus, Subject Property Net Rental Income(Loss) if NOO - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - Wage - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2025

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2023, 2024, 2025 || Co Borrower - 3 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2025

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

760

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Real ID Driver's License

XX

USA

XX/XX/XXXX

Work Visa

XX/XX/XXXX

Fee Simple

No

N/A

.00

0.0

.00

0.0

No

74.72

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

XXXX

XXX

XXXX