EX-99.2 10 exhibit992-3.htm EXHIBIT 99.2, SCHEDULE 3 - RATING AGENCY GRADES REPORT
Alt Loan ID
Loan ID
Seller Loan ID
Investor Loan ID
Original Loan Amount
Initial Credit Loan Grades DBRS
Initial Credit Loan Grades Fitch
Initial Credit Loan Grades Kroll
Initial Credit Loan Grades Moody's
Initial Credit Loan Grades S&P
Initial Compliance Loan Grades DBRS
Initial Compliance Loan Grades Fitch
Initial Compliance Loan Grades Kroll
Initial Compliance Loan Grades Moody's
Initial Compliance Loan Grades S&P
Initial Property Loan Grades DBRS
Initial Property Loan Grades Fitch
Initial Property Loan Grades Kroll
Initial Property Loan Grades Moody's
Initial Property Loan Grades S&P
Initial Overall Loan Grades DBRS
Initial Overall Loan Grades Fitch
Initial Overall Loan Grades Kroll
Initial Overall Loan Grades Moody's
Initial Overall Loan Grades S&P
Final Credit Loan Grades DBRS
Final Credit Loan Grades Fitch
Final Credit Loan Grades Kroll
Final Credit Loan Grades Moody's
Final Credit Loan Grades S&P
Final Compliance Loan Grades DBRS
Final Compliance Loan Grades Fitch
Final Compliance Loan Grades Kroll
Final Compliance Loan Grades Moody's
Final Compliance Loan Grades S&P
Final Property Loan Grades DBRS
Final Property Loan Grades Fitch
Final Property Loan Grades Kroll
Final Property Loan Grades Moody's
Final Property Loan Grades S&P
Final Overall Loan Grades DBRS
Final Overall Loan Grades Fitch
Final Overall Loan Grades Kroll
Final Overall Loan Grades Moody's
Final Overall Loan Grades S&P
20250929005
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
D
D
D
D
D
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929004
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929013
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929010
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
A
A
A
A
A
D
D
D
D
D
B
B
B
B
B
A
A
A
A
A
A
A
A
A
A
B
B
B
B
B
20250929036
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929032
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929028
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929014
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929021
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
C
C
C
C
C
A
A
A
A
B
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929050
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929042
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929045
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
C
C
C
C
C
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929038
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
C
C
C
C
C
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929059
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929054
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929009
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929012
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929007
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929035
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929034
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929030
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929027
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929037
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929026
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929029
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929031
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929033
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929018
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929015
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929024
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929025
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929023
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929016
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929022
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929017
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929019
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929044
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929039
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929052
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929046
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929049
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929043
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929048
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929047
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929051
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929040
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929062
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929055
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929053
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929060
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929064
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929063
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929057
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929056
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929003
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
C
C
C
C
C
C
C
C
C
C
A
A
A
A
B
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
A
A
A
A
B
B
B
B
B
B
20250929011
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
20250929008
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929020
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
C
C
C
C
C
A
A
A
A
B
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
B
A
A
A
A
B
20250929041
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
B
B
B
B
B
A
A
A
A
B
B
B
B
B
B
A
A
A
A
A
B
B
B
B
B
A
A
A
A
B
B
B
B
B
B
20250929058
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
A
A
A
A
C
B
B
B
B
C
20250929061
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
C
C
C
C
C
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
B
B
B
B
B
A
A
A
A
A
A
A
A
A
B
B
B
B
B
B
20250929006
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
A
20250929001
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
A
A
A
A
A
A
A
A
A
A
C
C
C
C
C
C
C
C
C
C
A
A
A
A
A
A
A
A
A
A
A
A
A
A
C
A
A
A
A
C
20250929002
XXXX
XXXX
XXXX
$X,XXX,XXX.XX
D
D
D
D
D
A
A
A
A
A
C
C
C
C
C
D
D
D
D
D
A
A
A
A
A
A
A
A
A
A
A
A
A
A
C
A
A
A
A
C