EX-99.2 13 exhibit992-2.htm SCHEDULE 2 - CONDITIONS REPORT
Client Name:
  
Goldman Sachs
          
Client Project Name:
GSMBS 2025-RPL3
        
Start - End Dates:
  
8/1/2016 - 9/9/2017
        
Deal Loan Count:
  
4
          
Report Run Date:
  
6/3/2025 1:58 PM
        
               
Conditions Report 2.0
            
               
Loans in Report:
  
4
          
Loans with Conditions:
4
          
               
13 - Total Active Conditions
          
 
13 - Non-Material Conditions
        
     
13 - Compliance Review Scope
    
         
4 - Category: Compliance Manual
    
         
1 - Category: Documentation
    
         
1 - Category: Federal Consumer Protection
    
         
3 - Category: RESPA
    
         
4 - Category: Right of Rescission
    
1 - Total Satisfied Conditions
            
               
     
1 - Compliance Review Scope
    
         
1 - Category: RESPA
    
0 - Total Waived Conditions
            
               
               
               
               
 
 
 
 
 
©2025 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.

Client Name:
Goldman Sachs
                                                
Client Project Name:
GSMBS 2025-RPL3
                                                
Start - End Dates:
8/1/2016 - 9/9/2017
                                                
Deal Loan Count:
4
                                                  
Report Run Date:
6/3/2025 1:58 PM
                                                
                                                     
Conditions Report 2.0
                                                    
                                                     
Loans in Report:
4
                                                  
Loans with Conditions:
4
                                                  
                                                     
Redacted Loan ID
Loan Number
GS ID
Original Principal Balance
State
Initial Lender ATR/QM Status
Loan Level ATR/QM Status
Initial Securitization Compliance Loan Grade
Final Securitization Compliance Loan Grade
Initial S&P Compliance Loan Grade
Final S&P Compliance Loan Grade
Condition Category
Condition Sub Category
Condition Status
Initial Securitization Condition Grade
Final Securitization Condition Grade
Initial S&P Condition Grade
Final S&P Condition Grade
Condition Code
Condition Description
Condition Material Indicator
Initial Comments
Client/Seller Response Comments
Conclusion Comments
TRID Error Type
Cure Method
Loan Status
324AB225-C2F7-4EA3-A4E0-ADB68ADB2415  
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
Compliance Manual
Active
N/A
B
N/A
B
CMPMAN2952
Missing Servicing Disclosure
No
Per XXX Scope Servicing Disclosure was not provided within 3 business days of application date XXX
(No Data)
(No Data)
(No Data)
(No Data)
Complete
324AB225-C2F7-4EA3-A4E0-ADB68ADB2415
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
Compliance Manual
Active
N/A
B
N/A
B
CMPMAN2956
Missing disclosure
No
Missing Disclosure Borrower Right to Receive Copy of Appraisal dated within 3 days of application.
(No Data)
(No Data)
(No Data)
(No Data)
Complete
324AB225-C2F7-4EA3-A4E0-ADB68ADB2415
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
RESPA
Active
N/A
B
N/A
B
CMPRESPA3026
RESPA - Issue with the Affiliated Business Disclosure
No
Per XXX Scope Affiliated business disclosure is missing.
(No Data)
(No Data)
(No Data)
(No Data)
Complete
AB05C105-5C46-4F5A-84C9-0DB3E2A307A2
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
C
B
C
B
Compliance
Compliance Manual
Active
N/A
B
N/A
B
CMPMAN2954
Missing Initial Escrow
No
XXX Scope: Missing the Initial Escrow disclosure in file.
(No Data)
(No Data)
(No Data)
(No Data)
Complete
AB05C105-5C46-4F5A-84C9-0DB3E2A307A2
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
C
B
C
B
Compliance
Right of Rescission
Active
B
B
B
B
CMPROR118
ROR - Disbursement date is on/before disclosed "midnight of" date
No
XXX disbursement date is on/before disclosed "midnight of" date XXX
(No Data)
(No Data)
(No Data)
(No Data)
Complete
AB05C105-5C46-4F5A-84C9-0DB3E2A307A2
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
C
B
C
B
Compliance
Right of Rescission
Active
C
B
C
B
CMPROR2330
ROR - Disbursement date is before end of statutory rescission period
No
XXX disbursement date is before end of statutory rescission period date of XXX
(No Data)
Applicable Statute of Limitation has expired. Final grade B, non-material.
(No Data)
(No Data)
Complete
A82F25B0-AE30-4212-91AF-236412413E9E
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
Compliance Manual
Active
B
B
B
B
CMPMAN2952
Missing Servicing Disclosure
No
PER XXX SCOPE - Servicing Disclosure not provided within 3 days of Application. Disclosure in file dated XXX Application date is XXX
(No Data)
(No Data)
(No Data)
(No Data)
Complete
A82F25B0-AE30-4212-91AF-236412413E9E
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
Federal Consumer Protection
Active
N/A
B
N/A
B
CMPFDCP847
TILA - ARM Loan Program Disclosure after 3 days from application
No
ARM loan program disclosure provided at closing.
(No Data)
(No Data)
(No Data)
(No Data)
Complete
A82F25B0-AE30-4212-91AF-236412413E9E
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
(No Data)
B
(No Data)
B
Compliance
RESPA
Active
B
B
B
B
CMPRESPA3026
RESPA - Issue with the Affiliated Business Disclosure
No
PER XXX SCOPE - Affiliated Business Disclosure not executed
(No Data)
(No Data)
(No Data)
(No Data)
Complete
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
D
B
D
B
Compliance
Documentation
Active
D
B
D
B
CMPDOC155
Application Missing
No
Missing Application.
(No Data)
Applicable Statute of Limitation has expired. Final grade B, non-material.
(No Data)
(No Data)
Complete
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
D
B
D
B
Compliance
RESPA
Active
B
B
B
B
CMPRESPA3016
RESPA - GFE Not in File
No
Missing GFE.
(No Data)
(No Data)
(No Data)
(No Data)
Complete
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
D
B
D
B
Compliance
RESPA
Satisfied
D
A
D
A
CMPRESPA855
RESPA - Missing HUD 1/1A Settlement Statement
No
Missing Final HUD-1.
(No Data)
XXX - Lender provided Final Hud, exception satisfied.
(No Data)
Not Applicable
Complete
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
D
B
D
B
Compliance
Right of Rescission
Active
D
B
D
B
CMPROR113
ROR - Missing Right of Rescission form
No
Missing Right of Rescission form.
(No Data)
Applicable Statute of Limitation has expired. Final grade B, non-material.
(No Data)
(No Data)
Complete
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXX
XXX
XXX
XXX
(No Data)
ATR/QM: Not Applicable
D
B
D
B
Compliance
Right of Rescission
Active
N/A
B
N/A
B
CMPROR2043
Cannot determine if funding date is after rescission period
No
Unable to determine funding date with documentation provided.
(No Data)
(No Data)
(No Data)
Not Applicable
Complete

Client Name:
Goldman Sachs
                    
Client Project Name:
GSMBS 2025-RPL3
                    
Start - End Dates:
8/1/2016 - 9/9/2017
                    
Deal Loan Count:
4
                        
Report Run Date:
66/3/2025 1:58 PM
                    
                           
Conditions Report 2.0
                          
                           
Loans in Report:
4
                        
Loans with Conditions:
4
                        
                           
Redacted Loan ID
Loan Number
GS ID
Sample group
TRID Indicator
Lender Application Date
Broker Application Date
Initial Securitization Loan Compliance Grade
Final Securitization Loan Compliance Grade
Initial S&P Loan Compliance Grade
Final S&P Loan Compliance Grade
324AB225-C2F7-4EA3-A4E0-ADB68ADB2415
XXXXXX
XXXXXX
GSMBS 2025-RPL3
Pre-TRID
XXXXXX
XXXXXX
(No Data)
B
(No Data)
B
A82F25B0-AE30-4212-91AF-236412413E9E
XXXXXX
XXXXXX
GSMBS 2025-RPL3
Pre-TRID
XXXXXX
XXXXXX
(No Data)
B
(No Data)
B
AB05C105-5C46-4F5A-84C9-0DB3E2A307A2
XXXXXX
XXXXXX
GSMBS 2025-RPL3
Pre-TRID
XXXXXX
XXXXXX
C
B
C
B
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXXXXX
XXXXXX
GSMBS 2025-RPL3
Pre-TRID
XXXXXX
XXXXXX
D
B
D
B


Client Name:
Goldman Sachs
                    
Client Project Name:
GSMBS 2025-RPL3
                  
Start - End Dates:
8/1/2016 - 9/9/2017
                  
Deal Loan Count:
4
                    
Report Run Date:
6/3/2025 1:58 PM
                    
                       
Conditions Report 2.0
                      
                       
Loans in Report:
4
                    
Loans with Conditions:
4
                    
                       
Redacted Loan ID
Loan Number
GS ID
TRID Indicator
Initial Securitization Loan Compliance Grade
Final Securitization Loan Compliance Grade
Initial S&P Loan Compliance Grade
Final S&P Loan Compliance Grade
HUD 1 Status
Subject To Predatory Testing?
324AB225-C2F7-4EA3-A4E0-ADB68ADB2415
XXXXXX
XXXXXX
Pre-TRID
(No Data)
B
(No Data)
B
Present
N/A
A82F25B0-AE30-4212-91AF-236412413E9E
XXXXXX
XXXXXX
Pre-TRID
(No Data)
B
(No Data)
B
Present
N/A
AB05C105-5C46-4F5A-84C9-0DB3E2A307A2
XXXXXX
XXXXXX
Pre-TRID
C
B
C
B
Present
N/A
CBA281AE-8478-461E-B779-0CAE8399F4F4
XXXXXX
XXXXXX
Pre-TRID
D
B
D
B
Present
N/A