ALT ID

Loan Program

Guideline Product Name

Originator Name

Originating Entity CDFI Flag

Guideline Name

Guideline Author

Guideline Date

Guideline Version

Application Date

TILA Status

TRID

GSE

Verified Safe Harbor Flag

Verified Safe Harbor Reference Document

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

AUS Decision System

Rating Result

Property Inspection Waiver (PIW)

Calculated APR

HUD 1 Page 1 Credits Total

Verified Qualifying Rate

Originator Qualifying Rate

Qualifying P&I

Default Interest Rate Present

Default Interest Rate

Annual Property Tax

Monthly Property Tax

Annual Insurance Costs

Monthly Insurance Cost

Annual HOA Costs

Monthly HOA Costs

Monthly Other Costs

PITIA

Residual Income

HOA Questionnaire Flag

HOA Name

HOA Address State

HOA Fee Amount

HOA Next Due Date

HOA Payment Frequency

Originator DTI

TPR Verified DTI

QM DTI

Is Borrower Non Occupant

Is Co Borrower Non Occupant

Co Borrower 2 Asset Verification Level

Co Borrower 3 Asset Verification Level

Co Borrower 2 Income Verification Level

Co Borrower 3 Income Verification Level

Co Borrower 2 Employment Verification Level

Co Borrower 3 Employment Verification Level

Borrower Employment Indicator

Co Borrower Employment Indicator

Co Borrower 2 Employment Indicator

Co Borrower 3 Employment Indicator

Co Borrower 2 Length of Employment

Co Borrower 3 Length of Employment

Document Level

Borrower Years of W2s/1099

CoBorrower Years of W2s/1099

Borrower Months of Paystubs Verified

Co Borrower Months of Paystubs Verified

Borrower Employment Gap Letter

Borrower Months of Employment Gap

Co Borrower Employment Gap Letter

Co Borrower Months of Employment Gap

Borrower Years of Personal Tax Returns

Borrower Years of Business Tax Returns

CoBorrower Years of Personal Tax Returns

CoBorrower Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Borrower Award/Offer Letter

Co Borrower Award/Offer Letter

Asset Depletion Flag

Partial Asset Depletion Flag

Asset Depletion Months Amortized

Asset Utilization Flag (No DTI)

Borrower Bank Statements Flag

Borrower Bank Statement Summary/Lender Worksheet

Borrower Number of Personal Bank Statements

Borrower Number of Business Bank Statements

CoBorrower Bank Statements Flag

Co Borrower Bank Statement Summary/Lender Worksheet

CoBorrower Number of Personal Bank Statements

CoBorrower Number of Business Bank Statements

Percent of Income From Statements

Borrower Business Ownership %

CoBorrower Business Ownership %

Bespoke Eligible Assets

Borrower P&L Type

Borrower Number of Months P&L

Borrower P&L Prepared By

CoBorrower P&L Type

CoBorrower P&L Prepared By

CoBorrower Number of Months P&L

Borrower CPA Letter Flag

# of Months CPA verified income

CoBorrower CPA Letter Flag

CoBorrower # of Months CPA verified income

Borrower WVOE Flag

Borrower # of Months Employment Validated WVOE

Borrower # of Months Income Validated WVOE

Borrower WVOE Form Type

CoBorrower WVOE Flag

CoBorrower # of Months WVOE

CoBorrower # of Months Income Validated WVOE

CoBorrower WVOE Form Type

DSCR Flag

TPR DSCR

Originator DSCR

Expense Letter

Income Doc Detail

Tax Return Doc Details

Property Address

Property City

Property State

Property Zip

Property County

Original Credit Report Date

Borrower 1 Credit Report Date

Borrower 2 Credit Report Date

Borrower 3 Credit Report Date

Borrower 4 Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower 2 FICO

Most Recent Co Borrower 3 FICO

Updated Credit Report Flag

Updated Credit Report Date

Updated FICO Method

Primary Wage Earner Updated FICO Equifax

Primary Wage Earner Updated FICO Experian

Primary Wage Earner Updated FICO Transunion

Secondary Wage Earner Updated FICO Equifax

Secondary Wage Earner Updated FICO Experian

Secondary Wage Earner Updated FICO Transunion

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Fourth Wage Earner Updated FICO Equifax

Fourth Wage Earner Updated FICO Experian

Fourth Wage Earner Updated FICO Transunion

Updated Primary Borrower FICO

Updated Co Borrower FICO

Updated Co Borrower 2 FICO

Updated Co Borrower 3 FICO

Updated Qualifying FICO

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Lates 30d in 0-12m

Prior Mortgage/Rent Lates 60d in 0-12m

Prior Mortgage/Rent Lates 90d in 0-12m

Prior Mortgage/Rent Lates 120d+ in 0-12m

Prior Mortgage/Rent Lates 30d in 13-24m

Prior Mortgage/Rent Lates 60d in 13-24m

Prior Mortgage/Rent Lates 90d in 13-24m

Prior Mortgage/Rent Lates 120d+ in 13-24m

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Has ACH

Is Equity Shared Loan

Subordinate Lien Type

Subordinate Lien Max Draw Amount (HELOC)

Is Shared Appreciation Mortgage

Borrower Originator Citizenship Designation

Borrower Verified Citizenship Designation

Borrower Individual Tax Identification Number (ITIN)?

Borrower Photo Identification Type

Borrower Photo Identification Other Type

Borrower Photo ID State of Issuance

Borrower Photo ID Country of Issuance

Borrower Photo ID Expiration Date

Borrower Passport Country of Origin

Borrower Passport Expiration Date

Borrower Non-US Citizen Identification Document

Borrower Date of Resident Since/Valid Date

Borrower Non-US Document Expiration Date

Co Borrower Originator Citizenship Designation

Co Borrower Verified Citizenship Designation

Co Borrower Individual Tax Identification Number (ITIN)?

Co Borrower Photo Identification Type

Co Borrower Photo Identification Other Type

Co Borrower Photo ID State of Issuance

Co Borrower Photo ID Country of Issuance

Co Borrower Photo ID Expiration Date

Co Borrower Passport Country of Origin

Co Borrower Passport Expiration Date

Co Borrower Non-US Citizen Identification Document

Co Borrower Date of Resident Since/Valid Date

Co Borrower Non-US Document Expiration Date

Co Borrower 2 Originator Citizenship Designation

Co Borrower 2 Verified Citizenship Designation

Co Borrower 2 Individual Tax Identification Number (ITIN)?

Co Borrower 2 Photo Identification Type

Co Borrower 2 Photo Identification Other Type

Co Borrower 2 Photo ID State of Issuance

Co Borrower 2 Photo ID Country of Issuance

Co Borrower 2 Photo ID Expiration Date

Co Borrower 2 Passport Country of Origin

Co Borrower 2 Passport Expiration Date

Co Borrower 2 Non-US Citizen Identification Document

Co Borrower 2 Date of Resident Since/Valid Date

Co Borrower 2 Non-US Document Expiration Date

Co Borrower 3 Originator Citizenship Designation

Co Borrower 3 Verified Citizenship Designation

Co Borrower 3 Individual Tax Identification Number (ITIN)?

Co Borrower 3 Photo Identification Type

Co Borrower 3 Photo Identification Other Type

Co Borrower 3 Photo ID State of Issuance

Co Borrower 3 Photo ID Country of Issuance

Co Borrower 3 Photo ID Expiration Date

Co Borrower 3 Passport Country of Origin

Co Borrower 3 Passport Expiration Date

Co Borrower 3 Non-US Citizen Identification Document

Co Borrower 3 Date of Resident Since/Valid Date

Co Borrower 3 Non-US Document Expiration Date

Property Rights

Leasehold Lease Expiration Date

Buydown Flag

Assumable Mortgage Flag

Foreign National Alternative Credit Documentation

Liquid / Cash Reserves (ASF)

Months Liquid Reserves

Total Assets Available for Reserves

Months Reserves

Blanket Mortgage Flag

Qualifying HCLTV

Condo Warrantability Flag

E-Note Flag

O&E in lieu of Title Insurance

Business Purpose Flag

Borrower Note Executed As

Co Borrower Note Executed As

Co Borrower 2 Note Executed As

Co Borrower 3 Note Executed As

Maturity Date

20250304006

Jumbo Advantage Select Fixed 30 Year

Jumbo Advantage Select Fixed 30 Year

XXXX

No

JumboAdvantage

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.040%

Manual Underwriting

Manual Underwriting

No

5.806%

5.750%

5.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

43.85%

32.82%

32.82%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

775

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

17.5

$X,XXX.XX

17.5

No

66.03

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304036

Jumbo Advantage Select Fixed 30 Year

Jumbo Advantage Select Fixed 30 Year

XXXX

No

JumboAdvantage

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.040%

Manual Underwriting

Manual Underwriting

No

6.436%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.89%

42.89%

42.89%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023

Borrower - Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

760

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Permanent Resident Alien

Permanent Non-US Citizen

Yes - ITIN Card

Real ID Driver's License

XX

United States

XX/XX/XXXX

I-551 Permanent Resident Card

XX/XX/XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

I-551 Permanent Resident Card

XX/XX/XXXX

Fee Simple

No

No

N/A

$X,XXX.XX

46.3

$X,XXX.XX

46.3

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304044

Jumbo Advantage Fixed 30 Year

Jumbo Advantage Fixed 30 Year

XXXX

No

jumboAdvantage

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.304%

6.250%

6.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

28.70%

28.70%

28.70%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

1 Month

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

23

23

Work Number

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified || Co Borrower - 2 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

786

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

133.0

$X,XXX.XX

133.0

No

65.85

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304019

JUMBO 30 FIXED

JUMBO 30 FIXED

XXXX

No

TPO AUS Jumbo 2.23.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

7.220%

Manual Underwriting

Manual Underwriting

No

7.706%

7.500%

7.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

40.32%

40.32%

40.32%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

1

2

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

4

4

FNMA 1005

NA

0

0

N/A

No

0

Borrower - Wage, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

753

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

14.9

$X,XXX.XX

14.9

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304018

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 06.27.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.780%

Manual Underwriting

Manual Underwriting

No

7.018%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

36.42%

36.42%

36.42%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

2

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, Award Letter Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

779

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

26.6

$X,XXX.XX

26.6

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304014

XX-NonQM

XX-NonQM

XXXX

No

TPO AUS Jumbo 06.27.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

5.858%

5.750%

5.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

43.73%

43.73%

43.73%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

777

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

4.4

$X,XXX.XX

4.4

No

77.27

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304030

JUMBO 30 Fixed

JUMBO 30 Fixed

XXXX

No

TPO AUS Jumbo  06.27.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

6.557%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

40.44%

40.44%

40.44%

Yes

Yes

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

32

32

Work Number

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

792

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

36.8

$X,XXX.XX

36.8

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304039

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

Jumbo 30 Fixed 06/27/2024

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

6.509%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

35.93%

35.94%

35.94%

No

No

Employed

Employed

Full Doc

2

2

Less than 1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, Less than 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

793

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

37.8

$X,XXX.XX

37.8

No

79.09

Yes

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304062

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.12.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

6.082%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

27.64%

27.63%

27.63%

No

No

Self-Employed

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

0

2

1

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

20.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - SEPartnership - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023 - 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023 - 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

771

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

4.2

$X,XXX.XX

4.2

No

56.15

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304007

TPO AUS Jumbo 09.19.24

TPO AUS Jumbo 09.19.24

XXXX

No

TPO AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.769%

6.625%

6.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

47.54%

47.54%

47.54%

No

Yes

Employed

Employed

Full Doc

1

1

1 Month

Less than 1 Month

N/A

0

N/A

0

1

0

1

0

2

2

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

33

33

Other

Yes

33

33

FNMA 1005

No

0

Borrower - Wage, Overtime and Bonus, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024 || Co Borrower - Wage, Overtime and Bonus, SSI and Disability, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2022, 2023, 2024

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

732

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

40.1

$X,XXX.XX

40.1

No

78.66

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304059

Jumbo Fixed 30

TPO AUS Jumbo 9.24.24

XXXX

No

TPO AUS Jumbo 9.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.455%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

43.00%

43.18%

43.18%

No

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SSI and Disability, Retirement - 3 YRS Executed 4506T Verified - 2024 - 2024

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

785

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

103.4

$X,XXX.XX

103.4

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304004

XXXX

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.730%

Manual Underwriting

Manual Underwriting

No

7.047%

7.000%

7.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

12.73%

13.08%

13.08%

Yes

Yes

Self-Employed

Self-Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

2

2

2

2

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

50.00%

25.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

785

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Other

Patriot Act Disclosure Borrower Identification

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Other

Patriot Act Disclosure Borrower Identification

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

18.3

$X,XXX.XX

18.3

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304060

Fixed Rate

Fixed Rate

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

6.528%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.96%

46.96%

46.96%

No

No

Employed

Not Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower

Borrower - Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

781

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

32.8

$X,XXX.XX

32.8

No

72.06

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304029

XXXX

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

6.043%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

36.35%

36.35%

36.35%

Yes

Retired

Asset Depletion – Total Asset Calculation

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

Yes

Yes

360.0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Asset Depletion, Other REO Net Rental Income(Loss) - 2 YRS Executed 4506T Verified

Borrower - 2 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

789

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

251.0

$X,XXX.XX

251.0

No

70.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304066

Jumbo 30yr Fixed

Jumbo 30yr Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

n/a

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.730%

Manual Underwriting

Manual Underwriting

No

7.392%

7.250%

7.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

48.40%

48.37%

48.37%

No

No

Employed

Employed

Full Doc

1

1

NA

2+ Months

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

45

34

Work Number

NA

0

0

N/A

No

0

Borrower - Wage - 1 YR W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024 - 2024

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

766

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

2.4

$X,XXX.XX

2.4

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304063

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.704%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

37.75%

38.25%

38.25%

Yes

Yes

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

1

0

1

0

2

1

NA

Yes

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

1

1

Work Number

No

0

N/A

Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, Award Letter Verified, 1040 Schedule E Verified - 2024, 2023, 2022

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

800

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

61.9

$X,XXX.XX

61.9

No

80.0

Yes

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304050

XXXX

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.590%

Manual Underwriting

Manual Underwriting

No

6.863%

6.625%

6.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

46.52%

46.52%

46.52%

No

Self-Employed

Full Doc

1

0

NA

NA

N/A

0

N/A

0

1

1

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

Proceeds from Sale

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

807

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

2.3

$X,XXX.XX

2.3

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304057

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.433%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

16.48%

16.48%

16.48%

No

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

1

1

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

Stocks/Bonds,Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

793

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

260.6

$X,XXX.XX

260.6

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304046

Fixed Rate

Fixed Rate

XXXX

No

TPO AUS Jumbo 09.24.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.589%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

32.21%

32.21%

32.21%

No

Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified - 2024, 2023, 2022

Borrower - Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

798

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

US

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

44.6

$X,XXX.XX

44.6

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304052

QM-Non GSE Eligible

QM-Non GSE Eligible

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.509%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

28.21%

36.72%

36.72%

No

Self-Employed

Full Doc

2

0

NA

NA

N/A

0

N/A

0

2

2

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

768

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

0.0

$X,XXX.XX

0.0

No

63.92

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304034

QM-Non Gse Eligible

QM-GSE Noo Eligible

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.669%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

35.03%

37.41%

37.41%

No

Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

2

0

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

24

24

Work Number

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

709

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

63.0

$X,XXX.XX

63.0

No

60.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304042

Fixed Rate

Fixed Rate

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.188%

6.125%

6.125%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

46.35%

46.35%

46.35%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

0

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Proceeds from Sale,Proceeds from Sale

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

122

34

FNMA 1005

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

783

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

24.5

$X,XXX.XX

24.5

No

65.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304016

JUMBO 30 FIXED

JUMBO 30 FIXED

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.575%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

42.99%

42.99%

42.99%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

2

0

2

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

117

34

Work Number

Yes

11

11

Work Number

No

0

N/A

Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2023, 2022 || Co Borrower - Wage, Overtime and Bonus - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, Lease Agreements Verified, 1040 Schedule E Verified - 2024, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

776

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

483.9

$X,XXX.XX

483.9

No

63.77

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304026

XXXX

Jumbo Fixed 30 Yr

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.848%

6.750%

6.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.48%

49.97%

49.97%

No

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

2

2

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

754

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

0.1

$X,XXX.XX

0.1

No

77.72

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304021

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.115%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

20.48%

20.48%

20.48%

No

No

Self-Employed

Employed

Full Doc

2

2

NA

1 Month

N/A

0

N/A

0

2

2

2

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

0.00%

Stocks/Bonds

Borrower Prepared

9

Borrower

N/A

N/A

0

NA

0

No

0

Yes

33

33

Work Number

Yes

33

33

Work Number

No

0

Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), YTD Profit And Loss Verified, Balance Sheet Verified, 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - Wage, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1, 1120S), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

798

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Other

USA Patriot Act

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Other

USA Patriot Act

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

16.3

$X,XXX.XX

16.3

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304065

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.493%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

41.21%

41.21%

41.21%

No

Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

1

0

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

48

34

FNMA 1005

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

786

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Passport

XX

Turkey

XX/XX/XXXX

XXXX

XX/XX/XXXX

I-551 Permanent Resident Card

XX/XX/XXXX

Fee Simple

No

No

N/A

$X,XXX.XX

0.4

$X,XXX.XX

0.4

No

75.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304048

Jumbo 30 Fixed

Jumbo Fixed

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.572%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.43%

49.06%

49.06%

No

Employed

Full Doc

2

0

NA

NA

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Proceeds from Sale

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

360

34

Work Number

NA

0

0

N/A

No

0

N/A

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

736

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XX

Bolivia

XX/XX/XXXX

N/A

XX/XX/XXXX

Fee Simple

No

No

N/A

$X,XXX.XX

49.5

$X,XXX.XX

49.5

No

75.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304049

TPO AUS Jumbo 10.18.24

TPO AUS Jumbo 10.18.24

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.730%

Manual Underwriting

Manual Underwriting

No

6.847%

6.750%

6.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

43.54%

45.08%

45.08%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

1

0

1

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

34

34

Work Number

No

0

Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

787

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

US

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

US

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

44.4

$X,XXX.XX

44.4

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304008

QM-Non GSE Eligible

QM-Non GSE Eligible

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.833%

6.750%

6.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

34.73%

34.47%

34.47%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Proceeds from Sale,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

15

15

Other

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023

Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023 || Co Borrower - 2 YRS Executed 4506T Verified, 1040 Schedule E Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

775

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

21.4

$X,XXX.XX

21.4

No

68.57

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304013

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

5.975%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

19.03%

18.32%

18.32%

No

Self-Employed

Full Doc

1

0

NA

NA

N/A

0

N/A

0

1

1

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SESCorp - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

751

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

0.9

$X,XXX.XX

0.9

No

59.11

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304027

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

7.059%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

47.67%

47.67%

47.67%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

0

0

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Proceeds from Sale

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

25

Other

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

778

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

7.3

$X,XXX.XX

7.3

No

75.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304012

QM-Non GSE Eligible

QM-Non GSE Eligible

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

7.118%

7.000%

7.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

49.96%

49.96%

49.96%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

0

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

35

35

Work Number

NA

0

0

N/A

No

0

N/A

Borrower - Wage, Overtime and Bonus, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

816

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

18.6

$X,XXX.XX

18.6

No

57.67

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304035

XXXX

Jumbo 30 Fixed

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

6.994%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

48.09%

48.09%

48.09%

No

No

Self-Employed

Self-Employed

Full Doc

2

2

NA

NA

N/A

0

N/A

0

1

1

1

1

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

50.00%

50.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

18

18

Work Number

Yes

1

1

FNMA 1005

No

0

Borrower - Wage, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - Wage, SEPartnership - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 2 YRS W2 1099 Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1065), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

733

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

0.1

$X,XXX.XX

0.1

No

77.1

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304011

JUMBO 30 FIXED

JUMBO 30 FIXED

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.590%

Manual Underwriting

Manual Underwriting

No

6.624%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

36.77%

36.77%

36.77%

No

No

Self-Employed

Employed

Full Doc

0

1

NA

2+ Months

N/A

0

N/A

0

1

0

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 - 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024 - 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

773

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

65.8

$X,XXX.XX

65.8

No

64.91

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304024

TPO AUS Jumbo 10.18.24

TPO AUS Jumbo 10.18.24

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.590%

Manual Underwriting

Manual Underwriting

No

6.858%

6.750%

6.750%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

21.34%

21.34%

21.34%

Yes

Yes

Self-Employed

Not Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

2

2

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

46.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

794

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

9.6

$X,XXX.XX

9.6

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304064

Fixed Rate

Fixed Rate

XXXX

No

TPO AUS Jumbo 10.18.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.780%

Manual Underwriting

Manual Underwriting

No

7.156%

7.125%

7.125%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

35.57%

35.57%

35.57%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

35

Work Number

Yes

36

34

FNMA 1005

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, Executed 4506T Verified - 2024, 2023, 2022

Borrower - Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

743

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

10.8

$X,XXX.XX

10.8

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304053

JUMBO 30 Yr Fixed

JUMBO 30 Yr Fixed

XXXX

No

CDL AUS Jumbo 10.11.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.181%

6.125%

6.125%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

44.26%

45.26%

45.26%

No

Self-Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

2

0

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage, SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, 1120S, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

793

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

248.9

$X,XXX.XX

248.9

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304043

DU

DU

XXXX

No

DU 08/16/2023 11:22 AM

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

Yes

Not Stated

N/A

N/A

XX/XX/XXXX

6.910%

DU

Approve Eligible

No

7.953%

7.625%

7.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

32.47%

29.03%

29.03%

Yes

Yes

Employed

Employed

2YR Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

1

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

16

31

FNMA 1005

No

0

Borrower - Wage - 1 YR Executed 4506T Verified || Co Borrower - Wage - Written VOE Verified, 1 YR Executed 4506T Verified

Borrower - 1 YR Executed 4506T Verified || Co Borrower - 1 YR Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

773

No

NA

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Other

Notary

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Other

Notary

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

6.8

$X,XXX.XX

6.8

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304045

QM-Non GSE Eligible

QM-Non GSE Eligible

XXXX

No

PCG AUS Jumbo 07.17.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.350%

Manual Underwriting

Manual Underwriting

No

6.655%

6.625%

6.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

49.31%

49.31%

49.31%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

0

0

0

2

2

NA

NA

No

No

0

No

No

Yes

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

24

24

Other

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus, Other, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

789

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

116.6

$X,XXX.XX

116.6

No

65.38

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304055

PCG AUS Jumbo 07.17.24

PCG AUS Jumbo 07.17.24

XXXX

No

PCG AUS Jumbo 07.17.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

7.038%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

21.02%

21.03%

21.03%

Yes

Self-Employed

Full Doc

2

0

NA

NA

N/A

0

N/A

0

2

2

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), Balance Sheet Verified, 2 YRS W2 1099 Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1, 1065), 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2022, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

746

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

107.0

$X,XXX.XX

107.0

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304031

Jumbo 16-30 Fixed

Jumbo 16-30 Fixed

XXXX

No

TPO AUS Jumbo Product Profile 06.27.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.320%

Manual Underwriting

Manual Underwriting

No

6.288%

6.250%

6.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

40.57%

40.62%

40.62%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 2 YRS Executed 4506T Verified - 2022, 2023, 2024

Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 2 YRS Executed 4506T Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

788

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

144.0

$X,XXX.XX

144.0

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304061

PCG AUS Jumbo 08.30.24

PCG AUS Jumbo 08.30.24

XXXX

No

PCG AUS Jumbo 08.30.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.320%

Manual Underwriting

Manual Underwriting

No

6.205%

6.125%

6.125%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

36.69%

36.69%

36.69%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

0

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

75

32

Other

Yes

6

6

Other

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified

Borrower || Co Borrower

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

759

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

25.0

$X,XXX.XX

25.0

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304047

Non-QM

Non-QM

XXXX

No

PCG AUS Jumbo 8.30.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

6.417%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

18.37%

18.37%

18.37%

No

No

Employed

Not Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

36

Other

NA

0

0

N/A

No

0

Borrower - Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

753

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

15.2

$X,XXX.XX

15.2

No

30.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304010

Non-QM

Non-QM

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

6.008%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

47.00%

47.00%

47.00%

No

No

Employed

Employed

Full Doc

0

1

1 Month

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

36

25

Other

NA

0

0

N/A

No

0

Borrower - Wage - 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - Wage - 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2023, 2024

Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified - 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

783

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

4.9

$X,XXX.XX

4.9

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304041

Fixed Rate

PCG AUS Jumbo 9.19.24

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.150%

Manual Underwriting

Manual Underwriting

No

5.954%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

43.53%

43.60%

43.60%

No

No

Employed

Not Employed

Full Doc

1

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

236

44

Work Number

NA

0

0

N/A

No

0

Borrower - 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified - 2022, 2023, 2024 || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

790

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Other

Patriot Act Information Form

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Other

Patriot Act Form

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

5.4

$X,XXX.XX

84.6

No

57.61

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304020

Jumbo 30 Year Fixed

Jumbo 30 Year Fixed

XXXX

No

PCG AUS Jumbo 8.30.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

DU

Approve Ineligible

No

6.899%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

41.98%

41.98%

41.98%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

62

32

Work Number

NA

0

0

N/A

No

0

Borrower - Wage, Commission, Other REO Net Rental Income(Loss) - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

745

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

7.1

$X,XXX.XX

7.1

No

76.92

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304003

Fixed Rate

Fixed Rate

XXXX

No

PCG AUS Jumbo 8.30.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

5.918%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

28.83%

28.63%

28.63%

No

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESoleProprietor - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

Borrower - 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

791

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

2.0

$X,XXX.XX

2.7

No

48.5

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304028

PCG AUS Jumbo

PCG AUS Jumbo

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.040%

Manual Underwriting

Manual Underwriting

No

5.581%

5.500%

5.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

23.25%

27.61%

27.61%

No

No

Self-Employed

Employed

Full Doc

2

2

NA

1 Month

N/A

0

N/A

0

2

2

2

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

33.33%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

Yes

108

34

Work Number

No

0

Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 || Co Borrower - Wage, Commission - 2 YRS Personal Tax Returns Verified, 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023 || Co Borrower - 2 YRS Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

790

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

193.7

$X,XXX.XX

193.7

No

58.78

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304015

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.040%

Manual Underwriting

Manual Underwriting

No

6.451%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

46.68%

46.69%

46.69%

No

No

4 - Verified 2+ Mos

3 - Stated, Partially Verified

1 - Not Stated, Not Verified

Employed

Self-Employed

Retired

.00

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

100.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower - SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified || Co Borrower 2 - SSI and Disability, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified || Co Borrower 2 - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

764

817

787

803

803

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

20.7

$X,XXX.XX

20.7

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

Borrower As Individual

N/A

XX/XX/XXXX

20250304040

Non-QM

Non-QM

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.040%

Manual Underwriting

Manual Underwriting

No

6.073%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

38.82%

38.82%

38.82%

No

Employed

Full Doc

2

0

2+ Months

NA

N/A

0

N/A

0

0

0

0

0

2

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

34

34

Other

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus, Other - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 2 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

782

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

15.8

$X,XXX.XX

15.8

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304056

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

5.683%

5.625%

5.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

35.98%

35.98%

35.98%

No

Retired

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

0

0

3

0

Yes

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Retirement, Other REO Net Rental Income(Loss) - 3 YRS Executed 4506T Verified, Award Letter Verified - 2024 - 2024

Borrower - 3 YRS Executed 4506T Verified - 2024 - 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

825

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

391.7

$X,XXX.XX

391.7

No

64.04

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304054

Fixed Rate

PCG AUS Jumbo 9.19.24

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

5.899%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

43.99%

43.99%

43.99%

No

No

Self-Employed

Employed

Full Doc

1

1

2+ Months

1 Month

N/A

0

N/A

0

2

2

2

0

1

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), 1 YR W2 1099 Verified, 2+ Months Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS Personal Tax Returns Verified, 1 YR W2 1099 Verified, 1 Month Paystubs Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S), Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, Executed 4506T Verified, IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

792

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

128.0

$X,XXX.XX

128.0

No

50.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304058

Jumbo 30yr Fixed

Jumbo 30yr Fixed

XXXX

No

PCG AUS Jumbo 04.19.24

XXXX

XX/XX/XXXX

n/a

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

6.075%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

32.56%

32.71%

32.71%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

3

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

247

29

FNMA 1005

Yes

96

29

Work Number

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

796

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XX

India

XX/XX/XXXX

I-151 Permanent Resident Card

XX/XX/XXXX

Permanent Resident Alien

Permanent Non-US Citizen

N/A

Real ID Driver's License

XX

India

XX/XX/XXXX

I-151 Permanent Resident Card

XX/XX/XXXX

Fee Simple

No

No

N/A

$X,XXX.XX

164.9

$X,XXX.XX

164.9

No

30.74

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304038

XX-NonQM

XX-NonQM

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

6.005%

6.000%

6.000%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

49.66%

49.66%

49.66%

No

Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

0

0

0

3

3

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage, Overtime and Bonus - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2022, 2023, 2024

Borrower - 3 YRS Executed 4506T Verified, 3 YRS IRS Transcripts Verified - 2022, 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

801

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

12.5

$X,XXX.XX

12.5

No

61.95

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304037

XXXX Correspondent AUS Jumbo

PCG AUS Jumbo 09.19.24

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.100%

Manual Underwriting

Manual Underwriting

No

5.925%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

28.99%

28.88%

28.88%

No

No

Employed

Employed

Full Doc

1

2

Less than 1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage - 1 YR W2 1099 Verified, Less than 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified

Borrower - 3 YRS Executed 4506T Verified || Co Borrower - 3 YRS Executed 4506T Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

808

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal use

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Standard Driver's License - Not for federal Use

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

30.5

$X,XXX.XX

30.5

No

77.5

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304005

XXXX Jumbo AUS

XXXX Jumbo AUS

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.400%

6.250%

6.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

22.12%

22.12%

22.12%

No

Yes

Not Employed

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

0

0

1

2

3

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

99.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - SEPartnership - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - SEPartnership - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024

Borrower - 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified || Co Borrower - 1 YR Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2024

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

790

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

170.3

$X,XXX.XX

170.3

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304032

QM-Non GSE Eligible

QM-Non GSE Eligible

XXXX

No

TPO AUS Jumbo 06.27.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.511%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Monthly

48.23%

48.23%

48.23%

No

Employed

Full Doc

0

0

2+ Months

NA

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage, Other REO Net Rental Income(Loss) - 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

791

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

11.0

$X,XXX.XX

11.0

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304033

Fixed Rate

PCG AUS Jumbo 9.19.24

XXXX

No

PCG AUS Jumbo 9.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.574%

6.375%

6.375%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

28.00%

28.00%

28.00%

No

Self-Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

0

1

0

0

2

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

33.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

238

33

Work Number

NA

0

0

N/A

No

0

Borrower - SESCorp - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 1 YR Business Tax Returns Verified(1120S, K1), 2 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

790

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

21.6

$X,XXX.XX

21.6

No

70.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304023

Jumbo Fixed 30 year

Jumbo Fixed 30 year

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.120%

Manual Underwriting

Manual Underwriting

No

6.331%

6.250%

6.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

16.53%

17.14%

17.14%

No

No

Self-Employed

Self-Employed

Full Doc

2

2

NA

NA

N/A

0

N/A

0

2

2

2

2

3

2

NA

NA

No

No

0

No

No

Yes

0

0

No

Yes

0

0

0.00%

100.00%

51.00%

Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2022 || Co Borrower - SESCorp - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2022 || Co Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, 1065), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified, 1040 Schedule E Verified - 2021, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

754

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

107.9

$X,XXX.XX

107.9

No

62.5

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304009

Fixed Rate

PCG AUS Jumbo 1.18.24

XXXX

No

PCG AUS Jumbo 1.18.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

5.892%

5.875%

5.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

Yes

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

35.20%

35.11%

35.11%

No

No

Employed

Employed

Full Doc

2

2

1 Month

1 Month

N/A

0

N/A

0

0

0

0

0

2

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Proceeds from Sale

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

Yes

75

33

Work Number

Yes

81

33

Work Number

No

0

Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, Written VOE Verified, 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022 || Co Borrower - 2 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

790

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

34.3

$X,XXX.XX

34.3

No

79.94

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304051

QM-GSE Non Eligible

QM-Non GSE Eligible

XXXX

No

PCG AUS Jumbo 08.30.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.338%

6.250%

6.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

43.90%

43.90%

43.90%

No

Self-Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

1

0

0

0

3

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESoleProprietor - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023

Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2024, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

721

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

11.4

$X,XXX.XX

11.4

No

52.12

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304001

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

6.543%

6.500%

6.500%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

25.34%

25.41%

25.41%

No

No

Self-Employed

Not Employed

Full Doc

0

0

NA

NA

N/A

0

N/A

0

1

1

1

0

3

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified

Borrower - 1 YR Personal Tax Returns Verified, 1 YR Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified - 2023 - 2023 || Co Borrower - 1 YR Personal Tax Returns Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

793

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

8.6

$X,XXX.XX

8.6

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304002

Jumbo 30yr Fixed

Jumbo 30yr Fixed

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

NA

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.360%

Manual Underwriting

Manual Underwriting

No

7.034%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

26.33%

26.33%

26.33%

No

No

Self-Employed

Not Employed

Full Doc

1

0

NA

NA

N/A

0

N/A

0

2

2

0

0

1

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), 1 YR W2 1099 Verified, Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 || Co Borrower - Executed 4506T Verified, IRS Transcripts Verified

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(K1), Executed 4506T Verified, IRS Transcripts Verified - 2023, 2022 || Co Borrower - Executed 4506T Verified, IRS Transcripts Verified

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

749

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

49.1

$X,XXX.XX

49.1

No

80.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304022

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.730%

Manual Underwriting

Manual Underwriting

No

7.304%

7.250%

7.250%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

38.64%

38.05%

38.05%

No

Self-Employed

Full Doc

2

0

NA

NA

N/A

0

N/A

0

2

2

0

0

3

1

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

100.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - SESCorp, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 2 YRS W2 1099 Verified, 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1120S, K1), 3 YRS Executed 4506T Verified, 1 YR IRS Transcripts Verified, 1040 Schedule E Verified - 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

755

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

40.3

$X,XXX.XX

40.3

No

80.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX

20250304025

Jumbo 30 Fixed

Jumbo 30 Fixed

XXXX

No

PCG AUS Jumbo 09.19.24

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.400%

Manual Underwriting

Manual Underwriting

No

7.072%

6.875%

6.875%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$0.00

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

$0.00

38.18%

38.18%

38.18%

No

No

Employed

Employed

Full Doc

2

2

2+ Months

2+ Months

N/A

0

N/A

0

0

0

0

0

3

0

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

0.00%

0.00%

Stocks/Bonds,Stocks/Bonds,Stocks/Bonds

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

N/A

Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - Wage - 2 YRS W2 1099 Verified, 2+ Months Paystubs Verified, 3 YRS Executed 4506T Verified - 2024, 2023, 2022

Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022 || Co Borrower - 3 YRS Executed 4506T Verified - 2024, 2023, 2022

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

XX/XX/XXXX

760

No

NA

0

0

0

0

0

0

0

0

0

0

0

0

0

0

0

Unknown

No

No

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Other

Customer Identification Verification

XX

China

XX/XX/XXXX

N/A

Non Permanent Resident Alien

Non-Permanent Non-US Citizen

N/A

Other

Customer Identification Verification

XX

China

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

4.9

$X,XXX.XX

4.9

No

75.0

N/A

No

No

No

Borrower As Individual

Borrower As Individual

N/A

N/A

XX/XX/XXXX

20250304017

Jumbo AUS QM 30 Yr Fixed

Jumbo AUS QM 30 Yr Fixed

XXXX

No

PCG AUS Jumbo 10/18/2024

XXXX

XX/XX/XXXX

N/A

XX/XX/XXXX

QM: Safe Harbor APOR (APOR SH)

Yes

No

Not Stated

N/A

N/A

XX/XX/XXXX

6.730%

Manual Underwriting

Manual Underwriting

No

6.675%

6.625%

6.625%

$X,XXX.XX

No

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$X,XXX.XX

$0.00

$X,XXX.XX

$X,XXX.XX

N/A

XXXX

XX

$X,XXX.XX

XX/XX/XXXX

Annually

43.19%

42.88%

42.88%

No

Self-Employed

Full Doc

2

0

1 Month

NA

N/A

0

N/A

0

2

2

0

0

3

2

NA

NA

No

No

0

No

No

N/A

0

0

No

N/A

0

0

0.00%

99.00%

N/A

0

N/A

N/A

N/A

0

NA

0

No

0

NA

0

0

N/A

NA

0

0

N/A

No

0

Borrower - Wage, SEPartnership, Other REO Net Rental Income(Loss) - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 2 YRS W2 1099 Verified, 1 Month Paystubs Verified, 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023

Borrower - 2 YRS Personal Tax Returns Verified, 2 YRS Business Tax Returns Verified(1065, K1), 3 YRS Executed 4506T Verified, 2 YRS IRS Transcripts Verified - 2022, 2023

XXX XXXX XX

XXXX

XX

XXXXX

XXXX

XX/XX/XXXX

XX/XX/XXXX

801

No

NA

0

0

0

0

Unknown

No

No

US Citizen

US Citizen

N/A

Real ID Driver's License

XX

United States

XX/XX/XXXX

N/A

Fee Simple

No

No

N/A

$X,XXX.XX

49.5

$X,XXX.XX

49.5

No

70.0

N/A

No

No

No

Borrower As Individual

N/A

N/A

N/A

XX/XX/XXXX