EX-99.2 10 exhibit992-3.htm EXHIBIT 99.2, SCHEDULE 3 - DATA COMPARE REPORT
ALT ID
Field Name
Source
Verified Value
Bid Tape Value
Comment
20250304043
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
29.03
32.45
Audit reflects difference in subject homeowner’s insurance per documents in the loan file.
 
20250304031
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
40.62
40.57
DTI difference is less than 1% and within lender tolerance.
 
20250304006
Maturity Date
notePage
Per Data
Per Tape
Audit Value Pulled From Note.
 
20250304036
Maturity Date
notePage
Per Data
Per Tape
Audit value pulled from note
20250304044
Maturity Date
notePage
Per Data
Per Tape
Audit Value Pulled from Note.
20250304044
Note Date
notePage
Per Data
Per Tape
Audit Value Pulled from Note.
20250304003
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
28.63
25.18
Audit value pulled from documents located in the loan file.
20250304041
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
43.6
43.53
1008 DTI 43.530% - Audit reflects difference in subject property taxes per documents in the loan file.
 
20250304059
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
43.18
43.00
Audit reflects more conservative income based on documents in the loan file.
 
20250304020
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
41.98
42.03
DTI difference is less than 1% and within lender tolerance.
 
20250304019
Qualifying FICO
creditLiabilitiesPage
753
774
Audit value pulled from the credit report in the loan file.
20250304061
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
36.69
36.68
1008 DTI 36.685%. Rounding
20250304015
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
46.69
46.68
Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
 
20250304010
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
47
47.01
Rounding
20250304037
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
28.88
28.87
Rounding.
20250304048
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
49.06
49.43
Audit liabilities were based on documents in the loan file.
20250304049
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
45.08
43.54
Audit reflects difference in net rental income per documents in the loan file.
 
20250304004
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
13.08
12.73
1008 DTI 12.730 Audit reflects more conservative income based on documents in the loan file.
 
20250304063
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
38.25
37.75
DTI difference is less than 1% and within lender tolerance.
20250304052
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
36.72
28.21
Audit reflects difference in net rental income per documents in the loan file.
 
20250304066
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
48.37
48.40
Audit liabilities were based on documents in the loan file.
 
20250304039
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
35.94
35.93
Audit reflects more conservative monthly debt payments based on documents in the loan file.
 
20250304053
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
45.26
44.26
Audit reflects difference in net rental income per documents in the loan file.
20250304034
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
37.41
37.59
Audit reflects difference in qualifying P & I than the approval.
20250304057
Property Value
propertyValuationPage
Per Data
Per Tape
Audit Value Pulled From Appraisal.
20250304062
Property Type
propertyValuationPage
Single Family Detached
PUD
Audit Value Pulled From Appraisal.
20250304062
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
27.63
27.64
Audit reflects difference in subject HOA Dues per documents in the loan file.
 
20250304013
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
18.32
19.03
Audit reflects more conservative income based on documents in the loan file and difference in property taxes per documents in the loan file.
20250304055
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
21.03
19.24
Audit DTI difference is due to income calculations and liabilities based on documents in loan file.
 
20250304017
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
42.88
43.19
Audit reflects difference in negative rental income per documents in the loan file.
 
20250304022
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
38.05
38.64
DTI difference is less than 1% and within lender tolerance.
 
20250304008
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
34.47
34.73
Audit value pulled from documents located in the loan file.
20250304026
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
49.97
49.48
Audit reflects more conservative monthly debt payments based on documents in the loan file.
20250304045
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
49.31
49.77
1008 DTI 49.77% Audit reflects difference in subject property taxes, HOI and HOA per documents in the loan file.
20250304028
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
27.61
23.25
1008 DTI 23.25%. Audit reflects more conservative income based on documents in the loan file.
20250304058
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
32.71
32.56
Audit liabilities were based on the most recent gap credit report in the loan file dated XX/XX/XXXX.
20250304023
Qualifying Total Debt Income Ratio
diligenceFinalLookPage
17.14
16.54
Audit reflects more conservative income based on documents in the loan file