EX-99.1 6 exhibit991-5.htm EXHIBIT 99.1, SCHEDULE 5 - SUPPLEMENTAL DATA
Supplemental Data
          
Run Date - 3/5/2025 3:42:24 PM
        

SitusAMC Loan ID
Customer Loan ID
Seller Loan ID
Investor Loan Number
Unique Loan ID
TILA Status Loan Designation
ATR Factors Present
CDFI Bank Originated Loan
Application Date
TRID Tested
GSE
HOEPA Fees
TILA Fees
Rate Lock Date
Calculated APR
Original P&I
Qualifying P&I
Qualifying Rate
Is Borrower Non Occupant
Is Co Borrower Non Occupant
Borrower Employment Indicator
Co Borrower Employment Indicator
Co Borrower 2 Employment Indicator
Co Borrower 3 Employment Indicator
Co Borrower2 Length of Employment
Co Borrower3 Length of Employment
Borrower Foreign National Indicator
Co Borrower Foreign National Indicator
Co Borrower 2 Foreign National Indicator
Co Borrower 3 Foreign National Indicator
Borrower Country Name
Co Borrower Country Name
Co Borrower2 Country Name
Co Borrower3 Country Name
Residual Income
Num Units
Annual Property Tax
Annual Insurance Costs
Monthly Property Tax
Monthly Insurance Costs
HOA Name
HOA Address State
Fee Amount
Next Due Date
HOA Payment Frequency
Investor DTI
QM DTI
Non QM DTI
Original Credit Report Date
Qualifying Credit Score
Third Wage Earner Original FICO Equifax
Third Wage Earner Original FICO Experian
Third Wage Earner Original FICO Transunion
Fourth Wage Earner Original FICO Equifax
Fourth Wage Earner Original FICO Experian
Fourth Wage Earner Original FICO Transunion
Most Recent Updated Credit Report Date
Primary Wage Earner Updated FICO Equifax
Primary Wage Earner Updated FICO Experian
Primary Wage Earner Updated FICO Transunion
Secondary Wage Earner Updated FICO Equifax
Secondary Wage Earner Updated FICO Experian
Secondary Wage Earner Updated FICO Transunion
Third Wage Earner Updated FICO Equifax
Third Wage Earner Updated FICO Experian
Third Wage Earner Updated FICO Transunion
Fourth Wage Earner Updated FICO Equifax
Fourth Wage Earner Updated FICO Experian
Fourth Wage Earner Updated FICO Transunion
Most Recent Updated Co Borrower 2 FICO
Most Recent Updated Co Borrower 3 FICO
Co Borrower 2 Asset Verification Level
Co Borrower 3 Asset Verification Level
Co Borrower 2 Income Verification Level
Co Borrower 3 Income Verification Level
Co Borrower 2 Employment Verification Level
Co Borrower 3 Employment Verification Level
Asset Depletion Flag
Bank Statements Flag
Number of Statements
Type of Statements
Percent of Income From Statements
Borrower Business Ownership %
CoBorrower Business Ownership %
P&L Type
Income Doc Detail
Tax Return Doc Details
Document Level
Document Type
Most Recent Bankruptcy Type
Most Recent Bankruptcy Filing Date
Most Recent Bankruptcy Discharge Date
Number of Bankruptcy Events
Months Bankruptcy (7, 11)
Months Bankruptcy (13)
Most Recent Deed-in -Lieu Date
Number of Deed-in-Lieu Events
Months Deed-in-Lieu
Most Recent Short Sale Date
Number of Short Sale Events
Months Short Sale (or Pre FC)
Most Recent Foreclosure Date
Number of Foreclosure Events
Months Foreclosure
Prior Mortgage/Rent Late 30d in 24m
Prior Mortgage/Rent Late 60d in 24m
Prior Mortgage/Rent Late 90d in 24m
Has ACH
Guideline Name
UW Guideline Author
ATR QM Total Points and Fees Audit
Loan Regulation Benchmark Date
Benchmark Rate
HUD 1 Page 1 Credits Total
Collateral Underwriter Risk Score
AUS Decision System
Property Inspection Waiver (PIW)
Rating Result
Eligible For Rep and Warrant Relief Per Collateral Advisor
Is Equity Shared Loan
Investor Qualifying Rate
Borrower Years of W2s
CoBorrower Years of W2s
Years of Personal Tax Returns
Years of Business Tax Returns
Years of 4506T
Years of Tax Transcripts
Months of Personal Bank Statements
Months of Business Bank Statements
Months of Profit and Loss Statements
Expense Letter
DSCR
Inverse DSCR
Subordinate Lien Type
Is Shared Appreciation Mortgage
Duration of Payout Months
Seller VSH Indicator
Seller Indicated VSH Guideline
Validated VSH
IO Remaining Amortization Term at Recast
Maturity Date
Borrower Own Funds Cash Amount
Borrower Own Funds Percent
Is the Note an eNote
Borrower WVOE - # of Months of Income provided
Co Borrower WVOE - # of Months of Income provided
Co Borrower2 WVOE - # of Months of Income provided
Co Borrower3 WVOE - # of Months of Income provided
Were the origination guidelines utilized for this diligence review?
Title Evidence
Ownership Type
Borrower Type
Borrower Designation
Co Borrower Type
Co Borrower Designation
Co Borrower2 Type
Co Borrower2 Designation
Co Borrower3 Type
Co Borrower3 Designation
Senior Lien Position
Senior Lien Original Loan Amount
Senior Lien Original Interest Rate
Senior Lien Note Projected Closing Date
Senior Lien Current Balance
Senior Lien Current P&I
Loan Closed in the Name of an Entity
Note Executed by
Assumable Mortgage Flag
Leasehold Flag
Buydown Flag
Borrower Experian FICO Model Used
Borrower Equifax FICO Model Used
Borrower TransUnion FICO Model Used
Co Borrower Experian FICO Model Used
Co Borrower Equifax FICO Model Used
Co Borrower TransUnion FICO Model Used
Co Borrower2 Experian FICO Model Used
Co Borrower2 Equifax FICO Model Used
Co Borrower2 TransUnion FICO Model Used
Co Borrower3 Experian FICO Model Used
Co Borrower3 Equifax FICO Model Used
Co Borrower3 TransUnion FICO Model Used
Borrower Documentation Used to Determine Legal Residency
Co Borrower Documentation Used to Determine Legal Residency
Co Borrower2 Documentation Used to Determine Legal Residency
Co Borrower3 Documentation Used to Determine Legal Residency
Delayed Financing?
Months Reserves
Correspondent Type
Departure Residence
Rate Increase on Default
[redacted]
[redacted]
[redacted]
[redacted]
46788891
Safe Harbor QM (APOR)
      
Yes
No
$16,617.64
$20,778.43
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$32,251.53
1
$12,624.96
$1,720.20
$1,052.08
$143.35
          
27.378%
27.378%
27.378%
XXXX
674
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2022
[Borrower -  | Primary Income - Wages]; VVOE - 2022
[Borrower -  | Primary Income - Wages]; WVOE - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2020
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Other - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2021
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2020
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2020
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2020
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2019
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2021
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2021
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2020
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2020
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2019
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2019
[Borrower]; 4506-C - 2021
[Borrower]; 1040 - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1040 - 2019
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2021
[Coborrower]; 1040 - 2020
[Coborrower]; 4506-C - 2020
[Coborrower]; 1040 - 2019
[Coborrower]; 4506-C - 2019
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full
                              
0
0
0
    
XXXX
$16,617.64
  
XXXX
$0.00
1.9
DU
  
ApproveIneligible
N/A
No
XXXX
2
3
2
0
3
0
    
0.00
No
          
Not Stated
      
05/01/2052
$280,095.00
28.000%
            
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
8.1
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40450513
Safe Harbor QM (APOR)
      
Yes
No
$20,398.33
$7,628.88
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$10,893.60
1
$8,447.52
$1,698.00
$703.96
$141.50
          
47.711%
47.711%
47.711%
XXXX
751
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2022
[Borrower -  | Primary Income - Wages]; VVOE - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2020
[Borrower]; 4506-C - 2021
[Borrower]; 1040 - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full
                              
0
0
0
    
XXXX
$20,398.33
  
XXXX
$0.00
2.6
DU
  
ApproveIneligible
No
No
XXXX
2
  
1
0
3
0
    
0.00
No
          
Not Stated
      
05/01/2052
$349,083.51
27.000%
            
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
12.71
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
48490088
Safe Harbor QM (APOR)
      
Yes
No
$27,805.74
$24,384.90
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$13,798.94
1
$5,374.56
$4,682.04
$447.88
$390.17
          
33.965%
33.965%
33.965%
XXXX
695
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2022
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2020
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full
                              
0
0
0
    
XXXX
$27,805.74
  
XXXX
$1,500.00
2.6
DU
  
ApproveIneligible
Yes
No
XXXX
2
  
0
0
3
0
    
0.00
No
          
Not Stated
      
07/01/2052
$181,524.25
17.000%
            
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
5.07
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44508275
Safe Harbor QM (APOR)
      
Yes
No
$15,017.05
$19,978.27
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$7,100.78
1
$10,749.96
$1,284.96
$895.83
$107.08
          
44.905%
44.905%
44.905%
XXXX
781
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; VVOE - 2022
[Borrower -  | Primary Income - Wages]; WVOE - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2019
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full
                              
0
0
0
    
XXXX
$15,017.05
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
  
0
0
3
0
    
0.00
No
          
Not Stated
      
08/01/2052
$216,416.20
25.000%
            
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
0.25
    
No
[redacted]
[redacted]
[redacted]
[redacted]
46973063
Safe Harbor QM (APOR)
      
Yes
No
$12,807.39
$15,168.87
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$278,727.48
1
$38,925.00
$13,038.12
$3,243.75
$1,086.51
          
8.651%
8.651%
8.651%
XXXX
708
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2020
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$12,807.39
  
XXXX
$0.00
4.6
DU
  
ApproveIneligible
N/A
No
XXXX
3
  
0
0
4
2
    
0.00
No
          
Not Stated
      
03/01/2054
$1,603,431.22
62.000%
No
25
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                
Resident Alien Card
        
46.19
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47659056
Safe Harbor QM (APOR)
      
Yes
No
$27,330.00
$28,091.03
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$14,605.60
1
$27,992.16
$6,891.96
$2,332.68
$574.33
          
49.823%
49.823%
49.823%
XXXX
703
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$27,330.00
  
XXXX
$5,000.00
  
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
2
2
0
3
2
    
0.00
No
          
Not Stated
      
05/01/2054
$389,540.61
31.000%
No
27
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
26.17
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41225092
Safe Harbor QM (APOR)
      
Yes
Yes
$8,545.00
$10,773.93
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$7,578.96
1
$5,516.16
$1,260.96
$459.68
$105.08
          
48.186%
48.186%
48.186%
XXXX
727
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$8,545.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
No
No
XXXX
1
  
1
0
2
0
      
No
          
Not Stated
      
08/01/2054
$42,795.89
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                        
No
11.85
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41030807
Safe Harbor QM (APOR)
      
Yes
No
$6,030.00
$9,321.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$7,804.56
1
$27,815.40
$2,322.00
$2,317.95
$193.50
          
51.189%
51.189%
51.189%
XXXX
788
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,030.00
  
XXXX
$18,000.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
  
2
0
2
2
    
0.00
No
          
Not Stated
      
10/01/2054
$480,715.55
37.000%
No
17
      
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
41.68
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49048141
Safe Harbor QM (APOR)
      
Yes
Yes
$10,561.98
$2,496.07
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$8,220.06
1
$18,690.96
$3,090.96
$1,557.58
$257.58
          
47.496%
47.496%
47.496%
XXXX
720
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$10,561.98
  
XXXX
$39,250.87
3.4
DU
  
ApproveEligible
No
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$543,158.74
46.000%
No
30
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
20.15
    
No
[redacted]
[redacted]
[redacted]
[redacted]
48371306
Safe Harbor QM (APOR)
      
Yes
No
$1,995.00
$8,226.07
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$13,876.63
1
$6,953.52
$2,331.96
$579.46
$194.33
          
46.667%
46.667%
46.667%
XXXX
802
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,995.00
  
XXXX
$0.00
1.2
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
1
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,764,551.05
100.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
149.94
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
47168589
Safe Harbor QM (APOR)
      
Yes
Yes
$14,275.00
$1,299.43
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$18,794.32
1
$13,662.00
$1,607.88
$1,138.50
$133.99
          
36.808%
36.808%
36.808%
XXXX
753
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$14,275.00
  
XXXX
$35,950.00
1.4
DU
  
ApproveEligible
No
No
XXXX
0
0
0
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$297,940.68
43.000%
No
31
31
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
24.06
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49017097
Safe Harbor QM (APOR)
      
Yes
No
$29,015.00
$18,063.79
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$22,095.44
1
$23,374.56
$6,153.72
$1,947.88
$512.81
          
46.109%
46.109%
46.109%
XXXX
791
                                                      
No
No
            
[Borrower -  | Primary Income - Projected Income]; Employer Letter - 2024
[Borrower -  | Primary Income - Projected Income]; VVOE - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$29,015.00
  
XXXX
$5,641.00
2.2
DU
  
ApproveIneligible
N/A
No
XXXX
0
  
2
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,762,748.76
51.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
17.42
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
49525555
Safe Harbor QM (APOR)
      
Yes
No
$10,884.40
$2,388.24
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$40,035.83
1
$18,866.04
$6,574.68
$1,572.17
$547.89
          
16.447%
16.447%
16.447%
XXXX
801
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$10,884.40
  
XXXX
$50,500.00
2.3
DU
  
ApproveIneligible
N/A
No
XXXX
1
0
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,044,577.02
65.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
47.7
    
No
[redacted]
[redacted]
[redacted]
[redacted]
47351545
Safe Harbor QM (APOR)
      
Yes
No
$1,376.00
$7,698.40
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$27,320.24
1
$17,355.36
$6,323.04
$1,446.28
$526.92
          
49.567%
49.567%
49.567%
XXXX
807
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1099 - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1099 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,376.00
  
XXXX
$0.00
  
DU
  
ApproveIneligible
N/A
No
XXXX
0
2
2
0
3
2
    
0.00
No
          
Not Stated
      
10/01/2054
$3,193,069.24
100.000%
No
5
31
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
152.28
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47571781
Safe Harbor QM (APOR)
      
Yes
Yes
$2,170.00
$0.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$13,374.29
1
$6,464.40
$1,402.32
$538.70
$116.86
          
27.666%
27.666%
27.666%
XXXX
795
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,170.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
Yes
No
XXXX
2
0
0
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$84,536.04
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
17.71
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45768168
Safe Harbor QM (APOR)
      
Yes
No
$1,990.00
$8,350.40
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$12,380.47
1
$25,025.28
$2,532.00
$2,085.44
$211.00
          
47.753%
47.753%
47.753%
XXXX
800
                                                      
No
No
            
[Borrower -  | Primary Income - Pension]; Other - 2024
[Borrower -  | Non-Primary Income - Pension]; Other - 2024
[Borrower -  | Non-Primary Income - Note Receivable]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Note Receivable]; Note - 2023
[Borrower -  | Non-Primary Income - Note Receivable]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Note Receivable]; Note - 2023
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2023
[Coborrower(s) -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,990.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
1
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,045,572.53
52.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
  
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
29.55
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41447213
Safe Harbor QM (APOR)
      
Yes
No
$1,570.00
$2,612.63
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$45,525.55
1
$6,744.24
$2,039.04
$562.02
$169.92
          
27.636%
27.636%
27.636%
XXXX
770
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$1,570.00
  
XXXX
$0.00
1.8
DU
  
ApproveIneligible
N/A
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$52,547.82
  
No
31
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                        
No
6.45
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41598799
Safe Harbor QM (APOR)
      
Yes
No
$6,670.00
$12,358.66
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$8,883.09
1
$13,374.96
$2,687.04
$1,114.58
$223.92
          
48.533%
48.533%
48.533%
XXXX
770
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,670.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
1
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$361,219.69
34.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
  
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
18.17
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
45973717
Safe Harbor QM (APOR)
      
Yes
No
$15,215.00
$19,329.09
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$59,230.73
1
$27,374.16
$3,584.04
$2,281.18
$298.67
          
32.133%
32.133%
32.133%
XXXX
750
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$15,215.00
  
XXXX
$5,200.00
2.6
DU
  
ApproveIneligible
Yes
No
XXXX
1
  
1
0
3
0
      
No
          
Not Stated
      
10/01/2054
$1,087,058.74
52.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
31.54
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42751522
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$12,431.27
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$15,352.62
1
$16,284.84
$621.00
$1,357.07
$51.75
          
42.494%
42.494%
42.494%
XXXX
819
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
1
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$630,788.41
41.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                
Resident Alien Card
        
34.44
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44887073
Safe Harbor QM (APOR)
      
Yes
No
$1,570.00
$11,908.10
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
Non-Employment Income
  
0
  
US Citizen
US Citizen
US Citizen
          
$18,732.83
1
$21,697.68
$2,863.20
$1,808.14
$238.60
          
45.705%
45.705%
45.705%
XXXX
815
813
839
823
                                    
Level 4-Stated/Verified as defined
Level 3-Stated/Partially Verified
  
Level 1-Not Stated/Not Verified
  
Yes
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Tax Return Extension - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
Other Documentation (O)
Asset Depletion
                              
0
0
0
    
XXXX
$1,570.00
  
XXXX
$0.00
2.4
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
0
1
0
3
1
    
0.00
No
        
240
Not Stated
      
11/01/2054
$3,528,493.85
100.000%
No
31
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
              
279.81
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45543108
Safe Harbor QM (APOR)
      
Yes
No
$11,195.00
$18,392.12
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$22,238.06
1
$16,300.56
$4,150.32
$1,358.38
$345.86
          
49.727%
49.727%
49.727%
XXXX
754
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,195.00
  
XXXX
$33,000.00
1.7
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
0
0
0
3
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,149,145.41
40.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
18.55
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45581859
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$3,167.64
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$18,286.89
1
$5,073.00
$3,669.00
$422.75
$305.75
          
44.933%
44.933%
44.933%
XXXX
793
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$716,640.00
4.8
LP / LPA
  
Accept/Ineligible
No
No
XXXX
1
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$164,509.61
8.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
16.51
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41946346
Safe Harbor QM (APOR)
      
Yes
No
$1,896.97
$11,774.64
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$26,418.98
1
$14,102.04
$4,852.68
$1,175.17
$404.39
          
41.847%
41.847%
41.847%
XXXX
755
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,896.97
  
XXXX
$0.00
1.6
DU
  
ApproveIneligible
Yes
No
XXXX
2
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,463,348.15
89.000%
No
32
32
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
  
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
120.01
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43270231
Safe Harbor QM (APOR)
      
Yes
No
$1,590.00
$5,429.56
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$12,329.36
1
$17,956.80
$5,655.96
$1,496.40
$471.33
          
46.197%
46.197%
46.197%
XXXX
773
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2021
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,590.00
  
XXXX
$0.00
999.0
DU
  
ApproveIneligible
No
No
XXXX
2
  
2
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$1,299,071.33
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                        
No
132.52
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46855883
Safe Harbor QM (APOR)
      
Yes
Yes
$1,640.00
$8,091.56
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$114,049.23
1
$53,762.16
$4,767.00
$4,480.18
$397.25
          
12.056%
12.056%
12.056%
XXXX
767
                                                      
No
No
            
[Borrower -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Borrower -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2001
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; 1040 - 2021
[Borrower]; Tax Return Extension - 2021
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Tax Return Extension - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; Tax Return Extension - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$47,000.00
  
DU
  
ApproveEligible
No
No
XXXX
0
0
3
0
2
0
      
No
          
Not Stated
      
11/01/2054
$19,322,532.76
100.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Beacon 5.0
FICO Risk Score Classic 04
                    
1671.21
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44298088
Safe Harbor QM (APOR)
      
Yes
No
$57,570.00
$22,013.93
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$43,464.82
1
$69,769.08
$8,264.04
$5,814.09
$688.67
          
48.399%
48.399%
48.399%
XXXX
743
                                                      
No
No
            
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2021
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Social Security]; 1099-SSA - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$57,570.00
  
XXXX
$10,000.00
  
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
2
0
3
1
      
No
          
Not Stated
      
11/01/2054
$1,974,823.38
35.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
12.08
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44252815
Safe Harbor QM (APOR)
      
Yes
No
$6,590.00
$10,864.47
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
Employed
  
7.6
  
US Citizen
US Citizen
US Citizen
          
$9,574.94
1
$20,124.96
$2,088.96
$1,677.08
$174.08
          
49.903%
49.903%
49.903%
XXXX
778
796
822
779
                                    
Level 1-Not Stated/Not Verified
  
Level 4-Stated/Verified as defined
Level 3-Stated/Verified as defined
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,590.00
  
XXXX
$11,000.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
1
0
0
3
0
    
0.00
No
          
Not Stated
      
10/01/2054
$441,058.49
27.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
              
3.5
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41150282
Safe Harbor QM (APOR)
      
Yes
No
$6,170.50
$41,694.06
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$757,910.65
1
$28,158.00
$3,881.64
$2,346.50
$323.47
          
2.987%
2.987%
2.987%
XXXX
759
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$6,170.50
  
XXXX
$0.00
  
DU
  
ApproveIneligible
No
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,988,985.82
61.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
61.5
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43587246
Safe Harbor QM (APOR)
      
Yes
No
$6,185.00
$10,493.94
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$19,397.00
1
$5,201.76
$5,583.00
$433.48
$465.25
          
37.101%
37.101%
37.101%
XXXX
773
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,185.00
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$318,151.83
28.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
17.27
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49547322
Safe Harbor QM (APOR)
      
Yes
No
$1,485.00
$4,086.13
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$16,597.16
1
$7,148.88
$2,443.44
$595.74
$203.62
          
37.754%
37.754%
37.754%
XXXX
786
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,485.00
  
XXXX
$215.60
1.0
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
2
0
0
3
0
    
0.00
No
          
Not Stated
      
10/01/2054
$413,618.47
30.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
                        
16.52
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40151721
Safe Harbor QM (APOR)
      
Yes
No
$14,580.44
$19,233.23
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$71,160.13
1
$11,775.24
$5,631.96
$981.27
$469.33
          
16.595%
16.595%
16.595%
XXXX
792
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$14,580.44
  
XXXX
$0.00
1.7
DU
  
ApproveIneligible
Yes
No
XXXX
1
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$490,504.86
36.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
23.85
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
49058265
Safe Harbor QM (APOR)
      
Yes
No
$2,225.00
$16,227.94
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Employed
        
US Citizen
US Citizen
            
$12,282.59
1
$19,812.48
$4,904.04
$1,651.04
$408.67
          
47.555%
47.555%
47.555%
XXXX
749
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 1993
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$2,225.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
0
1
1
0
3
0
      
No
          
Not Stated
      
11/01/2054
$514,915.96
32.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
16.29
    
No
[redacted]
[redacted]
[redacted]
[redacted]
47114681
Safe Harbor QM (APOR)
      
Yes
No
$15,009.00
$27,307.98
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
          
US Citizen
              
$27,473.48
1
$32,499.96
$9,350.04
$2,708.33
$779.17
          
46.793%
46.793%
46.793%
XXXX
763
                                                      
Yes
No
            
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Social Security]; 1099-SSA - 2023
[Borrower -  | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower -  | Primary Income - Asset Depletion]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Other Documentation (O)
Asset Depletion
                              
0
0
0
    
XXXX
$15,009.00
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
  
0
0
3
0
    
0.00
No
        
240
Not Stated
      
12/01/2054
$8,462,224.84
100.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
  
FICO Risk Score Classic 04
                          
103.62
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
47058453
Safe Harbor QM (APOR)
      
Yes
No
$7,090.00
$2,851.70
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$17,046.41
1
$19,968.36
$3,030.00
$1,664.03
$252.50
          
34.803%
34.803%
34.803%
XXXX
775
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$7,090.00
  
XXXX
$0.00
  
DU
  
ApproveIneligible
N/A
No
XXXX
1
0
0
0
3
0
    
0.00
No
          
Not Stated
      
10/01/2054
$662,216.24
42.000%
No
31
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
14.33
    
No
[redacted]
[redacted]
[redacted]
[redacted]
40643693
Safe Harbor QM (APOR)
      
Yes
No
$9,892.50
$16,066.68
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$54,111.39
1
$11,371.32
$1,563.96
$947.61
$130.33
          
15.568%
15.568%
15.568%
XXXX
775
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$9,892.50
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
1
0
0
0
3
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,541,667.33
94.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
114.71
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49455532
Safe Harbor QM (APOR)
      
Yes
No
$8,970.39
$13,739.10
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$14,427.53
1
$32,126.76
$4,002.60
$2,677.23
$333.55
          
46.729%
46.729%
46.729%
XXXX
711
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$8,970.39
  
XXXX
$30,008.92
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
1
  
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$162,445.28
10.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
1.45
    
No
[redacted]
[redacted]
[redacted]
[redacted]
40528408
Safe Harbor QM (APOR)
      
Yes
No
$1,895.00
$6,711.60
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
Permanent Resident Alien
Permanent Resident Alien
            
$22,554.06
1
$11,554.20
$3,054.00
$962.85
$254.50
          
40.250%
40.250%
40.250%
XXXX
761
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,895.00
  
XXXX
$0.00
2.3
DU
  
ApproveIneligible
Yes
No
XXXX
1
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,216,487.46
100.000%
No
  
31
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
187.07
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43935059
Safe Harbor QM (APOR)
      
Yes
Yes
$2,170.00
$6,096.06
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$12,324.27
1
$8,512.56
$1,169.04
$709.38
$97.42
          
27.499%
27.499%
27.499%
XXXX
796
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$2,170.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
Yes
No
XXXX
0
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$354,090.04
52.000%
No
32
32
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
56.93
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44616391
Safe Harbor QM (APOR)
      
Yes
No
$32,209.50
$25,460.33
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$9,854.81
1
$5,098.92
$2,342.28
$424.91
$195.19
          
49.614%
49.614%
49.614%
XXXX
750
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$32,209.50
  
XXXX
$30,000.00
1.1
DU
  
ApproveIneligible
Yes
No
XXXX
1
1
0
0
3
0
      
No
          
Not Stated
      
11/01/2054
$471,193.11
30.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
9.09
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43176588
Safe Harbor QM (APOR)
      
Yes
Yes
$1,920.00
$1,490.20
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
Permanent Resident Alien
US Citizen
            
$17,580.04
1
$16,540.80
$1,223.04
$1,378.40
$101.92
          
33.850%
33.850%
33.850%
XXXX
754
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,920.00
  
XXXX
$0.00
2.8
DU
  
ApproveEligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$41,439.36
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
  
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
          
Resident Alien Card
      
No
5.05
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45940678
Safe Harbor QM (APOR)
      
Yes
No
$11,190.00
$24,082.19
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$15,120.98
1
$8,326.44
$1,776.96
$693.87
$148.08
          
44.868%
44.868%
44.868%
XXXX
754
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,190.00
  
XXXX
$0.00
3.1
LP / LPA
  
Accept/Ineligible
No
No
XXXX
0
  
1
0
2
0
      
No
          
Not Stated
      
11/01/2054
    
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                        
No
      
No
[redacted]
[redacted]
[redacted]
[redacted]
43911545
Safe Harbor QM (APOR)
      
Yes
No
$11,580.00
$20,036.68
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$15,623.92
1
$16,861.20
$7,969.44
$1,405.10
$664.12
          
49.576%
49.576%
49.576%
XXXX
775
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,580.00
  
XXXX
$3,425.00
1.6
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
0
0
4
0
    
0.00
No
          
Not Stated
      
12/01/2054
$1,062,096.26
30.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
37.05
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43750871
Safe Harbor QM (APOR)
      
Yes
No
$34,672.00
$13,319.06
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Not Employed
        
US Citizen
US Citizen
            
$32,970.58
1
$9,898.56
$4,281.96
$824.88
$356.83
          
37.746%
37.746%
37.746%
XXXX
793
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2024
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$34,672.00
  
XXXX
$10,000.00
2.1
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
1
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,758,647.73
95.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
138.03
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43125912
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$11,356.96
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$11,451.29
1
$21,733.80
$2,307.00
$1,811.15
$192.25
          
47.180%
47.180%
47.180%
XXXX
770
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
1
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$820,279.99
43.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                          
22.72
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46285734
Safe Harbor QM (APOR)
      
Yes
No
$7,238.45
$8,090.45
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$26,171.00
1
$38,172.96
$16,854.00
$3,181.08
$1,404.50
          
49.523%
49.523%
49.523%
XXXX
777
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$7,238.45
  
XXXX
$0.00
1.3
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$101,228.29
  
No
33
33
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                  
No
6.67
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49983395
Safe Harbor QM (APOR)
      
Yes
No
$1,995.00
$7,211.06
  
XXXX
XXXX
XXXX
XXXX
No
No
Not Employed
Employed
        
US Citizen
US Citizen
            
$16,308.36
1
$7,896.72
$3,746.04
$658.06
$312.17
          
34.845%
34.845%
34.845%
XXXX
767
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,995.00
  
XXXX
$5,000.00
4.1
DU
  
ApproveIneligible
No
No
XXXX
0
2
1
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,321,909.45
60.000%
No
  
33
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
22.38
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45810825
Safe Harbor QM (APOR)
      
Yes
Yes
$7,431.00
$12,030.74
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$6,577.92
1
$8,468.76
$699.96
$705.73
$58.33
          
43.841%
43.841%
43.841%
XXXX
796
                                                      
No
No
            
[Borrower -  | Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - Pension]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - IRA Distribution]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Non-Primary Income - Pension]; Account Statements - 2024
[Coborrower(s) -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$7,431.00
  
XXXX
$8,800.00
1.2
LP / LPA
  
Accept/Eligible
No
No
XXXX
0
0
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$265,185.30
37.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
23.6
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46408744
Safe Harbor QM (APOR)
      
Yes
Yes
$10,101.64
$12,937.51
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$12,264.42
1
$3,182.04
$792.00
$265.17
$66.00
          
31.898%
31.898%
31.898%
XXXX
762
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$10,101.64
  
XXXX
$1,000.00
  
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$180,713.50
35.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
19.12
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48408790
Safe Harbor QM (APOR)
      
Yes
No
$1,415.00
$4,192.79
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$10,501.85
1
$5,828.64
$1,076.40
$485.72
$89.70
          
44.280%
44.280%
44.280%
XXXX
770
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,415.00
  
XXXX
$0.00
4.0
DU
  
ApproveIneligible
N/A
No
XXXX
1
  
1
0
1
0
      
No
          
Not Stated
      
12/01/2054
$481,382.43
39.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
26.12
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42155006
Safe Harbor QM (APOR)
      
Yes
No
$20,220.00
$28,084.88
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$23,909.08
1
$21,746.88
$2,359.56
$1,812.24
$196.63
          
44.225%
44.225%
44.225%
XXXX
807
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$20,220.00
  
XXXX
$0.00
2.6
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$1,231,420.36
49.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
43.15
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46340894
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$10,201.07
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$13,804.25
1
$11,280.84
$1,424.04
$940.07
$118.67
          
38.801%
38.801%
38.801%
XXXX
814
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$0.00
5.0
DU
  
ApproveIneligible
No
No
XXXX
1
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$653,232.47
35.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
10.3
    
No
[redacted]
[redacted]
[redacted]
[redacted]
46923469
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$3,010.04
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
Permanent Resident Alien
Permanent Resident Alien
            
$16,641.85
1
$10,451.40
$2,540.04
$870.95
$211.67
          
43.395%
43.395%
43.395%
XXXX
772
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
1.2
DU
  
ApproveIneligible
N/A
No
XXXX
1
2
0
0
3
3
    
0.00
No
          
Not Stated
      
11/01/2054
$145,635.42
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
          
Passport
Passport
    
No
18.63
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49063520
Safe Harbor QM (APOR)
      
Yes
No
$9,154.24
$12,037.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$76,433.59
1
$7,917.96
$8,022.00
$659.83
$668.50
          
17.066%
17.066%
17.066%
XXXX
805
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2021
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$9,154.24
  
XXXX
$0.00
3.1
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
2
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$780,781.31
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                        
No
80.88
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
40085417
Safe Harbor QM (APOR)
      
Yes
Yes
$7,554.61
$9,896.17
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$10,161.91
1
$2,468.52
$570.96
$205.71
$47.58
          
38.687%
38.687%
38.687%
XXXX
802
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$7,554.61
  
XXXX
$3,000.00
1.3
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
1
1
0
0
1
0
    
0.00
No
          
Not Stated
      
11/01/2054
$642,705.23
81.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
72.31
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46643157
Safe Harbor QM (APOR)
      
Yes
No
$2,510.00
$13,186.10
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$22,170.78
1
$15,511.56
$4,828.08
$1,292.63
$402.34
          
37.400%
37.400%
37.400%
XXXX
789
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,510.00
  
XXXX
$0.00
5.0
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
0
0
0
3
2
    
0.00
No
          
Not Stated
      
12/01/2054
$3,946,330.89
100.000%
No
8
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
272.01
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48169699
Safe Harbor QM (APOR)
      
Yes
Yes
$1,520.00
$2,448.33
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$14,890.48
1
$13,352.52
$2,157.00
$1,112.71
$179.75
          
43.683%
43.683%
43.683%
XXXX
795
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,520.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
Yes
No
XXXX
2
1
1
0
2
1
    
0.00
No
          
Not Stated
      
11/01/2054
$645,574.07
47.000%
No
33
33
    
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
21.46
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48312219
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$11,793.09
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$20,680.91
1
$23,124.96
$6,111.00
$1,927.08
$509.25
          
37.146%
37.146%
37.146%
XXXX
771
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$0.00
1.1
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
1
0
2
2
      
No
          
Not Stated
      
12/01/2054
$109,023.05
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                        
No
8.39
    
No
[redacted]
[redacted]
[redacted]
[redacted]
41593389
Safe Harbor QM (APOR)
      
Yes
Yes
$1,920.00
$99.98
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$11,307.91
1
$13,598.88
$1,098.96
$1,133.24
$91.58
          
48.416%
48.416%
48.416%
XXXX
802
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,920.00
  
XXXX
$10,695.00
1.0
DU
  
ApproveEligible
No
No
XXXX
2
1
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$357,311.41
32.000%
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
36.93
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41291957
Safe Harbor QM (APOR)
      
Yes
No
$9,576.85
$14,975.38
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$24,039.79
1
$11,733.48
$4,046.04
$977.79
$337.17
          
40.702%
40.702%
40.702%
XXXX
771
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$9,576.85
  
XXXX
$5,189.24
  
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
1
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,211,091.78
99.000%
No
14
32
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
136.35
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44874266
Safe Harbor QM (APOR)
      
Yes
No
$1,520.00
$3,193.21
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$11,962.36
1
$19,477.56
$2,090.04
$1,623.13
$174.17
          
46.834%
46.834%
46.834%
XXXX
813
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,520.00
  
XXXX
$25,000.00
4.1
DU
  
ApproveIneligible
No
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$443,201.57
33.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
12.95
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43500219
Safe Harbor QM (APOR)
      
Yes
No
$13,195.00
$4,403.84
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$27,190.53
1
$18,162.12
$2,884.68
$1,513.51
$240.39
          
42.916%
42.916%
42.916%
XXXX
790
                                                      
No
No
            
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower -  | Primary Income - IRA Distribution]; Other - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; Other - 2024
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Pension]; Other - 2024
[Coborrower(s) -  | Primary Income - Pension]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$13,195.00
  
XXXX
$0.00
4.5
DU
  
ApproveIneligible
No
No
XXXX
0
0
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,640,126.52
74.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
  
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
30.72
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43160584
Safe Harbor QM (APOR)
      
Yes
No
$17,495.00
$660.53
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$25,288.89
1
$22,003.80
$4,839.00
$1,833.65
$403.25
          
45.689%
45.689%
45.689%
XXXX
764
                                                      
No
No
            
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$17,495.00
  
XXXX
$0.00
4.6
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
2
0
2
2
      
No
          
Not Stated
      
11/01/2054
$290,219.56
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                        
No
13.29
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41271249
Safe Harbor QM (APOR)
      
Yes
No
$1,945.00
$5,597.52
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$33,996.00
1
$22,754.04
$3,515.04
$1,896.17
$292.92
          
38.221%
38.221%
38.221%
XXXX
804
                                                      
No
No
            
[Borrower -  | Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Social Security]; 1099-R - 2023
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; 1099-R - 2023
[Coborrower(s) -  | Primary Income - Pension]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - Pension]; 1099-R - 2023
[Coborrower(s) -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; 1099-SSA - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,945.00
  
XXXX
$25,000.00
4.8
DU
  
ApproveIneligible
No
No
XXXX
0
0
0
0
3
0
    
0.00
No
          
Not Stated
      
12/01/2054
$2,047,608.20
89.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
121.37
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49739063
Safe Harbor QM (APOR)
      
Yes
No
$11,195.00
$17,939.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$13,474.55
1
$7,592.64
$1,476.00
$632.72
$123.00
          
44.468%
44.468%
44.468%
XXXX
804
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,195.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
1
1
2
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$443,771.65
24.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
5.91
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47015491
Safe Harbor QM (APOR)
      
Yes
No
$30,354.99
$35,399.73
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$20,075.85
1
$32,147.88
$5,234.04
$2,678.99
$436.17
          
47.911%
47.911%
47.911%
XXXX
796
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2001
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$30,354.99
  
XXXX
$15,000.00
4.8
DU
  
ApproveIneligible
No
No
XXXX
2
0
0
0
0
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,606,837.28
50.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
33.52
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43985531
Safe Harbor QM (APOR)
      
Yes
No
$12,090.00
$14,829.74
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Employed
        
US Citizen
US Citizen
            
$23,132.26
1
$10,930.44
$10,366.92
$910.87
$863.91
          
42.879%
42.879%
42.879%
XXXX
794
                                                      
No
No
            
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Other - 2023
[Borrower -  | Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$12,090.00
  
XXXX
$0.00
  
DU
  
ApproveIneligible
Yes
No
XXXX
0
1
2
0
3
0
      
No
          
Not Stated
      
11/01/2054
$1,400,326.79
74.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
67.65
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46096192
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$8,522.42
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$19,797.61
1
$11,267.40
$2,689.92
$938.95
$224.16
          
43.633%
43.633%
43.633%
XXXX
790
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$17,500.00
4.0
DU
  
ApproveIneligible
No
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$441,845.94
35.000%
No
32
      
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
26.25
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
48655881
Safe Harbor QM (APOR)
      
Yes
No
$5,000.00
$7,895.62
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$16,004.66
1
$8,122.92
$5,163.00
$676.91
$430.25
          
48.827%
48.827%
48.827%
XXXX
791
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,000.00
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
2
2
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$731,068.81
58.000%
No
  
33
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
65.94
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41606820
Safe Harbor QM (APOR)
      
Yes
No
$4,581.65
$10,427.86
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$24,884.95
1
$29,375.04
$3,134.64
$2,447.92
$261.22
          
40.275%
40.275%
40.275%
XXXX
786
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$4,581.65
  
XXXX
$0.00
1.8
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,209,436.29
51.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
20.12
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43483721
Safe Harbor QM (APOR)
      
Yes
No
$6,185.00
$11,614.46
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$27,590.52
1
$33,746.04
$1,319.76
$2,812.17
$109.98
          
34.207%
34.207%
34.207%
XXXX
800
                                                      
No
No
            
[Borrower -  | Primary Income - K-1 (< 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,185.00
  
XXXX
$0.00
1.3
DU
  
ApproveIneligible
N/A
No
XXXX
0
1
2
0
2
0
      
No
          
Not Stated
      
12/01/2054
$1,088,492.33
59.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
54.3
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41896782
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$3,255.08
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$12,024.64
1
$13,067.16
$412.92
$1,088.93
$34.41
          
34.689%
34.689%
34.689%
XXXX
776
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$500.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
  
0
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$925,978.83
77.000%
No
33
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                
Resident Alien Card
        
89.07
    
No
[redacted]
[redacted]
[redacted]
[redacted]
46414702
Safe Harbor QM (APOR)
      
Yes
No
$1,529.20
$3,653.96
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
Self-Employed
Self-Employed
9.76
9.76
US Citizen
Permanent Resident Alien
US Citizen
US Citizen
        
$23,352.36
1
$7,086.12
$4,574.88
$590.51
$381.24
          
36.132%
36.132%
36.132%
XXXX
761
787
804
789
787
779
789
                              
Level 4-Stated/Verified as defined
Level 4-Stated/Verified as defined
Level 4-Stated/Verified as defined
Level 4-Stated/Verified as defined
Level 3-Stated/Verified as defined
Level 3-Stated/Verified as defined
No
No
            
[Borrower -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2024
[Borrower -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Account Statements - Business - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,529.20
  
XXXX
$0.00
1.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
1
0
3
2
      
No
          
Not Stated
      
11/01/2054
$306,538.94
27.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
Individual
Individual
            
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Resident Alien Card
      
9.05
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42682140
Safe Harbor QM (APOR)
      
Yes
No
$13,209.40
$18,502.47
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$13,332.07
1
$9,690.72
$5,591.04
$807.56
$465.92
          
47.888%
47.888%
47.888%
XXXX
748
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$13,209.40
  
XXXX
$22,000.00
2.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
2
1
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$708,829.88
45.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
36.57
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42291108
Safe Harbor QM (APOR)
      
Yes
No
$11,195.00
$15,437.83
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Not Employed
        
US Citizen
US Citizen
            
$54,024.53
1
$27,251.64
$2,937.36
$2,270.97
$244.78
          
17.571%
17.571%
17.571%
XXXX
800
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,195.00
  
XXXX
$0.00
2.5
DU
  
ApproveIneligible
Yes
No
XXXX
0
0
1
0
3
0
      
No
          
Not Stated
      
11/01/2054
$1,972,679.07
81.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
74.78
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45811764
Safe Harbor QM (APOR)
      
Yes
No
$6,195.00
$7,377.54
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$10,077.19
1
$8,055.72
$2,987.04
$671.31
$248.92
          
47.423%
47.423%
47.423%
XXXX
765
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,195.00
  
XXXX
$1,500.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$238,652.70
21.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                
Resident Alien Card
        
3.91
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
46162377
Safe Harbor QM (APOR)
      
Yes
No
$3,663.32
$6,790.92
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$38,474.84
1
$17,812.32
$6,630.00
$1,484.36
$552.50
          
17.766%
17.766%
17.766%
XXXX
796
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; Employer Letter - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$3,663.32
  
XXXX
$0.00
2.7
DU
  
ApproveIneligible
No
No
XXXX
2
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,571,431.93
100.000%
No
  
3
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
220.64
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42615156
Safe Harbor QM (APOR)
      
Yes
No
$4,256.32
$5,172.96
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$47,520.73
1
$10,230.72
$2,382.96
$852.56
$198.58
          
15.047%
15.047%
15.047%
XXXX
802
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$4,256.32
  
XXXX
$118.84
4.3
DU
  
ApproveIneligible
No
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,031,130.11
53.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
3.24
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43777962
Safe Harbor QM (APOR)
      
Yes
No
$11,194.00
$16,898.91
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$17,049.05
1
$20,073.48
$7,396.44
$1,672.79
$616.37
          
48.912%
48.912%
48.912%
XXXX
763
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,194.00
  
XXXX
$0.00
1.2
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
2
1
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$703,167.84
38.000%
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
16.9
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42018006
Safe Harbor QM (APOR)
      
Yes
No
$2,299.76
$3,558.08
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
Permanent Resident Alien
            
$21,707.77
1
$20,154.84
$624.96
$1,679.57
$52.08
          
46.950%
46.950%
46.950%
XXXX
773
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,299.76
  
XXXX
$0.00
1.8
DU
  
ApproveIneligible
Yes
No
XXXX
0
1
1
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$367,357.46
  
No
1
34
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
            
Resident Alien Card
    
No
59.15
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
44941551
Safe Harbor QM (APOR)
      
Yes
No
$5,579.79
$10,232.47
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$32,021.19
1
$33,309.60
$3,888.96
$2,775.80
$324.08
          
36.788%
36.788%
36.788%
XXXX
765
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,579.79
  
XXXX
$0.00
2.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
2
2
0
3
3
    
0.00
No
          
Not Stated
      
12/01/2054
$522,124.34
  
No
2
33
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                  
No
25.49
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46013850
Safe Harbor QM (APOR)
      
Yes
No
$7,190.00
$11,385.68
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,064.43
1
$19,705.80
$2,213.76
$1,642.15
$184.48
          
46.104%
46.104%
46.104%
XXXX
792
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$7,190.00
  
XXXX
$0.00
2.2
DU
  
ApproveIneligible
N/A
No
XXXX
1
1
1
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$341,017.75
25.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
6.26
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41036384
Safe Harbor QM (APOR)
      
Yes
No
$6,190.00
$10,495.96
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Not Employed
        
US Citizen
US Citizen
            
$92,540.73
1
$26,167.56
$13,948.08
$2,180.63
$1,162.34
          
16.154%
16.154%
16.154%
XXXX
801
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,190.00
  
XXXX
$3,500.00
2.5
LP / LPA
  
Accept/Ineligible
No
No
XXXX
1
0
1
0
3
0
      
No
          
Not Stated
      
11/01/2054
$1,826,998.21
57.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
56.5
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
48605574
Safe Harbor QM (APOR)
      
Yes
No
$1,740.00
$5,005.91
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Not Employed
        
US Citizen
US Citizen
            
$25,967.38
1
$10,535.76
$6,615.72
$877.98
$551.31
          
36.638%
36.638%
36.638%
XXXX
796
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,740.00
  
XXXX
$0.00
1.4
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
0
3
0
3
2
      
No
          
Not Stated
      
11/01/2054
$1,114,228.23
56.000%
No
33
      
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
55.99
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47042665
Safe Harbor QM (APOR)
      
Yes
Yes
$11,966.72
$21,419.69
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$9,465.93
1
$9,270.48
$3,583.44
$772.54
$298.62
          
47.087%
47.087%
47.087%
XXXX
734
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$11,966.72
  
XXXX
$13,763.00
1.0
DU
  
ApproveEligible
N/A
No
XXXX
0
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$69,314.75
9.000%
No
32
31
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
9.44
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44916671
Safe Harbor QM (APOR)
      
Yes
No
$1,620.00
$9,553.73
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$29,492.86
1
$12,498.96
$1,943.04
$1,041.58
$161.92
          
33.643%
33.643%
33.643%
XXXX
724
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,620.00
  
XXXX
$7,000.00
2.5
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,406,957.39
59.000%
No
23
33
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
69.77
    
No
[redacted]
[redacted]
[redacted]
[redacted]
47937643
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$6,663.56
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Non-Employment Income
        
US Citizen
US Citizen
            
$36,233.69
1
$59,925.00
$4,074.12
$4,993.75
$339.51
          
37.547%
37.547%
37.547%
XXXX
794
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Pension]; Paystubs - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
2.1
DU
  
ApproveIneligible
No
No
XXXX
2
0
2
0
2
2
      
No
          
Not Stated
      
11/01/2054
$1,910,540.01
48.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
22.6
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44206861
Safe Harbor QM (APOR)
      
Yes
No
$21,458.31
$25,230.25
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$13,152.52
1
$6,955.80
$5,757.00
$579.65
$479.75
          
40.252%
40.252%
40.252%
XXXX
811
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$21,458.31
  
XXXX
$50,000.00
2.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$532,769.99
36.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
11.95
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44778995
Safe Harbor QM (APOR)
      
Yes
No
$13,479.00
$8,435.84
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Employed
        
US Citizen
US Citizen
            
$14,338.55
1
$32,499.96
$7,157.04
$2,708.33
$596.42
          
47.399%
47.399%
47.399%
XXXX
732
                                                      
No
No
            
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$13,479.00
  
XXXX
$12,000.00
2.1
DU
  
ApproveIneligible
N/A
No
XXXX
0
1
1
0
3
0
      
No
          
Not Stated
      
11/01/2054
$1,878,017.02
72.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
17.83
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41737417
Safe Harbor QM (APOR)
      
Yes
No
$10,759.59
$12,066.84
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,284.73
1
$29,504.64
$4,182.00
$2,458.72
$348.50
          
48.065%
48.065%
48.065%
XXXX
783
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$10,759.59
  
XXXX
$2,500.00
1.9
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
0
2
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$689,224.69
35.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
21.22
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45938638
Safe Harbor QM (APOR)
      
Yes
Yes
$23,356.80
$24,637.24
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$8,485.33
1
$12,460.56
$3,806.16
$1,038.38
$317.18
          
48.982%
48.982%
48.982%
XXXX
753
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$23,356.80
  
XXXX
$0.00
1.1
DU
  
ApproveEligible
N/A
No
XXXX
1
1
1
0
2
1
    
0.00
No
          
Not Stated
      
11/01/2054
$104,032.65
  
No
31
19
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
12.37
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45439065
Safe Harbor QM (APOR)
      
Yes
No
$18,682.50
$24,166.44
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,267.60
1
$18,577.08
$4,496.04
$1,548.09
$374.67
          
40.974%
40.974%
40.974%
XXXX
804
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$18,682.50
  
XXXX
$38,048.32
2.1
DU
  
ApproveIneligible
Yes
No
XXXX
1
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,127,845.61
46.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
11.83
    
No
[redacted]
[redacted]
[redacted]
[redacted]
47518224
Safe Harbor QM (APOR)
      
Yes
No
$2,710.25
$17,475.56
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$17,087.69
1
$34,269.84
$4,738.08
$2,855.82
$394.84
          
48.737%
48.737%
48.737%
XXXX
722
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Year End Summary - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,710.25
  
XXXX
$0.00
2.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$3,202,857.11
100.000%
No
2
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
152.21
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42283730
Safe Harbor QM (APOR)
      
Yes
No
$11,133.75
$17,300.01
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$30,916.45
1
$33,419.04
$3,985.92
$2,784.92
$332.16
          
45.662%
45.662%
45.662%
XXXX
737
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - No Results Returned - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,133.75
  
XXXX
$0.00
3.3
DU
  
ApproveIneligible
No
No
XXXX
0
1
1
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,149,623.97
46.000%
No
3
18
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
31.41
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42532526
Safe Harbor QM (APOR)
      
Yes
No
$34,998.20
$26,426.15
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$24,363.44
1
$10,094.40
$3,320.04
$841.20
$276.67
          
46.279%
46.279%
46.279%
XXXX
776
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower -  | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower -  | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower -  | Primary Income - IRA Distribution]; Account Statements - 2024
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$34,998.20
  
XXXX
$0.00
4.1
DU
  
ApproveIneligible
No
No
XXXX
0
0
2
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,811,187.37
45.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
35.29
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
45972535
Safe Harbor QM (APOR)
      
Yes
No
$11,194.00
$16,302.21
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$27,492.69
1
$9,664.56
$2,787.96
$805.38
$232.33
          
39.748%
39.748%
39.748%
XXXX
767
                                                      
No
No
            
[Borrower -  | Primary Income - K-1 (< 25%)]; Other - 2024
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,194.00
  
XXXX
$0.00
1.6
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
1
0
2
0
      
No
          
Not Stated
      
11/01/2054
$1,792,566.78
66.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
67.82
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43024578
Safe Harbor QM (APOR)
      
Yes
No
$11,194.00
$12,271.25
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$27,775.52
1
$22,112.28
$8,053.44
$1,842.69
$671.12
          
38.118%
38.118%
38.118%
XXXX
791
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,194.00
  
XXXX
$0.00
2.6
LP / LPA
  
Accept/Ineligible
No
No
XXXX
1
1
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,621,977.73
79.000%
No
  
32
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
86.91
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
46667864
Safe Harbor QM (APOR)
      
Yes
No
$12,326.84
$19,603.93
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Not Employed
        
US Citizen
US Citizen
            
$18,061.59
1
$30,371.52
$1,954.08
$2,530.96
$162.84
          
46.362%
46.362%
46.362%
XXXX
800
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Non-Primary Income - IRA Distribution]; Account Statements - 2024
[Borrower -  | Primary Income - Trust Income]; Account Statements - 2024
[Borrower -  | Primary Income - Trust Income]; Other - 2024
[Borrower -  | Primary Income - Trust Income]; Trust Agreement - 2015
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$12,326.84
  
XXXX
$2,700.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
0
2
0
3
2
    
0.00
No
          
Not Stated
      
11/01/2054
$1,960,602.71
78.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
64.57
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47717764
Safe Harbor QM (APOR)
      
Yes
Yes
$2,675.00
$20,117.81
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$12,483.78
1
$21,093.60
$2,943.96
$1,757.80
$245.33
          
42.562%
42.562%
42.562%
XXXX
764
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$2,675.00
  
XXXX
$0.00
1.8
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
1
1
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$206,999.77
15.000%
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
0.32
    
No
[redacted]
[redacted]
[redacted]
[redacted]
48901953
Safe Harbor QM (APOR)
      
Yes
No
$5,735.75
$0.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$22,054.40
1
$26,874.96
$1,838.04
$2,239.58
$153.17
          
46.664%
46.664%
46.664%
XXXX
769
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,735.75
  
XXXX
$30,638.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
2
0
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$1,436,829.00
67.000%
No
13
33
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
68.49
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43300119
Safe Harbor QM (APOR)
      
Yes
No
$1,920.00
$10,508.94
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
          
US Citizen
              
$18,996.11
1
$45,875.88
$2,986.08
$3,822.99
$248.84
          
36.680%
36.680%
36.680%
XXXX
763
                                                      
No
No
            
[Borrower -  | Primary Income - Trust Income]; Account Statements - 2024
[Borrower -  | Primary Income - Trust Income]; Deposit Receipt - 2024
[Borrower -  | Primary Income - Trust Income]; Other - 2024
[Borrower -  | Primary Income - Trust Income]; Trust Agreement - 2017
[Borrower]; 4506-C - 2023
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,920.00
  
XXXX
$1,000.00
2.9
DU
  
ApproveIneligible
No
No
XXXX
0
  
0
0
1
0
    
0.00
No
          
Not Stated
      
12/01/2054
$11,751,258.30
100.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
798.43
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45925401
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$6,938.70
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
          
US Citizen
              
$24,951.46
1
$36,437.52
$2,031.96
$3,036.46
$169.33
          
40.612%
40.612%
40.612%
XXXX
803
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; WVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; WVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; Year End Summary - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Year End Summary - 2022
[Borrower -  | Primary Income - Trust Income]; Account Statements - 2024
[Borrower -  | Primary Income - Trust Income]; Other - 2024
[Borrower -  | Primary Income - Trust Income]; Trustee's Statement - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Account Transcripts - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Alternative Documentation (A)
Alt
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$7,000.00
2.6
DU
  
ApproveIneligible
No
No
XXXX
2
  
0
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$1,411,065.18
48.000%
No
8
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
38.88
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43210624
Safe Harbor QM (APOR)
      
Yes
No
$9,371.52
$7,932.93
  
XXXX
XXXX
XXXX
XXXX
No
No
Not Employed
Self-Employed
        
US Citizen
US Citizen
            
$55,857.11
1
$16,110.12
$13,518.00
$1,342.51
$1,126.50
          
29.844%
29.844%
29.844%
XXXX
761
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$9,371.52
  
XXXX
$0.00
3.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
1
2
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$413,282.35
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                  
No
20.02
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49874660
Safe Harbor QM (APOR)
      
Yes
No
$11,205.38
$16,761.14
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$14,342.58
1
$26,874.96
$4,013.88
$2,239.58
$334.49
          
49.611%
49.611%
49.611%
XXXX
787
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,205.38
  
XXXX
$5,000.00
3.8
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
1
  
1
0
3
1
    
0.00
No
          
Not Stated
      
11/01/2054
$1,998,594.05
93.000%
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
129.24
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42523264
Safe Harbor QM (APOR)
      
Yes
No
$6,590.68
$9,722.31
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
Permanent Resident Alien
Permanent Resident Alien
            
$15,332.77
1
$26,526.84
$413.04
$2,210.57
$34.42
          
46.434%
46.434%
46.434%
XXXX
786
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Other - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,590.68
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
0
2
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$641,521.35
30.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
10.81
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44042557
Safe Harbor QM (APOR)
      
Yes
No
$13,580.00
$0.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$11,856.73
1
$12,367.92
$3,516.96
$1,030.66
$293.08
          
44.167%
44.167%
44.167%
XXXX
788
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$13,580.00
  
XXXX
$27,000.00
2.6
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
1
0
3
1
    
0.00
No
          
Not Stated
      
12/01/2054
$512,506.18
28.000%
No
33
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
35.43
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40935151
Safe Harbor QM (APOR)
      
Yes
No
$21,862.30
$25,029.54
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$28,196.72
1
$6,941.28
$4,383.96
$578.44
$365.33
          
43.501%
43.501%
43.501%
XXXX
788
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$21,862.30
  
XXXX
$30,000.00
2.5
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
1
0
1
0
2
0
      
No
          
Not Stated
      
11/01/2054
$1,053,605.66
43.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
26.94
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44225498
Safe Harbor QM (APOR)
      
Yes
No
$520.25
$15,583.20
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$12,820.05
1
$6,259.80
$6,117.00
$521.65
$509.75
          
48.384%
48.384%
48.384%
XXXX
797
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$520.25
  
XXXX
$0.00
4.5
DU
  
ApproveIneligible
Yes
No
XXXX
1
1
1
0
1
1
      
No
          
Not Stated
      
11/01/2054
$277,508.57
18.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
3.38
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
47477474
Safe Harbor QM (APOR)
      
Yes
No
$24,925.98
$30,865.54
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$11,008.43
1
$10,147.32
$1,617.96
$845.61
$134.83
          
49.394%
49.394%
49.394%
XXXX
757
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$24,925.98
  
XXXX
$0.00
2.5
DU
  
ApproveIneligible
N/A
No
XXXX
1
2
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$364,459.90
24.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
11.62
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45006604
Safe Harbor QM (APOR)
      
Yes
No
$5,472.79
$11,002.35
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$12,386.73
1
$20,866.68
$2,368.08
$1,738.89
$197.34
          
44.948%
44.948%
44.948%
XXXX
800
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,472.79
  
XXXX
$1,000.00
1.4
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
0
  
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$629,970.60
50.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
33.56
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
44033379
Safe Harbor QM (APOR)
      
Yes
No
$2,340.00
$6,478.66
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$39,291.90
1
$56,993.88
$20,150.16
$4,749.49
$1,679.18
          
45.355%
45.355%
45.355%
XXXX
769
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Business License - 2007
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Business License - 2007
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,340.00
  
XXXX
$0.00
2.7
DU
  
ApproveIneligible
No
No
XXXX
2
2
2
0
2
2
      
No
          
Not Stated
      
11/01/2054
$2,663,094.44
61.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
51.51
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42848537
Safe Harbor QM (APOR)
      
Yes
No
$16,495.00
$21,845.50
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,481.27
1
$13,626.00
$1,772.16
$1,135.50
$147.68
          
38.477%
38.477%
38.477%
XXXX
783
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; VVOE - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$16,495.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$64,575.91
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
9.28
    
No
[redacted]
[redacted]
[redacted]
[redacted]
46978098
Safe Harbor QM (APOR)
      
Yes
Yes
$1,740.00
$3,456.49
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$5,385.82
1
$4,243.20
$1,059.00
$353.60
$88.25
          
47.414%
47.414%
47.414%
XXXX
783
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,740.00
  
XXXX
$16,420.45
1.0
DU
  
ApproveEligible
Yes
No
XXXX
3
  
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$146,690.95
21.000%
No
0
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
34.66
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42420386
Safe Harbor QM (APOR)
      
Yes
No
$9,505.00
$29,694.78
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$550,599.41
1
$29,424.60
$17,883.00
$2,452.05
$1,490.25
          
7.029%
7.029%
7.029%
XXXX
787
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$9,505.00
  
XXXX
$0.00
5.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$6,601,481.56
100.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
176.38
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45938519
Safe Harbor QM (APOR)
      
Yes
Yes
$11,740.60
$13,476.38
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$4,950.07
1
$5,949.72
$6,373.08
$495.81
$531.09
          
49.460%
49.460%
49.460%
XXXX
760
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,740.60
  
XXXX
$3,000.00
1.6
DU
  
ApproveEligible
N/A
No
XXXX
0
  
2
0
2
2
      
No
          
Not Stated
      
11/01/2054
$250,252.46
32.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
10.13
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44390514
Safe Harbor QM (APOR)
      
Yes
No
$10,840.90
$17,659.08
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$12,646.35
1
$35,648.40
$1,950.00
$2,970.70
$162.50
          
49.415%
49.415%
49.415%
XXXX
781
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$10,840.90
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$1,416,962.67
49.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
26.21
    
No
[redacted]
[redacted]
[redacted]
[redacted]
40014755
Safe Harbor QM (APOR)
      
Yes
Yes
$11,315.50
$14,617.62
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$61,734.31
1
$8,013.96
$0.00
$667.83
$0.00
          
18.590%
18.590%
18.590%
XXXX
807
                                                      
No
No
          
Borrower Prepared
[Borrower -  | Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$11,315.50
  
XXXX
$0.00
2.8
DU
  
ApproveEligible
No
No
XXXX
1
  
1
0
2
0
    
9.07
No
          
Not Stated
      
12/01/2054
$852,318.09
100.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
151.66
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41117370
Safe Harbor QM (APOR)
      
Yes
No
$6,845.28
$11,653.78
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$22,371.80
1
$30,904.32
$1,890.96
$2,575.36
$157.58
          
42.674%
42.674%
42.674%
XXXX
792
                                                      
No
No
            
[Borrower -  | Primary Income - Social Security]; 1099-SSA - 2023
[Coborrower(s) -  | Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$6,845.28
  
XXXX
$1,850.00
3.0
LP / LPA
  
Accept/Ineligible
No
No
XXXX
0
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$2,532,585.12
88.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
103.65
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49312659
Safe Harbor QM (APOR)
      
Yes
Yes
$16,607.45
$183.65
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$6,540.95
1
$10,749.96
$1,181.04
$895.83
$98.42
          
46.771%
46.771%
46.771%
XXXX
779
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$16,607.45
  
XXXX
$342,500.00
2.2
DU
  
ApproveEligible
Yes
No
XXXX
0
  
2
0
4
2
    
0.00
No
          
Not Stated
      
11/01/2054
$196,975.06
18.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
11.24
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
40687978
Safe Harbor QM (APOR)
      
Yes
No
$22,594.70
$24,833.25
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$27,113.33
1
$24,444.96
$1,029.00
$2,037.08
$85.75
          
39.116%
39.116%
39.116%
XXXX
804
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$22,594.70
  
XXXX
$22,952.36
2.3
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$534,838.53
35.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
23.19
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46168043
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$7,910.15
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
Permanent Resident Alien
            
$12,160.22
1
$23,277.36
$937.20
$1,939.78
$78.10
          
46.856%
46.856%
46.856%
XXXX
784
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; CPA Letter - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
0
2
0
2
2
    
0.00
No
          
Not Stated
      
12/01/2054
$561,185.25
34.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
            
Resident Alien Card
      
16.19
    
No
[redacted]
[redacted]
[redacted]
[redacted]
49010244
Safe Harbor QM (APOR)
      
Yes
No
$18,505.00
$20,508.60
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$19,046.77
1
$37,314.60
$8,037.00
$3,109.55
$669.75
          
45.761%
45.761%
45.761%
XXXX
784
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$18,505.00
  
XXXX
$7,399.00
  
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$832,414.86
41.000%
No
32
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
28.24
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45937902
Safe Harbor QM (APOR)
      
Yes
Yes
$7,748.20
$9,751.66
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$48,707.15
1
$11,584.08
$4,723.68
$965.34
$393.64
          
32.078%
32.078%
32.078%
XXXX
754
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$7,748.20
  
XXXX
$5,000.00
1.7
DU
  
ApproveEligible
Yes
No
XXXX
0
0
0
0
2
2
    
0.00
No
          
Not Stated
      
12/01/2054
$247,508.00
33.000%
No
32
32
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
5.9
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
40122804
Safe Harbor QM (APOR)
      
Yes
Yes
$1,920.00
$8,198.02
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
          
US Citizen
              
$9,036.60
1
$9,999.96
$4,125.00
$833.33
$343.75
          
42.057%
42.057%
42.057%
XXXX
804
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Social Security]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower -  | Primary Income - Pension]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Pension]; Account Statements - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$1,920.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
N/A
No
XXXX
0
  
2
0
2
2
    
0.00
No
          
Not Stated
      
01/01/2055
$2,166,343.05
100.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
  
FICO Risk Score Classic 04
                          
369.91
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46057349
Safe Harbor QM (APOR)
      
Yes
No
$10,196.06
$34,641.11
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$48,823.33
1
$43,316.04
$9,679.08
$3,609.67
$806.59
          
41.770%
41.770%
41.770%
XXXX
783
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$10,196.06
  
XXXX
$50,000.00
3.1
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
3
0
    
0.00
No
          
Not Stated
      
12/01/2054
$2,216,809.46
56.000%
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
60.81
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43912267
Safe Harbor QM (APOR)
      
Yes
Yes
$2,170.00
$476.17
  
XXXX
XXXX
XXXX
XXXX
No
Yes
Employed
Self-Employed
        
US Citizen
US Citizen
            
$24,140.35
1
$9,833.88
$1,128.96
$819.49
$94.08
          
38.787%
38.787%
38.787%
XXXX
727
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Coborrower(s) -  | Non-Primary Income - Partnership (>= 25%)]; Other - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
1
0
0
    
XXXX
$2,170.00
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
1
1
1
0
1
1
    
0.00
No
          
Not Stated
      
11/01/2054
$702,626.09
  
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
  
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
107.72
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46544301
Safe Harbor QM (APOR)
      
Yes
No
$0.00
$3,505.02
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$44,167.72
1
$13,736.40
$7,338.00
$1,144.70
$611.50
          
23.536%
23.536%
23.536%
XXXX
780
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
    
XXXX
$0.00
3.2
DU
  
ApproveIneligible
No
No
XXXX
2
1
1
0
2
1
    
0.00
No
          
Not Stated
      
12/01/2054
$53,134.29
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
5.86
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42247653
Safe Harbor QM (APOR)
      
Yes
No
$2,296.44
$15,683.34
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$24,001.75
1
$54,372.48
$1,535.04
$4,531.04
$127.92
          
46.401%
46.401%
46.401%
XXXX
817
                                                      
No
No
            
[Borrower -  | Primary Income - K-1 (< 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$2,296.44
  
XXXX
$40,000.00
1.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
1
0
2
0
      
No
          
Not Stated
      
12/01/2054
$2,058,805.88
52.000%
No
        
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
22.85
    
No
[redacted]
[redacted]
[redacted]
[redacted]
40294103
Safe Harbor QM (APOR)
      
Yes
No
$13,195.00
$18,145.72
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$27,696.34
1
$6,557.52
$5,954.04
$546.46
$496.17
          
42.610%
42.610%
42.610%
XXXX
777
                                                      
No
No
            
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$13,195.00
  
XXXX
$25,000.00
1.6
DU
  
ApproveIneligible
N/A
No
XXXX
2
1
2
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$751,026.55
47.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
37.57
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40869897
Safe Harbor QM (APOR)
      
Yes
No
$18,680.80
$22,682.00
  
XXXX
XXXX
XXXX
XXXX
No
Yes
Non-Employment Income
Self-Employed
        
US Citizen
US Citizen
            
$87,055.42
1
$4,904.76
$3,074.16
$408.73
$256.18
          
17.483%
17.483%
17.483%
XXXX
749
                                                      
No
No
            
[Borrower -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower -  | Primary Income - Social Security]; 1099-SSA - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Other - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Tax Return Extension - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Retirement Income - Fully Verified
                              
0
0
0
    
XXXX
$18,680.80
  
XXXX
$0.00
1.1
DU
  
ApproveIneligible
Yes
No
XXXX
0
2
2
0
2
2
    
0.00
No
          
Not Stated
      
01/01/2055
$686,497.49
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
99.13
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45808869
Safe Harbor QM (APOR)
      
Yes
No
$19,626.88
$34,031.14
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$13,914.74
1
$16,945.80
$8,159.04
$1,412.15
$679.92
          
49.833%
49.833%
49.833%
XXXX
742
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; CPA Letter - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$19,626.88
  
XXXX
$0.00
4.0
LP / LPA
  
Accept/Ineligible
No
No
XXXX
0
0
1
0
3
0
      
No
          
Not Stated
      
12/01/2054
$65,033.35
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
6.68
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42749693
Safe Harbor QM (APOR)
      
Yes
No
$12,787.00
$20,383.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$27,142.34
1
$21,364.08
$4,280.52
$1,780.34
$356.71
          
35.789%
35.789%
35.789%
XXXX
777
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$12,787.00
  
XXXX
$6,500.00
2.1
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$1,021,524.96
64.000%
No
34
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
58.48
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43379689
Safe Harbor QM (APOR)
      
Yes
No
$6,194.95
$16,065.58
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$13,655.96
1
$17,299.80
$2,711.16
$1,441.65
$225.93
          
47.511%
47.511%
47.511%
XXXX
808
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,194.95
  
XXXX
$5,000.00
1.3
DU
  
ApproveIneligible
Yes
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$434,444.48
32.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac
Beacon 5.0
FICO Risk Score Classic 04
                    
17.04
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42025658
Safe Harbor QM (APOR)
      
Yes
Yes
$5,361.80
$9,814.27
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Not Employed
        
US Citizen
US Citizen
            
$13,730.87
1
$6,155.88
$3,100.56
$512.99
$258.38
          
48.833%
48.833%
48.833%
XXXX
804
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2024
[Borrower -  | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower -  | Non-Primary Income - Interest / Dividends]; Other - 2024
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,361.80
  
XXXX
$4,000.00
3.7
DU
  
ApproveEligible
No
No
XXXX
0
0
2
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$2,504,546.55
100.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
314.8
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43594795
Safe Harbor QM (APOR)
      
Yes
No
$10,009.80
$17,281.07
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$34,343.73
1
$15,381.48
$4,655.52
$1,281.79
$387.96
          
26.978%
26.978%
26.978%
XXXX
798
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$10,009.80
  
XXXX
$2,516.28
1.2
DU
  
ApproveIneligible
Yes
No
XXXX
1
  
1
0
2
0
      
No
          
Not Stated
      
01/01/2055
$537,726.83
33.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
6.81
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47127923
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$6,194.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Not Employed
Employed
        
US Citizen
US Citizen
            
$11,982.76
1
$15,096.00
$1,980.00
$1,258.00
$165.00
          
47.712%
47.712%
47.712%
XXXX
787
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
0
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$691,227.96
49.000%
No
  
5
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
30.35
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41674692
Safe Harbor QM (APOR)
      
Yes
No
$1,590.00
$8,277.95
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$12,911.81
1
$15,278.88
$12,520.92
$1,273.24
$1,043.41
          
49.978%
49.978%
49.978%
XXXX
753
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,590.00
  
XXXX
$0.00
4.2
DU
  
ApproveIneligible
N/A
No
XXXX
1
  
1
0
3
1
      
No
          
Not Stated
      
01/01/2055
$175,331.22
  
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                        
No
13.98
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
40513085
Safe Harbor QM (APOR)
      
Yes
No
$25,820.80
$17,927.72
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$196,762.15
1
$5,502.48
$3,964.44
$458.54
$330.37
          
10.144%
10.144%
10.144%
XXXX
789
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$25,820.80
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
1
0
2
0
      
No
          
Not Stated
      
12/01/2054
$637,726.66
40.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
27.68
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42149823
Safe Harbor QM (APOR)
      
Yes
No
$1,780.00
$19,294.08
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
          
US Citizen
              
$20,511.19
1
$7,936.68
$0.00
$661.39
$0.00
          
39.244%
39.244%
39.244%
XXXX
772
                                                      
No
No
            
[Borrower -  | Primary Income - Trust Income]; Other - 2024
[Borrower -  | Primary Income - Trust Income]; Other - 2023
[Borrower -  | Primary Income - Trust Income]; Trust Agreement - 2020
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
Other Documentation (O)
Asset Depletion
                              
0
0
0
    
XXXX
$1,780.00
  
XXXX
$0.00
3.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
  
2
0
2
2
    
0.00
No
          
Not Stated
      
12/01/2054
$8,095,219.54
100.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
597.34
    
No
[redacted]
[redacted]
[redacted]
[redacted]
41866173
Safe Harbor QM (APOR)
      
Yes
No
$1,995.00
$8,191.28
  
XXXX
XXXX
XXXX
XXXX
No
Yes
Employed
Employed
        
US Citizen
US Citizen
            
$24,535.60
1
$18,500.04
$893.04
$1,541.67
$74.42
          
47.755%
47.755%
47.755%
XXXX
762
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,995.00
  
XXXX
$10,000.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
1
1
1
0
2
1
    
0.00
No
          
Not Stated
      
12/01/2054
$405,992.36
27.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
35.79
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47238738
Safe Harbor QM (APOR)
      
Yes
Yes
$1,640.00
$1,391.36
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Non-Permanent Resident Alien
      
XXXX
      
$9,757.96
1
$26,609.28
$2,137.20
$2,217.44
$178.10
          
49.559%
49.559%
49.559%
XXXX
756
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Restricted Stock Agreement - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Vesting Schedule - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
No
No
XXXX
1
  
0
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$382,705.71
19.000%
No
12
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                
VISA
        
34.22
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45804499
Safe Harbor QM (APOR)
      
Yes
Yes
$1,740.00
$5,265.40
  
XXXX
XXXX
XXXX
XXXX
No
Yes
Employed
Non-Employment Income
        
US Citizen
US Citizen
            
$16,701.16
1
$17,992.68
$1,247.04
$1,499.39
$103.92
          
45.750%
45.750%
45.750%
XXXX
708
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Non-Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Pension]; Award Letter / Continuance Letter - 2024
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,740.00
  
XXXX
$0.00
1.7
DU
  
ApproveEligible
Yes
No
XXXX
0
2
0
0
2
2
    
0.00
No
          
Not Stated
      
12/01/2054
$1,924,516.46
100.000%
No
2
9
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
183.04
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
45065547
Safe Harbor QM (APOR)
      
Yes
No
$5,324.25
$16,183.99
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$10,387.52
1
$20,184.60
$4,125.00
$1,682.05
$343.75
          
48.787%
48.787%
48.787%
XXXX
761
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,324.25
  
XXXX
$5,000.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$536,579.15
33.000%
No
34
      
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
15.52
    
No
[redacted]
[redacted]
[redacted]
[redacted]
40331349
Safe Harbor QM (APOR)
      
Yes
Yes
$1,195.00
$9,412.10
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$18,914.31
1
$18,577.20
$2,655.00
$1,548.10
$221.25
          
29.716%
29.716%
29.716%
XXXX
787
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,195.00
  
XXXX
$15,000.00
1.0
DU
  
ApproveEligible
N/A
No
XXXX
1
1
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$782,526.25
44.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
22.9
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42243255
Safe Harbor QM (APOR)
      
Yes
No
$21,530.00
$30,389.62
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,730.22
1
$20,691.84
$3,389.04
$1,724.32
$282.42
          
48.910%
48.910%
48.910%
XXXX
768
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2023
[Coborrower(s) -  | Non-Primary Income - K-1 (< 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$21,530.00
  
XXXX
$6,094.63
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
0
2
0
3
2
    
0.00
No
          
Not Stated
      
01/01/2055
$1,293,147.78
45.000%
No
33
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
27.41
    
No
[redacted]
[redacted]
[redacted]
[redacted]
49915055
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$15,814.20
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
Permanent Resident Alien
Permanent Resident Alien
            
$18,953.12
1
$30,044.16
$2,100.12
$2,503.68
$175.01
          
49.453%
49.453%
49.453%
XXXX
804
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Restricted Stock Agreement - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
No
No
XXXX
2
0
2
0
3
2
    
0.00
No
          
Not Stated
      
01/01/2055
$1,028,002.54
39.000%
No
34
3
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
20.07
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48618730
Safe Harbor QM (APOR)
      
Yes
No
$1,670.00
$18,613.44
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$21,264.74
1
$8,696.04
$9,122.04
$724.67
$760.17
          
43.277%
43.277%
43.277%
XXXX
756
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,670.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
  
2
0
2
2
      
No
          
Not Stated
      
12/01/2054
$608,413.36
49.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
37.7
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
42702732
Safe Harbor QM (APOR)
      
Yes
No
$1,495.00
$20,135.42
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
Self-Employed
        
US Citizen
US Citizen
            
$13,420.93
1
$29,589.60
$4,875.00
$2,465.80
$406.25
          
49.747%
49.747%
49.747%
XXXX
734
                                                      
No
No
          
Borrower Prepared
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,495.00
  
XXXX
$6,000.00
2.5
DU
  
ApproveIneligible
N/A
No
XXXX
0
0
2
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$774,824.20
43.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
26.7
    
No
[redacted]
[redacted]
[redacted]
[redacted]
41261761
Safe Harbor QM (APOR)
      
Yes
No
$6,194.81
$12,919.90
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$15,402.16
1
$18,984.00
$2,157.96
$1,582.00
$179.83
          
44.052%
44.052%
44.052%
XXXX
734
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,194.81
  
XXXX
$0.00
2.2
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
2
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$913,532.59
52.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
23.41
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43610231
Safe Harbor QM (APOR)
      
Yes
No
$5,086.21
$15,944.65
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$10,988.20
1
$15,300.00
$2,107.68
$1,275.00
$175.64
          
49.342%
49.342%
49.342%
XXXX
703
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$5,086.21
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
2
0
2
1
    
0.00
No
          
Not Stated
      
12/01/2054
$413,002.14
35.000%
No
34
34
    
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
26.24
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41344405
Safe Harbor QM (APOR)
      
Yes
Yes
$14,280.00
$18,062.10
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$49,725.71
1
$3,262.68
$1,397.76
$271.89
$116.48
          
28.342%
28.342%
28.342%
XXXX
761
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$14,280.00
  
XXXX
$20,000.00
2.2
DU
  
ApproveEligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$228,481.89
29.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                    
13.52
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48626446
Safe Harbor QM (APOR)
      
Yes
No
$6,095.38
$11,755.57
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$8,321.11
1
$10,176.96
$882.00
$848.08
$73.50
          
48.635%
48.635%
48.635%
XXXX
783
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$6,095.38
  
XXXX
$10,076.88
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$511,720.70
36.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
16.41
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42197621
Safe Harbor QM (APOR)
      
Yes
No
$11,194.00
$14,145.41
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$30,653.85
1
$19,538.28
$6,110.04
$1,628.19
$509.17
          
46.071%
46.071%
46.071%
XXXX
797
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$11,194.00
  
XXXX
$0.00
4.8
LP / LPA
  
Accept/Ineligible
No
No
XXXX
2
  
1
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$632,489.10
34.000%
No
34
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
26.85
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47376881
Higher Priced QM (APOR)
      
Yes
Yes
$3,306.94
$5,064.03
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$22,046.16
1
$3,285.48
$603.00
$273.79
$50.25
          
45.863%
45.863%
45.863%
XXXX
718
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$3,306.94
  
XXXX
$1,000.00
  
LP / LPA
  
Accept/Eligible
No
No
XXXX
0
0
1
0
3
2
    
0.00
No
          
Not Stated
      
09/01/2054
$136,181.33
28.000%
No
29
      
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
7.39
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
40498417
Safe Harbor QM (APOR)
      
Yes
No
$0.00
$5,470.15
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$22,214.97
1
$18,255.12
$11,628.00
$1,521.26
$969.00
          
37.262%
37.262%
37.262%
XXXX
747
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
    
XXXX
$0.00
2.6
DU
  
ApproveIneligible
N/A
No
XXXX
3
2
0
0
3
0
    
0.00
No
          
Not Stated
      
11/01/2054
$333,560.86
  
No
32
29
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                  
No
28.66
    
No
[redacted]
[redacted]
[redacted]
[redacted]
49513560
Safe Harbor QM (APOR)
      
Yes
No
$13,818.67
$16,246.77
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$17,504.56
1
$12,871.32
$1,046.16
$1,072.61
$87.18
          
33.648%
33.648%
33.648%
XXXX
772
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$13,818.67
  
XXXX
$90,000.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$252,052.49
24.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
17.82
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
49897284
Safe Harbor QM (APOR)
      
Yes
No
$1,995.00
$6,194.05
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$42,929.76
1
$25,857.00
$1,130.64
$2,154.75
$94.22
          
22.533%
22.533%
22.533%
XXXX
737
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,995.00
  
XXXX
$5,000.00
  
LP / LPA
  
Accept/Ineligible
No
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,367,427.40
63.000%
No
1
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
152.47
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
45489261
Safe Harbor QM (APOR)
      
Yes
No
$1,801.60
$8,405.36
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$13,341.24
1
$24,680.04
$4,893.48
$2,056.67
$407.79
          
49.700%
49.700%
49.700%
XXXX
792
                                                      
No
No
          
Borrower Prepared
[Borrower -  | Primary Income - Sole Proprietor]; CPA Letter - 2024
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; CPA Letter - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,801.60
  
XXXX
$10,000.00
3.6
DU
  
ApproveIneligible
Yes
No
XXXX
0
  
2
0
2
2
    
8.97
No
          
Not Stated
      
01/01/2055
$1,157,351.01
55.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
24.59
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
44962118
Safe Harbor QM (APOR)
      
Yes
No
$1,640.00
$12,904.48
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$46,316.50
1
$48,143.76
$9,246.96
$4,011.98
$770.58
          
31.127%
31.127%
31.127%
XXXX
802
                                                      
No
No
            
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Account Transcripts - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,640.00
  
XXXX
$0.00
3.5
DU
  
ApproveIneligible
No
No
XXXX
0
  
1
0
3
1
      
No
          
Not Stated
      
01/01/2055
$617,584.63
25.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
6.3
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42786128
Safe Harbor QM (APOR)
      
Yes
No
$1,978.04
$7,615.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$16,316.00
1
$5,220.60
$1,815.00
$435.05
$151.25
          
41.512%
41.512%
41.512%
XXXX
810
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,978.04
  
XXXX
$0.00
1.7
DU
  
ApproveIneligible
Yes
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$722,978.86
41.000%
No
34
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
18.53
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43832541
Safe Harbor QM (APOR)
      
Yes
Yes
$5,678.40
$9,979.46
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$5,788.87
1
$4,979.40
$3,014.52
$414.95
$251.21
          
49.843%
49.843%
49.843%
XXXX
746
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Business License - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$5,678.40
  
XXXX
$5,000.00
3.1
DU
  
ApproveEligible
Yes
No
XXXX
2
0
1
0
3
1
    
0.00
No
          
Not Stated
      
11/01/2054
$114,564.97
41.000%
No
31
      
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
23.61
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42649566
Safe Harbor QM (APOR)
      
Yes
No
$12,380.00
$0.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$10,780.43
1
$9,047.64
$2,622.00
$753.97
$218.50
          
46.982%
46.982%
46.982%
XXXX
787
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$12,380.00
  
XXXX
$26,000.00
1.0
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
2
  
2
0
4
2
    
0.00
No
          
Not Stated
      
01/01/2055
$200,448.64
15.000%
No
35
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                          
28.47
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41343290
Safe Harbor QM (APOR)
      
Yes
No
$10,274.11
$13,875.79
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$12,687.76
1
$5,157.24
$1,634.04
$429.77
$136.17
          
47.673%
47.673%
47.673%
XXXX
779
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 1065 - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - Partnership (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Tax Return Extension - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$10,274.11
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
1
2
2
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$364,121.80
26.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
6.03
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
42980815
Safe Harbor QM (APOR)
      
Yes
Yes
$1,723.00
$3,257.76
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$8,051.79
1
$3,741.96
$1,218.00
$311.83
$101.50
          
40.729%
40.729%
40.729%
XXXX
786
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$1,723.00
  
XXXX
$0.00
3.3
LP / LPA
  
Accept/Eligible
No
No
XXXX
1
2
0
0
3
0
    
0.00
No
          
Not Stated
      
01/01/2055
$135,455.68
29.000%
No
34
34
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
7.22
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45430443
Safe Harbor QM (APOR)
      
Yes
No
$43,498.38
$65,448.66
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$10,988.49
1
$21,903.60
$1,351.08
$1,825.30
$112.59
          
49.991%
49.991%
49.991%
XXXX
778
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$43,498.38
  
XXXX
$0.00
1.0
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
2
  
0
0
3
0
    
0.00
No
          
Not Stated
      
01/01/2055
$374,695.76
  
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                        
No
25.77
    
No
[redacted]
[redacted]
[redacted]
[redacted]
43504363
Safe Harbor QM (APOR)
      
Yes
No
$1,925.25
$15,365.61
  
XXXX
XXXX
XXXX
XXXX
No
No
Not Employed
Employed
        
US Citizen
US Citizen
            
$11,987.84
1
$12,658.68
$5,763.84
$1,054.89
$480.32
          
47.067%
47.067%
47.067%
XXXX
797
                                                      
No
No
            
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2023
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2024
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2023
[Coborrower(s) -  | Non-Primary Income - Interest / Dividends]; Account Statements - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2024
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
WVOE
                              
0
0
0
    
XXXX
$1,925.25
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
0
0
1
0
3
0
    
0.00
No
          
Not Stated
      
01/01/2055
$1,052,077.46
70.000%
No
  
34
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
71.33
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
49587103
Safe Harbor QM (APOR)
      
Yes
Yes
$6,194.58
$12,351.89
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Non-Permanent Resident Alien
      
XXXX
      
$7,752.39
1
$14,052.60
$1,457.88
$1,171.05
$121.49
          
49.985%
49.985%
49.985%
XXXX
728
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$6,194.58
  
XXXX
$0.00
1.0
DU
  
ApproveEligible
Yes
No
XXXX
1
  
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$105,613.37
9.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
Yes
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                
VISA
        
2.93
    
No
[redacted]
[redacted]
[redacted]
[redacted]
49459659
Safe Harbor QM (APOR)
      
Yes
No
$3,323.20
$8,307.43
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Self-Employed
        
US Citizen
US Citizen
            
$12,941.82
1
$6,150.24
$4,750.80
$512.52
$395.90
          
37.144%
37.144%
37.144%
XXXX
789
                                                      
No
No
            
[Borrower -  | Non-Primary Income - Farming]; 1040 - Schedule F - 2023
[Borrower -  | Non-Primary Income - Farming]; 1040 - Schedule F - 2022
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Employer Letter - 2024
[Borrower -  | Primary Income - Wages]; Leave and Earnings Statement (LES) - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Coborrower(s) -  | Primary Income - S-Corp (>= 25%)]; W-2 Transcript - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$3,323.20
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
Yes
No
XXXX
2
2
2
0
3
2
    
0.00
No
          
Not Stated
      
01/01/2055
$347,154.54
26.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
23.05
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
41871449
Safe Harbor QM (APOR)
      
Yes
No
$11,046.50
$15,849.59
  
XXXX
XXXX
XXXX
XXXX
No
Yes
Employed
Employed
Employed
  
0.36
  
US Citizen
US Citizen
US Citizen
          
$12,324.50
1
$11,535.72
$1,626.00
$961.31
$135.50
          
49.441%
49.441%
49.441%
XXXX
722
764
779
754
                                    
Level 3-Stated/Partially Verified
  
Level 5-Stated/Verified as defined
Level 3-Stated/Verified as defined
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$11,046.50
  
XXXX
$0.00
1.3
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
0
0
3
0
    
0.00
No
          
Not Stated
      
01/01/2055
$71,464.46
  
No
32
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
            
No
9.44
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40905740
Safe Harbor QM (APOR)
      
Yes
No
$2,798.00
$4,297.76
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$12,096.69
1
$14,556.60
$5,126.76
$1,213.05
$427.23
          
45.222%
45.222%
45.222%
XXXX
770
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$2,798.00
  
XXXX
$243,000.00
3.6
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
0
  
0
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$520,566.06
33.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
FICO II
Beacon 5.0
FICO Risk Score Classic 04
                          
2.11
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48434401
Safe Harbor QM (APOR)
      
Yes
No
$15,020.80
$5,238.26
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$18,971.34
1
$6,101.16
$3,051.60
$508.43
$254.30
          
36.603%
36.603%
36.603%
XXXX
795
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; Employer Letter - 2022
[Borrower -  | Primary Income - Wages]; Employer Letter - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Non-Primary Income - Pension]; D1C Income Verification Report - 2024
[Borrower -  | Non-Primary Income - Pension]; Paystubs - 2024
[Borrower -  | Non-Primary Income - VA Service Related Disability]; D1C Income Verification Report - 2024
[Borrower -  | Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$15,020.80
  
XXXX
$365,000.00
1.8
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
1
0
2
2
    
0.00
No
          
Not Stated
      
10/01/2054
$905,600.33
52.000%
No
1
32
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
98.33
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
40098225
Safe Harbor QM (APOR)
      
Yes
No
$0.00
$6,853.00
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$44,088.02
1
$23,880.12
$10,097.04
$1,990.01
$841.42
          
31.729%
31.729%
31.729%
XXXX
795
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
    
XXXX
$0.00
3.5
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$408,213.84
  
No
31
      
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
22.95
    
No
[redacted]
[redacted]
[redacted]
[redacted]
49255720
Safe Harbor QM (APOR)
      
Yes
No
$1,342.00
$3,451.28
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$14,573.37
1
$33,254.64
$6,888.96
$2,771.22
$574.08
          
41.394%
41.394%
41.394%
XXXX
754
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2020
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$1,342.00
  
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
3
2
0
0
4
0
    
0.00
No
          
Not Stated
      
11/01/2054
$558,920.38
43.000%
No
33
21
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
9.8
    
No
[redacted]
[redacted]
[redacted]
[redacted]
48005845
Safe Harbor QM (APOR)
      
Yes
No
$10,690.00
$18,823.62
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$24,199.21
1
$20,120.64
$3,654.96
$1,676.72
$304.58
          
30.859%
30.859%
30.859%
XXXX
760
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
Full Doc 1yr - AUS
                              
0
0
0
    
XXXX
$10,690.00
  
XXXX
$0.00
3.5
DU
  
ApproveIneligible
N/A
No
XXXX
1
1
2
0
3
2
    
0.00
No
          
Not Stated
      
11/01/2054
$964,436.39
54.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
10.91
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
43599066
Safe Harbor QM (APOR)
      
Yes
No
$15,494.89
$17,627.80
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$15,991.14
1
$16,562.40
$4,707.00
$1,380.20
$392.25
          
38.645%
38.645%
38.645%
XXXX
763
                                                      
No
No
          
Borrower Prepared
[Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Balance Sheet - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Other - 2024
[Borrower -  | Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower -  | Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; Balance Sheet - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; P&L Statement - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower]; 1040 - 2023
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$15,494.89
  
XXXX
$0.00
1.7
DU
  
ApproveIneligible
N/A
No
XXXX
0
  
2
0
3
2
    
9.10
No
          
Not Stated
      
11/01/2054
$194,089.12
13.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
29.78
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
48124249
Safe Harbor QM (APOR)
      
Yes
No
$4,100.00
$8,105.90
  
XXXX
XXXX
XXXX
XXXX
No
No
Self-Employed
          
US Citizen
              
$121,794.77
1
$9,579.24
$3,567.00
$798.27
$297.25
          
11.939%
11.939%
11.939%
XXXX
795
                                                      
No
No
            
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Account Statements - Business - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2022
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Other - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 1040-ES - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2023
[Borrower -  | Non-Primary Income - S-Corp (>= 25%)]; 4506-C (for Business) - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$4,100.00
  
XXXX
$5,000.00
3.7
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
2
0
2
2
      
No
          
Not Stated
      
12/01/2054
$31,746.34
2.000%
No
        
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
4.25
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
44105873
Safe Harbor QM (APOR)
      
Yes
No
$23,004.05
$24,050.67
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$22,209.22
1
$26,268.48
$5,226.96
$2,189.04
$435.58
          
41.848%
41.848%
41.848%
XXXX
707
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Non-Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Wages]; Other - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Non-Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$23,004.05
  
XXXX
$3,000.00
1.6
DU
  
ApproveIneligible
No
No
XXXX
2
  
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$311,084.17
22.000%
No
8
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                
Resident Alien Card
        
7.69
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
41073771
Safe Harbor QM (APOR)
      
Yes
Yes
$8,626.84
$12,845.36
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
Employed
  
11.37
  
US Citizen
US Citizen
US Citizen
          
$17,622.27
1
$285.60
$2,177.04
$23.80
$181.42
          
44.139%
44.139%
44.139%
XXXX
775
775
785
763
                                    
Level 3-Stated/Partially Verified
  
Level 5-Stated/Verified as defined
Level 3-Stated/Verified as defined
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; Paystubs - 2021
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2021
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$8,626.84
  
XXXX
$0.00
  
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
3
3
3
0
4
3
    
0.00
No
          
Not Stated
      
11/01/2054
$93,588.42
  
No
32
32
32
  
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
Individual
Individual
                
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
            
No
46.65
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47110411
Safe Harbor QM (APOR)
      
Yes
No
$371.01
$889.51
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$9,044.75
1
$5,700.48
$1,694.64
$475.04
$141.22
          
47.782%
47.782%
47.782%
XXXX
720
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2020
[Borrower]; 4506-C - 2020
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$371.01
  
XXXX
$0.00
4.1
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
0
0
4
0
    
0.00
No
          
Not Stated
      
11/01/2054
$572,232.00
39.000%
No
34
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                          
26.77
    
No
[redacted]
[redacted]
[redacted]
[redacted]
48718625
Safe Harbor QM (APOR)
      
Yes
No
$8,188.74
$12,994.35
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$17,411.14
1
$3,725.64
$2,046.00
$310.47
$170.50
          
43.267%
43.267%
43.267%
XXXX
802
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 4506-C - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$8,188.74
  
XXXX
$9,300.00
3.0
DU
  
ApproveIneligible
N/A
No
XXXX
1
2
2
0
3
2
    
0.00
No
          
Not Stated
      
12/01/2054
$803,180.31
63.000%
No
14
34
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
67.54
  
Yes
No
[redacted]
[redacted]
[redacted]
[redacted]
45829051
Safe Harbor QM (APOR)
      
Yes
No
$0.00
    
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$14,585.00
1
$24,188.16
$1,089.96
$2,015.68
$90.83
          
41.856%
41.856%
41.856%
XXXX
743
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2021
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1040 - 2021
[Borrower]; 4506-C - 2021
[Borrower]; Transcripts (1040) - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1040 - 2021
[Coborrower]; 4506-C - 2021
[Coborrower]; Transcripts (1040) - 2021
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
    
XXXX
$0.00
1.0
DU
  
ApproveIneligible
N/A
No
XXXX
3
0
3
0
3
3
    
0.00
No
          
Not Stated
      
12/01/2054
$1,088,591.30
46.000%
No
38
26
    
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Beacon 5.0
FICO Risk Score Classic 04
                    
5.11
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44189165
Safe Harbor QM (APOR)
      
Yes
No
$23,139.00
$28,484.52
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
Permanent Resident Alien
Permanent Resident Alien
            
$35,499.29
1
$22,825.08
$9,563.52
$1,902.09
$796.96
          
25.495%
25.495%
25.495%
XXXX
791
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$23,139.00
  
XXXX
$0.00
3.4
DU
  
ApproveIneligible
N/A
No
XXXX
2
2
0
0
2
0
    
0.00
No
          
Not Stated
      
12/01/2054
$718,708.09
36.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
          
Resident Alien Card
Resident Alien Card
      
7.02
    
No
[redacted]
[redacted]
[redacted]
[redacted]
45655141
Safe Harbor QM (APOR)
      
Yes
Yes
$3,031.63
$8,809.32
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
US Citizen
              
$5,963.73
1
$4,166.88
$624.00
$347.24
$52.00
          
44.327%
44.327%
44.327%
XXXX
794
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
    
XXXX
$3,031.63
  
XXXX
$0.00
  
LP / LPA
  
Accept/Eligible
Yes
No
XXXX
0
  
1
0
3
0
    
0.00
No
          
Not Stated
      
12/01/2054
$230,027.47
  
No
33
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                        
No
110.49
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
46654681
Safe Harbor QM (APOR)
      
Yes
No
$23,548.57
$28,979.03
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$7,593.84
1
$17,199.72
$3,006.00
$1,433.31
$250.50
          
49.955%
49.955%
49.955%
XXXX
779
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Account Statements - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Restricted Stock Agreement - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$23,548.57
  
XXXX
$0.00
2.0
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
3
0
    
0.00
No
          
Not Stated
      
12/01/2054
$500,341.06
33.000%
No
34
      
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
60.16
    
No
[redacted]
[redacted]
[redacted]
[redacted]
42746573
Safe Harbor QM (APOR)
      
Yes
Yes
$2,639.44
$5,671.64
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$23,465.53
1
$2,997.00
$2,393.04
$249.75
$199.42
          
22.701%
22.701%
22.701%
XXXX
788
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2023
[Borrower -  | Primary Income - Wages]; W-2 Transcript - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2021
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,639.44
  
XXXX
$0.00
  
DU
  
ApproveEligible
N/A
No
XXXX
2
0
0
0
3
0
    
0.00
No
          
Not Stated
      
01/01/2055
$524,941.49
52.000%
No
34
      
Yes
Commitment
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
31.18
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
44474375
Safe Harbor QM (APOR)
      
Yes
No
$16,995.00
$11,080.33
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$45,370.30
1
$15,000.00
$3,536.16
$1,250.00
$294.68
          
28.564%
28.564%
28.564%
XXXX
751
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; Paystubs - 2022
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 4506-C - 2022
Full Documentation (F)
2yr Full Doc
                              
0
0
0
No
  
XXXX
$16,995.00
  
XXXX
$0.00
1.9
DU
  
ApproveIneligible
N/A
No
XXXX
2
0
0
0
2
0
    
0.00
No
          
Not Stated
      
11/01/2054
$303,769.29
25.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                    
4.17
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
43709937
Safe Harbor QM (APOR)
      
Yes
No
$1,301.30
$3,761.33
  
XXXX
XXXX
XXXX
XXXX
No
No
Non-Employment Income
Non-Employment Income
        
US Citizen
US Citizen
            
$14,928.58
1
$12,000.00
$2,517.00
$1,000.00
$209.75
          
39.969%
39.969%
39.969%
XXXX
769
                                                      
No
No
            
[Borrower -  | Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2024
[Coborrower(s) -  | Primary Income - Social Security]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - Social Security]; Award Letter / Continuance Letter - 2024
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
1yr Full Doc
                              
0
0
0
No
  
XXXX
$1,301.30
  
XXXX
$0.00
4.4
LP / LPA
  
Accept/Ineligible
N/A
No
XXXX
0
0
2
0
2
2
    
0.00
No
          
Not Stated
      
11/01/2054
$596,737.40
  
No
        
Yes
Short Form
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
FICO Classic V5 Facta
FICO Risk Score Classic 04
                  
No
71.16
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
44988181
Safe Harbor QM (APOR)
      
Yes
No
$8,426.60
$9,175.88
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
          
Permanent Resident Alien
              
$11,309.45
1
$19,150.68
$4,358.04
$1,595.89
$363.17
          
40.248%
40.248%
40.248%
XXXX
805
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; WVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower -  | Non-Primary Income - Sole Proprietor]; Account Statements - Business - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; Third Party Verification - 2024
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2023
[Borrower -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 4506-C - 2021
[Borrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
No
  
XXXX
$8,426.60
  
XXXX
$4,250.00
2.1
DU
  
ApproveIneligible
N/A
No
XXXX
2
  
2
0
3
2
    
0.00
No
          
Not Stated
      
11/01/2054
$278,125.21
23.000%
No
33
      
Yes
Commitment
Fee Simple
Individual
Individual
                        
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                
Resident Alien Card
        
5.99
    
No
[redacted]
[redacted]
[redacted]
[redacted]
44519684
Safe Harbor QM (APOR)
      
Yes
No
$18,109.68
$7,188.13
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$15,298.34
1
$11,083.68
$3,170.04
$923.64
$264.17
          
44.790%
44.790%
44.790%
XXXX
769
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Employer Letter - 2024
[Coborrower(s) -  | Primary Income - Wages]; Other - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Coborrower(s) -  | Non-Primary Income - Sole Proprietor]; 1040 - Schedule C - 2022
[Borrower]; 4506-C - 2023
[Borrower]; Tax Return Extension - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; Tax Return Extension - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$18,109.68
  
XXXX
$30,000.00
4.6
DU
  
ApproveIneligible
Yes
No
XXXX
1
2
1
0
2
0
    
0.00
No
          
Not Stated
      
10/01/2054
$1,117,124.48
72.000%
No
  
32
    
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
90.89
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
49245736
Safe Harbor QM (APOR)
      
Yes
Yes
$2,390.50
$9,885.32
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Not Employed
        
US Citizen
US Citizen
            
$12,178.85
1
$24,062.52
$4,764.00
$2,005.21
$397.00
          
42.005%
42.005%
42.005%
XXXX
801
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Other - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; VVOE - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; Transcripts (1040) - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; Transcripts (1040) - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; Transcripts (1040) - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; Transcripts (1040) - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,390.50
  
XXXX
$0.00
1.5
DU
  
ApproveEligible
No
No
XXXX
2
0
2
0
2
2
    
0.00
No
          
Not Stated
      
01/01/2055
$1,242,195.36
65.000%
No
        
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
31
  
No
No
[redacted]
[redacted]
[redacted]
[redacted]
47117986
Safe Harbor QM (APOR)
      
Yes
No
$3,488.00
$10,255.82
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$21,672.63
1
$21,875.04
$1,320.96
$1,822.92
$110.08
          
35.510%
35.510%
35.510%
XXXX
765
                                                      
No
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Coborrower(s) -  | Primary Income - Wages]; The Work Number - Income - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2022
[Borrower]; 1040 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 1040 - 2022
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 1040 - 2023
[Coborrower]; 4506-C - 2023
[Coborrower]; 1040 - 2022
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$3,488.00
  
XXXX
$0.00
3.3
DU
  
ApproveIneligible
No
No
XXXX
1
2
2
0
2
0
    
0.00
No
          
Not Stated
      
01/01/2055
$257,677.12
15.000%
No
14
34
    
Yes
Final
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
1.99
    
No
[redacted]
[redacted]
[redacted]
[redacted]
41020688
Safe Harbor QM (APOR)
      
Yes
No
$2,195.00
$16,714.67
  
XXXX
XXXX
XXXX
XXXX
No
No
Employed
Employed
        
US Citizen
US Citizen
            
$17,026.86
1
$18,630.36
$1,700.04
$1,552.53
$141.67
          
40.195%
40.195%
40.195%
XXXX
786
                                                      
Yes
No
            
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; Paystubs - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Employment Only - 2024
[Borrower -  | Primary Income - Wages]; The Work Number - Income - 2024
[Borrower -  | Primary Income - Wages]; W-2 - 2023
[Borrower -  | Non-Primary Income - Asset Depletion]; Account Statements - 2024
[Coborrower(s) -  | Primary Income - Wages]; Paystubs - 2024
[Coborrower(s) -  | Primary Income - Wages]; VVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; WVOE - 2024
[Coborrower(s) -  | Primary Income - Wages]; W-2 - 2023
[Borrower]; 4506-C - 2023
[Borrower]; 4506-C - 2022
[Borrower]; 1084 or income worksheet - Year Not Available
[Coborrower]; 4506-C - 2023
[Coborrower]; 4506-C - 2022
[Coborrower]; 1084 or income worksheet - Year Not Available
Full Documentation (F)
2yr Full Doc
                              
0
0
0
    
XXXX
$2,195.00
  
XXXX
$108,000.00
1.7
LP / LPA
  
Accept/Ineligible
Yes
No
XXXX
1
1
0
0
2
0
    
0.00
No
        
240
Not Stated
      
01/01/2055
$2,044,880.97
100.000%
No
28
27
    
Yes
Preliminary
Fee Simple
Individual
Individual
Individual
Individual
                    
No
Individual
No
  
No
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
Fair Isaac (VER. 2)
Beacon 5.0
FICO Risk Score Classic 04
                    
177.81
  
No
No