EX-99.1 6 efc40-448_ex991s5.htm SCHEDULE 5 - SUPPLEMENTAL DATA
Supplemental Data
   
Run Date - 5/12/2020 5:30:30 PM
   


AMC Loan ID Customer Loan ID Seller Loan ID TILA Status Application Date TRID GSE HOEPA Fees TILA Fees Rate Lock Date Calculated APR Qualifying P&I Qualifying Rate Is Borrower Non Occupant Is Co Borrower Non Occupant Borrower Employment Indicator Co Borrower Employment Indicator Co Borrower 2 Employment Indicator Co Borrower 3 Employment Indicator Co Borrower2 Length of Employment Co Borrower3 Length of Employment Borrower Foreign National Indicator Co Borrower Foreign National Indicator Co Borrower 2 Foreign National Indicator Co Borrower 3 Foreign National Indicator Borrower Country Name Co Borrower Country Name Residual Income Num Units Annual Property Tax Annual Insurance Costs HOA Name HOA Address State Fee Amount Next Due Date HOA Payment Frequency Investor DTI QM DTI Non QM DTI Original Credit Report Date Qualifying Credit Score Third Wage Earner Original FICO Equifax Third Wage Earner Original FICO Experian Third Wage Earner Original FICO Transunion Fourth Wage Earner Original FICO Equifax Fourth Wage Earner Original FICO Experian Fourth Wage Earner Original FICO Transunion Most Recent Updated Credit Report Date Third Wage Earner Updated FICO Equifax Third Wage Earner Updated FICO Experian Third Wage Earner Updated FICO Transunion Forth Wage Earner Updated FICO Equifax Forth Wage Earner Updated FICO Experian Forth Wage Earner Updated FICO Transunion Most Recent Updated Co Borrower 2 FICO Most Recent Updated Co Borrower 3 FICO Co Borrower 2 Asset Verification Level Co Borrower 3 Asset Verification Level Co Borrower 2 Income Verification Level Co Borrower 3 Income Verification Level Co Borrower 2 Employment Verification Level Co Borrower 3 Employment Verification Level Asset Depletion Flag Bank Statements Flag Number of Statements Type of Statements Percent of Income From Statements Borrower Business Ownership % CoBorrower Business Ownership % P&L Type Income Doc Detail Tax Return Doc Details Document Level Most Recent Bankruptcy Type Most Recent Bankruptcy Filing Date Most Recent Bankruptcy Discharge Date Number of Bankruptcy Events Months Bankruptcy 7 11 Months Bankruptcy 13 Most Recent Deed in Lieu Date Number of Deed in Lieu Events Months Deed in Lieu Most Recent Short Sale Date Number of Short Sale Events Months Short Sale (or Pre FC) Most Recent Foreclosure Date Number of Foreclosure Events Months Foreclosure Prior Mortgage/Rent Late 30d in 24m Prior Mortgage/Rent Late 60d in 24m Prior Mortgage/Rent Late 90d in 24m Has ACH Guideline Name UW Guideline Author QM Regulation Failures ATR QM Total Points and Fees Audit Loan Regulation Benchmark Date Benchmark Rate HUD 1 Page 1 Credits Total Collateral Underwriter Risk Score AUS Decision System Property Inspection Wavier (PIW) Rating Result Eligible For Rep and Warrant Relief Per Collateral Advisor Is Equity Shared Loan Investor Qualifying Rate Borrower Years of W2s CoBorrower Years of W2s Years of Personal Tax Returns Years of Business Tax Returns Years of 4506T Years of Tax Transcripts Months of Personal Bank Statements Months of Business Bank Statements Months of Profit and Loss Statements Expense Letter DSCR Inverse DSCR Subordinate Lien Type Is Shared Appreciation Mortgage
207022223 [Redact] [Redact] Safe Harbor QM   Yes No $4,075.00 $5,820.50   4.552%   4.500% No No Self-Employed           US Citizen           [Redact] 1 $8,770.08 $3,161.04           0.335279 0.335279 0.335279 [Redact] 721             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak None $4,075.00   4.500 $0.00 2.6 None     No No 4.500% 2   2 0 2 2     36.00 No        
207787657 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $7,220.00 $8,781.47   4.237%   4.125% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $3,312.72 $2,459.04           0.339015 0.339014 0.339014 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 2 Years Tax Returns                               0 0 0         $7,220.00   3.790 $0.00 3.1 DU   ApproveEligible N/A No 4.125% 1 0 2 0 2 3       No        
207898926 [Redact] [Redact] Safe Harbor QM   Yes No $7,500.00 $8,586.88   3.969%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,671.24 $3,530.04           0.370254 0.370254 0.370254 [Redact] 747             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Movement Mortgage   $7,500.00   3.620 $0.00   None     N/A No 3.875% 2 2 0 0 3 2       No        
207933789 [Redact] [Redact] Safe Harbor QM   Yes No $4,740.00 $4,972.30   4.054%   4.000% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $15,447.72 $8,366.76           0.249783 0.249783 0.249783 [Redact] 776             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $4,740.00   3.600 $0.00 1.6 None     N/A No 4.000% 2 0 2 0 2 1     19.17 No        
207935755 [Redact] [Redact] Safe Harbor QM   Yes No $2,272.50 $4,966.83   4.022%   4.000% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,146.56 $5,017.32           0.023841 0.023841 0.023841 [Redact] 763             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - Year Not Available [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - Year Not Available [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Caliber   $2,272.50   3.770 $0.00 2.4 None     N/A No 4.000% 2 0 2 0 3 2       No        
207942240 [Redact] [Redact] Safe Harbor QM   Yes No $1,975.00 $2,823.60   3.771%   3.750% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $14,098.92 $2,109.96           0.309032 0.309032 0.309032 [Redact] 790             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $1,975.00   3.770 $0.00   None     N/A No 3.750% 1 2 3 0 2 1       No        
207956981 [Redact] [Redact] Safe Harbor QM   Yes No $14,785.00 $15,174.00   3.963%   3.750% No No Employed           US Citizen           [Redact] 1 $8,664.12 $3,334.32           0.425853 0.425853 0.425853 [Redact] 753             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Angel Oak   $14,785.00   3.710 $0.00 2.6 None     N/A No 3.750% 1   2 0 3 2       No        
207959262 [Redact] [Redact] Safe Harbor QM   Yes No $4,086.25 $6,998.00   3.818%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,075.28 $1,041.00           0.208191 0.208191 0.208191 [Redact] 709             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $4,086.25   3.800 $0.00 2.8 None     N/A No 3.750% 3 2 2 0 3 2       No        
207959377 [Redact] [Redact] Safe Harbor QM   Yes No $4,995.00 $5,501.80   3.589%   3.500% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $4,294.44 $1,128.96           0.408805 0.408805 0.408805 [Redact] 745             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $4,995.00   3.770 $0.00 5.0 None     N/A No 3.500% 2 2 2 0 3 2     32.97 No        
207974871 [Redact] [Redact] Safe Harbor QM   Yes No $12,995.00 $14,385.81   3.888%   3.750% No No Not Employed           US Citizen           [Redact] 1 $6,329.76 $4,706.04           0.411023 0.411023 0.411023 [Redact] 793             [Redact]                             No No             [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower - Primary Income - IRA Distribution]; Other - 2019 [Borrower - Non-Primary Income - Interest / Dividends]; Bank Statements - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $12,995.00   3.770 $0.00 3.3 None     N/A No 3.750% 0   2 0 2 1       No        
207997962 [Redact] [Redact] Safe Harbor QM   Yes No $4,801.00 $5,338.86   3.797%   3.750% No No Employed           Permanent Resident Alien           [Redact] 1 $13,612.92 $1,682.28           0.338838 0.338838 0.338838 [Redact] 741             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $4,801.00   3.800 $0.00 2.8 None     N/A No 3.750% 1   0 0 2 0       No        
208069765 [Redact] [Redact] Safe Harbor QM   Yes No $1,390.00 $4,177.06   4.277%   4.250% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $13,239.24 $3,039.96           0.426814 0.426814 0.426814 [Redact] 784             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2009 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $1,390.00   3.700 $81,675.00 2.2 None     N/A No 4.250% 0 2 2 0 2 2     32.70 No     HELOC No
208185227 [Redact] [Redact] Safe Harbor QM   Yes No $5,995.00 $8,648.72   3.801%   3.750% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $7,386.36 $1,989.84           0.30495 0.304949 0.304949 [Redact] 744             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 2 Years Tax Returns                               0 0 0     UWM   $5,995.00   3.700 $0.00 2.0 None     N/A No 3.750% 1 0 2 0 3 1     34.97 No        
208185262 [Redact] [Redact] Safe Harbor QM   Yes No $33,766.47 $34,024.51   3.734%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 2 $23,019.96 $2,937.00           0.293634 0.293634 0.293634 [Redact] 797             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $33,766.47   3.820 $0.00   None     N/A No 3.500% 2 2 0 0 2 2       No        
208214581 [Redact] [Redact] Safe Harbor QM   Yes No $19,653.50 $20,022.96   3.612%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,319.76 $1,630.20           0.364098 0.364098 0.364098 [Redact] 781             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Caliber   $19,653.50   3.700 $0.00 2.0 None     N/A No 3.375% 2 2 0 0 3 2       No        
208340353 [Redact] [Redact] Safe Harbor QM   Yes No $6,107.50 $8,535.32   3.854%   3.750% No No Employed           US Citizen           [Redact] 1 $8,100.00 $495.96           0.351147 0.351147 0.351147 [Redact] 749             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 2 Years Tax Returns                               0 0 0     Caliber   $6,107.50   3.620 $0.00 5.0 None     N/A No 3.750% 2   2 0 3 3       No        
208382951 [Redact] [Redact] Safe Harbor QM   Yes No $9,120.00 $8,847.04   3.979%   3.875% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $2,807.28 $1,794.48           0.347706 0.347706 0.347706 [Redact] 746             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $9,120.00   3.600 $0.00 3.0 None     N/A No 3.875% 2 2 2 0 3 2     32.00 No        
208452083 [Redact] [Redact] Safe Harbor QM   Yes No $11,244.00 $13,908.38   3.983%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,147.04 $6,971.04           0.392066 0.392066 0.392066 [Redact] 745             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $11,244.00   3.790 $0.00 1.1 None     N/A No 3.875% 1 0 2 0 2 1       No        
208469440 [Redact] [Redact] Safe Harbor QM   Yes No $14,813.08 $16,719.17   3.724%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $2,693.64 $1,287.00           0.245148 0.245148 0.245148 [Redact] 751             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $14,813.08   3.790 $0.00 2.0 None     N/A No 3.500% 2 2 2 0 3 2       No        
208513691 [Redact] [Redact] Safe Harbor QM   Yes No $4,141.00 $5,105.92   3.945%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $5,514.72 $1,641.00           0.424963 0.424963 0.424963 [Redact] 711             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Non-Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Non-Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2018 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - C-Corp]; Other - 2018 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2017 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - C-Corp]; Other - 2017 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $4,141.00   3.790 $0.00 3.5 None     N/A No 3.875% 2   2 0 3 2       No        
208515816 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,299.64   3.771%   3.750% No No Employed           US Citizen           [Redact] 1 $7,492.08 $2,880.60           0.188013 0.188013 0.188013 [Redact] 758             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.790 $0.00 2.9 None     N/A No 3.750% 2   2 0 3 2       No        
208529934 [Redact] [Redact] Safe Harbor QM   Yes No $11,448.19 $13,626.49   3.735%   3.625% No No Employed           US Citizen           [Redact] 1 $14,743.44 $2,782.92           0.410452 0.410451 0.410451 [Redact] 791             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; Employer Letter - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $11,448.19   3.790 $0.00 1.8 None     N/A No 3.625% 1   2 0 2 1       No        
208530353 [Redact] [Redact] Safe Harbor QM   Yes No $3,778.75 $6,913.75   4.049%   3.990% No No Not Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,600.16 $2,455.80           0.385725 0.385725 0.385725 [Redact] 790             [Redact]                             No No             [Coborrower - Primary Income - Disability]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - Disability]; Other - 2018 [Coborrower - Non-Primary Income - Disability]; Award Letter / Continuance Letter - 2019 [Coborrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Non-Primary Income - Social Security]; 1099-SSA - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Angel Oak   $3,778.75   3.790 $1,400.00 2.0 None     N/A No 3.990% 0 0 0 0 3 2       No        
208531512 [Redact] [Redact] Safe Harbor QM   Yes No $2,246.25 $2,573.10   3.655%   3.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $14,139.72 $1,872.00           0.124937 0.124937 0.124937 [Redact] 774             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Coborrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Angel Oak   $2,246.25   3.790 $0.00 4.0 None     N/A No 3.625% 2 0 2 0 3 2       No        
208531644 [Redact] [Redact] Safe Harbor QM   Yes No $7,544.00 $9,357.07   3.832%   3.750% No No Employed           US Citizen           [Redact] 1 $13,621.20 $2,010.00           0.223713 0.223713 0.223713 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Capital Gains]; D1C Income Verification Report - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $7,544.00   3.790 $0.00 2.5 None     N/A No 3.750% 0   3 0 2 1       No        
208531645 [Redact] [Redact] Safe Harbor QM   Yes No $7,759.00 $9,307.01   3.811%   3.750% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $10,193.40 $3,813.96           0.327388 0.327388 0.327388 [Redact] 778             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1040-ES - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1040-ES - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $7,759.00   3.790 $0.00 4.1 None     N/A No 3.750% 0 0 2 0 2 1       No        
208531695 [Redact] [Redact] Safe Harbor QM   Yes No $3,823.00 $5,234.49   3.808%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $4,392.00 $2,100.24           0.421893 0.421893 0.421893 [Redact] 770             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $3,823.00   3.720 $0.00 2.2 None     N/A No 3.750% 0   2 0 2 0       No        
208531948 [Redact] [Redact] Safe Harbor QM   Yes No $1,240.95 $3,327.61   4.030%   4.000% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,211.60 $966.72           0.297725 0.297725 0.297725 [Redact] 774             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0     Caliber   $1,240.95   3.790 $0.00 4.6 None     N/A No 4.000% 0 0 1 0 2 2       No        
208534178 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,249.52   3.638%   3.625% No No Employed           US Citizen           [Redact] 1 $18,492.36 $2,049.00           0.187618 0.187618 0.187618 [Redact] 786             [Redact]                             No No             [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.820 $0.00 2.0 None     N/A No 3.625% 0   0 0 0 0       No        
208534846 [Redact] [Redact] Safe Harbor QM   Yes No $5,879.00 $1,885.28   3.512%   3.500% No No Employed           US Citizen           [Redact] 1 $5,542.20 $2,559.96           0.354942 0.354942 0.354942 [Redact] 761             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $5,879.00   3.820 $9,000.00 4.7 None     N/A No 3.500% 2   0 0 3 2       No        
208540464 [Redact] [Redact] Safe Harbor QM   Yes No $8,621.00 $9,685.30   4.604%   4.500% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $13,854.00 $1,696.80           0.177665 0.177665 0.177665 [Redact] 787             [Redact]                             No No             [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Angel Oak   $8,621.00   3.820 $0.00 4.0 None     N/A No 4.500% 2 0 2 0 3 2       No        
208561485 [Redact] [Redact] Safe Harbor QM   Yes No $2,991.00 $4,823.39   4.442%   4.375% No No Employed           US Citizen           [Redact] 1 $6,334.92 $1,743.24           0.196455 0.196455 0.196455 [Redact] 754             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 1 Year Tax Returns                               0 0 0     Caliber   $2,991.00   3.820 $0.00 2.4 None     N/A No 4.375% 2   1 0 3 2       No        
208561963 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,115.88   4.027%   4.000% No No Employed           US Citizen           [Redact] 1 $5,984.04 $2,331.96           0.349452 0.349452 0.349452 [Redact] 761             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.820 $0.00 3.0 None     N/A No 4.000% 1   0 0 3 2       No        
208562397 [Redact] [Redact] Safe Harbor QM   Yes No $9,605.00 $1,267.18   3.767%   3.750% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $16,712.52 $1,991.88           0.192522 0.192522 0.192522 [Redact] 768             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1040-ES - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1040-ES - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2016 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower - Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - C-Corp]; W-2 - 2018 [Coborrower - Primary Income - C-Corp]; 1120 - 2017 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - C-Corp]; W-2 - 2017 [Coborrower - Non-Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Non-Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - C-Corp]; W-2 - 2018 [Coborrower - Non-Primary Income - C-Corp]; 1120 - 2017 [Coborrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - C-Corp]; W-2 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $9,605.00   3.820 $0.00 1.0 None     N/A No 3.750% 4 4 2 0 2 2       No        
208583932 [Redact] [Redact] Safe Harbor QM   Yes No $16,820.00 $12,873.17   3.983%   3.875% No No Not Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $5,525.88 $2,388.96           0.30166 0.30166 0.30166 [Redact] 766             [Redact]                             No No             [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - Royalty]; K-1 - 2018 [Borrower - Primary Income - Royalty]; K-1 - 2017 [Borrower - Non-Primary Income - Capital Gains]; Verification of Deposit - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $16,820.00   3.710 $3,803.00 5.0 None     N/A No 3.875% 0 0 3 0 2 1       No        
208583947 [Redact] [Redact] Safe Harbor QM   Yes No $3,276.25 $2,156.84   3.795%   3.750% No No Employed           US Citizen           [Redact] 1 $8,681.04 $1,986.00           0.292966 0.292965 0.292965 [Redact] 732             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Embrace None $3,276.25   3.130 $0.00 2.0 None     N/A No 3.750% 3   2 0 3 2       No        
208691870 [Redact] [Redact] Safe Harbor QM   Yes No $6,275.00 $2,454.84   3.886%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,007.88 $3,015.96           0.343573 0.343573 0.343573 [Redact] 760             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $6,275.00   3.730 $15,000.00   None     N/A No 3.875% 0 1 2 0 2 1       No        
208693142 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $1,926.40   3.900%   3.875% No No Employed           US Citizen           [Redact] 1 $8,695.80 $2,997.00           0.264428 0.264428 0.264428 [Redact] 806             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.730 $0.00 2.0 None     N/A No 3.875% 2   2 0 3 2       No        
208696371 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $2,147.50   3.885%   3.875% No No Employed           US Citizen           [Redact] 1 $19,156.44 $1,632.12           0.278274 0.278274 0.278274 [Redact] 799             [Redact]                             No No             [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot       3.690 $0.00 2.2 None     N/A No 3.875% 0   0 0 4 0       No        
208696382 [Redact] [Redact] Safe Harbor QM   Yes No $1,940.00 $6,195.48   3.915%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $19,374.96 $1,294.56           0.42611 0.42611 0.42611 [Redact] 771             [Redact]                             No No           Borrower Prepared [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; CPA Letter - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Paystubs - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; Tax Return Extension (for Business) - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     Loan Depot   $1,940.00   3.690 $12,000.00 2.5 None     N/A No 3.875% 3   3 0 4 2       No        
208696385 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $7,340.66   3.501%   3.500% No No Self-Employed           US Citizen           [Redact] 1 $25,849.44 $2,634.00           0.40709 0.40709 0.40709 [Redact] 782             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot       3.700 $0.00 2.3 None     N/A No 3.500% 2   2 0 3 2     32.00 No        
208696397 [Redact] [Redact] Safe Harbor QM   Yes No $1,450.00 $3,300.75   4.149%   4.125% No No Employed           US Citizen           [Redact] 1 $5,756.76 $2,201.40           0.315001 0.315001 0.315001 [Redact] 810             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $1,450.00   3.620 $0.00   None     N/A No 4.125% 2   0 0 2 0       No        
208696402 [Redact] [Redact] Safe Harbor QM   Yes No $13,617.72 $5,729.68   4.687%   4.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $3,759.12 $1,240.80           0.272498 0.272498 0.272498 [Redact] 779             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $13,617.72   3.690 $0.00   None     N/A No 4.625% 2 2 2 0 3 2       No        
208704767 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,480.96   3.903%   3.875% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $6,299.52 $1,239.96           0.240444 0.240444 0.240444 [Redact] 767             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.730 $0.00 2.0 None     N/A No 3.875% 2 0 2 0 3 2       No        
208706628 [Redact] [Redact] Safe Harbor QM   Yes No $3,975.00 $5,858.89   3.936%   3.875% No No Employed           US Citizen           [Redact] 1 $12,432.00 $875.88           0.175589 0.175589 0.175589 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $3,975.00   3.800 $0.00 2.5 None     Yes No 3.875% 2   0 0 3 0       No        
208728885 [Redact] [Redact] Safe Harbor QM   Yes No $8,285.00 $11,987.11   3.929%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $1,477.80 $3,000.36           0.321328 0.321328 0.321328 [Redact] 755             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; Paystubs - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $8,285.00   3.800 $0.00 4.0 None     N/A No 3.875% 1 2 2 0 3 3       No        
208728892 [Redact] [Redact] Safe Harbor QM   Yes No $5,970.00 $8,267.44   3.929%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $14,703.12 $2,361.00           0.359048 0.359048 0.359048 [Redact] 794             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $5,970.00   3.800 $0.00 4.0 None     N/A No 3.875% 2 0 0 0 3 0       No        
208735600 [Redact] [Redact] Safe Harbor QM   Yes No $8,250.00 $27,242.58   3.880%   3.625% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $7,836.96 $16,971.12           0.273482 0.273482 0.273482 [Redact] 772             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Primary Income - Wages]; Other - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     Caliber   $8,250.00   3.640 $0.00 2.0 None     N/A No 3.625% 2 2 3 0 3 3     36.00 No        
208737683 [Redact] [Redact] Safe Harbor QM   Yes No $10,584.90 $12,112.31   3.604%   3.500% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $9,480.00 $687.96           0.42905 0.42905 0.42905 [Redact] 772             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,584.90   3.720 $0.00 2.8 None     N/A No 3.500% 2 0 2 0 3 1       No        
208744198 [Redact] [Redact] Safe Harbor QM   Yes No $9,358.00 $10,822.05   3.846%   3.750% No No Employed           US Citizen           [Redact] 1 $5,571.00 $684.96           0.429291 0.429291 0.429291 [Redact] 761             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $9,358.00   3.800 $0.00 2.0 None     N/A No 3.750% 1   0 0 2 1       No        
208744562 [Redact] [Redact] Safe Harbor QM   Yes No $9,782.41 $10,868.65   3.738%   3.625% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $14,963.16 $1,709.16           0.410894 0.410893 0.410893 [Redact] 783             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; Business License - 2019 [Borrower - Primary Income - C-Corp]; Other - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Paystubs - 2019 [Borrower - Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Primary Income - C-Corp]; Business License - 2019 [Coborrower - Primary Income - C-Corp]; Other - 2019 [Coborrower - Primary Income - C-Corp]; Other - 2019 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Primary Income - C-Corp]; Paystubs - 2019 [Coborrower - Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower - Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - C-Corp]; W-2 - 2018 [Coborrower - Primary Income - C-Corp]; 1120 - 2017 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - C-Corp]; W-2 - 2017 [Coborrower - Non-Primary Income - Trust Income]; Bank Statements - 2019 [Coborrower - Non-Primary Income - Trust Income]; Other - 2019 [Coborrower - Non-Primary Income - Trust Income]; Other - 2019 [Coborrower - Non-Primary Income - Trust Income]; Trustee's Statement - 2019 [Coborrower - Non-Primary Income - Trust Income]; Trust Agreement - 1994 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $9,782.41   3.800 $0.00 2.6 None     N/A No 3.625% 2 2 2 0 2 2       No        
208756300 [Redact] [Redact] Safe Harbor QM   Yes No $1,240.00 $4,215.26   3.776%   3.750% No No Employed           US Citizen           [Redact] 1 $8,411.88 $1,695.00           0.156783 0.156783 0.156783 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Other - 2014 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $1,240.00   3.800 $0.00 2.3 None     Yes No 3.750% 1   2 0 3 1       No        
208756301 [Redact] [Redact] Safe Harbor QM   Yes No $6,460.00 $8,637.73   3.817%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $11,095.56 $1,839.00           0.401358 0.401357 0.401357 [Redact] 804             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $6,460.00   3.800 $0.00 2.5 None     N/A No 3.750% 2   2 0 2 1     34.00 No        
208790120 [Redact] [Redact] Safe Harbor QM   Yes Yes $9,237.60 $9,789.04   3.468%   3.375% No No Self-Employed           US Citizen           [Redact] 1 $15,383.40 $1,647.72           0.358479 0.358478 0.358478 [Redact] 794             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $9,237.60   3.710 $18,000.00 4.2 None     N/A No 3.375% 2   2 0 2 2     32.97 No        
208794865 [Redact] [Redact] Safe Harbor QM   Yes No $8,770.00 $9,885.88   3.832%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,511.80 $3,543.96           0.40799 0.40799 0.40799 [Redact] 783             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Paystubs - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $8,770.00   3.710 $0.00 2.5 None     N/A No 3.750% 1 1 2 0 2 0       No        
208796789 [Redact] [Redact] Safe Harbor QM   Yes No $8,620.00 $9,937.44   3.992%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $12,318.36 $4,362.96           0.208962 0.208962 0.208962 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Coborrower - Non-Primary Income - Pension]; Other - 2019 [Coborrower - Non-Primary Income - Pension]; Paystubs - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $8,620.00   3.590 $8,950.00 3.0 None     N/A No 3.875% 2 0 2 0 3 2       No        
208797400 [Redact] [Redact] Safe Harbor QM   Yes No $15,055.00 $18,723.58   3.642%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $19,937.52 $2,106.36           0.420113 0.420113 0.420113 [Redact] 739             [Redact]                             No No             [Borrower - Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; W-2 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $15,055.00   3.720 $0.00 1.9 None     N/A No 3.500% 4 2 2 0 2 1       No        
208797412 [Redact] [Redact] Safe Harbor QM   Yes No $11,414.60 $12,367.73   3.537%   3.375% No No Employed           US Citizen           [Redact] 1 $8,145.72 $1,224.96           0.173273 0.173273 0.173273 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Goldman Sachs   $11,414.60   3.740 $0.00 5.0 None     N/A No 3.375% 1   0 0 4 2       No        
208797413 [Redact] [Redact] Safe Harbor QM   Yes No $1,715.00 $2,645.50   4.531%   4.500% No No Self-Employed           US Citizen           [Redact] 1 $7,004.88 $1,782.00           0.342525 0.342525 0.342525 [Redact] 788             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2009 [Borrower - Non-Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Non-Primary Income - C-Corp]; Business License - 2019 [Borrower - Non-Primary Income - C-Corp]; Other - 2019 [Borrower - Non-Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Non-Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2018 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - C-Corp]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2018 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2017 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - C-Corp]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2017 [Borrower - Non-Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $1,715.00   3.700 $0.00 2.6 None     N/A No 4.500% 4   2 0 3 2     32.37 No        
208797415 [Redact] [Redact] Safe Harbor QM   Yes No $2,555.84 $4,463.88   3.922%   3.875% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $4,578.72 $1,134.96           0.344193 0.344193 0.344193 [Redact] 806             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0     Goldman Sachs   $2,555.84   3.740 $0.00 1.6 None     N/A No 3.875% 2 0 1 0 3 2       No        
208797416 [Redact] [Redact] Safe Harbor QM   Yes No $9,102.40 $11,702.54   4.342%   4.250% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $5,172.24 $872.16           0.394549 0.394549 0.394549 [Redact] 745             [Redact]                             No No             [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Goldman Sachs   $9,102.40   3.820 $0.00 3.7 None     N/A No 4.250% 2 2 2 0 3 2       No        
208797417 [Redact] [Redact] Safe Harbor QM   Yes No $1,795.00 $3,325.00   4.528%   4.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,335.16 $759.96           0.309943 0.309943 0.309943 [Redact] 712             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Goldman Sachs   $1,795.00   3.650 $0.00 3.1 None     No No 4.500% 2 2 0 0 3 3       No        
208797499 [Redact] [Redact] Safe Harbor QM   Yes No $21,200.60 $5,159.45   3.417%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $10,500.00 $3,365.04           0.378269 0.378268 0.378268 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $21,200.60   3.720 $25,000.00 3.8 None     No No 3.375% 2 0 2 0 4 2       No        
208799507 [Redact] [Redact] Safe Harbor QM   Yes No $10,620.00 $12,844.98   3.875%   3.750% No No Employed           US Citizen           [Redact] 1 $8,256.84 $2,561.04           0.422805 0.422804 0.422804 [Redact] 785             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $10,620.00   3.720 $0.00 3.7 None     N/A No 3.750% 2   0 0 2 1       No        
208802494 [Redact] [Redact] Safe Harbor QM   Yes No $1,090.00 $2,734.37   3.524%   3.500% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $14,215.44 $1,503.00           0.28763 0.28763 0.28763 [Redact] 772             [Redact]                             No No             [Coborrower - Primary Income - Wages]; The Work Number - Income - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Non-Primary Income - Wages]; Paystubs - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $1,090.00   3.720 $0.00 5.0 None     N/A No 3.500% 0 0 0 0 2 0       No     HELOC No
208803353 [Redact] [Redact] Safe Harbor QM   Yes No $13,541.56 $3,265.01   3.779%   3.750% No No Employed           US Citizen           [Redact] 1 $12,643.92 $1,134.00           0.408142 0.408142 0.408142 [Redact] 794             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $13,541.56   3.720 $0.00 2.3 DU   ApproveIneligible N/A No 3.750% 1   0 0 2 1       No        
208803407 [Redact] [Redact] Safe Harbor QM   Yes No $7,873.75 $3,188.22   3.761%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,079.72 $1,589.04           0.427089 0.427089 0.427089 [Redact] 713             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Angel Oak   $7,873.75   3.720 $10,000.00 2.0 None     N/A No 3.750% 2 0 0 0 3 2       No        
208803724 [Redact] [Redact] Safe Harbor QM   Yes No $9,990.00 $9,907.50   3.849%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $14,615.76 $1,127.04           0.42418 0.42418 0.42418 [Redact] 770             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $9,990.00   3.720 $0.00 4.3 None     N/A No 3.750% 0 0 2 0 2 0       No        
208803791 [Redact] [Redact] Safe Harbor QM   Yes No $4,077.73 $6,186.46   3.944%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,387.76 $1,077.96           0.25105 0.25105 0.25105 [Redact] 733             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $4,077.73   3.720 $0.00 1.6 None     N/A No 3.875% 1 1 0 0 3 2       No        
208805771 [Redact] [Redact] Safe Harbor QM   Yes No $9,415.00 $2,168.96   4.021%   4.000% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,647.20 $3,058.32           0.411731 0.411731 0.411731 [Redact] 767             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $9,415.00   3.720 $0.00 4.2 None     N/A No 4.000% 0 0 2 0 2 1       No        
208817654 [Redact] [Redact] Safe Harbor QM   Yes No $11,024.88 $13,169.22   4.009%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $6,377.76 $899.04           0.4279 0.4279 0.4279 [Redact] 691             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $11,024.88   3.720 $0.00 5.0 DU   ApproveIneligible N/A No 3.875% 1   2 0 4 1     36.00 No        
208817801 [Redact] [Redact] Safe Harbor QM   Yes No $14,000.00 $18,381.66   4.326%   4.250% No No Employed           US Citizen           [Redact] 1 $19,382.28 $7,135.92           0.428263 0.428263 0.428263 [Redact] 797             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $14,000.00   3.720 $2,000.00 2.6 None     No No 4.250% 0   2 0 3 2       No        
208819109 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $0.00   3.625%   3.625% No No Self-Employed           US Citizen           [Redact] 1 $5,680.68 $3,410.04           0.368385 0.368385 0.368385 [Redact] 749             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2018 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2017 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 2 Years Tax Returns                               0 0 0     Caliber       3.720 $0.00 4.3 None     N/A No 3.625% 0   2 0 2 2       No     HELOC No
208819135 [Redact] [Redact] Safe Harbor QM   Yes No $8,540.00 $10,782.07   3.959%   3.875% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $7,560.60 $1,323.96           0.397043 0.397043 0.397043 [Redact] 767             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 3 Years Tax Returns                               0 0 0     UWM   $8,540.00   3.720 $0.00 3.5 None     N/A No 3.875% 0 0 3 0 3 1       No        
208826240 [Redact] [Redact] Safe Harbor QM   Yes No $8,228.12 $9,244.23   3.480%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $16,470.72 $2,712.00           0.210702 0.210702 0.210702 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Primary Income - K-1 (< 25%)]; P&L Statement - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2016 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Caliber   $8,228.12   3.620 $0.00 2.5 None     N/A No 3.375% 0 0 2 0 3 2       No        
208829502 [Redact] [Redact] Safe Harbor QM   Yes No $19,220.00 $15,126.13   3.881%   3.750% No No Employed           US Citizen           [Redact] 1 $25,021.20 $2,601.00           0.399192 0.399192 0.399192 [Redact] 795             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $19,220.00   3.790 $0.00 2.1 None     N/A No 3.750% 2   0 0 2 0       No        
208840858 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,545.30 $2,374.41   3.778%   3.750% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $9,297.72 $1,122.84           0.493976 0.493976 0.493976 [Redact] 743             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 1 Year Tax Returns                               0 0 0         $1,545.30   3.710 $0.00 2.1 DU   ApproveEligible N/A No 3.750% 0 2 1 0 3 1     22.97 No        
208840872 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,290.00 $2,587.90   4.010%   3.990% No No Employed Employed         US Citizen US Citizen         [Redact] 2 $5,690.76 $3,513.48           0.463239 0.463239 0.463239 [Redact] 797             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $1,290.00   3.820 $0.00   LP / LPA   Accept No No 3.990% 2 2 0 0 2 0       No        
208840876 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,290.00 $3,415.50   4.024%   3.990% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $5,584.08 $1,101.00           0.191242 0.191242 0.191242 [Redact] 751             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $1,290.00   3.790 $0.00 3.0 LP / LPA   Accept No No 3.990% 1 1 0 0 3 0       No        
208840883 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,190.00 $2,859.72   4.155%   4.125% No No Employed           US Citizen           [Redact] 1 $11,372.40 $1,232.04           0.380867 0.380867 0.380867 [Redact] 738             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $1,190.00   3.620 $0.00 2.0 DU   ApproveEligible N/A No 4.125% 2   0 0 3 0       No        
208840894 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,290.00 $2,403.90   4.036%   4.000% No No Not Employed           US Citizen           [Redact] 1 $0.00 $606.00           0.444736 0.444736 0.444736 [Redact] 809             [Redact]                             No No             [Borrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - Pension]; 1099 - 2018 [Borrower - Primary Income - Pension]; 1099 - 2017 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0         $1,290.00   3.730 $0.00   LP / LPA   Accept No No 4.000% 0   2 0 0 0       No        
208840901 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,907.50 $3,751.74   3.552%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,581.12 $1,626.12           0.343273 0.343273 0.343273 [Redact] 798             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $2,907.50   3.690 $0.00 3.4 LP / LPA   Accept No No 3.500% 1 0 0 0 2 0       No     HELOC No
208840907 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,290.00 $4,965.30   4.039%   3.990% No No Employed           US Citizen           [Redact] 1 $10,334.40 $1,106.04           0.452335 0.452335 0.452335 [Redact] 734             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0         $1,290.00   3.700 $0.00 5.0 LP / LPA   Accept No No 3.990% 1   1 0 3 1       No        
208840908 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,290.00 $3,844.32   3.893%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 2 $8,385.24 $1,590.00           0.402176 0.402176 0.402176 [Redact] 764             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Housing Allowance]; Other - 2019 [Borrower - Non-Primary Income - Housing Allowance]; Paystubs - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0         $1,290.00   3.770 $0.00   LP / LPA   Accept No No 3.875% 1 1 1 0 2 0       No     HELOC No
208841070 [Redact] [Redact] Safe Harbor QM   Yes No $2,725.00 $4,523.00   3.920%   3.875% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $7,740.00 $2,454.00           0.263071 0.263071 0.263071 [Redact] 748             [Redact]                             No No             [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $2,725.00   3.790 $0.00 3.0 None     N/A No 3.875% 0 0 2 0 3 2       No        
208844540 [Redact] [Redact] Safe Harbor QM   Yes No $11,812.38 $15,280.05   3.600%   3.500% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $15,627.12 $1,439.04           0.311345 0.311345 0.311345 [Redact] 763             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Business License - 2020 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Tax Return Extension - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 3 Years Tax Returns                               0 0 0     Goldman Sachs   $11,812.38   3.790 $0.00 2.0 None     N/A No 3.500% 0 0 3 0 4 3       No        
208846786 [Redact] [Redact] Safe Harbor QM   Yes No $995.00 $4,193.07   3.915%   3.875% No No Employed           US Citizen           [Redact] 1 $1,720.44 $1,113.00           0.25954 0.25954 0.25954 [Redact] 803             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Caliber   $995.00   3.790 $0.00 2.0 None     N/A No 3.875% 2   0 0 2 2       No        
208902684 [Redact] [Redact] Safe Harbor QM   Yes No $25,455.00 $26,487.48   4.089%   3.875% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $14,260.08 $11,871.96           0.340905 0.340905 0.340905 [Redact] 730             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; Balance Sheet - 2017 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Coborrower - Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Primary Income - C-Corp]; W-2 - 2018 [Coborrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 3 Years Tax Returns                               0 0 0     UWM   $25,455.00   3.790 ($4,800.00) 4.0 DU   ApproveIneligible N/A No 3.875% 1 1 3 0 2 1       No        
209077678 [Redact] [Redact] Safe Harbor QM   Yes No $8,495.00 $10,425.26   3.955%   3.875% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $33,593.04 $2,598.00           0.366606 0.366606 0.366606 [Redact] 714             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2020 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $8,495.00   3.790 $0.00 2.0 None     N/A No 3.875% 0 0 3 0 3 1       No        
209138263 [Redact] [Redact] Safe Harbor QM   Yes No $19,360.00 $9,041.59   4.189%   4.125% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $13,749.96 $2,615.04           0.429188 0.429188 0.429188 [Redact] 793             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2018 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2019 [Borrower - Non-Primary Income - Pension]; 1099 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower - Non-Primary Income - IRA Distribution]; Other - 2019 [Borrower - Non-Primary Income - IRA Distribution]; 1099 - 2018 [Borrower - Non-Primary Income - IRA Distribution]; 1099 - 2017 [Borrower - Non-Primary Income - Note Receivable]; Other - 2019 [Borrower - Non-Primary Income - Note Receivable]; Note - 2009 [Borrower - Non-Primary Income - Note Receivable]; Other - 2009 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Provident Funding   $19,360.00   3.700 $0.00 3.0 None     N/A No 4.125% 2 2 2 0 3 2       No        
209138264 [Redact] [Redact] Safe Harbor QM   Yes Yes $19,084.40 $4,136.26   4.171%   4.125% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $20,738.76 $1,420.20           0.359367 0.359367 0.359367 [Redact] 774             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Provident Funding   $19,084.40   3.820 $0.00 2.1 None     N/A No 4.125% 2 1 2 0 3 2       No        
209138265 [Redact] [Redact] Safe Harbor QM   Yes No $14,445.00 $3,332.52   4.150%   4.125% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $7,348.32 $3,237.00           0.402744 0.402744 0.402744 [Redact] 797             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Provident Funding   $14,445.00   3.740 $7,500.00 2.3 None     N/A No 4.125% 2 2 2 0 3 2       No        
209138268 [Redact] [Redact] Safe Harbor QM   Yes No $2,215.00 $1,740.50   4.027%   4.000% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $6,616.44 $1,656.00           0.371105 0.371105 0.371105 [Redact] 768             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Provident Funding   $2,215.00   3.790 $0.00 2.7 None     N/A No 4.000% 2 0 0 0 3 2       No        
209138269 [Redact] [Redact] Safe Harbor QM   Yes No $16,776.60 $4,130.00   4.392%   4.375% No No Employed           US Citizen           [Redact] 1 $7,177.20 $2,991.84           0.424604 0.424604 0.424604 [Redact] 757             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Provident Funding   $16,776.60   3.720 $0.00 1.6 None     N/A No 4.375% 2   2 0 3 2       No        
209170254 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $16,751.80 $3,604.00   4.529%   4.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $4,784.52 $2,964.12           0.387998 0.387997 0.387997 [Redact] 735             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 1 Year Tax Returns                               0 0 0         $16,751.80   3.730 $0.00 1.1 DU   ApproveEligible N/A No 4.500% 1 1 1 0 2 0       No        
209193475 [Redact] [Redact] Safe Harbor QM   Yes No $500.00 $746.04   3.395%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,665.96 $1,638.96           0.382397 0.382397 0.382397 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $500.00   3.120 $0.00 2.3 None     N/A No 3.375% 2 2 2 0 3 2       No        
209193477 [Redact] [Redact] Safe Harbor QM   Yes No $6,044.00 $8,201.38   3.566%   3.500% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $10,837.08 $1,769.04           0.332493 0.332493 0.332493 [Redact] 805             [Redact]                             No No             [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $6,044.00   3.620 $0.00 2.0 None     N/A No 3.500% 1 0 2 0 2 2       No        
209193478 [Redact] [Redact] Safe Harbor QM   Yes No $6,713.46 $8,502.02   3.588%   3.500% No No Employed           US Citizen           [Redact] 1 $4,309.56 $2,894.88           0.261538 0.261538 0.261538 [Redact] 800             [Redact]                             No No             [Borrower - Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; W-2 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $6,713.46   3.700 $0.00   None     N/A No 3.500% 2   2 0 3 2       No        
209193480 [Redact] [Redact] Safe Harbor QM   Yes No $5,335.63 $6,430.93   3.964%   3.875% No No Employed           US Citizen           [Redact] 1 $2,689.32 $1,047.00           0.35349 0.35349 0.35349 [Redact] 802             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $5,335.63   3.690 $0.00 3.0 None     N/A No 3.875% 2   2 0 3 2       No        
209193481 [Redact] [Redact] Safe Harbor QM   Yes No $983.94 $2,177.26   3.772%   3.750% No No Employed           US Citizen           [Redact] 1 $20,190.48 $1,737.00           0.180342 0.180342 0.180342 [Redact] 788             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $983.94   3.600 $0.00 1.3 None     N/A No 3.750% 2   2 0 3 3       No        
209193482 [Redact] [Redact] Safe Harbor QM   Yes No $8,488.35 $9,360.95   3.492%   3.375% No No Employed Employed         Permanent Resident Alien Permanent Resident Alien         [Redact] 1 $6,379.68 $2,210.04           0.354917 0.354917 0.354917 [Redact] 721             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $8,488.35   3.700 $0.00 3.0 None     N/A No 3.375% 2 2 2 0 3 3       No        
209193483 [Redact] [Redact] Safe Harbor QM   Yes No $500.00 $1,249.00   3.760%   3.750% No No Employed           US Citizen           [Redact] 1 $5,304.00 $1,911.96           0.421153 0.421153 0.421153 [Redact] 742             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $500.00   3.700 $0.00 2.9 None     N/A No 3.750% 2   2 0 2 2       No        
209193484 [Redact] [Redact] Safe Harbor QM   Yes No $3,907.08 $4,376.72   3.915%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,492.40 $1,565.04           0.279543 0.279543 0.279543 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $3,907.08   3.800 $0.00 3.0 None     N/A No 3.875% 2 2 2 0 3 2       No        
209193485 [Redact] [Redact] Safe Harbor QM   Yes No $2,162.90 $3,087.30   3.657%   3.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,875.60 $1,275.84           0.401176 0.401176 0.401176 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $2,162.90   3.690 $0.00 4.8 None     N/A No 3.625% 2 2 2 0 2 2       No        
209193486 [Redact] [Redact] Safe Harbor QM   Yes No $500.00 $2,177.30   3.512%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,619.64 $399.00           0.175763 0.175763 0.175763   802                                           No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $500.00   3.690 $0.00   None     N/A No 3.500% 0 2 2 0 3 2       No        
209193489 [Redact] [Redact] Safe Harbor QM   Yes No $1,000.00 $2,821.35   3.766%   3.750% No No Employed           US Citizen           [Redact] 1 $9,619.80 $1,259.04           0.2618 0.2618 0.2618 [Redact] 807             [Redact]                             No No             [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $1,000.00   3.620 $0.00 4.8 None     N/A No 3.750% 4   2 0 3 2       No     HELOC No
209193490 [Redact] [Redact] Safe Harbor QM   Yes No $500.00 $1,330.40   3.895%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,633.04 $591.96           0.249199 0.249199 0.249199 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $500.00   3.690 $0.00 2.2 None     N/A No 3.875% 2 2 2 0 3 3       No        
209193491 [Redact] [Redact] Safe Harbor QM   Yes No $23,526.59 $26,558.25   3.583%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $18,185.16 $597.00           0.316429 0.316429 0.316429 [Redact] 760             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; WVOE - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $23,526.59   3.820 $0.00 3.0 None     N/A No 3.375% 2 2 2 0 3 2       No        
209193492 [Redact] [Redact] Safe Harbor QM   Yes No $5,282.06 $5,722.74   3.554%   3.500% No No Employed           US Citizen           [Redact] 1 $10,413.72 $2,205.00           0.41368 0.41368 0.41368 [Redact] 757             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $5,282.06   3.740 $0.00 2.4 None     N/A No 3.500% 2   2 0 2 2       No        
209229194 [Redact] [Redact] Safe Harbor QM   Yes No $1,955.00 $2,895.63   3.398%   3.375% No No Self-Employed           US Citizen           [Redact] 1 $17,947.08 $886.20           0.42946 0.429459 0.429459 [Redact] 789             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $1,955.00   3.790 $0.00   None     N/A No 3.375% 4   3 0 2 1     35.40 No        
209230536 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,895.00 $3,463.33   3.905%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $5,173.80 $587.76           0.32356 0.32356 0.32356 [Redact] 753             [Redact]                             No No             [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $1,895.00   3.690 $95,029.00 2.0 DU   ApproveEligible N/A No 3.875% 0   2 0 3 0     33.03 No     HELOC No
209230540 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $8,043.00 $10,276.84   3.983%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $4,342.20 $3,368.52           0.349847 0.349847 0.349847 [Redact] 801             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $8,043.00   3.730 $0.00 2.0 DU   ApproveEligible N/A No 3.875% 2 1 2 0 2 0       No        
209237787 [Redact] [Redact] Safe Harbor QM   Yes No $7,675.00 $2,982.52   3.768%   3.750% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $4,640.04 $2,987.52           0.319709 0.319709 0.319709 [Redact] 788             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $7,675.00   3.790 $0.00 2.1 None     N/A No 3.750% 2 2 2 0 3 1       No        
209238353 [Redact] [Redact] Safe Harbor QM   Yes No $8,683.80 $5,365.43   3.678%   3.625% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $18,187.56 $2,526.96           0.411339 0.411339 0.411339 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 3 Years Tax Returns                               0 0 0     UWM   $8,683.80   3.790 $0.00 3.8 None     No No 3.625% 2 0 3 0 2 1       No        
209278915 [Redact] [Redact] Safe Harbor QM   Yes No $13,730.00 $3,797.79   3.767%   3.750% No No Not Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $20,066.40 $2,196.96           0.354351 0.354351 0.354351 [Redact] 761             [Redact]                             No No             [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $13,730.00   3.790 $0.00 3.5 DU   ApproveIneligible N/A No 3.750% 0 0 2 0 3 1       No        
209280806 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $3,058.96   4.021%   3.990% No No Employed           Non-Permanent Resident Alien           [Redact] 1 $5,445.96 $1,676.16           0.37045 0.37045 0.37045 [Redact] 707             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.720 $0.00 2.1 None     N/A No 3.990% 2   0 0 3 2       No        
209280894 [Redact] [Redact] Safe Harbor QM   Yes No $6,046.00 $122.43   4.475%   4.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $23,868.72 $1,247.04           0.401501 0.401501 0.401501 [Redact] 800             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $6,046.00   3.720 $0.00 2.4 DU   ApproveIneligible N/A No 4.500% 3 2 2 0 3 2       No        
209282978 [Redact] [Redact] Safe Harbor QM   Yes No $10,100.00 $10,737.86   3.845%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,285.80 $2,538.00           0.306783 0.306783 0.306783 [Redact] 765             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $10,100.00   3.800 $0.00   None     N/A No 3.750% 1 1 0 0 2 1       No        
209299988 [Redact] [Redact] Safe Harbor QM   Yes Yes $1,285.00 $1,696.82   3.776%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,143.72 $2,786.04           0.145882 0.145882 0.145882 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.780 $0.00 1.0 None     N/A No 3.750% 2 2 0 0 3 2       No        
209299992 [Redact] [Redact] Safe Harbor QM   Yes No $6,427.59 $7,351.61   3.813%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $18,428.16 $2,760.00           0.392809 0.392809 0.392809 [Redact] 739             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $6,427.59   3.780 $10,070.00   None     N/A No 3.750% 0 1 2 0 3 1       No        
209299998 [Redact] [Redact] Safe Harbor QM   Yes No $19,087.20 $22,647.72   3.569%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,906.64 $481.56           0.408796 0.408796 0.408796 [Redact] 793             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $19,087.20   3.780 $0.00 3.2 DU   ApproveIneligible N/A No 3.375% 2 0 0 0 4 0       No        
209300004 [Redact] [Redact] Safe Harbor QM   Yes Yes $5,535.54 $7,099.66   3.566%   3.500% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,601.60 $1,979.04           0.308223 0.308223 0.308223 [Redact] 807             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $5,535.54   3.800 $0.00 1.0 None     N/A No 3.500% 2 0 2 0 3 2       No        
209300025 [Redact] [Redact] Safe Harbor QM   Yes No $6,925.00 $7,774.25   3.856%   3.750% No No Employed           US Citizen           [Redact] 1 $1,373.40 $1,662.96           0.308671 0.308671 0.308671 [Redact] 700             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Employer Letter - 2017 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $6,925.00   3.780 $0.00 2.2 None     N/A No 3.750% 2   2 0 2 2       No        
209300032 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $1,701.36   3.650%   3.625% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $2,873.52 $1,233.96           0.371311 0.371311 0.371311 [Redact] 790             [Redact]                             No No             [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.780 $0.00 5.0 None     N/A No 3.625% 0 2 2 0 3 2       No        
209300034 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,188.45   3.777%   3.750% No No Employed           US Citizen           [Redact] 1 $4,452.00 $2,847.00           0.307482 0.307482 0.307482 [Redact] 813             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Alimony]; Bank Statements - 2020 [Borrower - Non-Primary Income - Alimony]; Divorce Decree - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.780 $0.00 1.0 None     N/A No 3.750% 3   0 0 4 2       No        
209300137 [Redact] [Redact] Safe Harbor QM   Yes No $3,557.35 $6,172.76   3.417%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $9,594.84 $1,385.04           0.298867 0.298867 0.298867 [Redact] 767             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 2 Years Tax Returns                               0 0 0     Caliber   $3,557.35   3.780 $0.00 2.2 None     N/A No 3.375% 0 0 2 0 2 2       No        
209305140 [Redact] [Redact] Safe Harbor QM   Yes No $1,225.00 $4,162.10   3.766%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $9,331.92 $4,847.04           0.305349 0.305349 0.305349 [Redact] 746             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Flagstar   $1,225.00   3.780 $0.00 1.9 None     N/A No 3.750% 2 0 2 0 3 1       No        
209322826 [Redact] [Redact] Safe Harbor QM   Yes No $9,680.00 $1,737.38   3.765%   3.750% No No Employed           US Citizen           [Redact] 1 $12,230.40 $1,187.04           0.401963 0.401963 0.401963 [Redact] 763             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $9,680.00   3.780 $0.00 3.1 DU   ApproveIneligible N/A No 3.750% 1   2 0 3 2       No        
209322894 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $11,890.00 $13,152.52   3.900%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 2 $11,398.92 $1,575.00           0.424881 0.424881 0.424881 [Redact] 757             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 Other                               0 0 0         $11,890.00   3.720 $0.00   DU   ApproveEligible N/A No 3.750% 2 0 0 0 3 0       No        
209322908 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $4,745.00 $4,930.07   3.811%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $6,964.32 $2,339.04           0.31191 0.31191 0.31191 [Redact] 804             [Redact]                             No No             [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $4,745.00   3.770 $0.00 2.0 LP / LPA   Accept Yes No 3.750% 0   2 0 4 0     20.80 No        
209322914 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $5,115.00 $5,899.79   3.701%   3.625% No No Not Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,431.92 $1,595.76           0.484767 0.484767 0.484767 [Redact] 742             [Redact]                             No No             [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2012 [Coborrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2014 [Coborrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2012 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other       1                       0 0 0         $5,115.00   3.600 $0.00 2.4 LP / LPA   Accept No No 3.625% 0 0 0 0 4 1       No        
209322918 [Redact] [Redact] Safe Harbor QM   Yes No $1,595.00 $3,375.15   3.408%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $5,783.16 $1,791.00           0.151419 0.151419 0.151419 [Redact] 791             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $1,595.00   3.700 $0.00 4.6 None     N/A No 3.375% 2 1 0 0 4 0       No        
209322919 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $7,243.10 $8,028.25   3.604%   3.500% No No Not Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,343.12 $2,603.76           0.441631 0.441631 0.441631 [Redact] 759             [Redact]                             No No             [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2019 [Borrower - Non-Primary Income - Pension]; 1099 - 2018 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - Social Security]; Bank Statements - 2019 [Coborrower - Non-Primary Income - Pension]; Bank Statements - 2019 [Coborrower - Non-Primary Income - Pension]; 1099 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $7,243.10   3.690 $0.00 2.1 DU   ApproveEligible Yes No 3.500% 0 0 0 0 4 0       No        
209322920 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,699.20 $3,471.28   4.047%   3.990% No No Employed           US Citizen           [Redact] 1 $5,688.36 $1,793.04           0.42848 0.42848 0.42848 [Redact] 722             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $2,699.20   3.700 $0.00 2.3 DU   ApproveEligible N/A No 3.990% 0   0 0 4 0       No        
209322933 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $16,401.58 $17,590.73   3.818%   3.625% No No Employed           US Citizen           [Redact] 1 $11,631.72 $1,551.96           0.486953 0.486953 0.486953 [Redact] 705             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 1 Year Tax Returns                               0 0 0         $16,401.58   3.700 $0.00 1.9 LP / LPA   Accept No No 3.625% 0   1 0 4 0       No        
209322934 [Redact] [Redact] Safe Harbor QM   Yes No $15,436.56 $16,941.19   4.206%   4.000% No No Self-Employed           US Citizen           [Redact] 1 $3,138.96 $3,743.88           0.290432 0.290432 0.290432 [Redact] 748             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $15,436.56   3.700 $0.00 2.5 None     N/A No 4.000% 2   2 0 2 2     34.00 No        
209322937 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,595.00 $2,831.73   4.020%   3.990% No No Employed           US Citizen           [Redact] 1 $7,800.36 $867.00           0.306796 0.306796 0.306796 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $1,595.00   3.620 $0.00 2.0 LP / LPA   Accept No No 3.990% 2   0 0 4 0       No        
209322940 [Redact] [Redact] Safe Harbor QM   Yes No $2,545.00 $593.22   3.730%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $14,905.92 $5,137.20           0.24961 0.24961 0.24961 [Redact] 743             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Tax Return Extension - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     Loan Depot   $2,545.00   3.700 $0.00 2.0 None     N/A No 3.750% 0   2 0 4 2       No        
209322941 [Redact] [Redact] Safe Harbor QM   Yes No $1,595.00 $3,060.40   3.905%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $4,095.84 $806.04           0.409726 0.409726 0.409726 [Redact] 775             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0     Loan Depot   $1,595.00   3.800 $0.00 2.2 None     Yes No 3.875% 2 2 1 0 4 2       No        
209322942 [Redact] [Redact] Safe Harbor QM   Yes No $6,172.28 $7,805.89   3.313%   3.250% No No Employed           US Citizen           [Redact] 3 $9,786.00 $1,740.72           0.401908 0.401908 0.401908 [Redact] 793             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $6,172.28   3.720 $0.00   None     N/A No 3.250% 0   2 0 4 2       No        
209322944 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $3,699.12 $4,509.20   3.928%   3.875% No No Employed           US Citizen           [Redact] 1 $7,104.84 $1,593.96           0.457713 0.457713 0.457713 [Redact] 732             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $3,699.12   3.620 $0.00 3.4 DU   ApproveEligible N/A No 3.875% 0   0 0 4 0       No        
209322946 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,649.45 $2,953.16   3.776%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $10,986.72 $1,071.96           0.263291 0.263291 0.263291 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0         $2,649.45   3.620 $0.00 2.0 LP / LPA   Accept No No 3.750% 0   2 0 4 0       No        
209322947 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,495.00 $3,101.89   3.776%   3.750% No No Employed           US Citizen           [Redact] 1 $5,454.84 $640.80           0.360113 0.360113 0.360113 [Redact] 776             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $2,495.00   3.620 $0.00 4.5 LP / LPA   Accept No No 3.750% 0   0 0 4 0       No        
209322950 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $11,811.50 $12,070.03   3.629%   3.500% No No Not Employed           US Citizen           [Redact] 1 $8,004.24 $1,854.00           0.426001 0.426001 0.426001 [Redact] 728             [Redact]                             No No             [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2018 [Borrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2019 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2015 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $11,811.50   3.740 $0.00 4.6 DU   ApproveEligible No No 3.500% 0   0 0 4 0       No        
209322951 [Redact] [Redact] Safe Harbor QM   Yes No $2,150.00 $112.17   4.501%   4.500% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $4,607.88 $2,756.76           0.324631 0.324631 0.324631 [Redact] 759             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $2,150.00   3.790 $0.00 5.0 None     N/A No 4.500% 2 0 0 0 4 0       No        
209322952 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,495.00 $3,137.83   3.790%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $9,716.64 $1,563.60           0.417005 0.417005 0.417005 [Redact] 803             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $2,495.00   3.740 $0.00 2.0 DU   ApproveEligible N/A No 3.750% 2 0 0 0 4 0       No        
209322954 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $895.00 $2,529.15   3.404%   3.375% No No Self-Employed Employed Employed   8.57   US Citizen US Citizen US Citizen       [Redact] 1 $4,632.96 $966.00           0.470911 0.470911 0.470911 [Redact] 750 810 819 808       [Redact]                 Level 1-Not Stated/Not Verified   Level 5-Stated/Verified as defined   Level 3-Stated/Verified as defined   No No             [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $895.00   3.820 $0.00 2.3 LP / LPA   Accept No No 3.375% 2 0 2 0 4 0     22.00 No        
209322962 [Redact] [Redact] Safe Harbor QM   Yes No $3,062.84 $3,802.81   3.276%   3.250% No No Employed           US Citizen           [Redact] 1 $9,869.16 $906.36           0.412647 0.412647 0.412647 [Redact] 794             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $3,062.84   3.790 $0.00 4.0 None     No No 3.250% 1   0 0 4 0       No        
209322964 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $5,348.45 $5,730.16   3.826%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $5,035.44 $1,231.80           0.383288 0.383288 0.383288 [Redact] 750             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $5,348.45   3.820 $0.00 2.5 DU   ApproveEligible N/A No 3.750% 0 0 0 0 4 0       No        
209322970 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $2,515.00 $2,589.15   3.906%   3.875% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,206.92 $725.76           0.422409 0.422409 0.422409 [Redact] 755             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $2,515.00   3.820 $0.00 2.6 DU   ApproveEligible No No 3.875% 0 0 0 0 4 0       No        
209322971 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $8,570.82 $9,291.09   3.611%   3.500% No No Employed           US Citizen           [Redact] 1 $8,964.48 $1,926.12           0.174169 0.174169 0.174169 [Redact] 700             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $8,570.82   3.820 $0.00 2.0 DU   ApproveEligible N/A No 3.500% 0   0 0 4 0       No        
209322974 [Redact] [Redact] Safe Harbor QM   Yes No $11,140.00 $1,721.80   4.522%   4.500% No No Self-Employed           US Citizen           [Redact] 1 $14,632.44 $2,030.04           0.392865 0.392865 0.392865 [Redact] 726             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; Transcripts - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $11,140.00   3.710 $8,000.00 2.0 None     No No 4.500% 2   2 0 4 4     34.00 No        
209322975 [Redact] [Redact] Safe Harbor QM   Yes No $12,850.00 $7,406.14   3.697%   3.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $22,001.64 $1,422.96           0.302586 0.302586 0.302586 [Redact] 716             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0     Loan Depot   $12,850.00   3.820 $9,000.00 2.9 None     N/A No 3.625% 2 2 1 0 2 0       No        
209322976 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $10,274.40 $3,731.42   3.537%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,360.16 $612.96           0.448788 0.448788 0.448788 [Redact] 783             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $10,274.40   3.620 $5,000.00 2.0 LP / LPA   Accept N/A No 3.500% 2 1 0 0 4 0       No        
209322977 [Redact] [Redact] Safe Harbor QM   Yes No $13,954.35 $6,548.66   3.838%   3.750% No No Employed           US Citizen           [Redact] 1 $19,465.44 $1,901.04           0.35518 0.35518 0.35518 [Redact] 804             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $13,954.35   4.310 $6,000.00 2.4 None     N/A No 3.750% 1   0 0 4 0       No        
209322981 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $9,019.10 $1,625.50   3.999%   3.990% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $14,165.04 $816.00           0.487254 0.487254 0.487254 [Redact] 717             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $9,019.10   3.790 $13,997.61 1.4 DU   ApproveEligible N/A No 3.990% 0 1 0 0 4 0       No        
209322982 [Redact] [Redact] Safe Harbor QM   Yes No $11,205.70 $2,892.82   4.289%   4.250% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $5,455.68 $1,110.00           0.398127 0.398127 0.398127 [Redact] 738             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $11,205.70   3.730 $5,664.00 2.3 None     N/A No 4.250% 1 1 0 0 4 0       No        
209322992 [Redact] [Redact] Safe Harbor QM   Yes No $1,040.00 $2,510.40   3.760%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $41,715.00 $4,194.00           0.298714 0.298714 0.298714 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Projected Income]; Employer Letter - 2019 [Borrower - Primary Income - Projected Income]; Employer Non-Revocable Contract - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $1,040.00   3.600 $0.00 2.6 None     N/A No 3.750% 0 1 0 0 4 0       No        
209322993 [Redact] [Redact] Safe Harbor QM   Yes No $10,698.83 $3,557.65   3.799%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,976.36 $1,662.96           0.429439 0.429439 0.429439 [Redact] 777             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $10,698.83   3.530 $395.12   None     No No 3.750% 2 0 2 0 4 2       No        
209322999 [Redact] [Redact] Safe Harbor QM   Yes No $18,269.00 $20,150.80   3.637%   3.500% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $11,851.68 $2,001.00           0.18961 0.18961 0.18961 [Redact] 762             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $18,269.00   3.620 $0.00 5.0 None     N/A No 3.500% 4 2 2 0 2 3     35.03 No        
209323001 [Redact] [Redact] Safe Harbor QM   Yes No $1,290.00 $2,164.92   4.148%   4.125% No No Self-Employed           US Citizen           [Redact] 1 $6,571.92 $1,710.36           0.241983 0.241983 0.241983 [Redact] 768             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $1,290.00   3.740 $0.00 2.0 None     N/A No 4.125% 2   2 0 4 3     32.97 No        
209323002 [Redact] [Redact] Safe Harbor QM   Yes No $9,269.10 $2,685.50   3.772%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $13,254.00 $2,321.64           0.22569 0.22569 0.22569 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $9,269.10   3.800 $7,500.00 2.0 None     N/A No 3.750% 1 0 0 0 4 0       No        
209323003 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $9,269.10 $2,522.47   4.018%   3.990% No No Employed           US Citizen           [Redact] 1 $10,830.96 $744.96           0.326858 0.326858 0.326858 [Redact] 724             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $9,269.10   3.800 $7,500.00 3.0 DU   ApproveEligible N/A No 3.990% 2   0 0 4 0       No        
209323007 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $1,040.00 $3,234.46   4.016%   3.990% No No Employed           US Citizen           [Redact] 1 $10,424.40 $465.96           0.492729 0.492729 0.492729 [Redact] 756             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0         $1,040.00   3.740 $0.00 2.4 LP / LPA   Accept N/A No 3.990% 2   0 0 4 0       No        
209323008 [Redact] [Redact] Safe Harbor QM   Yes No $25,088.64 $19,464.12   3.745%   3.625% No No Self-Employed           US Citizen           [Redact] 1 $17,493.48 $1,424.16           0.393522 0.393522 0.393522 [Redact] 794             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     Loan Depot   $25,088.64   3.820 $0.00 2.1 None     N/A No 3.625% 2   2 0 4 0     32.97 No        
209323013 [Redact] [Redact] Safe Harbor QM   Yes No $13,566.29 $5,664.84   3.806%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,492.40 $1,193.04           0.243573 0.243573 0.243573 [Redact] 782             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $13,566.29   3.800 $5,000.00 2.2 None     N/A No 3.750% 2 2 2 0 4 2       No        
209323018 [Redact] [Redact] Safe Harbor QM   Yes No $1,840.00 $3,170.33   3.772%   3.750% No No Employed           US Citizen           [Redact] 1 $12,336.36 $4,797.12           0.331605 0.331605 0.331605 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 2 Years Tax Returns                               0 0 0     Loan Depot   $1,840.00   3.800 $0.00 2.0 None     N/A No 3.750% 2   2 0 2 3       No        
209323020 [Redact] [Redact] Safe Harbor QM   Yes No $1,465.00 $2,957.96   3.517%   3.500% No No Employed           US Citizen           [Redact] 1 $10,011.00 $1,309.20           0.429897 0.429897 0.429897 [Redact] 802             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Pension]; 1099 - 2018 [Borrower - Non-Primary Income - Pension]; 1099 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 Other                               0 0 0     Loan Depot   $1,465.00   3.800 $0.00 2.0 None     Yes No 3.500% 1   0 0 4 0       No        
209323023 [Redact] [Redact] Safe Harbor QM   Yes No $10,045.50 $3,539.52   3.547%   3.500% No No Employed           US Citizen           [Redact] 1 $9,109.80 $1,101.00           0.289166 0.289166 0.289166 [Redact] 797             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $10,045.50   3.730 $1,169.76 2.5 None     N/A No 3.500% 2   0 0 4 3       No        
209323024 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $2,523.22   4.014%   4.000% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,770.88 $813.00           0.224531 0.224531 0.224531 [Redact] 810             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot       3.730 $0.00 2.7 DU   ApproveIneligible N/A No 4.000% 2 2 0 0 4 3       No        
209323026 [Redact] [Redact] Safe Harbor QM   Yes No $2,015.00 $2,881.89   4.022%   4.000% No No Employed           US Citizen           [Redact] 1 $10,788.24 $1,207.20           0.105763 0.105763 0.105763 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $2,015.00   3.820 $0.00 2.0 None     N/A No 4.000% 0   2 0 4 3       No        
209323028 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $3,597.06 $6,673.86   3.938%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $7,871.52 $795.96           0.407148 0.407148 0.407148 [Redact] 781             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $3,597.06   3.800 $249,297.10 2.0 DU   ApproveEligible N/A No 3.875% 1 0 0 0 4 0       No     HELOC No
209323032 [Redact] [Redact] Safe Harbor QM   Yes No $10,000.00 $1,739.65   4.518%   4.500% No No Employed           US Citizen           [Redact] 1 $6,240.00 $671.04           0.392957 0.392957 0.392957 [Redact] 715             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $10,000.00   3.710 $5,000.00 1.1 None     N/A No 4.500% 2   0 0 2 0       No        
209323035 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $4,772.64 $6,577.75   4.073%   3.990% No No Self-Employed Employed         US Citizen Permanent Resident Alien         [Redact] 1 $7,957.44 $1,520.04           0.477533 0.477533 0.477533 [Redact] 682             [Redact]                             No No             [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0         $4,772.64   3.710 $0.00 2.0 DU   ApproveEligible No No 3.990% 1 1 2 0 4 0     22.97 No        
209323039 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $8,789.24 $10,617.58   3.636%   3.500% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $9,624.96 $0.00           0.417593 0.417593 0.417593 [Redact] 709             [Redact]                             No No             [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0         $8,789.24   3.790 $20,000.00 2.5 DU   ApproveEligible N/A No 3.500% 2 2 1 0 4 0     22.00 No        
209323041 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $25,895.00 $29,220.77   4.885%   4.625% No No Employed           US Citizen           [Redact] 2 $10,821.84 $6,369.00           0.399436 0.399436 0.399436 [Redact] 742             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 1 Year Tax Returns                               0 0 0         $25,895.00   3.720 $0.00   DU   ApproveEligible N/A No 4.625% 1   1 0 4 0       No        
209323042 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $18,104.62 $9,481.84   3.371%   3.250% No No Employed           Non-Permanent Resident Alien           [Redact] 1 $11,936.64 $675.96           0.250722 0.250722 0.250722 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $18,104.62   3.720 $15,000.00 1.6 DU   ApproveEligible N/A No 3.250% 0   0 0 4 0       No        
209323043 [Redact] [Redact] Safe Harbor QM   Yes No $14,873.00 $4,084.10   3.671%   3.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,951.08 $4,168.08           0.20667 0.20667 0.20667 [Redact] 749             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $14,873.00   3.720 $7,500.00 2.1 None     N/A No 3.625% 2 2 0 0 4 2       No        
209323044 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $9,250.00 $2,178.26   3.898%   3.875% No No Employed Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien         [Redact] 1 $11,009.40 $402.96           0.231158 0.231158 0.231158 [Redact] 716             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 1 Year Tax Returns                               0 0 0         $9,250.00   3.720 $5,000.00 2.0 DU   ApproveEligible N/A No 3.875% 0 1 1 0 4 0       No        
209323045 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $14,643.75 $17,677.23   3.767%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,095.68 $2,429.52           0.302693 0.302693 0.302693 [Redact] 754             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $14,643.75   3.700 $0.00 1.8 DU   ApproveEligible N/A No 3.500% 1 1 0 0 4 0       No        
209323051 [Redact] [Redact] Safe Harbor QM   Yes No $14,810.00 $21,823.05   4.059%   4.000% No No Employed           US Citizen           [Redact] 1 $23,139.36 $7,317.96           0.182549 0.182549 0.182549 [Redact] 784             [Redact]                             No No             [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     Loan Depot   $14,810.00   3.740 $0.00 3.2 None     N/A No 4.000% 0   2 0 4 2       No        
209323052 [Redact] [Redact] Safe Harbor QM   Yes No $1,805.00 $5,135.27   3.929%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $18,656.04 $2,315.04           0.40782 0.40782 0.40782 [Redact] 788             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $1,805.00   3.700 $0.00 3.0 DU   ApproveIneligible N/A No 3.875% 2   2 0 2 2     33.60 No        
209323054 [Redact] [Redact] Safe Harbor QM   Yes No $8,915.00 $4,139.00   4.027%   4.000% No No Employed           US Citizen           [Redact] 1 $16,500.00 $1,854.96           0.423814 0.423814 0.423814 [Redact] 770             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $8,915.00   3.730 $8,571.00 2.0 None     N/A No 4.000% 2   0 0 4 0       No        
209323058 [Redact] [Redact] Safe Harbor QM   Yes No $7,995.00 $9,135.85   4.464%   4.375% No No Employed           US Citizen           [Redact] 1 $4,286.76 $706.20           0.424737 0.424737 0.424737 [Redact] 707             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Tax Return Extension - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $7,995.00   3.800 $0.00   None     N/A No 4.375% 2   0 0 4 2       No        
209323060 [Redact] [Redact] Safe Harbor QM   Yes No $7,135.00 $4,424.82   4.680%   4.625% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $3,522.84 $2,436.96           0.33102 0.33102 0.33102 [Redact] 763             [Redact]                             No No             [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $7,135.00   3.720 $0.00 2.0 None     N/A No 4.625% 0 2 0 0 4 1       No        
209323064 [Redact] [Redact] Temporary SHQM (GSE/Agency Eligible)   Yes Yes $11,680.50 $6,430.96   3.585%   3.500% No No Employed           US Citizen           [Redact] 1 $8,917.44 $1,323.96           0.455669 0.455669 0.455669 [Redact] 799             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Wages]; W-2 - 2015 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0         $11,680.50   3.710 $0.00 2.0 DU   ApproveEligible N/A No 3.500% 0   0 0 4 0       No        
209323068 [Redact] [Redact] Safe Harbor QM   Yes No $15,495.00 $1,722.04   4.003%   4.000% No No Employed Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien         [Redact] 1 $17,998.92 $2,541.96           0.392582 0.392582 0.392582 [Redact] 765             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $15,495.00   3.710 $10,000.00 2.0 None     N/A No 4.000% 2 1 0 0 4 0       No        
209323069 [Redact] [Redact] Safe Harbor QM   Yes No $15,114.88 $12,246.50   3.763%   3.625% No No Self-Employed           US Citizen           [Redact] 1 $10,312.56 $1,551.00           0.278033 0.278033 0.278033 [Redact] 770             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     Loan Depot   $15,114.88   3.710 $0.00 3.4 None     No No 3.625% 2   2 0 2 2     34.97 No        
209323070 [Redact] [Redact] Safe Harbor QM   Yes No $8,000.00 $8,337.02   3.827%   3.750% No No Employed           Permanent Resident Alien           [Redact] 1 $15,521.40 $903.00           0.274558 0.274558 0.274558 [Redact] 799             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $8,000.00   3.720 $0.00 4.0 None     N/A No 3.750% 2   0 0 4 2       No        
209323071 [Redact] [Redact] Safe Harbor QM   Yes No $6,995.00 $5,260.84   3.552%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $18,443.64 $2,343.96           0.192534 0.192534 0.192534 [Redact] 796             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     Loan Depot   $6,995.00   3.720 $0.00 2.2 DU   ApproveIneligible N/A No 3.500% 2 0 2 0 4 2       No        
209323073 [Redact] [Redact] Safe Harbor QM   Yes Yes $10,995.00 $1,539.27   3.888%   3.875% No No Employed           US Citizen           [Redact] 1 $17,035.56 $1,215.12           0.424727 0.424727 0.424727 [Redact] 744             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Loan Depot   $10,995.00   3.720 $0.00 2.2 None     N/A No 3.875% 2   0 0 4 0       No        
209324343 [Redact] [Redact] Safe Harbor QM   Yes No $1,803.40 $3,536.63   3.521%   3.500% No No Self-Employed           US Citizen           [Redact] 1 $4,436.28 $2,705.04           0.409659 0.409658 0.409658 [Redact] 817             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $1,803.40   3.780 $0.00 5.0 None     N/A No 3.500% 2   2 0 3 2     36.00 No        
209324501 [Redact] [Redact] Safe Harbor QM   Yes No $17,213.20 $5,606.30   4.157%   4.125% No No Self-Employed           US Citizen           [Redact] 1 $4,640.64 $1,869.00           0.380134 0.380134 0.380134 [Redact] 769             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $17,213.20   3.780 $0.00 2.0 DU   ApproveIneligible N/A No 4.125% 2   2 0 3 1     36.00 No        
209345940 [Redact] [Redact] Safe Harbor QM   Yes No $10,740.00 $9,792.67   3.595%   3.500% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $13,464.12 $735.00           0.284364 0.284364 0.284364 [Redact] 778             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,740.00   3.780 $0.00 2.1 None     N/A No 3.500% 2 0 2 0 3 1       No        
209345999 [Redact] [Redact] Safe Harbor QM   Yes No $11,645.00 $11,914.34   3.743%   3.625% No No Employed           US Citizen           [Redact] 1 $17,237.04 $1,179.12           0.389846 0.389846 0.389846 [Redact] 799             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $11,645.00   3.780 $0.00 2.0 DU   ApproveIneligible N/A No 3.625% 2   0 0 2 0       No        
209357919 [Redact] [Redact] Safe Harbor QM   Yes No $3,088.75 $5,235.40   3.927%   3.875% No No Employed           US Citizen           [Redact] 1 $10,863.00 $5,057.40           0.427081 0.427081 0.427081 [Redact] 727             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               1 0 0     Goldman Sachs   $3,088.75   3.790 $0.00 1.0 None     N/A No 3.875% 1   2 0 4 2       No        
209359215 [Redact] [Redact] Safe Harbor QM   Yes No $7,050.08 $10,452.37   4.061%   4.000% No No Employed           US Citizen           [Redact] 1 $16,462.92 $668.28           0.248987 0.248987 0.248987 [Redact] 720             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                     2         0 0 0     Goldman Sachs   $7,050.08   3.700 $0.00 2.4 None     N/A No 4.000% 2   2 0 4 3       No        
209359607 [Redact] [Redact] Safe Harbor QM   Yes No $2,331.61 $4,281.84   3.778%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,272.32 $1,515.00           0.401274 0.401274 0.401274 [Redact] 774             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Trust Income]; Other - 2019 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2018 [Borrower - Non-Primary Income - Trust Income]; Other - 2018 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2017 [Borrower - Non-Primary Income - Trust Income]; Other - 2017 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2016 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2015 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2014 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2013 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2012 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2011 [Borrower - Non-Primary Income - Trust Income]; K-1 - 2010 [Borrower - Non-Primary Income - Trust Income]; Trustee's Statement - 1992 [Borrower - Non-Primary Income - Trust Income]; Trust Agreement - 1973 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $2,331.61   3.800 $0.00 2.0 None     N/A No 3.750% 2 1 2 0 3 2       No        
209359624 [Redact] [Redact] Safe Harbor QM   Yes No $4,463.90 $4,699.94   3.782%   3.750% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $13,732.20 $2,597.40           0.388021 0.388021 0.388021 [Redact] 777             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $4,463.90   3.820 $0.00 3.0 None     N/A No 3.750% 0 0 2 0 2 2       No        
209359629 [Redact] [Redact] Safe Harbor QM   Yes No $1,715.00 $3,450.00   3.778%   3.750% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $9,060.96 $1,586.04           0.372738 0.372738 0.372738 [Redact] 732             [Redact]                             No No             [Borrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower - Primary Income - Pension]; Bank Statements - 2019 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Non-Primary Income - VA Service Related Disability]; VA Verification of Benefits - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Goldman Sachs   $1,715.00   3.800 $0.00 999.0 None     N/A No 3.750% 2 2 2 0 3 2       No        
209359630 [Redact] [Redact] Safe Harbor QM   Yes No $3,909.18 $5,548.23   3.893%   3.875% No No Employed           US Citizen           [Redact] 1 $21,357.36 $8,169.00           0.263783 0.263783 0.263783 [Redact] 746             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $3,909.18   3.820 $0.00 3.1 None     N/A No 3.875% 2   2 0 4 3       No        
209360456 [Redact] [Redact] Safe Harbor QM   Yes No $19,621.15 $20,593.41   3.800%   3.625% No No Self-Employed           US Citizen           [Redact] 1 $18,270.24 $11,342.40           0.421166 0.421166 0.421166 [Redact] 730             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $19,621.15   3.700 $0.00 2.1 None     N/A No 3.625% 2   2 0 3 1     34.97 No        
209360457 [Redact] [Redact] Safe Harbor QM   Yes No $13,685.00 $16,627.04   3.520%   3.375% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $3,900.84 $1,140.00           0.318284 0.318284 0.318284 [Redact] 774             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $13,685.00   3.780 $0.00 3.3 None     N/A No 3.375% 0 0 2 0 3 1     34.97 No        
209360535 [Redact] [Redact] Safe Harbor QM   Yes No $9,221.00 $9,960.00   3.593%   3.500% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $12,168.12 $1,608.96           0.418716 0.418716 0.418716 [Redact] 791             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $9,221.00   3.700 $0.00 2.3 None     No No 3.500% 2 0 2 0 3 1       No        
209361210 [Redact] [Redact] Safe Harbor QM   Yes No $21,685.00 $4,974.01   3.652%   3.625% No No Self-Employed           US Citizen           [Redact] 1 $7,858.80 $1,379.76           0.424997 0.424997 0.424997 [Redact] 787             [Redact]                             No No           Audited [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Note Receivable]; Other - 2020 [Borrower - Non-Primary Income - Note Receivable]; Note - 2017 [Borrower - Non-Primary Income - Note Receivable]; Other - 2020 [Borrower - Non-Primary Income - Note Receivable]; Note - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $21,685.00   3.700 $20,000.00 1.0 None     No No 3.625% 1   3 0 3 1     24.97 No        
209361844 [Redact] [Redact] Safe Harbor QM   Yes No $13,796.96 $14,631.24   3.891%   3.750% No No Employed Self-Employed         Non-Permanent Resident Alien Non-Permanent Resident Alien         [Redact] 1 $25,800.00 $1,100.04           0.418076 0.418076 0.418076 [Redact] 764             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Primary Income - C-Corp]; 1120 - 2017 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - Year Not Available [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $13,796.96   3.700 $10,000.00 2.9 None     N/A No 3.750% 2 0 2 0 3 1       No        
209362811 [Redact] [Redact] Safe Harbor QM   Yes No $11,680.00 $3,190.94   3.769%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $9,483.36 $1,689.96           0.315526 0.315526 0.315526 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Estimated Time of Separation (ETS) - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $11,680.00   3.700 $0.00 2.4 None     N/A No 3.750% 2 2 0 0 3 1       No        
209367181 [Redact] [Redact] Safe Harbor QM   Yes No $7,710.12 $9,021.65   3.844%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,981.12 $2,092.68           0.403344 0.403344 0.403344 [Redact] 760             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $7,710.12   3.700 $0.00 3.0 None     N/A No 3.750% 3 1 2 0 3 2       No        
209367222 [Redact] [Redact] Safe Harbor QM   Yes No $6,439.00 $8,398.00   3.981%   3.875% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $8,157.60 $1,598.76           0.214833 0.214833 0.214833 [Redact] 717             [Redact]                             No No             [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Goldman Sachs   $6,439.00   3.700 $0.00 2.9 None     N/A No 3.875% 0 3 2 0 4 2       No        
209367229 [Redact] [Redact] Safe Harbor QM   Yes No $2,760.00 $3,765.88   3.789%   3.750% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $17,142.00 $3,001.08           0.414855 0.414855 0.414855 [Redact] 766             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Tax Return Extension - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Tax Return Extension - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $2,760.00   3.700 $0.00 3.0 None     N/A No 3.750% 0 2 2 0 3 2       No        
209369517 [Redact] [Redact] Safe Harbor QM   Yes No $4,655.00 $6,096.55   3.433%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $11,901.00 $2,403.12           0.205165 0.205164 0.205164 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $4,655.00   3.700 $0.00 2.5 None     N/A No 3.375% 1 0 0 0 3 1       No        
209369519 [Redact] [Redact] Safe Harbor QM   Yes No $7,633.75 $8,546.29   3.564%   3.500% No No Employed           US Citizen           [Redact] 1 $13,961.16 $3,765.00           0.316396 0.316396 0.316396 [Redact] 803             [Redact]                             No No             [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $7,633.75   3.570 $0.00   None     N/A No 3.500% 0   2 0 3 1       No        
209377823 [Redact] [Redact] Safe Harbor QM   Yes No $3,305.00 $5,550.08   3.667%   3.625% No No Employed           US Citizen           [Redact] 1 $17,720.64 $2,375.16           0.341639 0.341638 0.341638 [Redact] 769             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $3,305.00   3.700 $0.00 2.9 None     N/A No 3.625% 3   2 0 3 1       No        
209377863 [Redact] [Redact] Safe Harbor QM   Yes No $6,105.00 $7,331.00   3.558%   3.500% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $5,637.60 $993.12           0.2619 0.2619 0.2619 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Coborrower - Primary Income - Partnership (>= 25%)]; Business License - 2020 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2020 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $6,105.00   3.700 $0.00 3.5 None     N/A No 3.500% 3 0 2 0 4 2       No        
209453805 [Redact] [Redact] Safe Harbor QM   Yes No $1,405.00 $3,846.48   3.652%   3.625% No No Employed           US Citizen           [Redact] 1 $9,006.96 $1,137.60           0.166658 0.166658 0.166658 [Redact] 791             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $1,405.00   3.710 $0.00 1.7 DU   ApproveIneligible Yes No 3.625% 2   2 0 3 1       No        
209457677 [Redact] [Redact] Safe Harbor QM   Yes No $11,373.00 $11,716.15   3.487%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $15,362.52 $1,173.96           0.410609 0.410609 0.410609 [Redact] 793             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $11,373.00   3.710 $14,107.90 1.4 None     N/A No 3.375% 3 3 2 0 3 1       No        
209458001 [Redact] [Redact] Safe Harbor QM   Yes No $8,100.00 $6,535.81   3.974%   3.875% No No Self-Employed           US Citizen           [Redact] 1 $9,364.56 $2,672.04           0.275206 0.275206 0.275206 [Redact] 789             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Tax Return Extension - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $8,100.00   3.710 $0.00 4.1 None     N/A No 3.875% 1   2 0 3 2     36.00 No        
209459267 [Redact] [Redact] Safe Harbor QM   Yes No $20,786.21 $9,244.61   3.575%   3.500% No No Employed Not Employed         US Citizen Permanent Resident Alien         [Redact] 1 $16,662.96 $701.04           0.253835 0.253835 0.253835 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $20,786.21   3.710 $0.00 2.3 None     No No 3.500% 2 0 0 0 3 0       No        
209462485 [Redact] [Redact] Safe Harbor QM   Yes No $9,690.00 $2,647.52   3.766%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $17,254.80 $729.00           0.216864 0.216863 0.216863 [Redact] 769             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $9,690.00   3.710 $0.00 2.7 None     N/A No 3.750% 1 1 0 0 3 1       No        
209462486 [Redact] [Redact] Safe Harbor QM   Yes No $5,200.00 $7,494.97   3.683%   3.625% No No Not Employed           US Citizen           [Redact] 1 $16,034.16 $1,596.00           0.413709 0.413709 0.413709 [Redact] 799             [Redact]                             No No             [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2020 [Borrower - Non-Primary Income - Note Receivable]; Other - 2020 [Borrower - Non-Primary Income - Note Receivable]; Note - 2018 [Borrower - Non-Primary Income - Note Receivable]; Note - 2018 [Borrower - Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2020 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2020 [Borrower - Non-Primary Income - IRA Distribution]; 1099 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $5,200.00   3.710 $0.00 2.1 None     N/A No 3.625% 0   2 0 3 1       No        
209463226 [Redact] [Redact] Safe Harbor QM   Yes No $2,065.00 $2,797.18   3.906%   3.875% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $9,253.56 $6,053.28           0.338534 0.338534 0.338534 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Capital Gains]; Other - 2019 [Borrower - Non-Primary Income - Capital Gains]; Other - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $2,065.00   3.710 $0.00 5.0 None     N/A No 3.875% 2 0 2 0 4 2       No        
209475516 [Redact] [Redact] Safe Harbor QM   Yes No $7,526.00 $6,076.54   3.426%   3.375% No No Employed           US Citizen           [Redact] 1 $3,741.60 $3,468.96           0.310342 0.310342 0.310342 [Redact] 810             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $7,526.00   3.710 $10,000.00 2.0 None     N/A No 3.375% 2   0 0 3 0       No        
209475517 [Redact] [Redact] Safe Harbor QM   Yes No $10,470.00 $12,344.51   3.470%   3.375% No No Employed           US Citizen           [Redact] 1 $12,220.56 $884.16           0.302728 0.302728 0.302728 [Redact] 778             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $10,470.00   3.710 $0.00 1.0 None     N/A No 3.375% 2   0 0 3 0       No        
209475554 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $1,029.79   3.755%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $10,195.08 $944.16           0.383335 0.383335 0.383335 [Redact] 770             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Caliber       3.710 $0.00 2.4 None     N/A No 3.750% 2 0 2 0 3 2       No        
209475578 [Redact] [Redact] Safe Harbor QM   Yes No $7,966.50 $8,213.86   3.574%   3.500% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,734.80 $1,344.48           0.396057 0.396056 0.396056 [Redact] 769             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2019 [Borrower]; 1040 - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2019 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 4 Years Tax Returns                               0 0 0     UWM   $7,966.50   3.710 $0.00 3.3 None     N/A No 3.500% 2 0 4 0 3 2     24.66 No        
209485756 [Redact] [Redact] Safe Harbor QM   Yes No $20,820.00 $5,504.51   3.794%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $17,523.96 $3,561.48           0.175268 0.175268 0.175268 [Redact] 759             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $20,820.00   3.660 $0.00 2.0 None     N/A No 3.750% 2   2 0 3 1     36.00 No        
209485759 [Redact] [Redact] Safe Harbor QM   Yes No $4,670.80 $7,277.84   3.920%   3.875% No No Employed           US Citizen           [Redact] 1 $13,142.40 $9,084.00           0.190801 0.190801 0.190801 [Redact] 742             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $4,670.80   3.710 $0.00 2.6 None     N/A No 3.875% 2   2 0 3 1       No        
209486942 [Redact] [Redact] Safe Harbor QM   Yes No $5,765.00 $6,849.64   3.431%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,016.40 $1,596.00           0.231113 0.231113 0.231113 [Redact] 795             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Non-Primary Income - Wages]; WVOE - 2020 [Coborrower - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $5,765.00   3.660 $0.00 1.7 None     N/A No 3.375% 2 0 2 0 3 1       No        
209486944 [Redact] [Redact] Safe Harbor QM   Yes No $8,000.00 $8,697.28   3.571%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,421.32 $1,979.04           0.172024 0.172024 0.172024 [Redact] 800             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2016 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $8,000.00   3.660 $10,000.00 2.4 None     N/A No 3.500% 0 1 0 0 3 0       No        
209503315 [Redact] [Redact] Safe Harbor QM   Yes No $1,195.00 $2,541.31   3.890%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $12,235.68 $1,347.96           0.253135 0.253135 0.253135 [Redact] 740             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 Transcript - 2018 [Coborrower - Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $1,195.00   3.660 $0.00 2.8 None     N/A No 3.875% 2 2 2 0 3 2       No        
209510754 [Redact] [Redact] Safe Harbor QM   Yes No $11,941.25 $2,595.31   3.772%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $11,771.52 $2,949.00           0.375889 0.375888 0.375888 [Redact] 773             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $11,941.25   3.660 $0.00 2.1 None     No No 3.750% 2 0 0 0 3 1       No        
209510757 [Redact] [Redact] Safe Harbor QM   Yes No $6,882.89 $7,496.01   3.573%   3.500% No No Employed           US Citizen           [Redact] 1 $9,681.36 $923.04           0.314686 0.314686 0.314686 [Redact] 794             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $6,882.89   3.660 $0.00 2.2 None     N/A No 3.500% 2   0 0 3 0       No        
209510759 [Redact] [Redact] Safe Harbor QM   Yes No $1,345.00 $3,777.64   3.523%   3.500% No No Employed           Permanent Resident Alien           [Redact] 1 $10,789.08 $858.24           0.419691 0.419691 0.419691 [Redact] 800             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     UWM   $1,345.00   3.660 $0.00 2.4 None     No No 3.500% 1   2 0 3 1       No        
209541151 [Redact] [Redact] Safe Harbor QM   Yes No $10,620.00 $1,572.16   3.504%   3.500% No No Not Employed           US Citizen           [Redact] 1 $10,091.28 $2,216.28           0.31551 0.31551 0.31551 [Redact] 795             [Redact]                             No No             [Borrower - Primary Income - Interest / Dividends]; Bank Statements - 2020 [Borrower - Non-Primary Income - Disability]; Bank Statements - 2020 [Borrower - Non-Primary Income - Disability]; Other - 2012 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $10,620.00   3.660 $0.00 1.0 None     N/A No 3.500% 0   2 0 3 1       No        
209541160 [Redact] [Redact] Safe Harbor QM   Yes No $14,830.00 $1,216.39   3.883%   3.875% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $8,170.32 $1,856.04           0.289945 0.289945 0.289945 [Redact] 810             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - Year Not Available [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - Year Not Available [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available 3 Years Tax Returns                               0 0 0     UWM   $14,830.00   3.660 $0.00 3.1 None     N/A No 3.875% 1 0 3 0 3 1       No        
209541162 [Redact] [Redact] Safe Harbor QM   Yes Yes $10,630.00 $431.87   3.756%   3.750% No No Not Employed           US Citizen           [Redact] 1 $4,896.96 $7,190.52           0.385419 0.385419 0.385419 [Redact] 814             [Redact]                             No No             [Borrower - Primary Income - IRA Distribution]; Bank Statements - 2020 [Borrower - Primary Income - IRA Distribution]; 1099 - 2019 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2019 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 1 Year Tax Returns                               0 0 0     UWM   $10,630.00   3.660 $0.00 4.7 None     N/A No 3.750% 0   1 0 3 0       No        
209541289 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $1,717.56   3.652%   3.625% No No Employed           US Citizen           [Redact] 1 $7,122.12 $2,717.28           0.330066 0.330066 0.330066 [Redact] 779             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.660 $0.00 2.7 None     N/A No 3.625% 2   2 0 3 2       No        
209549101 [Redact] [Redact] Safe Harbor QM   Yes No $16,455.00 $18,089.10   3.662%   3.500% No No Employed           US Citizen           [Redact] 1 $13,587.72 $1,908.12           0.401733 0.401733 0.401733 [Redact] 776             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 1 Year Tax Returns                               0 0 0     UWM   $16,455.00   3.660 $0.00 2.7 None     No No 3.500% 2   1 0 3 0       No        
209559916 [Redact] [Redact] Safe Harbor QM   Yes No $1,805.00 $4,326.58   3.391%   3.375% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $15,468.84 $1,983.12           0.363487 0.363487 0.363487 [Redact] 761             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Balance Sheet - 2020 [Borrower - Primary Income - C-Corp]; Business License - 2020 [Borrower - Primary Income - C-Corp]; P&L Statement - 2020 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 1120 - 2016 [Borrower - Non-Primary Income - Note Receivable]; Other - 2020 [Borrower - Non-Primary Income - Note Receivable]; Note - 2018 [Borrower - Non-Primary Income - Note Receivable]; Other - 2019 [Borrower - Non-Primary Income - Note Receivable]; Note - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Tax Return Extension - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $1,805.00   3.660 $0.00 4.3 None     N/A No 3.375% 0 0 2 0 3 1       No        
209562438 [Redact] [Redact] Safe Harbor QM   Yes No $1,055.00 $3,884.85   3.640%   3.625% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $13,138.32 $1,566.00           0.252287 0.252287 0.252287 [Redact] 767             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $1,055.00   3.660 $0.00 3.4 None     N/A No 3.625% 0 0 2 0 3 2     36.00 No        
209565478 [Redact] [Redact] Safe Harbor QM   Yes No $10,110.00 $1,639.19   3.757%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $13,955.04 $908.88           0.315212 0.315212 0.315212 [Redact] 782             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $10,110.00   3.660 $0.00 2.4 None     N/A No 3.750% 1 1 0 0 3 0       No        
209568490 [Redact] [Redact] Safe Harbor QM   Yes No $1,345.00 $0.00   3.478%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $1,785.60 $1,680.96           0.426359 0.426359 0.426359 [Redact] 811             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $1,345.00   3.660 $23,200.00 2.0 None     No No 3.500% 1 1 2 0 4 2       No        
209568518 [Redact] [Redact] Safe Harbor QM   Yes No $9,425.00 $1,909.27   3.767%   3.750% No No Not Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,000.64 $2,493.00           0.282739 0.282738 0.282738 [Redact] 752             [Redact]                             No No             [Borrower - Primary Income - Note Receivable]; Other - 2020 [Borrower - Primary Income - Note Receivable]; Note - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $9,425.00   3.660 $0.00 2.0 None     N/A No 3.750% 0 0 2 0 3 0       No        
209569801 [Redact] [Redact] Safe Harbor QM   Yes No $18,145.48 $18,941.53   3.514%   3.375% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $19,485.60 $3,872.04           0.242462 0.242462 0.242462 [Redact] 804             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2020 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Caliber   $18,145.48   3.660 $0.00 3.4 None     N/A No 3.375% 0 0 2 0 3 2       No        
209569816 [Redact] [Redact] Safe Harbor QM   Yes No $15,328.25 $15,781.67   3.758%   3.625% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $17,750.04 $2,347.08           0.312797 0.312797 0.312797 [Redact] 782             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $15,328.25   3.660 $0.00 3.0 None     N/A No 3.625% 2 0 0 0 3 0       No        
209575189 [Redact] [Redact] Safe Harbor QM   Yes No $4,417.12 $6,469.88   4.314%   4.250% No No Not Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $3,060.96 $1,857.00           0.423664 0.423664 0.423664 [Redact] 710             [Redact]                             No No             [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2020 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - Pension]; Bank Statements - 2020 [Borrower - Primary Income - Pension]; 1099 - 2018 [Borrower - Primary Income - Pension]; 1099 - 2017 [Borrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2017 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2020 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2020 [Coborrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Coborrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Coborrower - Primary Income - C-Corp]; P&L Statement - 2019 [Coborrower - Primary Income - C-Corp]; Tax Return Extension (for Business) - 2019 [Coborrower - Primary Income - C-Corp]; W-2 - 2019 [Coborrower - Primary Income - C-Corp]; 1120 - 2018 [Coborrower - Primary Income - C-Corp]; W-2 - 2018 [Coborrower - Primary Income - C-Corp]; 1120 - 2017 [Coborrower - Primary Income - C-Corp]; W-2 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Movement Mortgage   $4,417.12   3.700 $0.00 1.9 None     N/A No 4.250% 0 3 2 0 4 2       No        
209575200 [Redact] [Redact] Safe Harbor QM   Yes No $2,145.00 $0.00   3.498%   3.500% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $18,613.44 $1,251.00           0.399947 0.399947 0.399947 [Redact] 803             [Redact]                             No No             [Borrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2018 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $2,145.00   3.660 $14,556.50 4.0 None     N/A No 3.500% 0 1 2 0 4 1       No        
209575249 [Redact] [Redact] Safe Harbor QM   Yes No $6,708.43 $2,375.13   3.899%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $4,160.76 $720.96           0.312007 0.312007 0.312007 [Redact] 758             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Non-Primary Income - Wages]; VVOE - 2020 [Coborrower - Non-Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $6,708.43   3.660 $3,000.00 3.6 None     N/A No 3.875% 1 0 2 0 2 2       No        
209575384 [Redact] [Redact] Safe Harbor QM   Yes No $9,327.29 $11,099.57   3.452%   3.375% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $3,650.28 $4,056.72           0.42491 0.42491 0.42491 [Redact] 771             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Coborrower - Primary Income - Sole Proprietor]; Business License - 2020 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2020 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Interest / Dividends]; Bank Statements - 2020 [Borrower - Non-Primary Income - Auto Allowance]; Employer Letter - 2020 [Borrower - Non-Primary Income - Auto Allowance]; Employment Contract - 2020 [Borrower - Non-Primary Income - Auto Allowance]; Paystubs - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $9,327.29   3.570 $0.00 2.1 None     N/A No 3.375% 1 0 2 0 3 1       No        
209577178 [Redact] [Redact] Safe Harbor QM   Yes No $15,065.00 $4,018.19   3.766%   3.750% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $7,968.60 $2,983.20           0.422245 0.422245 0.422245 [Redact] 766             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Business License - 2020 [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2020 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2020 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $15,065.00   3.660 $0.00 1.0 None     N/A No 3.750% 0 2 2 0 3 2       No        
209577181 [Redact] [Redact] Safe Harbor QM   Yes No $20,015.00 $9,751.51   3.584%   3.500% No No Employed           US Citizen           [Redact] 1 $13,978.20 $1,164.96           0.429039 0.429038 0.429038 [Redact] 758             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Non-Primary Income - Wages]; VVOE - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $20,015.00   3.510 $0.00 1.4 None     N/A No 3.500% 1   2 0 3 0       No        
209578838 [Redact] [Redact] Safe Harbor QM   Yes No $11,076.50 $7,702.65   3.844%   3.750% No No Employed           US Citizen           [Redact] 1 $14,480.16 $1,656.12           0.30406 0.30406 0.30406 [Redact] 748             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Caliber   $11,076.50   3.570 $0.00 2.7 None     N/A No 3.750% 2   2 0 3 2       No        
209579099 [Redact] [Redact] Safe Harbor QM   Yes No $12,055.00 $2,035.32   3.640%   3.625% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $19,093.32 $1,482.96           0.229996 0.229996 0.229996 [Redact] 774             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $12,055.00   3.570 $0.00 2.2 None     N/A No 3.625% 2 0 0 0 3 0       No        
209579137 [Redact] [Redact] Safe Harbor QM   Yes No $7,185.00 $7,895.24   3.480%   3.375% No No Self-Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $7,928.52 $885.00           0.264318 0.264318 0.264318 [Redact] 768             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $7,185.00   3.660 $0.00 2.5 None     N/A No 3.375% 2 2 2 0 3 2     36.00 No        
209586056 [Redact] [Redact] Safe Harbor QM   Yes No $9,151.65 $7,962.53   4.102%   4.000% No No Employed           US Citizen           [Redact] 1 $7,532.04 $1,230.00           0.317762 0.317762 0.317762 [Redact] 809             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Embrace None $9,151.65   3.730 $0.00 2.8 None     N/A No 4.000% 2   2 0 3 2       No        
209607443 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $3,793.60   3.772%   3.750% No No Employed           US Citizen           [Redact] 1 $1,937.88 $3,316.32           0.411985 0.411985 0.411985 [Redact] 712             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.570 $6,000.00 2.0 None     N/A No 3.750% 2   2 0 3 2       No        
209616490 [Redact] [Redact] Safe Harbor QM   Yes No $4,290.49 $6,860.74   4.680%   4.625% No No Employed Self-Employed         US Citizen Permanent Resident Alien         [Redact] 1 $2,430.60 $981.96           0.309604 0.309604 0.309604 [Redact] 738             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2020 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; Other - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     Loan Depot   $4,290.49   3.780 $0.00 2.0 None     N/A No 4.625% 2 0 2 0 4 2       No        
209616492 [Redact] [Redact] Safe Harbor QM   Yes No $9,558.84 $1,955.76   4.133%   4.125% No No Employed           US Citizen           [Redact] 1 $9,876.48 $1,466.04           0.335417 0.335417 0.335417 [Redact] 763             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     Loan Depot   $9,558.84   3.800 $0.00 2.6 None     N/A No 4.125% 1   0 0 2 0       No        
209616495 [Redact] [Redact] Safe Harbor QM   Yes No $7,785.52 $9,146.72   3.866%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,967.00 $750.12           0.345033 0.345033 0.345033 [Redact] 768             [Redact]                             No No             [Borrower - Primary Income - Projected Income]; Employer Non-Revocable Contract - 2020 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $7,785.52   3.700 $0.00 2.6 None     N/A No 3.750% 2 0 2 0 4 2       No        
209616503 [Redact] [Redact] Safe Harbor QM   Yes No $1,886.75 $2,222.41   4.411%   4.375% No No Employed           US Citizen           [Redact] 1 $12,987.72 $4,653.72           0.403738 0.403738 0.403738 [Redact] 786             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Loan Depot   $1,886.75   3.800 $0.00 4.0 None     N/A No 4.375% 0   0 0 4 0       No        
209616509 [Redact] [Redact] Safe Harbor QM   Yes No $12,541.00 $6,571.98   4.335%   4.250% No No Employed           US Citizen           [Redact] 1 $4,496.88 $3,461.04           0.426676 0.426676 0.426676 [Redact] 807             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Leave and Earnings Statement (LES) - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Flight / Hazard Pay]; Other - 2020 [Borrower - Non-Primary Income - Flight / Hazard Pay]; Leave and Earnings Statement (LES) - 2019 [Borrower - Non-Primary Income - Housing Allowance]; Other - 2020 [Borrower - Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2019 [Borrower - Non-Primary Income - Rations]; Other - 2020 [Borrower - Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Loan Depot   $12,541.00   3.800 $15,000.00 1.0 None     N/A No 4.250% 2   2 0 4 2       No        
209616511 [Redact] [Redact] Safe Harbor QM   Yes No $5,028.08 $5,443.85   4.192%   4.125% No No Employed           US Citizen           [Redact] 1 $4,095.96 $774.00           0.311125 0.311125 0.311125 [Redact] 791             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 Other                               0 0 0     Loan Depot   $5,028.08   3.700 $0.00 1.0 None     N/A No 4.125% 0   0 0 4 0       No        
209617408 [Redact] [Redact] Safe Harbor QM   Yes Yes $12,967.00 $4,190.48   4.396%   4.375% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $4,537.56 $3,154.68           0.409954 0.409954 0.409954 [Redact] 722             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2020 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; WVOE - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $12,967.00   3.570 $0.00   None     N/A No 4.375% 0 0 2 0 3 1       No        
209617409 [Redact] [Redact] Safe Harbor QM   Yes No $8,030.00 $10,009.85   3.573%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,418.56 $2,482.68           0.261265 0.261265 0.261265 [Redact] 775             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $8,030.00   3.570 $2,810.00 2.2 None     N/A No 3.500% 1 2 2 0 3 1       No        
209618377 [Redact] [Redact] Safe Harbor QM   Yes No $10,655.00 $4,314.57   3.648%   3.625% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $6,021.12 $1,817.04           0.304964 0.304963 0.304963 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $10,655.00   3.570 $7,000.00 2.0 None     N/A No 3.625% 1 0 0 0 3 0       No        
209620931 [Redact] [Redact] Safe Harbor QM   Yes No $10,850.00 $2,991.84   3.761%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $20,657.16 $1,538.40           0.131793 0.131793 0.131793 [Redact] 757             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2015 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,850.00   3.570 $0.00 3.5 None     N/A No 3.750% 0   2 0 3 1     36.00 No        
209620935 [Redact] [Redact] Safe Harbor QM   Yes No $14,975.00 $3,984.73   3.765%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $14,553.96 $1,099.92           0.33131 0.33131 0.33131 [Redact] 759             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $14,975.00   3.570 $0.00 4.1 None     N/A No 3.750% 1 1 0 0 3 0       No        
209620936 [Redact] [Redact] Safe Harbor QM   Yes No $21,829.00 $12,813.42   3.850%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $10,732.32 $4,011.96           0.240294 0.240294 0.240294 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $21,829.00   3.570 $0.00 2.1 None     N/A No 3.750% 1 0 0 0 3 1       No        
209621376 [Redact] [Redact] Safe Harbor QM   Yes No $7,663.80 $10,786.16   3.858%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,485.08 $1,872.00           0.42496 0.42496 0.42496 [Redact] 698             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Movement Mortgage   $7,663.80   3.570 $0.00 4.7 None     N/A No 3.750% 2 2 2 0 3 2       No        
209621436 [Redact] [Redact] Safe Harbor QM   Yes No $0.00 $1,709.86   3.507%   3.500% No No Employed           US Citizen           [Redact] 1 $53,857.56 $4,549.08           0.404153 0.404153 0.404153 [Redact] 768             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; WVOE - 2001 [Borrower - Non-Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Non-Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Non-Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Non-Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2019 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2018 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2018 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2017 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     United Wholesale Mortgage       3.570 $0.00 2.0 None     N/A No 3.500% 6   2 0 3 1       No        
209634863 [Redact] [Redact] Safe Harbor QM   Yes No $8,776.12 $9,875.01   3.843%   3.750% No No Employed           US Citizen           [Redact] 1 $17,483.04 $2,784.96           0.25326 0.25326 0.25326 [Redact] 743             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $8,776.12   3.570 $0.00 3.2 None     N/A No 3.750% 0   0 0 3 1       No        
209634866 [Redact] [Redact] Safe Harbor QM   Yes No $10,620.00 $2,485.88   3.760%   3.750% No No Employed           US Citizen           [Redact] 1 $10,679.88 $3,354.00           0.407364 0.407364 0.407364 [Redact] 777             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,620.00   3.570 $0.00 2.0 None     N/A No 3.750% 2   2 0 3 0       No        
209637108 [Redact] [Redact] Safe Harbor QM   Yes No $6,047.87 $9,166.66   3.601%   3.500% No No Employed Not Employed         Permanent Resident Alien Permanent Resident Alien         [Redact] 1 $24,375.36 $992.04           0.378456 0.378456 0.378456 [Redact] 752             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Goldman Sachs   $6,047.87   3.510 $0.00 2.5 None     N/A No 3.500% 2 0 2 0 4 2       No        
209637201 [Redact] [Redact] Safe Harbor QM   Yes Yes $13,255.00 $3,275.86   3.764%   3.750% No No Not Employed Employed         US Citizen US Citizen         [Redact] 1 $22,761.48 $1,559.52           0.359571 0.359571 0.359571 [Redact] 774             [Redact]                             No No             [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $13,255.00   3.510 $0.00 3.0 None     Yes No 3.750% 0 1 0 0 3 1       No        
209637202 [Redact] [Redact] Safe Harbor QM   Yes No $3,230.30 $6,489.51   3.564%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $15,000.00 $899.04           0.380134 0.380134 0.380134 [Redact] 756             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $3,230.30   3.510 $0.00 2.3 DU   ApproveIneligible N/A No 3.500% 2 2 2 0 2 1       No        
209640981 [Redact] [Redact] Safe Harbor QM   Yes No $1,241.52 $1,961.23   4.404%   4.375% No No Employed           US Citizen           [Redact] 1 $12,075.96 $1,200.96           0.387689 0.387689 0.387689 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $1,241.52   3.790 $3,000.00 4.1 None     N/A No 4.375% 2   2 0 3 2       No        
209640982 [Redact] [Redact] Safe Harbor QM   Yes No $6,659.80 $1,748.44   3.766%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $1,468.80 $1,659.96           0.309683 0.309683 0.309683 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $6,659.80   3.820 $12,500.00 2.0 None     N/A No 3.750% 0 2 2 0 3 2       No        
209640983 [Redact] [Redact] Safe Harbor QM   Yes No $1,666.24 $3,954.60   3.904%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $8,335.32 $780.96           0.380875 0.380875 0.380875 [Redact] 776             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - Year Not Available [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $1,666.24   3.820 $0.00 4.7 None     N/A No 3.875% 2 2 2 0 3 2       No        
209640984 [Redact] [Redact] Safe Harbor QM   Yes No $1,495.00 $2,196.80   3.899%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $10,883.88 $1,410.12           0.339795 0.339795 0.339795 [Redact] 794             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $1,495.00   3.800 $0.00 2.4 None     N/A No 3.875% 2 2 2 0 3 2       No        
209640985 [Redact] [Redact] Safe Harbor QM   Yes No $2,344.37 $2,967.43   3.781%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $4,546.92 $3,716.28           0.225294 0.225294 0.225294 [Redact] 778             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $2,344.37   3.820 $0.00 2.0 None     N/A No 3.750% 1 1 2 0 3 2       No        
209640986 [Redact] [Redact] Safe Harbor QM   Yes No $1,757.75 $4,057.49   3.763%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $24,459.24 $1,902.00           0.288521 0.288521 0.288521 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $1,757.75   3.720 $0.00 3.0 None     N/A No 3.750% 2 2 2 0 2 2       No        
209640987 [Redact] [Redact] Safe Harbor QM   Yes No $7,950.12 $8,855.64   3.699%   3.625% No No Employed           US Citizen           [Redact] 1 $4,688.88 $762.96           0.36558 0.36558 0.36558 [Redact] 773             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 Other                               0 0 0     SoFi   $7,950.12   3.790 $0.00 3.1 None     N/A No 3.625% 2   0 0 3 2       No        
209640988 [Redact] [Redact] Safe Harbor QM   Yes No $1,516.94 $1,768.04   3.776%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $15,879.48 $3,227.64           0.228479 0.228479 0.228479 [Redact] 705             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $1,516.94   3.800 $0.00 2.0 None     N/A No 3.750% 0   2 0 3 2       No        
209640989 [Redact] [Redact] Safe Harbor QM   Yes No $1,000.00 $2,485.20   3.769%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,835.96 $1,725.96           0.190988 0.190988 0.190988 [Redact] 783             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 2 Years Tax Returns                               0 0 0     SoFi   $1,000.00   3.790 $0.00 1.0 None     N/A No 3.750% 1 0 2 0 3 3       No        
209640991 [Redact] [Redact] Safe Harbor QM   Yes No $6,047.00 $8,283.44   3.814%   3.750% No No Employed           US Citizen           [Redact] 1 $8,100.24 $2,800.08           0.348247 0.348247 0.348247 [Redact] 756             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $6,047.00   3.800 $0.00 2.3 None     N/A No 3.750% 2   2 0 3 2       No        
209640992 [Redact] [Redact] Safe Harbor QM   Yes No $4,897.60 $5,959.10   3.804%   3.750% No No Employed           US Citizen           [Redact] 1 $12,107.88 $779.04           0.354993 0.354993 0.354993 [Redact] 790             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $4,897.60   3.720 $0.00 1.7 None     N/A No 3.750% 2   2 0 3 2       No        
209640993 [Redact] [Redact] Safe Harbor QM   Yes No $2,960.94 $3,616.61   3.662%   3.625% No No Employed           US Citizen           [Redact] 1 $9,647.76 $833.04           0.412296 0.412296 0.412296 [Redact] 787             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $2,960.94   3.820 $0.00 2.0 None     N/A No 3.625% 2   2 0 3 3       No        
209640994 [Redact] [Redact] Safe Harbor QM   Yes No $1,077.60 $1,769.71   3.523%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $9,659.76 $284.76           0.294369 0.294369 0.294369 [Redact] 784             [Redact]                             No No             [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0     SoFi   $1,077.60   3.770 $0.00 2.1 None     N/A No 3.500% 2 0 2 0 4 2       No        
209640995 [Redact] [Redact] Safe Harbor QM   Yes No $8,964.00 $10,714.70   3.597%   3.500% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $9,781.08 $1,326.00           0.372556 0.372556 0.372556 [Redact] 761             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $8,964.00   3.620 $0.00 2.0 None     N/A No 3.500% 2 2 2 0 3 2       No        
209640996 [Redact] [Redact] Safe Harbor QM   Yes No $2,567.50 $3,302.65   3.782%   3.750% No No Employed           US Citizen           [Redact] 1 $11,822.04 $9,470.52           0.316636 0.316636 0.316636 [Redact] 762             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $2,567.50   3.790 $0.00 1.3 None     N/A No 3.750% 0   2 0 2 2       No        
209640997 [Redact] [Redact] Safe Harbor QM   Yes No $11,358.70 $11,960.77   3.620%   3.500% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $6,896.28 $1,114.08           0.392005 0.392005 0.392005 [Redact] 750             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Business License - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; Business License - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Tax Return Extension - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     Goldman Sachs   $11,358.70   3.710 $0.00 4.4 None     N/A No 3.500% 2 0 2 0 3 2       No        
209640998 [Redact] [Redact] Safe Harbor QM   Yes No $8,217.50 $9,825.84   3.470%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $11,322.60 $2,001.00           0.275736 0.275736 0.275736 [Redact] 763             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $8,217.50   3.730 $0.00 2.1 None     N/A No 3.375% 2 0 2 0 3 2       No        
209640999 [Redact] [Redact] Safe Harbor QM   Yes No $1,841.35 $2,682.55   3.779%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $6,927.48 $1,905.96           0.402746 0.402746 0.402746 [Redact] 743             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $1,841.35   3.790 $0.00 2.1 None     N/A No 3.750% 2 2 2 0 3 2       No        
209641000 [Redact] [Redact] Safe Harbor QM   Yes No $7,902.54 $8,729.18   3.501%   3.375% No No Employed           US Citizen           [Redact] 1 $9,667.44 $831.96           0.428491 0.428491 0.428491 [Redact] 772             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Paystubs - 2017 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $7,902.54   3.790 $0.00 4.0 None     N/A No 3.375% 2   2 0 3 2       No        
209641001 [Redact] [Redact] Safe Harbor QM   Yes No $7,393.69 $8,942.74   3.486%   3.375% No No Employed           Non-Permanent Resident Alien           [Redact] 1 $12,589.44 $582.00           0.230575 0.230575 0.230575 [Redact] 799             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2016 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $7,393.69   3.700 $0.00 2.0 None     N/A No 3.375% 0   2 0 3 2       No        
209641002 [Redact] [Redact] Safe Harbor QM   Yes No $500.00 $1,808.50   3.760%   3.750% No No Self-Employed           Permanent Resident Alien           [Redact] 1 $4,986.36 $1,749.96           0.287159 0.287159 0.287159 [Redact] 726             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $500.00   3.620 $0.00 2.9 None     N/A No 3.750% 0   2 0 3 2     21.47 No        
209641003 [Redact] [Redact] Safe Harbor QM   Yes No $995.00 $1,676.34   3.774%   3.750% No No Employed           Permanent Resident Alien           [Redact] 1 $14,157.48 $1,365.00           0.175993 0.175993 0.175993 [Redact] 772             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     SoFi   $995.00   3.800 $0.00 3.5 None     N/A No 3.750% 2   2 0 3 2       No        
209641004 [Redact] [Redact] Safe Harbor QM   Yes No $995.00 $1,705.46   3.766%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,321.40 $2,367.36           0.306243 0.306243 0.306243 [Redact] 801             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0     SoFi   $995.00   3.790 $0.00 3.2 None     N/A No 3.750% 0 0 2 0 3 2       No        
209641006 [Redact] [Redact] Safe Harbor QM   Yes No $6,214.33 $7,575.66   3.454%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $16,732.08 $1,611.96           0.410156 0.410156 0.410156 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 2 Years Tax Returns                               0 0 0     SoFi   $6,214.33   3.700 $0.00 1.2 None     N/A No 3.375% 2 0 2 0 2 3       No        
209641286 [Redact] [Redact] Safe Harbor QM   Yes No $8,592.44 $4,737.47   3.657%   3.625% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $4,573.44 $1,737.96           0.079017 0.079016 0.079016 [Redact] 784             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Business License - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Other - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Other - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Other - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2020 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2020 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     UWM   $8,592.44   3.510 $0.00 3.2 None     N/A No 3.625% 0 0 2 0 3 1       No        
209654709 [Redact] [Redact] Safe Harbor QM   Yes No $12,889.84 $5,175.66   4.157%   4.125% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $15,444.84 $2,958.96           0.408992 0.408992 0.408992 [Redact] 743             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $12,889.84   3.510 $0.00 2.0 None     N/A No 4.125% 2 0 2 0 3 1     33.37 No        
209654711 [Redact] [Redact] Safe Harbor QM   Yes No $16,730.00 $3,707.01   3.765%   3.750% No No Employed           US Citizen           [Redact] 1 $15,063.00 $1,149.96           0.335253 0.335253 0.335253 [Redact] 808             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     UWM   $16,730.00   3.510 $0.00 1.1 None     N/A No 3.750% 2   0 0 3 1       No        
209654749 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,898.76   3.653%   3.625% No No Employed           US Citizen           [Redact] 1 $4,719.84 $1,383.00           0.370094 0.370094 0.370094 [Redact] 802             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - No Results Returned - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.510 $1,000.00 4.3 None     N/A No 3.625% 2   0 0 3 2       No        
209654751 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,483.23   3.773%   3.750% No No Employed Employed         Permanent Resident Alien Permanent Resident Alien         [Redact] 1 $7,818.72 $1,620.96           0.300648 0.300648 0.300648 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $1,285.00   3.510 $0.00 3.0 None     N/A No 3.750% 2 2 2 0 3 2       No        
209671926 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $6,680.50   4.136%   4.125% No No Employed           US Citizen           [Redact] 1 $13,691.76 $3,486.00           0.315323 0.315323 0.315323 [Redact] 710             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Non-Primary Income - Wages]; W-2 Transcript - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     Angel Oak   $1,285.00   3.570 $0.00   None     N/A No 4.125% 2   0 0 3 2       No        
209685501 [Redact] [Redact] Safe Harbor QM   Yes No $10,908.20 $13,663.19   3.602%   3.500% No No Employed           US Citizen           [Redact] 1 $17,157.60 $3,813.96           0.347118 0.347117 0.347117 [Redact] 766             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,908.20   3.510 $7,500.00 1.4 None     N/A No 3.500% 2   2 0 3 1       No        
209706497 [Redact] [Redact] Safe Harbor QM   Yes No $1,655.00 $3,193.20   3.405%   3.375% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $4,689.72 $3,901.56           0.263565 0.263565 0.263565 [Redact] 780             [Redact]                             No No             [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $1,655.00   3.510 $0.00 4.0 None     N/A No 3.375% 1 0 2 0 3 2       No        
209717701 [Redact] [Redact] Safe Harbor QM   Yes No $5,320.00 $4,164.00   3.525%   3.500% No No Self-Employed           US Citizen           [Redact] 1 $16,981.92 $1,029.12           0.407042 0.407042 0.407042 [Redact] 801             [Redact]                             No No           Third Party Prepared (Unaudited) [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $5,320.00   3.530 $0.00 1.0 None     N/A No 3.500% 2   2 0 3 1     37.00 No        
209717703 [Redact] [Redact] Safe Harbor QM   Yes No $13,739.10 $4,064.50   3.529%   3.500% No No Employed           US Citizen           [Redact] 1 $9,460.20 $3,812.04           0.188207 0.188207 0.188207 [Redact] 784             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0     UWM   $13,739.10   3.530 $0.00 1.7 None     N/A No 3.500% 1   0 0 3 0       No        
209718434 [Redact] [Redact] Safe Harbor QM   Yes No $4,295.00 $4,818.25   3.412%   3.375% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $12,008.04 $1,545.36           0.312473 0.312472 0.312472 [Redact] 765             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0     United Wholesale Mortgage   $4,295.00   3.550 $0.00   None     N/A No 3.375% 1 0 0 0 3 0       No        
209747064 [Redact] [Redact] Safe Harbor QM   Yes No $875.00 $3,169.82   3.765%   3.750% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $18,041.28 $1,324.92           0.26657 0.26657 0.26657 [Redact] 785             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2013 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2013 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   Max Exchange/Loan Exchange None $875.00   3.790 $0.00   None     N/A No 3.750% 2 0 2 0 2 2     34.97 No        
209747066 [Redact] [Redact] Safe Harbor QM   Yes No $3,557.67 $3,557.67   3.671%   3.625% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $8,041.92 $1,736.04           0.227982 0.227982 0.227982 [Redact] 782             [Redact]                             No No             [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 Other                               0 0 0 No   Max Exchange/Loan Exchange None $3,557.67   3.720 $0.00 2.1 None     N/A No 3.625% 2 0 0 0 4 2       No        
209747067 [Redact] [Redact] Safe Harbor QM   Yes No $795.00 $2,111.50   3.761%   3.750% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $14,319.48 $1,713.00           0.301088 0.301088 0.301088 [Redact] 759             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 2 Years Tax Returns                               0 0 0 No   Max Exchange/Loan Exchange None $795.00   3.790 $0.00   None     No No 3.750% 2 0 2 0 3 2       No        
209747068 [Redact] [Redact] Safe Harbor QM   Yes No $6,972.50 $8,823.12   3.850%   3.750% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $6,554.04 $4,951.92           0.337319 0.337319 0.337319 [Redact] 746             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0 No   Max Exchange/Loan Exchange None $6,972.50   3.700 $0.00 3.0 None     N/A No 3.750% 2 0 2 0 4 2     32.47 No        
209747069 [Redact] [Redact] Safe Harbor QM   Yes No $7,500.00 $12,501.15   3.797%   3.750% No No Employed           US Citizen           [Redact] 1 $31,277.16 $1,505.04           0.262084 0.262084 0.262084 [Redact] 730             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Farming]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Farming]; P&L Statement - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0 No   Max Exchange/Loan Exchange None $7,500.00   3.790 $0.00 3.8 None     N/A No 3.750% 3   2 0 2 2       No        
209750083 [Redact] [Redact] Safe Harbor QM   Yes No $12,898.14 $10,669.79   3.816%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $12,045.12 $1,561.20           0.268584 0.268584 0.268584 [Redact] 770             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2019 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $12,898.14   3.530 $0.00 5.0 None     N/A No 3.750% 3 2 2 0 3 1       No        
209750486 [Redact] [Redact] Safe Harbor QM   Yes No $10,815.00 $12,170.71   3.476%   3.375% No No Employed Self-Employed         US Citizen US Citizen         [Redact] 1 $21,551.16 $1,128.96           0.414541 0.41454 0.41454 [Redact] 776             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2020 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2020 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $10,815.00   3.530 $0.00 1.5 None     N/A No 3.375% 0 0 2 0 3 1       No        
209751879 [Redact] [Redact] Safe Harbor QM   Yes No $1,457.84 $3,095.22   4.159%   4.125% No No Employed           US Citizen           [Redact] 1 $9,292.92 $1,227.60           0.329645 0.329645 0.329645 [Redact] 726             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0 No   Max Exchange/Loan Exchange None $1,457.84   3.770 $0.00 2.0 None     N/A No 4.125% 2   0 0 3 2       No        
209866857 [Redact] [Redact] Safe Harbor QM   Yes No $20,500.00 $5,025.90   3.904%   3.875% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $11,078.88 $5,172.00           0.410267 0.410267 0.410267 [Redact] 778             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Other - 2020 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     UWM   $20,500.00   3.550 $15,000.00 2.8 None     N/A No 3.875% 2 3 2 0 3 1     36.00 No        
209878986 [Redact] [Redact] Safe Harbor QM   Yes No $12,769.38 $12,386.90   3.704%   3.625% No No Employed           US Citizen           [Redact] 1 $8,121.36 $3,276.96           0.352163 0.352163 0.352163 [Redact] 711             [Redact]                             No No             [Borrower - Primary Income - Wages]; Other - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Tax Return Extension - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0     Angel Oak   $12,769.38   3.530 $0.00 3.0 None     N/A No 3.625% 3   2 0 3 2       No        
209907498 [Redact] [Redact] Safe Harbor QM   Yes No $633.60 $2,800.56   3.389%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $3,739.56 $1,742.52           0.200895 0.200895 0.200895 [Redact] 770             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Sole Proprietor]; Other - 2019 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 2 Years Tax Returns                               0 0 0     UWM   $633.60   3.550 $0.00 3.0 None     N/A No 3.375% 1 2 2 0 3 2       No        
209920335 [Redact] [Redact] Safe Harbor QM   Yes No $1,285.00 $2,984.92   3.764%   3.750% No No Employed Not Employed         US Citizen US Citizen         [Redact] 1 $5,732.52 $3,387.96           0.216037 0.216037 0.216037 [Redact] 701             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Primary Income - Wages]; The Work Number - Income - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2019 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 Other                               0 0 0     Angel Oak   $1,285.00   3.510 $0.00   None     N/A No 3.750% 2 0 0 0 3 2       No        
210709851 [Redact] [Redact] Safe Harbor QM   Yes No $1,695.00 $3,446.83   3.391%   3.375% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $16,635.60 $1,781.04           0.383236 0.383236 0.383236 [Redact] 800             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2020 [Borrower - Non-Primary Income - Wages]; W-2 - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   MaxEx None $1,695.00   3.660 $0.00 3.1 None     No No 3.375% 1 2 2 0 3 2       No        
210709852 [Redact] [Redact] Safe Harbor QM   Yes No $11,360.44 $11,897.96   3.815%   3.750% No No Self-Employed Not Employed         US Citizen US Citizen         [Redact] 1 $27,589.80 $4,734.00           0.20766 0.20766 0.20766 [Redact] 733             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 2 Years Tax Returns                               0 0 0 No   MaxEx None $11,360.44   3.720 $0.00 2.0 None     N/A No 3.750% 5 0 2 0 3 2     34.97 No        
210709855 [Redact] [Redact] Safe Harbor QM   Yes No $6,916.62 $8,329.22   3.955%   3.875% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $11,274.84 $837.96           0.386979 0.386979 0.386979 [Redact] 712             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0 No   MaxEx None $6,916.62   3.720 $0.00   None     N/A No 3.875% 2 2 2 0 4 2       No        
210709856 [Redact] [Redact] Safe Harbor QM   Yes No $29,013.60 $30,998.18   3.660%   3.500% No No Self-Employed           US Citizen           [Redact] 1 $31,134.12 $5,827.08           0.42968 0.42968 0.42968 [Redact] 756             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Paystubs - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2010 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 Yes   Max Exchange/Loan Exchange None $29,013.60   3.720 $0.00 2.2 None     N/A No 3.500% 2   2 0 3 2     35.07 No        
210709858 [Redact] [Redact] Safe Harbor QM   Yes No $15,115.80 $15,620.33   3.796%   3.625% No No Employed           US Citizen           [Redact] 1 $9,252.48 $1,350.96           0.350505 0.350505 0.350505 [Redact] 773             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 Other                               0 0 0 No   Max Exchange/Loan Exchange None $15,115.80   3.720 $0.00 3.0 None     N/A No 3.625% 2   0 0 2 2       No        
210709867 [Redact] [Redact] Safe Harbor QM   Yes No $2,595.00 $4,376.26   3.772%   3.750% No No Self-Employed           US Citizen           [Redact] 1 $17,383.56 $1,549.20           0.399833 0.399833 0.399833 [Redact] 745             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Balance Sheet - 2020 [Borrower - Primary Income - C-Corp]; Business License - 2020 [Borrower - Primary Income - C-Corp]; CPA Letter - 2020 [Borrower - Primary Income - C-Corp]; P&L Statement - 2020 [Borrower - Primary Income - C-Corp]; Paystubs - 2020 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; W-2 - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   MaxEx None $2,595.00   3.550 $0.00   None     N/A No 3.750% 3   2 0 4 2       No        
210709871 [Redact] [Redact] Safe Harbor QM   Yes No $10,595.00 $11,283.15   3.842%   3.750% No No Employed Employed         US Citizen US Citizen         [Redact] 1 $7,919.04 $2,395.44           0.197443 0.197443 0.197443 [Redact] 787             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2020 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 2 Years Tax Returns                               0 0 0 No   MaxEx   $10,595.00   3.700 $0.00   DU   ApproveIneligible N/A No 3.750% 2 1 2 0 4 2       No        
210709874 [Redact] [Redact] Safe Harbor QM   Yes No $1,959.00 $4,791.81   3.645%   3.625% No No Not Employed           US Citizen           [Redact] 1 $15,322.80 $1,065.00           0.33361 0.33361 0.33361 [Redact] 815             [Redact]                             No No             [Borrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2020 [Borrower - Primary Income - IRA Distribution]; Bank Statements - 2020 [Borrower - Primary Income - IRA Distribution]; Bank Statements - 2019 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2019 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 2 Years Tax Returns                               0 0 0     MaxEx   $1,959.00   3.570 $0.00 2.4 None     N/A No 3.625% 0   2 0 3 0       No        
210709876 [Redact] [Redact] Safe Harbor QM   Yes No $1,590.00 $4,114.74   3.896%   3.875% No No Employed           US Citizen           [Redact] 1 $4,997.76 $2,262.00           0.321437 0.321437 0.321437 [Redact] 682             [Redact]                             No No             [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; WVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available Other                               0 0 0 No   MaxEx None $1,590.00   3.710 $0.00 2.1 None     N/A No 3.875% 2   0 0 3 2       No        
210709883 [Redact] [Redact] Safe Harbor QM   Yes No $8,185.00 $13,113.44   3.373%   3.250% No No Self-Employed Employed         US Citizen US Citizen         [Redact] 1 $20,274.48 $1,738.44           0.352647 0.352647 0.352647 [Redact] 767             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2020 [Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; W-2 - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2020 [Coborrower - Primary Income - Wages]; VVOE - 2020 [Coborrower - Primary Income - Wages]; WVOE - 2020 [Coborrower - Primary Income - Wages]; W-2 - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   MaxEx None $8,185.00   3.510 $2,500.00 2.1 None     N/A No 3.250% 4 4 2 0 3 2       No        
210709886 [Redact] [Redact] Safe Harbor QM   Yes No $17,663.00 $20,581.48   3.469%   3.375% No No Self-Employed           US Citizen           [Redact] 1 $12,564.72 $2,289.72           0.222416 0.222416 0.222416 [Redact] 766             [Redact]                             No No           Borrower Prepared [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2020 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   MaxEx None $17,663.00   3.510 $0.00 2.1 None     N/A No 3.375% 4   2 0 4 2     36.00 No        
210709887 [Redact] [Redact] Safe Harbor QM   Yes No $17,195.00 $4,782.92   3.761%   3.750% No No Employed           US Citizen           [Redact] 1 $17,894.88 $1,002.24           0.383867 0.383867 0.383867 [Redact] 752             [Redact]                             No No             [Borrower - Primary Income - Wages]; Paystubs - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; VVOE - 2020 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; W-2 - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2018 [Borrower - Primary Income - Wages]; W-2 Transcript - 2017 [Borrower]; 4506 or 4506-T - 2019 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available 2 Years Tax Returns                               0 0 0 No   MaxEx None $17,195.00   3.570 $0.00 3.0 None     N/A No 3.750% 2   2 0 3 2       No