EX-99.2 13 efc20-448_ex992s5.htm SCHEDULE 5 - DATA COMPARE

Customer Loan ID Data Field Tape Data Review Data Tape Discrepancy Comments
34235846 DTI 39.374 28.56 1008 DTI 28.558% . No variance
34235846 FICO 753 784 Audit utilized the lower of the mid score for both borrowers�.
34235801 DTI 34.424 34.01 1008 DTI 34.01%. No variance
33901597 CLTV 78.765 78.76 Rounding
34235837 PROPERTY TYPE Detached 2 unit Appraisal reflects 2 Family
34235818 DTI 21.544 35.97 1008 DTI 35.966%. No variance
34235810 DTI 28.558 21.22 1008 DTI 21.22%. No variance
34235810 FICO 765 793 Audit utilized lower of the mid score for the borrower
34235843 FICO 768 800 Audit utilized lower of the mid score for the borrower
34235819 DTI 31.388 21.54 1008 DTI 21.54%. No variance
34235774 appraised value Per Tape Per Data Value pulled from Appraisal in file
34235774 DTI 27.556 43.79 1008 DTI 43.63%. Audit calculations based on the most recent credit report located in file
34235774 FICO 706 755 Audit utilized lower of the mid score for the borrower
34235783 DTI 31.567 24.77 1008 DTI 24.769%. No variance
34235783 FICO 768 817 Audit utilized lower of the mid score for the borrower
34235785 DTI 21.926 30.49 1008 DTI 30.487%. No variance.
33767896 DTI 25.01 35.12 1008 DTI 23.34. Audit calculations based on the most recent credit report located in file
34235825 DTI 47.684 31.39 1008 DTI 31.39. No variance
34153231 DTI 36.584 21.93 1008 DTI 21.926. No variance
34235804 DTI 25.641 32.04 1008 32.10. Audit calculations based on the most recent credit report located in file
34235805 DTI 21.225 25.64 1008 25.64. No variance
34153299 DTI 24.313 25.02 1008 DTI 25.01%. No variance. Rounding.
34153299 FICO 764 769 Audit utilized the lower of the mid score for both borrowers
34235813 DTI 35.966 39.76 1008 DTI 39%. Audit calculations based on the most recent credit report located in file
34235813 FICO 793 799 Audit utilized the lower of the mid score for both borrowers
34153406 DTI 46.34 44.33 1008 DTI 44.33%. No variance.
34153451 DTI 46.137 41.27 1008 DTI 41.35%. Audit calculations based on the most recent credit report located in file
34235828 CLTV 50.435 50.43 Rounding
34235828 DTI 44.328 47.68 1008 DTI 47.684%. No variance.
33607498 DTI 45.867 46.96 1008 DTI 45.87%; Audit calculations based on the most recent credit report located in file
33149949 DTI 30.917 28.7 1008 DTI 30.95%. Audit DTI 28.70 due to revised income.
33901597 DTI 40.666 39.93 1008 DTI 40.67%; Audit calculations based on the most recent credit report located in file
34235789 DTI 44.919 41.23 1008 DTI 41.23%. No variance.
34235797 DTI 35.124 24.99 1008 DTI 24.50%. No variance.
34235792 DTI 34.013 31.57 1008 DTI 32.067%. Audit calculations based on the most recent credit report located in file
34235790 DTI 24.502 30.15 1008 DTI 27.56%. Audit calculations based on the most recent credit report located in file
34235772 DTI 30.487 36.62 1008 42.41. Audit calculations based on the most recent credit report located in file
34235768 DTI 41.346 24.31 1008 DTI 24.31%. No variance.
34235771 appraised value Per Tape Per Data Value Pulled From Appraisal In File
33607373 FICO 703 723 Audit utilized the lower of the mid score for both borrowers
34314492 FICO 762 802 Audit utilized lower of the mid score for the borrower
34251913 FICO 719 778 Audit utilized lower of the mid score for the borrower
34314491 FICO 777 804 Audit utilized lower of the mid score for the borrower
34235771 DTI 24.769 46.96 1008 DTI 46%. Audit calculations based on the most recent credit report located in file