EX-99.4 19 efc19-643_ex994s2a.htm SCHEDULE 2(A) - CONDITIONS REPORT
Client Name:
XXX
Client Project Name:
MCMLT 2019-GS2
Start - End Dates:
9/10/2016 - 6/7/2019
Deal Loan Count:
1,395
Report Run Date:
10/6/2019 1:06 PM
 
 
 
 
 
Conditions Report 2.0
 
 
 
 
 
 
Loans in Report:
1,395
 
 
Loans with Conditions:
1,244
 
 

3906 - Total Active Conditions
 
624 - Material Conditions
 
624 - Compliance Review Scope
 
70 - Category: Ability to Repay/Qualified Mortgage
 
3 - Category: Borrower's Interest
 
3 - Category: Compliance Manual
 
353 - Category: Documentation
 
2 - Category: Federal Consumer Protection
 
2 - Category: Federal Higher-Priced
 
2 - Category: Repayment Ability
 
120 - Category: RESPA
 
1 - Category: State Anti-Predatory
 
26 - Category: State Consumer Protection
 
29 - Category: Texas Home Equity
 
1 - Category: TILA
 
12 - Category: TILA/RESPA Integrated Disclosure
 
3282 - Non-Material Conditions
 
3282 - Compliance Review Scope
 
12 - Category: Ability to Repay/Qualified Mortgage
 
14 - Category: APR Tolerance
 
12 - Category: Borrower's Interest
 
6 - Category: Compliance Manual
 
339 - Category: Documentation
 
1395 - Category: Federal Consumer Protection
 
2 - Category: Federal Higher-Priced
 
97 - Category: Finance Charge Tolerance
 
6 - Category: Repayment Ability
 
432 - Category: RESPA
 
370 - Category: Right of Rescission
 
1 - Category: Section 32
 
2 - Category: Section 35
 
51 - Category: State Consumer Protection
 
1 - Category: State High Cost
 
39 - Category: State Late Charges
 
135 - Category: State Prepayment Penalty
 
5 - Category: State Rate Spread
 
3 - Category: Texas Home Equity
 
172 - Category: TILA
 
188 - Category: TILA/RESPA Integrated Disclosure
100 - Total Satisfied Conditions
 
 
 
 
 
 
 
100 - Compliance Review Scope
 
62 - Category: Ability to Repay/Qualified Mortgage
 
4 - Category: Documentation
 
3 - Category: Federal Consumer Protection
 
1 - Category: Finance Charge Tolerance
 
2 - Category: RESPA
 
2 - Category: Right of Rescission
 
1 - Category: Texas Home Equity
 
25 - Category: TILA/RESPA Integrated Disclosure
0 - Total Waived Conditions
 
 
 
 
 
 
 
 
 
 
 
 
 


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