EX-99.1 10 efc19-643_ex991s5d.htm SCHEDULE 5(D) - MODIFICATION REPORT

Modification Only Extract
    
Run Date - 10/2/2019 5:29:57 PM
    

AMC Loan ID Customer Loan ID Seller Loan ID Servicer Loan ID Borrower Name Street City State Zip Has Modification? Mod Doc Status Mod Amortization Type Mod UPB Mod Principal Forgiven Mod Amount Capitalized Mod Deferred Balance Mod Accruing UPB Mod Date Mod First Payment Date Mod Maturity Date Mod Original Term Mod Amortization Term Mod Original Interest Rate Mod P&I Mod P&I - Calculated Mod Payment Frequency Mod Interest Collection Type Mod Interest Only? Mod Interest Only Period Mod Interest Only Period Expiration Mod Balloon? Mod Neg Am? Mod Months Extended Mod Neg Am Cap (% of UPB) Principal Reduction Alternative Balance Eligible Principal Reduction Alt Amount PRA Year 1 Anniversary Date PRA Year 1 Reduction Amount PRA Year 2 Anniversary Date PRA Year 2 Reduction Amount PRA Year 3 Anniversary Date PRA Year 3 Reduction Amount Mod Program Type Mod Cure Mod Teaser Rate Mod Rate Change Frequency (Payments) Mod Payment Change Frequency (Payments) Mod First Interest Rate Change Date Mod First Payment Change Date Mod Next Interest Rate Change Date Mod Next Payment Change Date Mod Index Type / ARM Type Mod Lookback Period Mod Rounding Factor Mod Rounding Method Mod Initial Rate Cap Mod Initial Rate Floor Mod Initial Rate Maximum Mod Initial Rate Minimum Mod Life Rate Cap Mod Life Rate Floor Mod Life Rate Maximum Mod Life Rate Minimum Mod Periodic Rate Cap Mod Periodic Rate Floor Mod Margin Step 1 Rate Change Date Step 1 Payment Change Date Step 1 Rate Step 1 P&I Step 1 # Payments Step 2 Rate Change Date Step 2 Payment Change Date Step 2 Rate Step 2 P&I Step 2 # Payments Step 3 Rate Change Date Step 3 Payment Change Date Step 3 Rate Step 3 P&I Step 3 # Payments Step 4 Rate Change Date Step 4 Payment Change Date Step 4 Rate Step 4 P&I Step 4 # Payments Step 5 Rate Change Date Step 5 Payment Change Date Step 5 Rate Step 5 P&I Step 5 # Payments Step 6 Rate Change Date Step 6 Payment Change Date Step 6 Rate Step 6 P&I Step 6 # Payments Step 7 Rate Change Date Step 7 Payment Change Date Step 7 Rate Step 7 P&I Step 7 # Payments Step 8 Rate Change Date Step 8 Payment Change Date Step 8 Rate Step 8 P&I Step 8 # Payments Step 9 Rate Change Date Step 9 Payment Change Date Step 9 Rate Step 9 P&I Step 9 # Payments Step 10 Rate Change Date Step 10 Payment Change Date Step 10 Rate Step 10 P&I Step 10 # Payments Mod Prepayment Penalty? Mod Prepayment Penalty Period (months) Mod Prepayment Penalty Percent Amount Year 1 Mod Prepayment Penalty Percent Amount Year 2 Mod Prepayment Penalty Percent Amount Year 3 Mod Prepayment Penalty Percent Amount Year 4 Mod Prepayment Penalty Percent Amount Year 5 Mod Prepayment Balance Allowance Mod Prepayment Balance Type Mod Hard Penalty Period (Months) Mod Maximum Prepayment Penalty Amount Mod Prepayment Penalty Enforcement Mod Prepayment Penalty Expiration Date Mod Prepayment Penalty Months Interest Mod Stated Penalty Amount Mod Prepayment Terms Mod Extension Deferment? Mod Extension Date New Maturity Date Mod Extension Months Latest Mod Deferment Date Number of Deferments Total Mod Deferment Amount Active Temp Mod? Temp Mod Expiraton Date Temp Mod Status Temp Mod Reverts To Temp Mod Amortization Type Temp Mod UPB Temp Mod Accruing UPB Temp Mod Principal Forgiven Temp Mod Deferred Balance Temp Mod Date Temp Mod First Payment Date Temp Mod Maturity Date Temp Mod Original Interest Rate Temp Mod PI Temp Mod Interest Only Temp Mod Interest Only Period Mod Comments Post Mod Other Change Post Mod Change Date Post Mod Forgiveness Amount Post Mod Change Comment
207960281 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete Fixed $155,403.52 $0.00 $4,783.02 $46,532.03 $108871.49 07/XX/2012 07/XX/2012 06/XX/2052 480 480 5.000% $524.97 $524.97 Monthly In Arrears No     No No 180   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207960362 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX AZ XXXXXXX Yes Complete Fixed $503,777.39 $102,000.00 $0.00 $197,317.00 $204460.39 05/XX/2012 06/XX/2012 05/XX/2052 480 480 4.125% $870.48 $870.48 Monthly In Arrears No     No No 183   No                 Non-HAMP Cure default with Principal forgiveness                                                                                                                                                 No                               No           $0.00 No                               No evidence of additional forgiveness provided. No      
207960429 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $194,112.83 $0.00 $0.00 $28,112.83 $166000.00 07/XX/2018 07/XX/2018 05/XX/2053 419 419 5.125% $851.79 $851.79 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207960446 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Complete GPM $150,987.31 $0.00 $0.00 $22,000.00 $128987.31 03/XX/2010 04/XX/2010 03/XX/2050 480 480 2.000% $390.61 $390.61 Monthly In Arrears No     No No     No                 HAMP - Active Perm Cure default without capitalization                                             03/XX/2015 04/XX/2015 3.000% $453.79 12 03/XX/2016 04/XX/2016 4.000% $520.49 12 03/XX/2017 04/XX/2017 5.000% $590.16 396                                                                       No                               No           $0.00 No                               The audited modification date is in line with the most recent, executed modification effective 03/XX/2010. No      
207960465 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OR XXXXXXX Yes Complete GPM $390,109.65 $0.00 $0.00 $0.00 $390109.65 01/XX/2019 01/XX/2019 12/XX/2058 480 480 3.000% $1,396.53 $1,396.53 Monthly In Arrears No     No No 256   No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022 4.000% $1,616.40 12 12/XX/2022 01/XX/2023 5.000% $1,847.11 432                                                                                 No                               No           $0.00 No                                 No      
207960469 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM   $0.00 $94,537.71 $101,467.06 $234078.58 06/XX/2016 07/XX/2016 12/XX/2055 474 474 3.096% $856.43 $856.43 Monthly In Arrears No     No No 200   No                 Non-HAMP Cure default with capitalization                                             12/XX/2018 01/XX/2019 4.096% $990.26 12 12/XX/2019 01/XX/2020 5.000% $1,116.73 432                                                                                 No                               No           $0.00 No                                 No      
207960470 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete Fixed $279,001.38 $0.00 $0.00 $0.00 $279001.38 04/XX/2019 04/XX/2019 04/XX/2053 409 409 5.181% $1,454.28 $1,454.28 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207960473 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification dated 07/XX/18 with the current rate of 4.08%, P&I of $2,226.21 and maturity date of 02/25/48. The current servicing reflects deferred monies of $76,613.17. No      
207960477 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX UT XXXXXXX Yes Complete GPM   $138,861.87 $110,415.31 $0.00 $558473.75 07/XX/2012 07/XX/2012 04/XX/2052 478 478 2.000% $1,695.82 $1,695.82 Monthly In Arrears No     No No 184   No                 Non-HAMP Cure default with capitalization                                             04/XX/2015 05/XX/2015 3.000% $1,984.13 12 04/XX/2016 05/XX/2016 4.000% $2,289.68 432                                                                                 No                               No           $0.00 No                                 No      
207960478 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete GPM   $63,859.53 $296,910.51 $195,404.75 $391386.04 06/XX/2015 07/XX/2015 02/XX/2055 476 476 2.000% $1,191.72 $1,191.72 Monthly In Arrears No     No No 218   No                 Non-HAMP Cure default with capitalization                                             03/XX/2018 04/XX/2018 3.000% $1,393.92 12 03/XX/2019 04/XX/2019 4.000% $1,608.18 431                                                                                 No                               No           $0.00 No                                 No      
207960484 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes Complete Fixed $176,755.45 $0.00 $0.00 $0.00 $78750.00 10/XX/2014 10/XX/2014 09/XX/2054 480 480 4.625% $360.38 $360.38 Monthly In Arrears No     No No 200   Yes $98,005.45 $0.00 07/XX/2015 $32,668.48 07/XX/2016 $32,668.48 07/XX/2017 $32,668.49 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes       09/XX/2018 1 $3,243.42 No                               The current Deferred amount of $35,911.91 is the difference of the deferred amount and the final anniversary amount of the PRA as reflected on the Modification Agreement No      
207960485 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM $344,129.24 $0.00 $0.00 $50,609.48 $112140.52 06/XX/2015 06/XX/2015 02/XX/2051 429 429 2.000% $366.10 $366.10 Monthly In Arrears No     No No 178   Yes $181,379.24 $0.00 03/XX/2016 $60,459.75 03/XX/2017 $60,459.75 03/XX/2018 $60,459.74 HAMP - Active Perm Cure default without capitalization                                             05/XX/2020 06/XX/2020 3.000% $418.77 12 05/XX/2021 06/XX/2021 3.750% $459.71 357                                                                                 No                               No           $0.00 No                                 No      
207960512 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CT XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 04/XX/2014 with an interest rate of 5%, monthly P/I amount of $1,060.40, and a maturity date of 06/12/2048 No      
207960516 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Incomplete Fixed   $0.00 $0.00 $5,728.87 $102750.90 01/XX/2011 03/XX/2011     480 8.275% $735.73 $735.73 Monthly Daily Simple No     No No     No                 Non-HAMP Adjustment to term                                                                                                                                                 No                               Yes           $0.00 No                               The modification is incomplete due to missing the maturity date and lender's signature. Missing a deferral agreement to cure the deferred balance variance of $18,390.22. No      
207960550 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NV XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification dated 06/XX/2016 with the current rate of 3.5%, P&I of $833.86 and maturity date of 05/01/56. The current servicing reflects deferred monies of $128,414.80. No      
207960551 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 08/XX/2016 with an interest rate of 3.25%, monthly P/I amount of $426.37, and a maturity date of 07/01/2056. No      
207960554 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete Fixed $229,819.34 $0.00 $0.00 $39,069.29 $190750.05 08/XX/2019 08/XX/2019 07/XX/2059 480 480 4.963% $915.12 $915.12 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207960576 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete Fixed $266,983.70 $0.00 $0.00 $0.00 $266983.70 12/XX/2012 01/XX/2013 04/XX/2048 424 424 2.000% $878.66 $878.66 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $20,205.20. No      
207960591 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete GPM $154,343.33 $0.00 $1,086.92 $0.00 $154343.33 08/XX/2012 09/XX/2012 08/XX/2039 324 324 3.940% $664.32 $774.56 Monthly Daily Simple No     No No     No                 Non-HAMP Cure default with capitalization                                             08/XX/2017 09/XX/2017 5.750% $1,219.39 264                                                                                           No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $24,245.03. No      
207960636 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Incomplete GPM $666,043.12 $0.00 $0.00 $81,400.00 $509700.00 12/XX/2011 12/XX/2011 11/XX/2051 480 480 2.000% $1,543.50 $1,543.50 Monthly In Arrears No     No No     Yes $74,943.12 $0.00 08/XX/2012 $24,981.04 08/XX/2013 $24,981.04 08/XX/2014 $24,981.04 HAMP - Active Perm Cure default without capitalization                                             10/XX/2016 11/XX/2016 3.000% $1,793.19 12 10/XX/2017 11/XX/2017 4.000% $2,056.75 408                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the lender's signature. The current servicing mod date appears related to a post modification conversion worksheet. No      
207960640 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete Fixed $276,664.14 $0.00 $0.00 $0.00 $153300.00 09/XX/2016 09/XX/2016 08/XX/2056 480 480 3.125% $559.89 $559.89 Monthly In Arrears No     No No     Yes $123,364.14 $0.00 06/XX/2017 $41,121.38 06/XX/2018 $41,121.38 06/XX/2019 $41,121.38 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears related to 1 PRA anniversary date per the PRA stated on the modification. No      
207960654 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Incomplete GPM $114,091.38 $0.00 $0.00 $0.00 $114091.38 06/XX/2018 06/XX/2018 01/XX/2057 464 464 2.000% $353.29 $353.29 Monthly In Arrears No     No No 250   No                 Non-HAMP Cure default without capitalization                                             05/XX/2021 06/XX/2021 3.000% $411.42 12 05/XX/2022 06/XX/2022 4.000% $472.86 12 05/XX/2023 06/XX/2023 5.000% $537.11 12 05/XX/2024 06/XX/2024 5.875% $595.18 392                                                             No                               No           $0.00 No                               The modification is incomplete due to missing the lender's signature. No      
207960666 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CT XXXXXXX Yes Complete Fixed $518,145.21 $0.00 $39,995.81 $39,995.81 $478149.40 09/XX/2015 10/XX/2015 09/XX/2055 480 480 1.124% $1,237.26 $1,237.26 Monthly In Arrears No     No No 210   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $725.48. No      
207960667 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $381,175.19 $0.00 $0.00 $153,402.43 $227772.76 07/XX/2018 07/XX/2018 06/XX/2058 480 480 4.000% $951.95 $951.95 Monthly In Arrears No     No No 256   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207960669 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MO XXXXXXX Yes Complete GPM $85,754.10 $0.00 $31,527.83 $31,049.23 $54226.27 10/XX/2016 11/XX/2016 06/XX/2032 188 188 11.120% $541.19 $610.24 Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default with capitalization                                             10/XX/2021 11/XX/2021 11.120%   128                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $288.19. No      
207960676 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM   $0.00 $0.00 $46,532.56 $215780.21 08/XX/2018 09/XX/2018 08/XX/2058 480 480 4.000% $719.27 $719.27 Monthly In Arrears Yes 60 XX/XX/XXXX No No 293   No                 Non-HAMP Cure default without capitalization                                             08/XX/2023 09/XX/2023 4.520% $1,023.87 420                                                                                           No                               No           $0.00 No                               The audited modification date is in line with the most recent, executed modification effective 08/01/2018. No      
207960680 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX UT XXXXXXX Yes                                             30   No                                                                                                                                                                     No                               Yes 7/XX/2015 8/XX/2049       $0.00 No                               The loan is currently servicing within the original ARM Note parameters. No      
207960682 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CO XXXXXXX Yes Incomplete Fixed $273,662.14 $0.00 $24,558.26 $0.00 $273662.14 02/XX/2011 03/XX/2011       4.750% $1,201.84   Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               The modification is incomplete due to missing the maturity date and amortization term. Missing a deferral agreement to cure the deferred balance variance of $24,558.26. The current servicing deferred reflects the same as the modification capitalized interest amount however, not reflected as deferred on the modification. No      
207960688 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes           $0.00 No                               The loan is currently servicing at the terms of the Fixed Note and RRR. Missing a deferral agreement to cure the deferred balance variance of $38,612.36. No      
207960703 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Incomplete Fixed   $28,181.93 $0.00 $0.00 $293093.49 07/XX/2011 07/XX/2011       6.000% $1,869.51   Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default with Principal forgiveness                                                                                                                                                 No                               Yes           $0.00 No                               The modification is incomplete due to missing the maturity date and amortization term. Missing a deferral agreement to cure the deferred balance variance of $24,264.62. No      
207960704 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete GPM $129,571.65 $0.00 $21,839.75 $21,471.28 $107731.90 02/XX/2016 03/XX/2016 11/XX/2047 381 381 4.000% $499.75 $499.75 Monthly In Arrears No     No No 98   No                 Non-HAMP Cure default with capitalization                                             02/XX/2021 03/XX/2021 4.375%   321                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $954.84. No      
207960710 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Complete Fixed $158,487.40 $0.00 $0.00 $22,130.26 $95450.00 01/XX/2017 01/XX/2017 12/XX/2056 480 480 3.000% $341.70 $341.70 Monthly In Arrears No     No No 236   Yes $40,907.14 $0.00 09/XX/2017 $13,635.71 09/XX/2018 $13,635.71 09/XX/2019 $13,635.72 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears related to 2 PRA anniversary dates per the PRA stated on the modification. No      
207960728 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification with an interest rate of 10.493%, P&I of $944.16, and a maturity date of 11/19/2031. Origination terms not provided. No      
207960736 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes       12/XX/2013 1 $0.00 No                               The loan is currently servicing at the terms of the Fixed Note. The deferment agreement is incomplete due to missing the deferred amount. No      
207960745 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes           $0.00 No                               The loan is currently servicing at the terms of the Fixed Note and RRR. Missing a deferral agreement to cure the deferred balance variance of $24,348.96. No      
207960747 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX WI XXXXXXX Yes Complete GPM $258,092.72 $0.00 $73,531.14 $73,531.14 $184561.58 01/XX/2015 02/XX/2015 10/XX/2034 237 237 5.000% $1,227.02 $1,227.02 Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default with capitalization                                             01/XX/2020 02/XX/2020     177                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note. The Note has possible rate reductions, therefore the step rate and P&I are UTD. Missing a deferral agreement to cure the deferred balance variance of $1,408.11. No      
207960761 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OH XXXXXXX Yes Complete GPM $103,291.48 $0.00 $24,131.20 $23,955.50 $79160.28 01/XX/2016 01/XX/2016 11/XX/2037 263 263 4.000% $263.87 $263.87 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             01/XX/2021 02/XX/2021 6.500%   203                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $1,235.02. No      
207960762 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX DC XXXXXXX Yes Complete GPM   $0.00 $0.00 $55,765.05 $146962.83 03/XX/2017 04/XX/2017 03/XX/2057 480 480 1.000% $371.60 $371.60 Monthly In Arrears No     No No 218   No                 Non-HAMP Cure default without capitalization                                             03/XX/2022 04/XX/2022 5.500% $706.93 420                                                                                           No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $1,045.02. No      
207960767 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM $345,169.23 $0.00 $105,992.80 $104,821.65 $239176.43 12/XX/2015 01/XX/2016 11/XX/2034 227 227 4.160% $1,523.77 $1,523.77 Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default with capitalization                                             12/XX/2020 01/XX/2021 5.875%   167                                                                                           No                               No           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. No evidence of additional forgiveness provided. No      
207960774 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete GPM   $0.00 $0.00 $133,168.80 $325749.96 02/XX/2017 03/XX/2017 02/XX/2057 480 480 4.250% $1,153.70 $1,153.70 Monthly In Arrears Yes 60 XX/XX/XXXX No No 233   No                 Non-HAMP Cure default without capitalization                                             02/XX/2022 03/XX/2022     420                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original ARM Note terms, therefore the Step Rate & P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $2,525.38. No      
207960794 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX AZ XXXXXXX Yes Complete Fixed $227,117.23 $0.00 $0.00 $0.00 $136850.00 07/XX/2011 07/XX/2011 05/XX/2037 311 311 6.880% $944.15 $944.15 Monthly In Arrears No     No No 1   Yes $90,267.23 $0.00 07/XX/2012 $30,089.08 07/XX/2013 $30,089.08 07/XX/2014 $30,089.07 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears related to 1 PRA anniversary date per the PRA stated on the modification. No      
207960795 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $374,088.71 $0.00 $116,596.20 $115,728.73 $257492.51 10/XX/2016 11/XX/2016 10/XX/2040 288 288 4.000% $858.31 $858.31 Monthly In Arrears Yes 60 XX/XX/XXXX No No 87   No                 Non-HAMP Cure default with capitalization                                             10/XX/2021 11/XX/2021 4.500%   228                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the prior Modification terms, therefore P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $701.20. No      
207960798 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM $396,504.95 $0.00 $109,279.54 $109,279.54 $287225.41 03/XX/2016 04/XX/2016 06/XX/2038 267 267 5.000% $1,196.77 $1,196.77 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             03/XX/2021 04/XX/2021 5.500%   207                                                                                           No                               No           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. No evidence of additional forgiveness provided. No      
207960811 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete GPM $173,768.79 $0.00 $26,854.28 $26,854.28 $146914.51 11/XX/2015 12/XX/2015 11/XX/2055 480 480 4.000% $614.01 $614.01 Monthly In Arrears No     No No 234   No                 Non-HAMP Cure default with capitalization                                             11/XX/2020 12/XX/2020 6.750%   420                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the step rate modification with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $1,948.61. No      
207960819 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Complete GPM $187,911.55 $0.00 $44,809.57 $44,809.57 $143101.98 09/XX/2016 10/XX/2016 12/XX/2037 255 255 4.875% $581.35 $581.35 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             09/XX/2021 10/XX/2021 7.250%   195                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $2,079.94. No      
207960824 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX WV XXXXXXX Yes Complete GPM   $0.00 $0.00 $8,110.83 $71334.76 11/XX/2016 12/XX/2016 12/XX/2056 481 481 7.540% $471.54 $471.39 Monthly In Arrears No     No No 249   No                 Non-HAMP Cure default without capitalization                                             11/XX/2021 12/XX/2021     421                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original ARM Note terms, therefore the Step Rate & P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $540.86. No      
207960861 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX WA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification with the current rate of 8.537%, P&I of $1,591.85 and maturity date of 04/30/35. The current servicing reflects deferred monies of $48,580.33. No      
207960889 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $362,520.21 $0.00 $141,838.59 $141,838.59 $220681.62 10/XX/2016 11/XX/2016 09/XX/2033 203 203 5.625% $1,034.45 $1,034.45 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             10/XX/2021 11/XX/2021 6.875%   143                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $883.47. No      
207960890 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete GPM $207,648.39 $0.00 $56,054.24 $55,254.22 $151594.15 11/XX/2015 12/XX/2015 10/XX/2040 299 299 4.125% $812.22 $812.22 Monthly In Arrears No     No No 21   No                 Non-HAMP Cure default with capitalization                                             11/XX/2020 12/XX/2020 4.500%   239                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the prior Modification terms, therefore P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $1,485.24. No      
207960896 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM   $0.00 $0.00 $52,022.14 $152644.41 09/XX/2017 10/XX/2017 09/XX/2057 480 480 4.800% $715.94 $715.94 Monthly In Arrears No     No No 245   No                 Non-HAMP Cure default without capitalization                                             09/XX/2022 10/XX/2022 5.800% $810.26 12 09/XX/2023 10/XX/2023 6.500% $877.96 408                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $5,853.16. No      
207960905 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IN XXXXXXX Yes Complete GPM   $0.00 $0.00 $39,627.25 $135004.16 12/XX/2016 01/XX/2017 12/XX/2056 480 480 1.000% $112.50 $112.50 Monthly In Arrears Yes 60 XX/XX/XXXX No No 256   No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022     420                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original ARM Note terms, therefore the Step Rate & P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $683.36. No      
207960949 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OH XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes           $0.00 No                               The loan is currently servicing at the terms of the Fixed Note and RRR. Missing a deferral agreement to cure the deferred balance variance of $24,987.15. No      
207960975 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OH XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 06/XX/2014 with an interest rate of 4.875%, monthly P/I amount of $502.06, and a maturity date of 02/01/2037. No      
207960977 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete GPM $268,457.74 $0.00 $50,975.31 $0.00 $217482.43 05/XX/2014 07/XX/2014 09/XX/2037 279 279 6.750% $1,546.75 $1,223.34 Monthly In Arrears Yes 60 XX/XX/XXXX No No     No                 Non-HAMP Cure default with capitalization                                             06/XX/2019 07/XX/2019     219                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note. The Note has possible rate reductions, therefore the step rate and P&I are UTD. Missing a deferral agreement to cure the deferred balance variance of $52,330.88. No      
207960983 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification dated 03/18/14 with the current rate of 6%, P&I of $1,122.69 and maturity date of 09/01/36. The current servicing reflects deferred monies of $140,973.69. No origination documents and an expired temporary modification only provided. No      
207961007 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX SC XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes       03/XX/2015 1 $0.00 No                               The loan is currently servicing at the terms of the Fixed Note. The deferment agreement is incomplete due to missing the deferred amount. No      
207961009 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification dated 3/XX/2016 with a current rate of 4.500%, a current P&I of $995.62, and a maturity date of 3/1/2056. The current servicing data reflects deferred monies in the amount of $49,476.69. No      
207961011 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 06/XX/2016 with an interest rate of 4.25%, monthly P/I amount of $1,066.72, and a maturity date of 06/01/2056. No      
207961037 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $155,891.32 $0.00 $0.00 $0.00 $101493.18 06/XX/2015 07/XX/2015 07/XX/2040 301 301 4.125% $541.72 $541.72 Monthly In Arrears No     No No 43   Yes $54,398.14 $0.00 07/XX/2016 $18,132.71 07/XX/2017 $18,132.71 07/XX/2018 $18,132.72 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance is equal to the entire amount eligible for PRA. No      
207961047 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 07/XX/2017 with an interest rate of 5.34%, monthly P/I amount of $318.28, and a maturity date of 07/01/2047, however, an unsigned copy is in file. No      
207961048 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX WA XXXXXXX Yes Complete GPM $290,465.81 $0.00 $0.00 $0.00 $290465.81 08/XX/2017 09/XX/2017 08/XX/2047 360 480 2.500% $957.89 $957.89 Monthly In Arrears No     Yes No     No                 Non-HAMP Cure default without capitalization                                             08/XX/2020 09/XX/2020 3.500% $1,114.64 12 08/XX/2021 09/XX/2021 4.500% $1,279.92 12 08/XX/2022 09/XX/2022 5.500% $1,452.36 12 08/XX/2023 09/XX/2023 6.500% $1,630.71 12 08/XX/2024 09/XX/2024 7.500% $1,813.88 276                                                   No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $3,831.56. No      
207961052 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $230,580.50 $0.00 $0.00 $101,474.90 $129105.60 03/XX/2015 03/XX/2015 09/XX/2036 259 259 6.750% $947.96 $947.96 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207961053 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $174,338.88 $0.00 $18,593.89 $33,042.22 $141296.66 10/XX/2015 11/XX/2015 04/XX/2052 438 438 4.625% $668.58 $668.58 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $2,005.74. No      
207961056 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete Fixed $342,265.98 $0.00 $92,710.27 $68,590.53 $273675.45 12/XX/2013 02/XX/2014 02/XX/2038 289 289 7.000% $1,961.71 $1,961.71 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $5,885.13. No      
207961058 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete Fixed $357,122.80 $0.00 $0.00 $0.00 $326000.00 09/XX/2016 09/XX/2016 08/XX/2056 480 480 3.250% $1,214.48 $1,214.48 Monthly In Arrears No     No No     Yes $31,122.80 $0.00 05/XX/2017 $10,374.27 05/XX/2018 $10,374.27 05/XX/2019 $10,374.26 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes       05/XX/2019 1 $3,643.44 No                               The deferred variance of $20,748.54 is the difference of the final 2 anniversary amounts of the PRA as reflected on the modification agreement. The current servicing mod date appears related to the lender's signature date. No      
207961065 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes Complete Fixed $114,154.49 $0.00 $0.00 $34,246.35 $79908.14 05/XX/2014 05/XX/2014 04/XX/2054 480 480 5.000% $385.31 $385.31 Monthly In Arrears No     No No     No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               No evidence of additional forgiveness provided. No      
207961067 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete Fixed $245,538.96 $0.00 $0.00 $0.00 $151050.00 12/XX/2014 12/XX/2014 11/XX/2054 480 480 4.250% $654.98 $654.98 Monthly In Arrears No     No No     Yes $94,488.96 $0.00 09/XX/2015 $31,496.32 09/XX/2016 $31,496.32 09/XX/2017 $31,496.32 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears related to 2 PRA anniversary dates per the PRA stated on the modification. No      
207961076 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX KY XXXXXXX Yes Complete Fixed $125,082.09 $0.00 $0.00 $25,000.00 $100082.09 04/XX/2016 05/XX/2016 06/XX/2036 242 400 4.750% $498.90 $498.90 Monthly In Arrears No     Yes No 3   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207961077 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes Complete GPM $203,180.90 $0.00 $20,168.63 $20,168.63 $183012.27 04/XX/2014 05/XX/2014 09/XX/2051 449 449 4.000% $610.04 $610.04 Monthly In Arrears Yes 60 XX/XX/XXXX No No 172   No                 Non-HAMP Cure default with capitalization                                             04/XX/2019 05/XX/2019 4.125%   389                                                                                           No                               Yes           $0.00 No                               The modification is an expired temporary modification that reverted to the prior modification rate of 4.125% 04/XX/2019; due to the presence of capitalized monies the reversion P&I cannot be determined. While the prior modification deferred $15,800, this amount appears to have been capitalized into the newly modified UPB effective 04/01/2014. The 2014 modification deferred $20,168.63, however, current data reflects $20,371.04 deferred; Missing a deferral agreement to cure the deferred balance variance of $202.41. No      
207961078 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Incomplete Fixed $66,763.70 $0.00 $0.00 $43,763.70 $23000.00 02/XX/2010 02/XX/2010 01/XX/2050 480 480 7.000% $142.93 $142.93 Monthly In Arrears No     No No 156   No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes       01/XX/2017 1 $714.65 No                               The modification is incomplete due to missing the lender's signature. No      
207961081 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $181,581.87 $0.00 $51,149.29 $74,481.87 $107100.00 11/XX/2014 01/XX/2015 12/XX/2049 420 420 6.750% $665.54 $665.54 Monthly In Arrears No     No No 132   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                               No evidence of additional forgiveness provided. No      
207961082 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete Fixed $287,560.11 $0.00 $0.00 $37,560.11 $250000.00 10/XX/2017 12/XX/2017 11/XX/2057 480 480 6.500% $1,463.64 $1,463.64 Monthly In Arrears No     No No 265   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207961088 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NV XXXXXXX Yes Complete GPM $514,040.86 $120,963.49 $0.00 $0.00 $393077.37 03/XX/2011 03/XX/2011 08/XX/2049 462 462 4.500% $1,791.96 $1,791.96 Monthly In Arrears No     No No 144   No                 HAMP - Active Perm Cure default with Principal forgiveness                                             02/XX/2016 03/XX/2016 5.000% $1,907.40 402                                                                                           No                               No           $0.00 No                               The current deferred amount of $120,963.49 is the amount of the forgiven amount as reflected on the Modification Agreement No      
207961092 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete GPM $616,636.80 $0.00 $175,948.71 $175,948.71 $440688.09 12/XX/2014 01/XX/2015 08/XX/2036 260 260 4.000% $1,468.96 $1,468.96 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             12/XX/2019 01/XX/2020     200                                                                                           No                               No           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original ARM Note terms, therefore the Step Rate & P&I is unavailable. No evidence of additional forgiveness provided. No      
207961096 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete GPM $303,475.07 $0.00 $0.00 $0.00 $303475.07 01/XX/2014 01/XX/2014 06/XX/2036 270 270 3.247% $1,641.96 $1,585.57 Monthly In Arrears No     No No 1   No                 Non-HAMP Cure default without capitalization                                             12/XX/2018 01/XX/2019 4.230% $1,773.15 210                                                                                           No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $65,837.24. No      
207961099 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MO XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement with an interest rate of 8.49%, monthly P/I amount of $2,296.69, and a maturity date of 09/27/2035. No      
207961101 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete Fixed $346,971.28 $0.00 $100,774.19 $100,774.19 $246197.09 10/XX/2016 11/XX/2016 10/XX/2056 480 480 4.000% $1,028.95 $1,028.95 Monthly In Arrears No     No No 239   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $2,330.74. No      
207961103 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OH XXXXXXX Yes Incomplete Fixed   $0.00 $0.00 $50,710.82 $179900.00 08/XX/2017 09/XX/2017       3.000% $644.01   Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the maturity date and amortization term. No evidence of additional forgiveness provided. No      
207961106 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed   $0.00 $0.00 $102,130.49 $270829.42 11/XX/2017 12/XX/2017 11/XX/2057 480 480 4.000% $1,131.90 $1,131.90 Monthly In Arrears No     No No 266   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $2,967.65. No      
207961109 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX OH XXXXXXX Yes Complete GPM $152,398.52 $0.00 $27,516.85 $27,516.85 $124881.67 07/XX/2015 08/XX/2015 10/XX/2036 255 255 5.000% $520.34 $520.34 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             07/XX/2020 08/XX/2020     195                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note. The Note has possible rate reductions, therefore the step rate and P&I are UTD. Missing a deferral agreement to cure the deferred balance variance of $1,695.99. No      
207961112 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Incomplete Fixed   $0.00 $0.00 $25,152.82 $172217.97 02/XX/2009 04/XX/2009 03/XX/2049 480 480 6.700% $1,032.90 $1,032.90 Monthly In Arrears No     No No 151   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the lender's signature. No evidence of additional forgiveness provided. No      
207961114 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Incomplete Fixed $489,176.73 $0.00 $0.00 $0.00 $489176.73 11/XX/2011 12/XX/2011 12/XX/2051 481     $1,252.08   Monthly In Arrears No     No No 180   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               The modification is incomplete due to missing the interest rate and amortization term. Missing a deferral agreement to cure the deferred balance variance of $200,426.73. The audited maturity date is in line with the most recent, executed modification effective 11/XX/2011. No      
207961116 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete GPM   $0.00 $0.00 $25,717.56 $172736.86 01/XX/2018 02/XX/2018 01/XX/2058 480 480 4.000% $575.79 $575.79 Monthly In Arrears Yes 60 XX/XX/XXXX No No 148   No                 Non-HAMP Cure default without capitalization                                             01/XX/2023 02/XX/2023 5.000% $871.78 12 01/XX/2024 02/XX/2024 6.000% $982.79 12 01/XX/2025 02/XX/2025 7.000% $1,097.14 12 01/XX/2026 02/XX/2026 7.500% $1,155.12 384                                                             No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $107.66. No      
207961619 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX WI XXXXXXX Yes Complete GPM $127,270.73 $0.00 $39,000.14 $38,809.34 $88270.59 01/XX/2017 02/XX/2017 10/XX/2056 477 477 1.000% $223.20 $224.34 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                             01/XX/2022 02/XX/2022 6.500%   417                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the prior Modification terms, therefore P&I is unavailable. Missing a deferral agreement to cure the deferred balance variance of $164.63. No      
207961623 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 11/XX/2015 with an interest rate of 4%, monthly P/I amount of $1,002.77, and a maturity date of 09/01/2040. The original Note and Mortgage are also missing, No      
207961625 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM   $0.00 $0.00 $194,351.99 $351254.19 12/XX/2016 01/XX/2017 12/XX/2056 480 480 4.000% $1,170.85 $1,170.85 Monthly In Arrears Yes 60 XX/XX/XXXX No No     No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022 6.375% $2,092.04 420                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original Note terms. Missing a deferral agreement to cure the deferred balance variance of $8,981.29. No      
207961628 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete GPM   $0.00 $0.00 $31,784.74 $335679.27 10/XX/2016 11/XX/2016 10/XX/2056 480 480 4.125% $1,429.14 $1,429.14 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                             10/XX/2021 11/XX/2021 5.250% $1,652.70                                                                                             No                               Yes           $0.00 No                               The temporary modification reverts to the Pre-modification rate upon expiration; however the reversion document is missing therefore, the reversion amortization type cannot be determined. Missing a deferral agreement to cure the deferred balance variance of $191.05. No      
207961630 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM   $0.00 $0.00 $43,932.80 $161424.89 12/XX/2016 01/XX/2017 01/XX/2057 481 481 1.000% $408.17 $407.48 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022     421                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original Note terms. The Note is currently missing, therefore the step rate and P&I are UTD. Missing a deferral agreement to cure the deferred balance variance of $2,637.99. No      
207961632 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM   $0.00 $0.00 $132,766.89 $292079.10 07/XX/2017 07/XX/2017 06/XX/2057 480 480 2.500% $963.21 $963.21 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                             06/XX/2022 07/XX/2022 3.500% $1,113.54 12 06/XX/2023 07/XX/2023 4.500% $1,271.51 12 06/XX/2024 07/XX/2024 5.500% $1,435.87 396                                                                       No                               No           $0.00 No                               No evidence of additional forgiveness provided. No      
207961646 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Incomplete GPM $460,788.54 $0.00 $444,393.23 $435,824.40 $16395.31 10/XX/2015 11/XX/2015       4.000% $66.71   Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                             10/XX/2020 11/XX/2020                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the maturity date. The modification is a 60 month active temporary. The reversion modification documents and the original Note are missing. No evidence of additional forgiveness provided. No      
207961668 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete GPM   $0.00 $0.00 $158,231.56 $366897.37 07/XX/2016 08/XX/2016 07/XX/2056 480 480 4.000% $1,222.99 $1,222.99 Monthly In Arrears Yes 60 XX/XX/XXXX No No     No                 Non-HAMP Cure default without capitalization                                             07/XX/2021 08/XX/2021     420                                                                                           No                               No           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original ARM Note terms, therefore the Step Rate & P&I is unavailable. No evidence of additional forgiveness provided. No      
207961669 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CT XXXXXXX Yes Complete GPM $268,876.51 $0.00 $64,634.79 $64,478.55 $204241.72 08/XX/2016 09/XX/2016 03/XX/2056 475 475 5.900% $1,112.46 $1,112.46 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                             08/XX/2021 09/XX/2021     415                                                                                           No                               No           $0.00 No                               The modification is a 60 month active temporary. The file does not contain a copy of the note or a prior modification, if applicable; therefore the step rate and P&I cannot be determined. No evidence of additional forgiveness provided. No      
207961675 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CT XXXXXXX Yes Complete GPM ########## $0.00 $258,862.04 $257,836.68 $929256.08 08/XX/2016 09/XX/2016 02/XX/2053 438 438 2.500% $1,935.95 $1,935.95 Monthly In Arrears Yes 60 XX/XX/XXXX No No     No                 Non-HAMP Cure default with capitalization                                             08/XX/2021 09/XX/2021 3.400%   378                                                                                           No                               No           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the step rate modification with capitalization therefore step P&I is UTD. No evidence of additional forgiveness provided. No      
207961681 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification with a current rate of 4.750%, a current P&I of $1,441.81, and a maturity date of 5/1/2054. The current servicing data reflects deferred monies in the amount of $154,561.30. No      
207961686 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete GPM   $0.00 $0.00 $60,215.59 $208488.22 12/XX/2016 01/XX/2017 12/XX/2056 480 480 4.125% $716.68 $716.68 Monthly In Arrears Yes 60 XX/XX/XXXX No No     No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022 5.000%   420                                                                                           No                               No           $0.00 No                               The modification is an Active Temporary modification that reverts back to the prior Modification terms, therefore P&I is unavailable. No evidence of additional forgiveness provided. No      
207961689 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX RI XXXXXXX Yes Complete Fixed   $0.00 $0.00 $50,184.67 $196587.36 12/XX/2016 01/XX/2017 12/XX/2056 480 480 1.125% $508.78 $508.78 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               Current servicing data reflects a deferred balance of $25,552.17 and the modification reflects a deferred balance of $50,184.67. The file does not contain a forgiveness letter. No      
207961706 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete GPM $164,558.72 $0.00 $45,475.45 $45,475.45 $119083.27 06/XX/2016 07/XX/2016 09/XX/2034 219 219 2.460% $677.93 $675.47 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                             06/XX/2021 07/XX/2021 8.680% $971.12                                                                                             No                               No           $0.00 No                               The temporary modification reverts to the Pre-modification rate upon expiration; however the reversion document is missing therefore, the reversion amortization type cannot be determined. No evidence of additional forgiveness provided. No      
207961724 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes           $0.00 No                               The loan is currently servicing at the terms of the Fixed Note and RRR. Missing a deferral agreement to cure the deferred balance variance of $51,956.54. No      
207961730 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes                                             2   No                                                                                                                                                                     No                               Yes       01/XX/2017 3 $2,913.97 No                               The loan is currently servicing within the original ARM Note parameters. The deferment agreement is incomplete due to missing the deferred amount. No      
207961881 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX VA XXXXXXX Yes Incomplete Fixed   $0.00 $0.00 $2,215.35 $58867.11 04/XX/2013 04/XX/2013 10/XX/2033 247 247 5.000% $382.10 $382.10 Monthly In Arrears No     No No 9   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the borrowers' signatures. The current modification is reflective of the Notary date. No evidence of additional forgiveness provided. No      
207962055 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $26,537.68 $0.00 $0.00 $0.00 $26537.68 06/XX/2016 08/XX/2016 07/XX/2026 120 120 5.000% $281.47 $281.47 Monthly In Arrears No     No No 126   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962402 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete Fixed $146,535.18 $0.00 $11,366.14 $0.00 $146535.18 01/XX/2014 02/XX/2014 02/XX/2037 277 291 3.625% $757.62 $757.62 Monthly In Arrears No     Yes No 0   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears related to the prior modification. No      
207962445 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete GPM $124,761.56 $0.00 $0.00 $0.00 $124761.56 10/XX/2018 10/XX/2018 09/XX/2058 480 480 3.000% $446.63 $446.63 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                             09/XX/2021 10/XX/2021 4.000% $516.94 12 09/XX/2022 10/XX/2022 5.000% $590.73 432                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $446.63. No      
207962454 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete Fixed $101,438.81 $0.00 $7,459.75 $0.00 $101438.81 10/XX/2014 10/XX/2014 05/XX/2038 284 284 4.000% $553.08 $553.08 Monthly In Arrears No     No No     No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $1,106.16. No      
207962476 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MO XXXXXXX Yes Complete Fixed $185,185.58 $0.00 $0.00 $0.00 $185185.58 05/XX/2019 06/XX/2019 11/XX/2057 462 462 5.500% $965.51 $965.51 Monthly In Arrears No     No No 269   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962493 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Complete Fixed   $50,639.82 $0.00 $59,023.99 $210000.00 01/XX/2018 02/XX/2018 01/XX/2048 360 360 5.500% $1,192.36 $1,192.36 Monthly In Arrears No     No No 118   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes       02/XX/2019 1 $2,384.72 No                                 No      
207962512 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX TX XXXXXXX Yes Complete GPM $106,033.74 $0.00 $0.00 $0.00 $106033.74 05/XX/2019 06/XX/2019 08/XX/2051 387 387 4.000% $488.09 $488.09 Monthly In Arrears No     No No 176   No                 Non-HAMP Cure default without capitalization                                             05/XX/2020 06/XX/2020 4.500% $518.97 12 05/XX/2021 06/XX/2021 5.000% $550.03 12 05/XX/2022 06/XX/2022 5.500% $581.19 351                                                                       No                               No           $0.00 No                                 No      
207962563 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Incomplete Fixed $275,077.07 $0.00 $43,883.66 $67,885.02 $207192.05 07/XX/2015 09/XX/2015 08/XX/2055 480 480 4.000% $865.94 $865.94 Monthly In Arrears No     No No 185   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the lender's signature. No      
207962564 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $517,130.53 $0.00 $0.00 $97,137.06 $419993.47 01/XX/2016 02/XX/2016 11/XX/2046 370 370 2.000% $1,521.77 $1,521.77 Monthly In Arrears No     No No 108   No                 Non-HAMP Cure default without capitalization                                             01/XX/2021 02/XX/2021 3.000% $1,708.18 12 01/XX/2022 02/XX/2022 3.875% $1,875.59 298                                                                                 No                               Yes       09/XX/2018 1 $4,565.31 No                                 No      
207962579 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete Fixed $189,615.62 $0.00 $0.00 $56,884.69 $132730.93 03/XX/2014 04/XX/2014 06/XX/2037 279 480 4.875% $629.08 $629.07 Monthly In Arrears No     Yes No     No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $1,887.24. Current servicing terms is reflecting the fully amortized balloon term as the maturity date. No      
207962581 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MS XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 01/XX/2016 with an interest rate of 2%, monthly P/I amount of $253.06, and a maturity date of 12/01/2055 No      
207962583 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $88,856.38 $0.00 $0.00 $40,106.38 $48750.00 03/XX/2019 04/XX/2019 01/XX/2045 310 480 4.625% $223.09 $223.09 Monthly In Arrears No     Yes No 93   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962584 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $401,206.98 $0.00 $0.00 $201,832.86 $199374.12 11/XX/2014 11/XX/2014 11/XX/2040 313 313 4.500% $1,083.37 $1,083.37 Monthly In Arrears No     No No 68   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962606 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Complete GPM $543,053.54 $0.00 $0.00 $124,015.84 $419037.70 08/XX/2013 09/XX/2013 07/XX/2048 419 480 2.000% $1,268.96 $1,268.95 Monthly In Arrears No     Yes No 153   No                 HAMP - Active Perm Cure default without capitalization                                             08/XX/2018 09/XX/2018 3.000% $1,474.23 12 08/XX/2019 09/XX/2019 4.000% $1,690.91 12 08/XX/2020 09/XX/2020 4.375% $1,774.18 335                                                                       No                               Yes       08/XX/2016 2 $1,704.13 No                               Missing a deferral agreement to cure the deferred balance variance of $31,004.61. Current servicing terms reflect the maturity date of the fully amortized balloon term and the modification date of the most recent deferment. No      
207962611 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete GPM $222,208.89 $0.00 $0.00 $0.00 $222208.89 09/XX/2015 09/XX/2015 11/XX/2047 387 387 3.250% $927.43 $927.43 Monthly In Arrears No     No No 0   No                 Non-HAMP Cure default without capitalization                                             08/XX/2018 09/XX/2018 4.000% $1,015.51 351                                                                                           No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $24,507.56. No      
207962621 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete Fixed $593,204.03 $0.00 $230,082.83 $202,204.03 $391000.00 05/XX/2017 07/XX/2017 06/XX/2047 360 360 5.000% $1,885.39 $2,098.97 Monthly In Arrears No     No No 119   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                               Current servicing data reflects a deferred balance of $201,964.03 and the modification reflects a deferred balance of $202,204.03. The file does not contain a forgiveness letter. No      
207962627 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX AK XXXXXXX Yes Complete Fixed $501,073.26 $0.00 $0.00 $165,500.00 $335573.26 06/XX/2016 06/XX/2016 05/XX/2056 480 480 6.500% $1,964.64 $1,964.64 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962628 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $137,772.21 $0.00 $0.00 $39,495.21 $98277.00 06/XX/2016 06/XX/2016 05/XX/2056 480 480 6.750% $592.96 $592.96 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $592.96. No      
207962630 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX AL XXXXXXX Yes Complete Fixed $516,085.16 $0.00 $0.00 $154,825.55 $361259.61 03/XX/2017 03/XX/2017 02/XX/2057 480 480 3.000% $1,293.25 $1,293.25 Monthly In Arrears No     No No     No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $3,879.75. No      
207962718 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Incomplete Fixed $285,100.11 $0.00 $0.00 $53,444.59 $231655.52 07/XX/2016 08/XX/2016 07/XX/2039 276   5.000% $1,117.04   Monthly In Arrears No     Yes No 0   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The modification is incomplete due to missing the balloon amortization term. No evidence of additional forgiveness provided. No      
207962723 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $309,124.56 $94,124.56 $50,203.81 $0.00 $215000.00 08/XX/2013 09/XX/2013 05/XX/2037 285 360 5.500% $1,220.75 $1,220.75 Monthly In Arrears No     Yes No 0   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $89,231.52. Current servicing terms is reflecting the fully amortized balloon term as the maturity date. No      
207962726 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX ID XXXXXXX Yes Complete Fixed   $0.00 $0.00 $32,055.86 $129828.01 12/XX/2016 04/XX/2017 03/XX/2057 480 480 6.000% $714.34 $714.33 Monthly In Arrears No     No No 266   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               Current servicing data reflects a deferred balance of $32,044.01 and the modification reflects a deferred balance of $32,055.86. The file does not contain a forgiveness letter. No      
207962731 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete Fixed $392,624.18 $0.00 $0.00 $79,824.18 $312800.00 05/XX/2016 05/XX/2016 04/XX/2056 480 480 3.250% $1,165.31 $1,165.31 Monthly In Arrears No     No No 247   No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962733 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NM XXXXXXX Yes Complete GPM $312,216.30 $0.00 $0.00 $85,977.03 $184978.62 10/XX/2016 10/XX/2016 09/XX/2056 480 480 2.000% $560.16 $560.16 Monthly In Arrears No     No No 227   Yes $41,260.65 $0.00 07/XX/2017 $13,753.55 07/XX/2018 $13,753.55 07/XX/2019 $13,753.55 HAMP - Active Perm Cure default without capitalization                                             09/XX/2021 10/XX/2021 3.000% $650.78 12 09/XX/2022 10/XX/2022 3.500% $697.75 408                                                                                 No                               No           $0.00 No                                 No      
207962734 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX SC XXXXXXX Yes Complete Fixed $199,685.79 $0.00 $2,026.05 $26,673.59 $173012.20 07/XX/2016 08/XX/2016 07/XX/2046 360 360 7.500% $1,209.73 $1,209.73 Monthly In Arrears No     No No 57   No                 Non-HAMP Cure default with capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207962749 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete Fixed $212,670.28 $0.00 $0.00 $62,914.98 $149755.30 07/XX/2015 07/XX/2015 06/XX/2055 480 480 3.375% $568.97 $568.97 Monthly In Arrears No     No No 224   No                 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207963101 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MN XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement dated 01/XX/2014 with an interest rate of 6%, monthly P/I amount of $564.08, and a maturity date of 05/15/2041 No      
207963106 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes Complete GPM $69,660.58 $0.00 $16,764.87 $0.00 $69660.58 10/XX/2016 12/XX/2016 11/XX/2056 480 480 9.735% $577.06 $577.06 Monthly Daily Simple No     No No 226   No                 Non-HAMP Cure default with capitalization                                             11/XX/2021 12/XX/2021 10.735% $629.92 12 11/XX/2022 12/XX/2022 11.735% $683.29 12 11/XX/2023 12/XX/2023 12.340% $715.74 396                                                                       No                               No           $0.00 No                                 No      
207963107 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $217,127.90 $0.00 $0.00 $0.00 $217127.90 02/XX/2019 04/XX/2019 03/XX/2049 360 360 6.000% $1,301.79 $1,301.79 Monthly In Arrears No     No No 127   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207963116 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $103,538.05 $0.00 $0.00 $30,852.78 $72685.27 08/XX/2019 08/XX/2019 07/XX/2059 480 480 4.500% $326.77 $326.77 Monthly In Arrears No     No No 267   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207963148 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX SC XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the Modification Agreement with an interest rate of 2.004%, monthly P/I amount of $291.96, and a maturity date of 10/20/2050. No      
207963171 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MA XXXXXXX Yes Complete Fixed $437,442.96 $0.00 $0.00 $181,437.10 $167010.00 03/XX/2016 03/XX/2016 02/XX/2056 480 480 5.375% $847.23 $847.23 Monthly In Arrears No     No No 236   Yes $88,995.86 $0.00 10/XX/2016 $29,665.29 10/XX/2017 $29,665.29 10/XX/2018 $29,665.28 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $30,261.18. No      
207963178 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX HI XXXXXXX Yes Complete Fixed $847,997.43 $0.00 $0.00 $0.00 $787750.00 05/XX/2017 05/XX/2017 04/XX/2057 480 480 3.000% $2,820.02 $2,820.02 Monthly In Arrears No     No No     Yes $60,247.43 $20,082.47 12/XX/2017 $20,082.48 12/XX/2018 $20,082.48 12/XX/2019 $20,082.47 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears equal to 2 PRA installments No      
207963192 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM $343,794.80 $0.00 $0.00 $15,546.71 $82503.68 12/XX/2013 12/XX/2013 11/XX/2053 480 480 2.000% $249.84 $249.84 Monthly In Arrears No     No No 193   Yes $245,744.41 $0.00 07/XX/2014 $81,914.81 07/XX/2015 $81,914.80 07/XX/2016 $81,914.80 HAMP - Active Perm Cure default without capitalization                                             11/XX/2018 12/XX/2018 3.000% $290.26 12 11/XX/2019 12/XX/2019 4.000% $332.92 12 11/XX/2020 12/XX/2020 4.125% $338.34 396                                                                       No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963207 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $162,970.76 $0.00 $0.00 $20,472.28 $142498.48 08/XX/2016 08/XX/2016 07/XX/2047 372 372 2.000% $530.89 $514.31 Monthly In Arrears No     No No 129   No                 HAMP - Active Perm Cure default without capitalization                                             07/XX/2021 08/XX/2021 3.000% $596.31 12 07/XX/2022 08/XX/2022 3.500% $629.53 300                                                                                 No                               No           $0.00 No                                 No      
207963208 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CT XXXXXXX Yes Complete GPM $179,130.20 $0.00 $0.00 $97,908.57 $81221.63 12/XX/2009 01/XX/2010 12/XX/2049 480 480 2.000% $245.96 $245.96 Monthly In Arrears No     No No     No                 HAMP - Active Perm Cure default without capitalization                                             12/XX/2014 01/XX/2015 3.000% $285.75 12 12/XX/2015 01/XX/2016 4.000% $327.75 12 12/XX/2016 01/XX/2017 4.750% $360.40 396                                                                       No                               No           $0.00 No                               Letter dated 05/21/2012 permanently forgave $47,408.70 of the previously deferred amount. Yes 05/21/2012 $47,408.70 Letter dated 05/XX/2012 permanently forgave $XXX,XXX of the previously deferred amount.
207963221 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $774,358.17 $0.00 $0.00 $69,946.66 $441803.34 06/XX/2014 06/XX/2014 05/XX/2054 480 480 2.000% $1,337.89 $1,337.89 Monthly In Arrears No     No No 212   Yes $262,608.17 $0.00 03/XX/2015 $87,536.06 03/XX/2016 $87,536.06 03/XX/2017 $87,536.05 HAMP - Active Perm Cure default without capitalization                                             05/XX/2019 06/XX/2019 3.000% $1,554.32 12 05/XX/2020 06/XX/2020 4.000% $1,782.77 12 05/XX/2021 06/XX/2021 4.250% $1,841.07 396                                                                       No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $3,452.01. No      
207963223 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $235,282.90 $0.00 $0.00 $24,165.90 $147781.90 07/XX/2017 07/XX/2017 06/XX/2057 480 480 3.750% $594.86 $594.86 Monthly In Arrears No     No No 126   Yes $63,335.10 $21,111.70 03/XX/2018 $21,111.70 03/XX/2019 $21,111.70 03/XX/2020 $21,111.70 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963226 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete Fixed ########## $0.00 $0.00 $0.00 $1999613.91 11/XX/2014 11/XX/2014 10/XX/2054 480 480 3.000% $7,158.31 $7,158.31 Monthly In Arrears No     No No 215   Yes $328,630.46 $0.00 05/XX/2015 $109,543.48 05/XX/2016 $109,543.49 05/XX/2017 $109,543.49 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears equal to 2 PRA installments No      
207963232 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $505,924.12 $0.00 $0.00 $0.00 $354146.88 03/XX/2016 03/XX/2016 02/XX/2056 480 480 3.500% $1,371.93 $1,371.93 Monthly In Arrears No     No No 221   Yes $151,777.24 $0.00 10/XX/2016 $50,592.41 10/XX/2017 $50,592.41 10/XX/2018 $50,592.42 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963240 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX PA XXXXXXX Yes Complete Fixed $368,478.92 $0.00 $0.00 $0.00 $270250.00 07/XX/2017 07/XX/2017 06/XX/2057 480 480 3.750% $1,087.83 $1,087.83 Monthly In Arrears No     No No 241   Yes $98,228.92 $32,742.98 03/XX/2018 $32,742.97 03/XX/2019 $32,742.97 03/XX/2020 $32,742.98 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963242 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $568,211.82 $0.00 $0.00 $149,283.25 $293250.00 10/XX/2017 10/XX/2017 09/XX/2057 480 480 3.625% $1,158.11 $1,158.11 Monthly In Arrears No     No No 232   Yes $125,678.57 $41,892.86 07/XX/2018 $41,892.85 07/XX/2019 $41,892.86 07/XX/2020 $41,892.86 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears equal to 2 PRA installments No      
207963245 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete GPM ########## $0.00 $0.00 $471,728.04 $1925000.00 08/XX/2017 08/XX/2017 07/XX/2057 480 480 3.500% $7,457.28 $7,457.28 Monthly In Arrears No     No No 120   Yes $269,775.27 $89,925.09 05/XX/2018 $89,925.09 05/XX/2019 $89,925.09 05/XX/2020 $89,925.09 Non-HAMP Cure default without capitalization                                             07/XX/2020 08/XX/2020 4.500% $8,586.39 12 07/XX/2021 08/XX/2021 5.375% $9,614.79 432                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963246 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $784,003.86 $0.00 $0.00 $0.00 $548802.70 07/XX/2017 07/XX/2017 06/XX/2057 480 480 3.750% $2,209.07 $2,209.07 Monthly In Arrears No     No No 246   Yes $235,201.16 $78,400.39 03/XX/2018 $78,400.38 03/XX/2019 $78,400.39 03/XX/2020 $78,400.39 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $82,818.52. No      
207963247 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete GPM $925,509.43 $0.00 $0.00 $128,769.26 $660597.62 08/XX/2017 08/XX/2017 07/XX/2057 480 480 4.250% $2,864.48 $2,864.48 Monthly In Arrears No     No No 267   Yes $136,142.55 $45,380.85 05/XX/2018 $45,380.85 05/XX/2019 $45,380.85 05/XX/2020 $45,380.85 Non-HAMP Cure default without capitalization                                             07/XX/2020 08/XX/2020 5.250% $3,273.32 12 07/XX/2021 08/XX/2021 5.375% $3,325.20 432                                                                                 No                               No           $0.00 No                               The difference in the current deferred amount of $219,530.96 and $174,150.11 is the final anniversary amount of the PRA as reflected on the Modification Agreement No      
207963248 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $711,810.89 $0.00 $0.00 $0.00 $520200.00 07/XX/2017 07/XX/2017 01/XX/2054 439 439 2.000% $1,671.81 $1,671.81 Monthly In Arrears No     No No 195   Yes $191,610.89 $63,870.30 03/XX/2018 $63,870.29 03/XX/2019 $63,870.30 03/XX/2020 $63,870.30 HAMP - Active Perm Cure default without capitalization                                             06/XX/2022 07/XX/2022 3.000% $1,918.25 12 06/XX/2023 07/XX/2023 4.000% $2,176.36 367                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963257 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX CA XXXXXXX Yes Complete Fixed $733,566.88 $0.00 $0.00 $0.00 $569250.00 08/XX/2017 08/XX/2017 07/XX/2057 480 480 3.750% $2,291.38 $2,291.38 Monthly In Arrears No     No No 262   Yes $164,316.88 $54,772.30 03/XX/2018 $54,772.29 03/XX/2019 $54,772.29 03/XX/2020 $54,772.30 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance is equal to 1 PRA installment. No      
207963272 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NJ XXXXXXX Yes Complete Fixed $490,009.17 $0.00 $0.00 $114,616.31 $262775.00 05/XX/2017 05/XX/2017 04/XX/2057 480 480 3.000% $940.69 $940.69 Monthly In Arrears No     No No 228   Yes $112,617.86 $37,539.29 05/XX/2018 $37,539.28 05/XX/2019 $37,539.29 05/XX/2020 $37,539.29 HAMP - Active Perm Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                               The deferred variance appears equal to 2 PRA installments No      
207963497 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Complete Fixed $126,991.92 $0.00 $0.00 $0.00 $126991.92 04/XX/2019 04/XX/2019 03/XX/2049 360 360 9.000% $1,021.81 $1,021.81 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $2,043.62. No      
207963503 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Complete GPM $104,637.43 $0.00 $0.00 $20,000.00 $84637.43 03/XX/2018 03/XX/2018 02/XX/2058 480 480 2.000% $256.30 $256.30 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                             02/XX/2022 03/XX/2022 3.000% $298.83 24 02/XX/2024 03/XX/2024 4.000% $342.75 408                                                                                 No                               No           $0.00 No                               The current servicing mod date appears related to the lender's signature date. No      
207963508 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX IL XXXXXXX Yes Complete GPM $162,511.47 $0.00 $0.00 $0.00 $162511.47 09/XX/2011 10/XX/2011 11/XX/2048 446 446 2.710% $582.67 $578.55 Monthly Daily Simple No     No No 8   No                 Non-HAMP Cure default without capitalization                                             09/XX/2016 10/XX/2016 5.750% $1,155.57 386                                                                                           No                               Yes       09/XX/2018 1 $0.00 No                               The deferment agreement is incomplete due to missing the deferred amount. No      
207963598 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Incomplete Fixed $90,566.31 $0.00 $0.00 $0.00 $90566.31 08/XX/2011 08/XX/2011 03/XX/2037 308   7.000% $350.00   Monthly In Arrears No     Yes No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               The modification is incomplete due to missing the balloon amortization term. The modification cover letter reflects a portion of the deferred is eligible for reductions for timely payments however, no deferred amount was reflected on the modification. Missing a deferral agreement to cure the deferred balance variance of $20,284.72. No      
207963613 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete Fixed $101,526.04 $0.00 $0.00 $35,000.00 $66526.04 08/XX/2017 09/XX/2017 08/XX/2037 240 240 6.490% $495.61 $495.61 Monthly In Arrears No     No No     No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               No           $0.00 No                                 No      
207964244 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MI XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification with an interest rate of 2.875%, P&I of $241.65 and maturity date of 12/31/2049. Servicing reflects a deferment of $20,456. No      
207964272 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM $91,620.92 $0.00 $31,100.23 $31,100.23 $60520.69 06/XX/2016 07/XX/2016 04/XX/2036 238 238 4.000% $201.74 $201.74 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             06/XX/2021 07/XX/2021 9.250%   178                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $122.21. No      
207964273 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes                                             0   No                                                                                                                                                                     No                               Yes       12/XX/2013 2 $23,768.55 No                               The loan is currently servicing at the terms of the Fixed Note. Missing a deferral agreement to cure the deferred balance variance of $1,782.88. No      
207964276 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX NY XXXXXXX Yes Complete GPM   $0.00 $0.00 $86,840.72 $158164.34 12/XX/2016 01/XX/2017 12/XX/2056 480 480 1.500% $197.71 $197.71 Monthly In Arrears Yes 60 XX/XX/XXXX No No 426   No                 Non-HAMP Cure default without capitalization                                             12/XX/2021 01/XX/2022 9.990% $1,485.36 420                                                                                           No                               Yes           $0.00 No                               The modification is an Active Temporary modification that reverts back to the original Note terms. Missing a deferral agreement to cure the deferred balance variance of $1,091.33. The current servicing maturity date reflects the original Note. No      
207964280 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX FL XXXXXXX Yes Complete GPM $172,036.23 $0.00 $58,655.63 $58,655.63 $113380.60 01/XX/2014 02/XX/2014 11/XX/2021 94 94 4.000% $377.94 $377.94 Monthly In Arrears Yes 60 XX/XX/XXXX No No 0   No                 Non-HAMP Cure default with capitalization                                             01/XX/2019 02/XX/2019 11.875%   34                                                                                           No                               Yes           $0.00 No                               The modification temporarily adjusts terms for 60 months then steps back to the original Note with capitalization therefore step P&I is UTD. Missing a deferral agreement to cure the deferred balance variance of $9,006.36. No      
207964282 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX MD XXXXXXX Yes Complete Fixed   $0.00 $0.00 $38,585.26 $91566.75 04/XX/2017 05/XX/2017 04/XX/2057 480 480 1.000% $231.53 $231.53 Monthly In Arrears No     No No 423   No                 Non-HAMP Cure default without capitalization                                                                                                                                                 No                               Yes           $0.00 No                               Missing a deferral agreement to cure the deferred balance variance of $357.10. The current servicing maturity date reflects the original Note. No      
207964283 XXXXXXX XXXXXXX XXXXXXX     XXXXXXX GA XXXXXXX Yes Missing                                               No                                                                                                                                                                     No                               No           $0.00 No                               Missing the modification dated 05/XX/17 with the current rate of 1.5%, P&I of $77.92 and maturity date of 05/01/57. No