AMC Unique Identifier	Final Current Event Level	Current Exceptions	Servicing Comments	Status Date	Last Action Date per Servicer
25729086	3	[3] Ability to Repay - Poor - Intervention Required [3] Foreclosure - Hold - Bankruptcy Filing [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Loan was delinquent as of 09/XX/2018. Borrower was not responsive to calls from servicer from 09/XX/2018 to 11/XX/2018. File was referred for foreclosure on XX/XX/XXXX. Borrower called 11/XX/2018 to discuss account status. Servicer advised of foreclosure date and reinstatement options; stated modification review not an option so close to sale date. RFD cited as illness of borrower; borrower was injured and unable to work for over a year. Foreclosure sale was set for XX/XX/XXXX. Borrower filed Chapter 13 bankruptcy on XX/XX/XXXX. On 12/XX/2018 servicer called borrower's attorney to discuss account and intentions of borrower. There was no contact with borrower or attorney from 12/XX/2018 to 07/XX/2019. Servicer called attorney on 08/XX/2019 and offered loss mitigation options and stated will fax application for borrower. File is in active bankruptcy as of 08/XX/2019. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25582644	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. On 09/XX/2018 and 09/XX/2018, the borrower was contacted and was told that the deferment papers would be received soon. On 10/XX/2018, the borrower was advised that the deferment had been implemented. On 02/XX/2019, the borrower called to schedule a same-day payment. The borrower called on 02/XX/2019 to speak with the account managar, but the representative was not available. The borrower called on 03/XX/2019 to make a payment, but did not have the account numbers and returned the call on 03/XX/2019 to complete the payment. The borrower called on 03/XX/2019 to make a payment and stated intention to make another payment that Friday. The borrower called on 05/XX/2019 to speak with the account manager and the call was transferred. The borrower called on 05/XX/2019 to to confirm receipt of payment. The borrower was advised that a Letter of Authorization is needed from the bankruptcy attorney, although the borrower claims to have already been speaking on the account. The borrower was advised of how installments can be made when there is an active bankruptcy and a conference call was attempted with the representing law firm, but ended up in voice mail. No further contact is evident. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Chapter 13, case# XXX was dismissed XX/XX/XXXX for failure to make plan payments. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/23/2019
25585535	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. On 9/XX/2018 Inbound call from borrower. Reason for default was loss of income. Borrower setup payment for the end of the month. On 10/XX/2018 servicer received notification of bankruptcy filing. 11/XX/2018 inbound from borrower interested in any options available for loan to get current and up to date. Reason for default due to borrower out of work due to illness of family member. Property is owner occupied. Resolution : deferment. Three month deferments approved for 9/1, 10/1, and 11/1. On 2/XX/2019 inbound call from borrower. Borrower stated been on hold for so long unable to discuss account. Borrower will call back tonight. Borrower called back to make a payment of $XXX on loan. On 4/XX/2019 inbound call from borrower. Borrower calling about 1098 for 2nd mortgage. Agent advised there were no payments received on the 2nd mortgage in the year of 2018. On 8/X/2019 inbound call from borrower. Borrower interested in bringing account current with mod. Agent advised unable to do mod with 5k wage earner and 1k spousal support. No further contact with borrower. Loan is active Chapter 13 Bankruptcy. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25837990	3	[3] Current Bankruptcy - no relief granted [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. No contact from 9/XX/2018 to 9/XX/2018. On 9/XX/2018 the borrower called to schedule a payment. No contact from 9/XX/2018 to 10/XX/2018. On 10/XX/2018 the borrower called to schedule a payment. No contact from 11/XX/2018 to 11/XX/2018. On 11/XX/2018 the borrower called to make a payment. No contact from 12/XX/2018 to 1/XX/2019. On 1/XX/2019 the borrower called to make a payment. No contact from 1/XX/2019 to 2/XX/2019. On 2/XX/2019 the borrower made a payment. No contact from 2/XX/2019 to 4/XX/2019. On 4/XX/2019 the borrower called to make a payment. No contact from 4/XX/2019 to 4/XX/2019. On 4/XX/2019 the borrower made a payment. No contact from 5/XX/2019 to 5/XX/2019. On 5/X/2019 the borrower called to make a payment. No contact from 5/XX/2019 to 7/XX/2019. On 7/XX/2019 the borrower made a payment. No further contact from 7/XX/2019 to 8/XX/2019. The loan is in active bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. A motion for relief was filed XX/XX/XXXX. The motion for relief hearing is scheduled for XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: The property was located in a FEMA disaster area due to wildfires on 11/XX/2018. No damage was reported.	08/31/2019	08/28/2019
25496843	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. Initial contact was made on 6/XX/2019, in which the borrower scheduled a payment. curtailment of income. Contact was made on 7/XX/2019 in which general account information was provided. The reason for default was cited as curtailment of income. Contact was made on 7/XX/2019, in which the borrower discussed a possible modification. The last contact was made on 7/XX/2019, in which the borrower asked about options to bring account current. The borrower was informed about a modification, however; borrower stated was unsure if ex-spouse would sign off. There was no additional contact made with the borrower during the remainder of the review period. The loan is over 120 days delinquent as of the end of the review period. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/27/2019
25102315	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no contact with the borrower from 09/XX/2018 to 06/XX/2019 due to the borrower is in an active bankruptcy. On 06/XX/2019 the borrower received their welcome call and confirmed their bankruptcy information. On 07/XX/2019 the borrower made a payment of $649.73 On 08/XX/2019 the borrower verified their information and made a payment of $649.73. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25549178	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/XX/2018. The only contact within the review period is on 11/XX/2018 when the borrower called in about a NSF payment. No other contact or attempted contact was noted. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Foreclosure - REO. ADDITIONAL INFORMATION: N/A	08/31/2019	08/27/2019
25561543	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. On 10/XX/2018 the borrower authorized mom who made a payment and was provided with the confirmation number. On 11/XX/2018 borrower authorized mom who made a payment in amount of $650.00 and was provided with the confirmation number. On 07/XX/2019 the borrower called in and inquired about letter / loan modification package received dated 07/XX/2019. The agent advised borrower is interested in loan modification he could fill out the package and provide the requested information. There has been no further contact with the borrower. The loan is in active chapter 13 bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25191378	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 08/XX/2019. On 08/XX/2019, the borrower called in and was advised that the servicer could not speak with them without their bankruptcy attorney's consent due to active bankruptcy. There was no further contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25733613	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. Active Chapter 13 bankruptcy. On 9/XX/2018 Borrower 1 called to schedule a payment. On 9/XX/2018 outbound call to borrower. Agent advised on Streamline trial plan. On 10/XX/2018 inbound call from borrower. Borrower would like to make a payment for $XXX. On 11/XX/2018 borrower called in to make a payment for $XXX. On 1/XX/2019 outbound call to borrower Prior plan broke due to home fire. Borrower was displaced due to home fire seeking retention options. On 2/XX/2019 borrower contact declined agents warm transfer offer. The agent observed the residence to be in good condition. On 4/XX/2019 outbound call to borrower. Borrower wants to talk but not available now will call back later. On 4/XX/2019 outbound call to borrower. Agent discussed current loss mit incomplete for death certificate for borrower 2. Borrower 1 advised thinking about filing bankruptcy. On 5/XX/2019 inbound call from borrower's attorney about mailing a payment. No further contact with borrower. Active Chapter 13 Bankruptcy. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25684799	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no borrower contact prior to 09/XX/2018. On 09/XX/2018, the borrower inquired on the delinquency and the agent reviewed the pay history which showed the loan had been running 4 payments behind for the past 3 years. The homeowner cited loss of income as the hardship. The customer was instructed that if made 2 full payments, a 3-month deferment could be processed. Owner occupancy was verified. The deferment was processed on XX/XX/XXXX. There was no borrower response to contact attempts from 10/XX/2018 until a Chapter 13 bankruptcy was filed on XX/XX/XXXX. There was not any further borrower contact nor contact attempts until 08/XX/2019. On 08/XX/2019, the borrower called and requested the lender insurance policy details to be sent via email to the agent. The agent sent the requested information at requested. There was no additional contact. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comments dated 05/XX/2019 indicated that the trade line was deleted on the credit report which was reported in error due the bankruptcy filing by a non-borrower. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/19/2019
25007951	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. Comments on 09/XX/2018 indicate that there was a cramdown; however, no further details were provided. Comments on 09/XX/2018 also reflect that a POC was filed; however, the date was not provided. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower and no recent attempts to contact the borrower. The loan is in bankruptcy.	08/31/2019	08/16/2019
25010572	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: The collection comments were limited. There was no evidence of any borrower contact or attempts to contact the borrower during the review period due to the active bankruptcy. The chapter 13 was filed on XX/XX/XXXX (case number XXX). There was no evidence of payments being received through the bankruptcy case. The notes on 08/XX/2019 indicated taxes were current. No further information was provided.	08/31/2019	08/21/2019
25009137	2	[2] Current Status - Delinquent [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Loan was in active Chapter 13 bankruptcy as of 09/XX/2018 There was no noted contact with borrower from 09/XX/2018 to 11/XX/2018. Servicer called borrower's attorney on 11/XX/2018. Attorney stated loss mitigation package was received and she is not sure of borrower intention with the property. Bankruptcy was dismissed on XX/XX/XXXX. Borrower called 05/XX/2019 to request assistance. Servicer sent workout package. Borrower called 06/XX/2019 and requested reinstatement quote. Motion to vacate dismissal was denied XX/XX/XXXX. Borrower called 07/XX/2019 to discuss loss mitigation options. RFD cited as curtailment of income. Borrower called 08/XX/2019 to discuss reinstatement options. Servicer advised modification is under review and also advised of documents still needed. Bankruptcy has been dismissed and loan is 120+ days delinquent as of 08/XX/2019. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25972840	3	[3] Foreclosure - Hold - Bankruptcy Filing [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/XX/2019. There was no contact prior to 01/XX/2019. On 01/XX/2019 the servicer called and spoke with representative at authorized third party attorney office and informed post petition payments due since 10/XX/2018. The representative requested account manager to send something in writing stating this. The account manager sent a no payment fax to attorney regarding post petition payment due for 10/XX/2018. On 03/XX/2019 the borrower called in regarding escrow statement. The agent advised that they need letter of authorization to go over account details. The borrower wanted to know why and the agent advised represented by attorney. The borrower stated does not have attorney. The Borrower advised not in bankruptcy that the case was discharged. The account manager informed borrower that per AACER the bankruptcy is not discharged. The account manager advised that the bankruptcy attorney admitted had the discharge documents for the borrower to execute and did not due to became ill. The account manager attempted to explain the reason for letter of authorization but the borrower became upset and hung up. There has been no further contact with the borrower. The loan is in active chapter 13 bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure on 04/XX/2019. The first legal was completed XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is sale. Comment dated 06/XX/2019 reflects foreclosure sale was postponed due to chapter 13 bankruptcy filing. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Filed POC was reconciled XX/XX/XXXX. Prior chapter 13 bankruptcy was filed XX/XX/XXXX under case number XXX. Motion for Relief was granted XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/23/2019
25535112	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 10/XX/2019. On 11/XX/2018 the borrower called to schedule a payment. No contact form 11/XX/2018 to 11/XX/2018. On 11/XX/2018 the borrower's bankruptcy attorney returned a call to advise the LOA sent via fax is a wet signature. On 12/XX/2018 the borrower called about a billing statement received and scheduled a payment. On 12/XX/2018 advised the third party attorney office the LOA is pending approval. On 12/XX/2018 the borrower stated had mailed a payment to the prior servicer and does not reflect. Also scheduled a payment. No contact from 1/XX/2019 to 1/XX/2019. Contact made with the borrower on 1/XX/2019 for insufficient fund replacement, the borrower stated would called back to make good on the payment. On 2/XX/2019 the borrower scheduled a payment. No contact from 2/XX/2019 to 3/XX/2019. On 3XX/2019 the borrower scheduled a payment. No contact on 3/XX/2019 to 4/XX/2019. On 4/XX/2019 the borrower called to re-scheduled a payment. On 4/XX/2019 the borrower called to re-scheduled a payment. No contact from 4/XX/2019 to 5/XX/2019. On 5/XX/2019 the borrower requested loss mitigation options. No contact from 5/XX/2019 to 6/XX/2019. On 6/XX/2019 the borrower called in to setup installments for June. No contact from 6/XX/2019 to 7/XX/2019. On 7/XX/2019 A payment was scheduled. No contact from 7/XX/2019 to 8/XX/2019. On 8/XX/2019 the borrower advised had just got home from the hospital and scheduled a payment. No further contact with the borrower to 8/XX/2019. The loan is in active bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is filed/under plan. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25004560	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/XX/2019. Loan was in active bankruptcy as of 09/XX/2018. Borrower's attorney did not respond to calls from servicer from 09/XX/2018 to 01/XX/2019. On 01/XX/2019 borrower's attorney stated that trustee is paying on account. There has been no contact and no attempts to contact borrower or attorney from 01/XX/2019 to 08/XX/2019. File is in active bankruptcy as of 08/XX/2019. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: Property was located in FEMA disaster area 06/XX/2019; no evidence of damages.	08/31/2019	08/12/2019
25322330	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 10/XX/2018. On 10/XX/2018 the third party bankruptcy attorney confirmed the intent is to retain the property. On 11/XX/2018 the third party stated the borrower is not interested in loss mitigation efforts and was unaware of the reason for default. No contact from 11/XX/2019 to 12/XX/2018. On 12/XX/2018 the third party was advised an loa is needed to speak with the borrower. No contact from 12/XX/2018 to 3/XX/2019. On 3/XX/2019 the third party advised the borrower will make payments according to the plan. No contact from 3/XX/2019 to 5/XX/2019. On 5/XX/2019 the borrower called for account information and was advised need an Loa from the attorney. No contact from 5/XX/2019 to 8/XX/2019. On 8/XX/2019 the third party called for the payoff of the loan. No further contact to 8/XX/2019. The loan is in bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/22/2019
25831194	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no noted contact with borrower during the review period; file has been in active Chapter 13 bankruptcy. Filed plan calls for payments in the amount of $XXX. Four calls to borrower's attorney were not answered. Trustee is making payments on account. File is in active bankruptcy as of 08/XX/2019.	08/31/2019	07/25/2019
25264815	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. Initial contact was made on 11/XX/2018, in which an authorized third party(attorney) stated will follow up with the borrower on loss mitigation options and intent. Contact was made on 5/XX/2019 in which the borrower inquired about online account status and was told the account was still coded as bankruptcy and needs to send in documentation to support and LOA from the attorney. The borrower called on 5/XX/2019 and inquired about the past due amount. Servicer confirmed receipt of the LOA from the attorney giving permission to speak to the borrower directly. The borrower was disputing the past due amount and will speak to the trustee before determining the next action. There was no additional contact made with the borrower during the remainder of the review period. The loan is over 120 days delinquent as of the end of the review period. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/01/2019
25723086	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 11/XX/2018. On 11/XX/2018, the borrower advised that they will be making payment via the bankruptcy plan. The borrower will have the bankruptcy attorney fax over a Letter of Authorization. On 01/XX/2019, the attorney was contacted for the borrower's intention and the attorney asked that the request be sent in writing and the attorney will reach out to the borrowers to ask about loss mitigation interest. There was no further contact with the borrower or authorized third party. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/12/2019
25050754	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Prior to 11/XX/2018, there was no contact with the borrower. On 11/XX/2018, borrower stated that they fell behind due to lack of income and cannot make any payments until mid-December. Borrower stated that they will print out the assistance forms and send them out. Reason for delinquency was noted as curtailment of income. On 11/XX/2018, borrower stated that the borrower assistance forms were sent out this morning and will follow-up to see if complete or if missing additional information. On 11/XX/2018, borrower was advised that the loss mitigation package was deemed complete. On 12/XX/2018, borrower stated that they are receiving a check for 2 loans that were closed at the end of November. Borrower stated that they were not sure on when they would make the payment. On 01/XX/2019, borrower advised that they are not able to make a payment until February. Borrower was advised that plan would be broken and then it would probably be referred to foreclosure due to demand expiration. Borrower said that they will try to make a payment by the end of January. On 01/XX/2019, it was noted that plan was broken due to non-payment. On XX/XX/XXXX, borrower filed a chapter 13 bankruptcy with a case number of XXX. On 05/XX/2019, borrower scheduled a payment in the amount of $XXX. On 07/XX/2019, borrower scheduled a payment in the amount of $XXX. Reason for delinquency was noted as abandonment of property. On 07/XX/2019, borrower was advised that a letter of authorization was needed to discuss the account. On 07/XX/2019, borrower inquired on if the letter of authorization was received and was advised that it has not been received. On 07/XX/2019, borrower scheduled a payment in the amount of $XXX. On 08/XX/2019, borrower was advised that the property address is needed on the letter of authorization. On 08/XX/2019, borrower scheduled a payment draft and inquired on if letter of authorization was approved. Borrower was advised that it can take 3-5 business days. On 08/XX/2019, borrower had questions but was advised that the letter of authorization was only for payment information. Borrower stated that they will speak will the lawyer to obtain a revised letter. There was no further contact with the borrower. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. Motion for relief filed date is projected for XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25884353	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 12/XX/2018. Contact from 12/XX/2018 through 02/XX/2019 consisted of the borrower making payments. There was no further contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	06/06/2019
25618115	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. On 10/XX/2018 the borrower received their welcome call. On 12/XX/2018 the borrower answered questions regarding a 404 notice. On 12/XX/2018 the authorized third party discussed documentation needed for loss mitigation review. On 01/XX/2019 the borrower called for the status of the review. On 01/XX/2019 the borrower reviewed the status of the modification. From 01/XX/2019 to 08/XX/2019 the authorized third party had regular monthly contact regarding documentation for a loan modification. On 08/XX/2019 the authorized third party confirmed the loss mitigation is under review. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently under review for modification however has not yet been approved. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/20/2019
25608634	3	[3] Ability to Repay - Poor - Intervention Required [3] Current Bankruptcy - no relief granted [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There was no contact with the borrower during the review period due an active bankruptcy filed on 04/XX/2017.	08/31/2019	08/20/2019
25078121	3	[3] Ability to Repay - Poor - Intervention Required [3] Current Bankruptcy - no relief granted [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There was no contact with the borrower due to an active bankruptcy during the review period.	08/31/2019	08/27/2019
25156553	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 01/XX/2019. On 11/XX/2018 the borrower stated they had made six payments to the prior servicer by money order and was advised those payments were not reflected as paid. On 11/XX/2018 the borrower requested the amount due to reinstate the account. On 12/XX/2018 the borrower confirmed the amount due to reinstate the account and stated they need to get the rest of their money orders back. On 01/XX/2019 the borrower confirmed the status of their loan On 01/XX/2019 the borrower was advised of the total amount due in the amount of $XXX. On 01/XX/2019 the borrower stated they expect to reinstate the loan by 01/2019. There was no contact with the borrower from 01/XX/2019 to the end of the review period. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/21/2019
25136178	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is unknown because the servicer has been unable to contact borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There was no contact with the borrower due to an active bankruptcy during the review period.	08/31/2019	08/29/2019
25139875	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. Unable to verify if POC was filed. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower or contact attempts to reach the borrower. The loan is in active bankruptcy.	08/31/2019	08/05/2019
25257896	3	[3] Deceased Borrower(s) - No Death Certificate Received [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 10/XX/2018. On 10/XX/2018, the servicer called and spoke with authorized third party bankruptcy attorney and discussed letter of authorization. The attorney advised agent to forward information needed for letter of authorization. The authorized party stated that borrower can be difficult when receiving mail and wants to speak with the borrower first regarding service transfer. The authorized party also advised not interested in refinance or any loss mitigation. The borrower called in same day and is upset received a letter from servicer and stated everything is supposed to go through attorney. The agent advised does not currently have authorization to speak with the borrower regarding the account and that they are in communication with his attorney. The borrower stated if he is contacted again or receives anything in the mail he will go straight to his attorney. On 10/XX/2018 the borrower called in and asked why received two W9 in welcome packet. The borrower stated will complete and and forward to bankruptcy attorney. The borrower was advised that communication will be with bankruptcy attorney and informed no letter of authorization. The borrower was advised that welcome package mailed on accounts. However, any questions regarding the documents will be answered via attorney. The borrower advised that borrower 2 is deceased. No further contact is evident. The loan is in active bankruptcy. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/13/2019
25371312	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower or contact attempts by servicer to reach borrower. The loan is in active bankruptcy. The servicer has attempted to reach borrower's bankruptcy attorney for letter of authorization and intent with property but has been unsuccessful in reaching attorney.	08/31/2019	08/12/2019
25022847	3	[3] Ability to Repay - Poor - Intervention Required [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no contact prior to 08/XX/2019 as the loan has been in active bankruptcy. The servicer had attempted to contact the attorney various times and was successful on 08/XX/2019. On 05/XX/2019, an unauthorized sibling called to advised that the homeowner has passed away without a will. The caller requested a payoff quote; but was informed needs to send the death certificate and get authorized on the account. On 08/XX/2019 and 08/XX/2019, the bankruptcy attorney advised that the borrower is deceased and that the bankruptcy case has been dismissed. There was no additional contact. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. The case was dismissed for failure to make plan payments per notes dated 03/XX/2019. The account was unable to be reconciled due to missing the prior servicer pay history from 02/XX/2017 - 08/XX/2018. An email was sent on 06/XX/2019 requesting this information for the bankruptcy audit. No evidence of case closure was cited. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/28/2019
25494066	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. Unable to determine if POC was filed. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower or contact attempts made by servicer to reach borrower. The loan is in active bankruptcy.	08/31/2019	08/12/2019
25699176	3	[3] Ability to Repay - Poor - Intervention Required [3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. Initial contact was made on 11/XX/2018, in which an authorized third party called to confirm received power of attorney documents and indicated borrower is deceased. The third party stated intent is to pay off loan in fill once funds received. The third party called in on 11/XX/2018 and discussed loss mitigation options. Contact was made on 11/XX/2018, in which the third party indicated intent is to keep home and will continue with loss mitigation. The last contact was made on 7/XX/2019, in which a third party requested an updated billing statement. There was no additional contact made with the borrower during the remainder of the review period. The loan is showing over 120 days delinquent and still active in bankruptcy as of the end of the review period. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25223336	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. No contact from 9/XX/2018 to 12/XX/2018. On 12/XX/2018 the borrower called to make a payment but did not have the amount. The agent advised to contact the attorney for an LOA to discuss the account. Contact from 12/XX/2018 to 12/XX/2018 was for the loa from the attorney's office and the borrower scheduled a payment. On 1/XX/2019 the borrower advised paid the property taxes and will forward the receipt. Contact from 1/XX/2019 to 3/XX/2019 was to remove the taxes from the escrows collected as this is paid through the association; invoices were provided to the servicer. No contact from 3/XX/2019 to 8/XX/2019. The loan is in Bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is filed/under plan. The proof of claim was filed XX/XX/XXXX. A motion for relief was filed XX/XX/XXXX. The motion for relief hearing held was adjourned to XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25388862	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is unavailable. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. Comment dated 05/XX/2019 reflects that there was a loan modification. The date of modification and terms not provided. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower or contact attempts made by servicer to reach the borrower. The servicer has attempted to reach authorized third party attorney for letter of authorization and borrower intent with the property but has been unsuccessful in reaching attorney. The loan is in active bankruptcy.	08/31/2019	08/23/2019
25579824	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. Active Chapter 13 Bankruptcy. Attempts to contact borrower's attorney prior to contact on 12/XX/2018. On 12/XX/2018 inbound call from borrower. AM not available warm transfer. On 5/XX/2019 outbound call to attorney. Agent advised attorney of delinquency. On 5/XX/2019 inbound call from attorney. Agent asking for payment. Attorney requested an application be sent. No further contact with borrower or attorney. Loan is active Chapter 13 Bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy case number is not available. The most recent bankruptcy status is active. Date of filing and other details not provided in the comments. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/23/2019
25525837	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/XX/2019. Contact was initially established on 11/XX/2018 with an authorized third party. The third party called inquiring about bringing the loan current. The third party stated they were working on loss mitigation assistance prior to the service transfer. The third party stated on 12/XX/2018 the account was in bankruptcy. Third party was informed on 01/XX/2019 no information regarding a loss mitigation review was provided from the prior servicer. Third party called on 01/XX/2019 to discuss the account. The servicer advised the letter from the attorney to allow them to discuss the account was not approved and a new one was needed due to the active bankruptcy. On 01/XX/2019 the third party discussed the account and loss mitigation options. The borrower was noted as being ill along with a reduction in income. Notes from 01/XX/2019 through 03/XX/2019 referenced multiple conversations with the third party regarding the loss mitigation review and documents needed. The third party advised on 03/XX/2019 the borrowers were separated and one would not cooperate with providing a quit claim deed or sign divorce papers. The review was closed on 04/XX/2019. There was no further contacted noted. The account is in bankruptcy and 120 days past due. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/23/2019
25905346	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy [2] Occupancy - Non Owner Occupied	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The bankruptcy was dismissed on XX/XX/XXXX. The proof of claim was filed XX/XX/XXXX. The bankruptcy case was dismissed XX/XX/XXXX. However, a motion to reinstate was filed and hearing scheduled for XX/XX/XXXX. The comments provided end 08/XX/2019 and unable to determine the outcome of hearing. There is no evidence the case has been closed. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with the borrower. The borrower is deceased and bankruptcy was filed by the person who name is on deed. The bankruptcy case was dismissed XX/XX/XXXX. However, a motion to reinstated was filed and hearing is scheduled for XX/XX/XXXX. The comments provided end 08/XX/2019 and unable to verify the outcome of the hearing. The loan is in active bankruptcy.	08/31/2019	08/23/2019
25505933	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is filed/under plan. The proof of claim was filed XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is UTD. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: No contact from 9/XX/2018 to 8/XX/2019. Contact attempts made to the borrower's bankruptcy attorney for an loa to speak with the borrower for the intent. The loan is in bankruptcy.	08/31/2019	08/23/2019
25866985	2	[2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. There was no contact prior to 02/XX/2019. On 02/XX/2019 the servicer called authorized third party attorney office and spoke with paralegal to offer loss mitigation and reviewed all options. On 03/XX/2019 the servicer called authorized third party attorney office and spoke with the paralegal and offered loss mitigation. The agent noted that the verbal loss mitigation button wont submit but offered loss mitigation / modification and will follow up later. On 06/XX/2019 the servicer called authorized third party attorney to check to see if attorney needs anything and they stated that they are fine. There has been no further contact. The loan is in active chapter 13 bankruptcy. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. Comment dated 02/XX/2019 reflects POC filed with zero arrears. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/23/2019
25881618	3	[3] Foreclosure - Hold - Bankruptcy Filing [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. There was no contact prior to 12/XX/2018. On 12/XX/2018, the customer stated that is a doctor and did not have time for a welcome call. On 12/XX/2018, the homeowner advised that had filed bankruptcy a long time ago and provided a new phone number. On 01/XX/2019, the borrower stated that had been in the hospital for 42 days due to surgery and discussed loss mitigation options. There was no contact between 01/XX/2019 and 03/XX/2019. On 03/18/2019, the homeowner asked that could not make the payment and requested that the hardship package be sent again. Retention and non-retention options were discussed. On 03/XX/2019, the borrower stated that will call back once receives the hardship application. Commentary dated 03/XX/2019 reflects that the property is in a FEMA disaster declared area. On 04/XX/2019, the customer promised to submit the trailing documents to complete the review. On 04/XX/2019 and 04/XX/2019, the borrower was informed that the loan was in loss mitigation review. The loan was declined for a repayment plan and modification on 04/XX/2019 due to insufficient income. A post disaster inspection was completed which verified no property damage per notes dated 04/XX/2019. On 05/XX/2019, the homeowner stated that is on a fixed disability income and may try to eliminate some expenses or seek family support to reapply for assistance. The agent discussed the evaluation letter and explained reasons for ineligibility. The borrower will speak with a local realtor for ideas and strategy. Owner occupancy and the X.XX% interest rate were verified. A Chapter 13 bankruptcy case was filed on XX/XX/XXXX. On 06/XX/2019, the customer called to schedule a payment; but the call was dropped while being transferred to the account manager. On 06/XX/2019, the borrower called and scheduled a payment for $XXX. On 07/XX/2019, the authorized attorney confirmed that the arrears will be cured with the bankruptcy plan. The agent offered loss mitigation options and gave the format requirements for the letter of authorization to be sent via fax. On 07/XX/2019, the borrower called and scheduled a draft for $XXX; and cited mortgagor illness as the hardship. There was no additional contact. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The current foreclosure is on hold and the hold reason is bankruptcy filing. The next projected foreclosure step is first legal/NOD. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. The proof of claim was filed XX/XX/XXXX. The plan was confirmed on XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25842980	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. There was no contact prior to 12/XX/2018. On 12/XX/2018 outbound call to borrower. Party that answered phone said Borrower 1 but Borrower 1 in bed. Party doesn't want to talk. Agent advised to have borrower return call. On 1/XX/2019 inbound call from borrower. Agent advised borrower of assistance options opened verbal loss mit. Borrower advised spouse has been ill and not able to work. On 1/XX/2019 inbound call from borrower. Borrower advised considering filing bankruptcy. Borrower advised unpaid balance is too high. On 2/XX/2019 outbound call to borrower. Agent reviewed repayment plan with borrower. Borrower put XXXk under monthly income. Borrower stated that is how much in retirement. On 3/XX/2019 outbound call to borrower. Borrower advised has been sick and is now sending a new BAF. On 4/XX/2019 outbound call to borrower. Agent advised courtesy call advising have complete LMP. On 4/XX/2019 outbound call to borrower. Borrower stated interest rate on trial plan to high. Borrower would like to reinstate the loan. On 5/XX/2019 outbound call to borrower. Borrower advised spouse looking for a job and unable to reinstate loan. On 6/XX/2019 outbound call to borrower. Borrower wanted to discuss when plan would be broken, Agent advised has until the end of month. Borrower filed Chapter 7 bankruptcy. Loan is active Chapter 7 bankruptcy. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 7. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25556346	3	[3] Ability to Repay - Poor - Intervention Required [2] Bankruptcy - Bk Filed - No evidence MFR filed [2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 7. The bankruptcy case number is not available. The most recent bankruptcy status is active. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There was no contact made with the borrower and no attempts made during the review period due to the active bankruptcy on file.	08/31/2019	08/28/2019
25850967	3	[3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. On 9/XX/2018 Inbound call from 3rd party not authorized on account. Party advised has sent documents for authorization several times. Agent advised to email documents. On 9/XX/2018 3rd party called to verify payment has been received. Agent advised unable to discuss account. Agent did transfer call to IVR to verify last payment received. On 10/XX/2018 contact made with 3rd party. Party advised over estate but refusing to prove. Caller hung up. On 10/XX/2018 3rd party will be faxing the collection documents that is handling the account for deceased borrower. On 11/XX/2018 3rd party called advising over estate has sent proof. Agent verified no documentation received. ON 12/XX/2018 spoke to unauthorized third party. 3rd party promised to pay 12/XX/2018. On 1/XX/2019 spoke to 3rd party about EOE of estate. Agent advised to email the documents 1/XX/2019. On 2/XX/2019 spoke to 3rd party will pay every 2 weeks in the month of March. On 4/XX/2019 spoke to authorized 3rd party promised to pay every two weeks until account is current. Agent advised might have loss mit options to help. On 6/XX/2019 contact with 3rd party. Agent advised documents not on file. 3rd party advised will not send the documents again and hung up. On 7/XX/2019 3rd party called about account. Agent advised unable to discuss loan until documents received for authorization. On 8/XX/2019 3rd party called in about check received. Party advised check made out to deceased homeowner. On 8/XX/2019 authorized 3rd party called in to discuss account. Party only able to pay 3 payments at this time. Agent provided the amount of $1371.84 for 3 payments. On 8/XX/2019 party asking when was the last day 3 payments could be made this month. On 8/XX/2019 outbound call to authorized third party. Agent advised eligible for deferment. Third party would like to proceed with 3 month deferment for June, July, and August. Agent advised 3 month deferment is approved pending party makes payment for April and May 2019 via Money Gram by 8/XX/2019. On 8/XX/2019 third party called to advise Money Gram sent for $915.00. Loan is Delinquent 90 days. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25987438	3	[3] Asset Documentation - Loan has evidence of title issue(s). [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/XX/2018. The first contact noted is on 09/XX/2018. The borrower called about removing fees. States they cannot pay them and wanted to only make the past due payments. Discussed assistance options. On 09/XX/2018 the servicer attempted contact for missing LMP documentation. On 09/XX/2018 the borrower stated they are expecting to reinstate the loan on 09/XX/2018 and is no longer interested in applying for assistance. From 09/XX/2018 through 08/XX/2019, the servicer made attempts to contact but no further contact is noted. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is evidence of title issues with the property. Mobile home verbiage was not included in the recorded legal description. Reformation count needed to include mobile home verbiage in the legal. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/02/2019
25262274	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. No contact from 9/XX/2018 to 1/XX/2019. On 1/XX/2019 the borrower called to schedule a payment. No contact from 1/XX/2019 to 3/XX/2019. On 3/XX/2019 the borrower called and stated was impacted by the tornado and the payment may be delayed. No contact from 3/XX/2019 to 5/XX/2019. On 5/XX/2019 the borrower called to make a payment. No contact from 5/XX/2019 to 8/XX/2019. The loan is current and performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is unavailable. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: The property was located in a FEMA disaster area due to the Severe Storms, Straight-line Winds, And Tornadoes as noted on 3/XX/2019. No damage reported.	08/31/2019	08/16/2019
25923900	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no contact prior to 05/XX/2019. On 05/XX/2019 the borrower set up a payment. On 07/XX/2019 the borrower stated they are on cell cancer treatments that cost half a million dollars. Medicare is picking up most of the cost but they are still receiving treatments. On 08/XX/2019 the borrower stated they will accept the trial payment plan for modification qualification. REASON FOR DEFAULT: The reason for default is illness - mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently in an active trial to modification plan. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25684060	3	[3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/XX/2019. Initial contact was established on 11/XX/2018 at which time the co-borrower advised the other borrower passed away in July. The borrower stated on 12/XX/2018 they mailed the payment in. On 12/XX/2018 the borrower stated they mailed their payment on 11/XX/2018 along with a form to setup the account on auto withdraw. The servicer advised neither were received. The borrower was contacted on 02/XX/2019 for the payment due. The borrower stated would make it online. Multiple attempts were made since to contact the borrower. However, there was no further evidence of communication with the borrower. The loan is currently performing. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/24/2019
25079634	1	[1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Contact was first established on 11/XX/2018 at which time the borrower called and completed the welcome call process. The borrower also advised the other borrower was deceased. The borrower made a payment at that time. The servicer discussed the payment change with the borrower on 01/XX/219. The borrower next called on 02/XX/2019 to make a payment. On 04/XX/2019 the borrower called inquiring about the amount of interest paid in 2018. The servicer advised to contact the prior servicer due to the loan was transferred in 12/2018. A third party called on 05/XX/2019 and 06/XX/2019 to discuss the account status and documents needed for the loss mitigation application. The third party was informed on 06/XX/2019 of the trial plan beginning on 07/XX/2019. On 06/XX/2019 ad 06/XX/2019 the borrower discussed their hardship due to the other borrower was deceased. The borrower confirmed they already submitted the death certificate. The borrower called on 07/XX/2019 and 07/XX/2019 to make a payment. On 08/XX/2019 the borrower made the final trial payment and stated they would setup the account on auto draft once the modification was completed. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently approved for modification however there is no evidence the modification has been completed. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25785336	2	[2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower called on 09/XX/2018 to inquire about options available to bring the account current outside of XXX. The borrower wanted to know what the deferred balance was and if it was recorded as a second lien and also if a a HELOC was taken out, would it stand as a 2nd lien. The borrower was advised that the account is in active XXX, so no changes to the loan can be made. The borrower called on 10/XX/2018 to express concerns about call alert and recordings and feels everyone is "out to get" the borrower. The reasons for default were cited as medical and job loss. The borrower called on 12/XX/2018 and confirmed to be living on the property and wanted investor information. On 12/XX/2018, the borrower called to confirm XXX were going to stop and was advised they will continue until December 2019. The borrower also informed of working with another program. On 02/XX/2019, the borrower called to inquire if more funds could be applied to bring the account current since currently receiving assistance. On 04/XX/2019, the borrower called to inform of not wanting to lose the property, but declined to speak with the specialist and will call back to request information. On 04/XX/2019, the borrower informed of scheduled upcoming surgery and should be able to go back to work soon. The reason for default was cited as terminal illness and not working at the moment. On 06/XX/2019, the borrower inquired about a soliciation notice, but was informed that the account could not be reviewed due to receiving assistance from XXX. On 07/XX/2019, the borrower called to provide a promise to pay by end of month. The borrower was informed of being eligible for deferment option. The borrower called on 08/XX/2019 informing of not being able to make a $1,000 payment this month due medical expenses, but can make a payment of $500 next month. The borrower also inquired about deferment and informed of receiving assistance. The borrower was contacted on 08/XX/2019 and re-stated the inability to make a payment this month, but confirmed will make a $500 payment next month. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/26/2019
25890342	2	[2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Contact was initially established on 03/XX/2019 when the borrower called to schedule a payment. On 04/XX/2019 the borrower advised they were temporarily unemployed. The borrower made a payment and stated they could not bring the loan current. The borrower inquired about loss mitigation options. The borrower stated on 05/XX/2019 they were applying for unemployment. The servicer advised a modification application would be sent out to them for completion. The borrower called on 06/XX/2019 advising they have homeowner's insurance, and was instructed to send in the declaration page. The borrower stated on 06/XX/2019 they have not received the modification application yet. On 08/XX/2019 the borrower discussed their insurance information. The borrower called on 08/XX/2019 wanting to speak with their representative regarding the modification. The servicer advised the review expired. The borrower was later informed on 08/XX/2019 the modification application was received. The account is currently over 120 days past due. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently under review for modification however has not yet been approved. The comments on 08/XX/2019 stated the application was received. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is fair. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25936740	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower was contacted on 07/XX/2019 and the borrower informed of having spoke with a representative the day prior confirming payment could be sent in after receipt of the coupon book. The borrower was advised of other options to make a payment. The borrower called on 08/XX/2019 stating concern about the monthly payment change and stated the payment should be $XXX, but was informed by the automated system that the payment is $XXX. The borrower was advised that a request was sent. The borrower was contacted on 08/XX/2019 and the borrower stated concern about recent payment to the loan for $XXX. The borrower wanted to make a payment of $XXX to resolve the 08/2019 payment issue and wanted credit for the prior payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25159755	1	[1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no contact prior to 06/XX/2019. On 06/XX/2019, the payment address was requested. On 07/XX/2019, the customer promised to send the death certificate upon receipt and scheduled a payment for $XXX. On 07/XX/2019, the borrower stated gets the check at the end of the month and inquired if could pay on the 4th Monday of the month. On 08/XX/2019, the homeowner called to inform of the passing of the borrower on 07/XX/2019. There was no additional contact. Borrower is deceased and ---. The date of death is 07/XX/2019. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25338106	3	[3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Prior to 08/XX/2019, there was no contact with the borrower. On 08/XX/2019, borrower called to make a payment but was transferred to collections due to multiple payments being due. On 08/XX/2019, borrower called to set-up automated payments but was advised that the account would need to be brought current. Borrower was transferred to collections to make a payment. Reason for delinquency was noted as payment dispute. There was no further contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is $77,045.02. The modification interest rate is X.XX%. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25948778	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 7/XX/2019. On 7/XX/2019 contact was made with the borrower to discuss the account and was advised of the medical expenses and the death of the spouse. Also noted financials were discussed for possible loss mitigation efforts. On 7/XX/2019 the borrower called unable to make a payment and wants to discuss a modification. On 7/XX/2019 the borrower made a payment. From 7/XX/2019 to 8/XX/2019 discussed modifications, gathering documents for review and approved for a modification on 8/XX/2019. The loan is currently delinquent on an active trial modification. REASON FOR DEFAULT: The reason for default is excessive obligations. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently in an active trial to modification plan. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25947890	3	[3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is 04/XX/2015. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: There has been no contact with the borrower. The servicer has attempted contact but unsuccessful. Comments indicate borrower 1 is deceased. Unable to determine if there is a co-borrower. The loan is performing.	08/31/2019	08/26/2019
25518631	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Contact was initially established on 09/XX/2018 at which time the borrower stated they could make the July payment. The borrower cited their hardship as a curtailment of income. On 09/XX/2018 the borrower discussed their homeowner's insurance policy and escrow account. On 10/XX/2018 the borrower advised business was slow. The borrower called on 10/XX/2018 to discuss the account. The borrower stated they planned to sell or vacate the home. On 10/XX/2018 the borrower advised business was slow, but declined loss mitigation assistance. The notes on 11/XX/2018 stated the account was now current. The borrower was informed on 12/XX/2018 they would not be receiving a refund. The borrower stated on 12/XX/2018 they were extremely overextended. The borrower called on 12/XX/2018 to make a payment. On 01/XX/2019 the borrower setup a payment. The borrower discussed a possible extension on 02/XX/2019. The borrower called on 03/XX/2019 to setup a payment for 03/XX/2019. On 04/XX/2019 the borrower advised they were working on making a payment, but fell behind due to slow business and the hurricane. The borrower stated on 05/XX/2019 they had no plans to vacate or sell, and made the February and March payments. On 06/XX/2019 the borrower called about photos being taken of their home, and were concerned about pre-foreclosure activity. The borrower called on 08/XX/2019 wanting to make a payment and discuss a possible extension. Hardship was cited as excessive obligations. On 08/XX/2019 the borrower called inquiring about the extension. The borrower was informed on 08/XX/2019 about the denial for the extension due to a review showed the home was not affordable. The borrower requested a new extension review on 08/XX/2019 citing an increase in income. The borrower called on 08/XX/2019 to advise they sent an email with documents for the review. A three-month extension was approved on 08/XX/2019. The borrower was informed of the approval at that time and made a payment. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25235304	2	[2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no borrower contact prior to 08/XX/2019. On 08/XX/2019. The customer inquired regarding methods for the payee to be able to make payments and was instructed to send in a written authorization form. On 08/XX/2019, the borrower inquired if the account had escrow and discussed adding an additional payee to the account. The agent provided all requested information. There was no additional contact. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25004275	3	[3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. On 09/XX/2018 servicer spoke to the authorized 3rd party and advised the borrower of payment expectations and availability of alternatives to foreclosure. The authorized 3rd party wants to accept. No contact from 09/XX/2018 - 01/XX/2019 all attempts were unsuccessful. On 01/XX/2019 Authorized 3rd party advised unable to make payment. On 02/XX/2019 Authorized 3rd party made a payment. On 03/XX/2019 called in to make a payment and asked if she has SPOCS name and phone number. On 05/XX/2019 Authorized 3rd party called to make a payment in amount of $XXX. On 06/XX/2019 authorized 3rd party called and made a payment in amount of $XXX for 06/XX/2019. On 07/XX/2019 to set up a payment for 07/XX/2019 advised going through probate so she can refinance. On 08/XX/2019 Authorized 3rd party calle din and scheduled a payment. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25322870	2	[2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower made IVR payments on 09/XX/2018, 11/XX/2018, 11/XX/2018, 02/XX/2019, 03/XX/2019, 03/XX/2019, 05/XX/2019, 06/XX/2019, 07/XX/2019, 08/XX/2019. There is no further contact from the borrower other then to make monthly payments on the loan. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25690291	1	[1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 03/XX/2019. There was no contact with the borrowers or executor prior to 09/XX/2018. On 09/XX/2018, a relative reported that both borrowers were deceased and was requested to send the death certificates. There was no contact between 09/XX/2018 and 11/XX/2018. On 11/XX/2018, the relative was informed that the power of attorney is no longer active as the co-borrower passed away. Executor-ship documents and death certificates were equated. There was no contact between 11/XX/2018 and 02/XX/2019. On 02/XX/2019, an email with the power of attorney, death's certificate and executor-ship was received and scanned. On 02/XX/2019, the executor returned the agent's call. On 03/XX/2019, a payoff quote was requested. On 03/XX/2019, the billing statement was requested. On 03/XX/2019, a payoff quote was requested for 30-day payoff. On 03/XX/2019, the executor requested a payoff quote with a good through 04/XX/2019. The payoff quote for $74,760.69 was sent via e-mail. There was no additional contact. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/28/2019
25304582	3	[3] Ability to Repay - Poor - Intervention Required [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Prior to 07/XX/2019, there was no contact with the borrower. On 07/XX/2019, third party verified that borrower passed away on 03/XX/2010. Inquired with the third party about executor of estate but the third party advised of having only a power of attorney. Advised the person that the power of attorney is only valid if the borrower is still living. On 07/XX/2019, third party called to get the fax number to send in power of attorney. On 07/XX/2019, third party stated that the death certificate will be faxed over. On 07/XX/2019, the death certificate was received and borrower was verified as deceased. On 08/XX/2019, third party inquired on if death certificate and power of attorney was received. Advised the person that the power of attorney is voided once the borrower passes away. Reason for delinquency was noted as deceased borrower. On 08/XX/2019, third party stated that the borrower's son will be in town this week-end and will have a total of $3,000.00 to make a payment. Third party was advised of needing executor of estate. There was no further contact with the borrower. Borrower is deceased and ---. The date of death is 03/XX/2010. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: Property was impacted by hurricane Florence which occurred on 09/XX/2018.	08/31/2019	08/27/2019
25448046	3	[3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no contact prior to 07/XX/2019. On 07/XX/2019, a relative called and scheduled a payment for $XXX. The caller was instructed to send the executorship documents on the account. The borrower's death certificate and the last will and testament were received on 08/XX/2019. On 08/XX/2019, the authorized owner and spouse called to go over loss mitigation options. The caller advised that received the property via deed and confirmed that lives on the property. They are seeking a 3-month deferment for June, July and August due to loss of employment. The customer has returned to work and was instructed to make a payment in the month of September before the deferment would be processed. There was no additional contact. Borrower is deceased and ---. The date of death is 08/XX/2017. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25779764	3	[3] Ability to Repay - Poor - Intervention Required [3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [2] Occupancy - Tenant Occupied	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. There was no borrower response to contact attempts prior to 07/XX/2019. On 07/XX/2019, an authorized third party scheduled a payment for $XXX and cited the hardship was death of the borrower. The property is tenant occupied. On 07/XX/2019, an unauthorized sibling advised that the homeowner passed away in XX; and the children handles the affairs. The relative promised to contact them. On 08/XX/2019, an unauthorized sibling advised that the borrower died in XXX and claimed to be the executor. The agent instructed the caller to send the death certificate and executorship documents. There was no additional response to contact attempts. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is tenant occupied. EXIT STRATEGY: The recommended exit strategy is Foreclosure - REO. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25992944	2	[2] Occupancy - Non Owner Occupied [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 7/XX/2019. On 7/XX/2019 the co borrower called for status of the loan and new servicer. On 7/XX/2019 the co-borrower called to discuss the late fees, to advise the borrower has been deceased since 12/XX/2013 and scheduled a payment. On 8/XX/2019 through 8/XX/2019 the co-borrower advised has clear title to this loan and requested a stop payment. Also noted the death certificate was received on 8/XX/2019. From 8/XX/2019 through 8/XX/2019 the co-borrower requested to have the escrow surplus deposited into the bank account as verses sending a check. On 8/XX/2019 the co-borrower scheduled a payment. No further contact to 8/XX/2019. The loan is currently performing. Borrower is deceased and ---. The date of death is 12/XX/2013. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25332862	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [2] Bankruptcy - CH 7 - Discharged w/o Reaffirmation [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Prior to 06/XX/2019, there was no contact with the borrower. On 06/XX/2019, third party noted that the borrower passed away and will be filing for executor of estate soon. Third party was advised to send in death certificate and executor documents when received. On 07/XX/2019, third party advised that borrower borrowers are deceased. Third party said that one borrower passed recently on 05/XX/2019 while the other borrower passed away on 12/XX/2019. On 07/XX/2019, third party scheduled a payment to pay the due balance on the account. Third party was transferred to customer service. On 08/XX/2019, third party processed a payment. There was no further contact with the borrower. Borrower is deceased and ---. The date of death is 05/XX/2019. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 7. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/26/2019
25367640	3	[3] Ability to Repay - Poor - Intervention Required [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [2] Occupancy - Non Owner Occupied [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no borrower contact prior to 07/XX/2019. On 07/XX/2019, the surviving sibling confirmed that is living in the property since the borrower passed away in XXXX. The caller was informed that can sell the property once the authorization has been received. On 07/XX/2019, the caller was provided information to send the authorization documents. On 07/XX/2019, the third party discussed possible loss mitigation options including deferment. The caller stated that want to sell the property. Correspondence was received on 07/XX/2019 that the sister of the deceased has been and is currently authorized since 2010 to 2019 to receive and discuss any and all information. On 08/XX/2019, the third party promised to call back on Monday to process a payment. On 08/XX/2019, the third party was advised to allow 5 more days for a decision on the deferment for the months of April, May and June. The homeowner is deceased as of 05/XX/2010; and the third party has taken over the home. On 08/XX/2119, the servicer advised the caller that sees a copy of the deed; but that still needs to send the executor-ship of the estate documents. On 08/XX/2019, the third party called to check on the status of the deferment; and was informed it was pending a decision. On 08/XX/2019, the authorized third party called regarding the deferment request that was approved. The agent replied that 2 payments need to be submitted by 08/XX/2019 to process the deferment. However, the deferment was later declined on 08/XX/2019 for non-payment. There was no additional response to contact attempts. Borrower is deceased and ---. The date of death is 05/XX/2010. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is Foreclosure - REO. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25025392	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is 05/XX/2019. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There has been no contact with borrower from 09/XX/2018 to 08/XX/2019. Borrower deceased as of 05/XX/2019. Son of deceased borrower called 07/XX/2019 to advise of death of his father. Servicer advised son to send in death certificate and estate documents so he can be added as authorized party on account. Death certificate was received 07/XX/2019, however required successor documents have not been received. Loan is 60 days delinquent.	08/31/2019	08/20/2019
25626393	3	[3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Multiple contact attempts were made from 06/XX/2019 through 07/XX/2019. The comments on 07/XX/2019 stated a deceased borrower notification and death certificate were received showing one of the borrowers has been deceased since 10/XX/2017. First contact was established on 08/XX/2019, at which time the other borrower called about the status of their modification review. The servicer advised a property value was needed to proceed with the review. The borrower called on 08/XX/2019 with a third party on the line stating the loan should be current and they had proof. There was no evidence of the borrower submitting proof. The review for Non-GSE and non-HAMP modifications were denied on 08/XX/2019 due to unable to gain access to the property for a BPO. However, another modification was offered at that time. The account is currently three months past due. Borrower is deceased and ---. The date of death is 10/XX/2017. REASON FOR DEFAULT: The reason for default is death of secondary borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently under review for modification however has not yet been approved. The review for Non-GSE and non-HAMP modifications were denied on 08/XX/2019 due to unable to gain access to the property for a BPO. However, another modification was offered at that time. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25690678	3	[3] Ability to Repay - Poor - Intervention Required [3] Delinquency Prognosis - Permanent [3] Property Listed -: 07/XX/2019 [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 06/XX/2019. On 06/XX/2019, contact attempts started and on 07/XX/2019, unauthorized third party (UTP) was reached and advised that both borrowers are deceased. The UTP was asked to send in the death certificates and documentation for the successor in interest. On 07/XX/2019, skip tracing efforts turned up a listing for the property including the property agent's name and phone number. On 07/XX/2019, the agent requested a payoff statement and gave the servicer the name and phone number for the person who is in charge of 60% of the estate. The home is being sold for a full sale, not a short sale. The successor was contacted on 07/XX/2019 and advised that the documentation for authorization was mailed in. The death certificates and deed were received on 07/XX/2019 as well as a letter stating that the home is listed. The listing details were not provided. There was no further contact with the authorized third party. Borrower is deceased and ---. The date of death is 07/XX/2008. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Sale of Property. ADDITIONAL INFORMATION: Both of the borrowers are deceased; the borrower's date of death was 07/XX/2008. The co-borrower's date of death could not be determined from the comments. Successor in Interest has been identified and documented.	08/31/2019	08/30/2019
25486182	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 10/XX/2018. On 10/XX/2018 the borrower scheduled a payment. No contact from 10/XX/2018 to 11/XX/2018. On 11/XX/2018 a payment was scheduled. No contact from 11/XX/2018 to 12/XX/2018. On 12/XX/2018 a payment was made. No contact from 12/XX/2018 to 1/XX/2019. On 2/XX/2019 a payment was made. No contact from 2/XX/2019 to 2/XX/2019. On 3/XX/2019 a payment was processed and authorization provided to a third party. No contact from 3/XX/2019 to 4/XX/2019. On 4/XX/2019 the borrower stated would mail the payment in. No contact from 4/XX/2019 to 6/XX/2019. On 6/XX/2019 the borrower made a payment. No contact from 6/XX/2019 to 7/XX/2019. On 7/XX/2019 the borrower made a payment. On 7/XX/2019 the third party called in and stated the borrower passed 10 years ago and the death certificate was sent to the prior servicer. From 7/XX/2019 to 8/XX/2019 the third party stated is the spouse and should be on the loan. The note reviewed and did no reflect the third party name so unable to add to the loan. The loan is current. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/20/2019
25507183	2	[2] Bankruptcy - CH 7 - Discharged w/o Reaffirmation [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 02/XX/2019. Authorized third party called 09/XX/2018 to make payment in the amount of $450.00 and stated will send in copy of death certificate and will. There was not contact with authorized party from 09/XX/2018 to 02/XX/2019. Authorized party called 02/XX/2019 to make payment on account. Loan is performing. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 7. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is discharged. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/21/2019
25759188	2	[2] Bankruptcy - BK Filed - No evidence POC filed [2] Current Status - Bankruptcy	LOAN STATUS: The current loan status is Bankruptcy. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. There was no borrower contact prior to 03/XX/2019 as the loan is in active Chapter 13 bankruptcy. On 03/XX/2019, the agent advised that the payment was stopped; and attorney replied that is because the trustee pays it. There was no contact between 03/XX/2019 and 05/XX/2019. On 05/XX/2019, the customer called to get the name of the insurance carrier and the phone number. The property sustained water damage on 04/XX/2019. On 06/XX/2019, the homeowner advised that filed an insurance claim because the washing machine flooded the house. The caller discussed the claim check endorsement procedure in order to pay the contractors. On 06/XX/2019, the customer called for a tracking number for the claim check and was transferred to the insurance department. On 06/XX/2019, the homeowner was advised that the bankruptcy case is still active and needs to have the attorney fax a letter of authorization to discuss the insurance claim check status. On 06/XX/2019, the homeowner called with the insurance agent regarding a recovery check sent for the loss draft claim. An update was requested. The hardship was cited as casualty loss. On 07/XX/2019, the insurance claim documents were discussed. On 07/XX/2019, the agent confirmed that the checks were in the process of being endorsed and released. A recovery checks totaling $10,566.00 were released on 07/XX/2019. On 08/XX/2019, the borrower called to request an inspection and was informed that the department had high call volume. On 08/XX/2019, the homeowner requested the final inspection for the insurance claim. An inspection dated 08/XX/2019 confirmed that the property repairs were 100% completed. There was no additional contact. REASON FOR DEFAULT: The reason for default is casualty loss. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is active. A motion for relief was filed XX/XX/XXXX. Although relief was granted on XX/XX/XXXX, comments dated 07/XX/2019 indicate the the borrower is current on the repayment plan. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/20/2019
25080316	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. On 09/XX/2018 the servicer called and spoke with the borrower and introduced self as new account manager. The borrower stated will be sending payment next week. The borrower also stated hazard has not been paid and advised is due 10/XX/2018. The borrower stated would like to do some work on roof and looking to refinance to help repair roof. On 10/XX/2018 the servicer called and spoke with the borrower and scheduled payment in amount of $2080.27 and was provided with the confirmation number. Borrower stated will make another payment next week. On 10/XX/2018 the borrower called in and made a payment in amount of $2080.27 and was provided with the confirmation number. On 02/XX/2019 the borrower called in and the agent confirmed that the 10968 was mailed out. On 07/XX/2019 the servicer made a courtesy call to borrower regarding monthly payment. The borrower authorized agent to process payment in amount of $2162.01 to be drafted 07/XX/2019 and provided confirmation number. The loan is performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/21/2019
25849291	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. No contact from 9/XX/2018 to 10/XX/2018. On 10/XX/2018 the borrower made a payment. On 10/XX/2018 the borrower requested to change the payment due date. Also noted the loan was approved for a 1 month payment deferral. No contact from 10/XX/2018 to 4/XX/2019. On 4/XX/2019 the borrower called and stated had over paid and wanted a return. The agent advised would take 3-5 days. No contact from 4/XX/2019 to 4/XX/2019. On 5/XX/2019 and 5/XX/2019 the borrower called with payment questions and scheduled a payment. No contact from 5/XX/2019 to 6/XX/2019. On 6/XX/2019 The borrower stated does not received the check until the 3rd of the month and scheduled a payment. No further contact from 6/XX/2019 to 8/XX/2019. The loan is currently performing. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/08/2019
25402189	2	[2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 04/XX/2019. No borrower contact was established between 09/XX/2018 - 04/XX/2019. On 04/XX/2019, the borrower stated $6000 was sent to reinstate the loan the prior day; however, borrower did not submit certified funds. The agent requested a new reinstatement letter. The borrower stated a stop payment would be placed on the payment already mailed, and certified funds would be sent in. No further contact was evident from 04/XX/2019 - 08/XX/2019. The loan was 30 days delinquent at the end of the review period. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25857984	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 10/XX/2018. After 3 attempts to contact the borrower, the borrower returned the calls on 11/XX/2018. The borrower cited marital difficulties as the reason for default and advised that they were away working for years. The borrower is back now and separated from the other borrower. The borrower is unsure if the property will be retained or not and was advised of loss mitigation options. On 12/XX/2018, the borrower stated that they are working on the loss mitigation application. On 01/XX/2019 the borrower was advised of information required to make a loss mitigation decision. On 01/XX/2019, the borrower advised that they are meeting with a housing counselor to reduce debt and is also receiving help from family members which will help make the home affordable. On 02/XX/2019, the borrower was advised of a trial modification payment plan approval starting on 03/XX/2019 and ending on 05/XX/2019. On 02/XX/2019, the borrower accepted the offer and confirmed the first payment amount and due date. Contact from 02/XX/2019 through 05/XX/2019 consisted of the borrower making payments. On 06/XX/2019, the borrower was advised that the modification documents will be executed and shipped. The loan was modified on XX/XX/XXXX and has re-defaulted. Despite contact attemps from the servicer, there has been no further contact with the borrower. REASON FOR DEFAULT: The reason for default is marital difficulties. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/21/2019
25237993	3	[3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 10/XX/2018. After 7 attempts to contact the borrower, the welcome call was performed with the borrower on 12/XX/2018. The borrower cited death of the co-borrower as the reason for default and initiated loss mitigation. Contact from 12/XX/2018 through 08/XX/2019 consisted of modification review documentation communications. The borrower was approved for a trial modification payment plan on 07/XX/2019 and accepted the offer 08/XX/2019. The borrower will make the first payment on 09/XX/2019. There was no further contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of secondary borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan is currently in an active trial to modification plan. The borrower was approved for a trial modification payment plan on 07/XX/2019 and accepted the offer on 08/XX/2019. Payments start 09/XX/2019 and end on 11/XX/2019. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: One of the borrowers is deceased; the date of death could not be determined from the comments.	08/31/2019	08/26/2019
25945160	3	[3] Deceased Borrower(s) - No Trustee/heir of Property Noted [3] Deceased Borrower(s) - No Death Certificate Received [3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: No evidence of recent contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of mortgagor. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: There was no noted contact with borrower or authorized parties. Borrower is deceased. Unauthorized party called 12/XX/2018 several times and stated she is successor in interest and faxed all necessary documents. Party called 02/XX/2019, 03/XX/2019 to try and resolve authorization on file. Third party is making payments on loan. Third party was not responsive to calls from servicer from 03/XX/2019 to 08/XX/2019. Most recent payment was posted 07/XX/2019. Loan is 60 days delinquent as of 08/XX/2019.	08/31/2019	08/22/2019
25291971	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Foreclosure	LOAN STATUS: The current loan status is Foreclosure. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The comments from 09/XX/2018 through 05/XX/2019 referenced multiple attempts to contact the borrower without success. The notes also indicated payments were being received each month with the exception of 11/2018 and 04/2019. Contact was initially established on 05/XX/2019 at which time the borrower stated they were out of work for two months but now working again. The borrower cited another hardship as martial issues and the other borrower was in charge of making the payments. The borrower was informed on 06/XX/2019 once the payment being made cleared they could setup the account on auto draft. A borrower called on 06/XX/2019 to make a payment. The servicer advised the loan was three months past due and discussed loss mitigation options. On 07/XX/2019 the borrower stated they wanted to make three payments the following Thursday. The borrower authorized three payments to draft on 07/XX/2019. The notes on 07/XX/2019 indicated the payments were reversed for non-sufficient funds. The loan was referred to foreclosure on XX/XX/XXXX. On 08/XX/2019 the servicer contacted both borrowers. One borrower advised they wanted nothing to do with the property, and the other borrower stated they were unaware the account was so far behind. The second borrower called back on 08/XX/2019 requesting to change the mailing address. REASON FOR DEFAULT: The reason for default is marital difficulties. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Foreclosure - REO. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25672957	2	[2] Current Status - Delinquent [2] Currently Delinquent Mortgage [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. No contact from 9/XX/2018 to 2/XX/2019. On 2/XX/2019 the borrower called to complete the welcome package. Also noted the borrower stated is not employed and under XXX. No contact from 2/XX/2019 to 4/XX/2019. On 4/XX/2019 contact was made with the borrower who accepted and envelope and stated will sign loan documents with XXX to bring the loan current. On 4/XX/2019 the borrower was advised funds received and the loan is current. No contact from 4/XX/2019 to 5/XX/2019. The borrower called on 5/XX/2019 to provide the new insurance information. No contact from 5/XX/2019 to 5/XX/2019. Contact from 8/XX/2019 to 8/XX/2019 conversation was with the borrower about XXX and correcting the account number to ensure the funds will post to the account. The loan is currently 30 days delinquent. REASON FOR DEFAULT: The reason for default is unemployment. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is good. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25767483	2	[2] Current Status - Delinquent [2] Delinquency Prognosis - Temporary	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 01/XX/2019. On 01/XX/2019, authorized third party (ATP) called in to make a payment. On 02/XX/2019, the ATP called in to request a deferment due to curtailment of income. The ATP also mentioned that they have had to travel due to an ill family member. On 03/XX/2019, the ATP called in about the escrow refund check that was received. On 03/XX/2019, the ATP called in about issues with the website. On 04/XX/2019, the ATP stated that they will be closing on a refinance in a couple weeks and was advised that the payment doesn't need to be made if that is the case. On 04/XX/2019, the ATP called in regarding a loss draft check and was transferred to the loss draft department. The ATP requested a payoff statement on 04/XX/2019. On 05/XX/2019, the ATP called in frustrated that the loss draft check was not endorsed and returned yet. On 05/XX/2019, the ATP called in to make 2 payments. On 06/XX/2019, the ATP stated that the refinance was on hold until their taxes are done. On 06/XX/2019, the ATP was unable to make a payment. The ATP called in on 07/XX/2019 to make a payment and requested a deferment because their refinance fell through. On 08/XX/2019, the borrower promised to make a payment on 09/XX/2019 and accepted a repayment plan. A 100% completion inspection was received on 08/XX/2019. There was no further contact with the borrower or ATP. REASON FOR DEFAULT: The reason for default is curtailment of income. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/27/2019
25582296	3	[3] Delinquency Prognosis - Permanent [2] Current Status - Delinquent [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Initial contact was made on 1/XX/2019, in which the borrower stated having financial difficulties due to curtailment of income. The borrower stated will make a payment at the end of the month. Brief contact was made with the borrower on 2/XX/2019 in which the borrower indicated was at work and would have to call back. Contact was made on 4/XX/2019, in which the borrower was informed of possible retention options and indicated would make a payment by 4/XX. The reason for default was cited as death of the co-borrower and curtailment of income. The borrower was contacted on 4/XX/2019, and 5/XX/12019 and scheduled payments. Contact was made on 6/XX/2019 in which the borrower said will call back and make a payment by 6/XX/2019. The borrower was contacted on 6/XX/2019, in which the loss mitigation application was discussed and information that was still needed. Contact was made on 6/XX/2019, and 6/XX/2019, in which the borrower stated was trying to get the funds together for a payment. The borrower called in on 7/XX/2019 to inquire about the homeowner's insurance letter that was received. The borrower was informed that the complete loss mitigation application was received. The borrower was informed of the approved trial modification plan on 7/XX/2019, in which the first payment is due on 8/XX/2019 in the amount of $1264.98. The last contact was made on 8/XX/2019, in which the borrower indicated would have to call back next week to make a payment. There was no additional contact made with the borrower during the remainder of the review period. The loan is 60 days delinquent as of the end of the review period. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The reason for default is death of secondary borrower. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/31/2019
25885174	3	[3] Property Damage - Other Natural Causes - No evidence of resolution [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. There was no contact prior to 01/XX/2019. On 01/XX/2019 the borrower called in and the agent confirmed that they are the new servicer going forward. The borrower stated did receive the welcome package. The agent confirmed that they have not received a payment yet and is next due for 02/XX/2019. The agent advised borrower of the unpaid principal balance and interest rate and that the taxes and homeowners insurance are collected with each payment. The borrower stated wanted to sign up for auto draft and stated would send in the auto draft form. The agent advised borrower that they can take care of the payment over the phone and the borrower stated would call back and make the payment and to advise that ACH form has been sent. On 02/XX/2019 authorized third party called in and the agent confirmed due date and grace period and advised of 60 day service transfer grace period. The authorized party stated borrower received check for claim filed in amount of $36,000.00 for storm damage requiring roof repair. The third authorized party is unable to provide file date. The agent provided loss draft department toll free number and website and transferred call to representative to assist. On 02/XX/2019 the borrower called in and requested address to send loss draft check. On 02/XX/2019 the borrower called in returning missed call regarding loss draft check. The agent transferred the call to the loss draft department. The borrower was provided with existing claim information as well as website. On 03/XX/2018 the borrower called in to confirm ACH was set up and inquired what can do to payoff loan sooner. The agent advised borrower of the maturity date is XX/2027. The agent asked is borrower had done a loan modification and the borrower confirmed she had. Asked about refinancing and doing a rate and term to reduce the long term and paying extra monthly. On 03/XX/2019 the borrower called in and stated missed a call from the servicer stating it was something about her insurance claim. The agent transferred the call to loss draft department. The borrower updated repair status and the agent advised borrower to call back once repairs are completed to request a final inspection. On 04/XX/2019 the borrower called in and requested to have extra money taken for ACH drafts. However, the borrower hung uo while attempting to transfer the call. On 06/XX/2019 the servicer called and spoke with the borrower regarding document. The borrower advised repairs are ongoing. The agent advised borrower that final inspection will be required to verify repairs ave been completed. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: The loan has been modified. The modification date is unavailable. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Insurance claim was filed for cause of loss hurricane on date of loss 09/XX/2018. Claim checks in amount of $XXX and $XXX was endorsed and mailed to borrower. Final inspection is required to verify repairs have been completed. As of ending comments on 06/XX/2019 the borrower stated that repairs are ongoing. The damage repair amount is estimated at $34,863.06. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	06/20/2019
25938791	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Delinquent	LOAN STATUS: The current loan status is Delinquent. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. There was no contact prior to 2/XX/2019. On 2/XX/2019 Inbound call from borrower. Agent completed Welcome Call. Borrower had doubts about Fay and transfer. Borrower did not want to answer BK questions. Does not have an HOA. Best time to call is mornings Monday - Friday. Agent advised has options for Loss Mit. Agent also advised Force Place Insurance on file. 7/XX/2019 Inbound call from borrower. Agent advised past due as no payment was received in April 2019. Delinquent 90 days. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Modification. ADDITIONAL INFORMATION: N/A	08/31/2019	08/22/2019
25278210	3	[3] Ability to Repay - Poor - Intervention Required [2] Current Status - Foreclosure	LOAN STATUS: The current loan status is Foreclosure. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. The borrower had not called in and there were no attempts to contact the borrower from 09/XX/2018 to 10/XX/2018. On 10/XX/2018, the servicer contacted the authorized third party (bankruptcy attorney) to provide the account manager's name and phone number. On 12/XX/2018, the attorney informed the servicer that there will be no installments made to the servicer at this time. On 02/XX/2019, the borrower called in for account information and was advised that they will need attorney consent to speak with the borrower due to active bankruptcy. On 02/XX/2019, the borrower called in to make sure that the Letter of Authorization was received. The borrower was advised that it had been received, but there was a mistake made, so a new one will be required. On 04/XX/2019, the borrower called in for online account access and advised that the bankruptcy has been discharged. The borrower was advised that access will be granted when the discharge information has been added to the system. On 04/XX/2019, the borrower disputed the principal balance stating that it should be lower. The borrower was advised of delinquency and arrears calculations. Contact from 04/XX/2019 through 08/XX/2019 consisted of the borrower making payments. There was no further contact with the borrower or authorized third party. REASON FOR DEFAULT: The reason for default is UTD. Unable to determine the reason for default with the information provided. FORECLOSURE: The file was referred to foreclosure on XX/XX/XXXX. The foreclosure is active and no evidence of holds, delays, or obstructions. The next projected foreclosure step is first legal/NOD. BANKRUPTCY: There is evidence of bankruptcy on the loan. Bankruptcy was filed on XX/XX/XXXX. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is closed. The bankruptcy was discharged on XX/XX/XXXX and there is no evidence of reaffirmation. The proof of claim was filed XX/XX/XXXX. The bankruptcy was discharged on XX/XX/XXXX and closed on XX/XX/XXXX. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/27/2019
25742813	1	[1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. Prior to 12/XX/2018, there was no contact with the borrower. On 12/XX/2018, the borrower stated that they were unaware of the servicing transfer and will call prior servicer to confirm and call back. On 12/XX/2018, authorized third party stated that they are taking over payments for the borrower and will call bank and then return the call to schedule a reinstatement payment. Reason for delinquency was noted as mortgagor illness. On 01/XX/2019, authorized third party made a payment and advised that the borrower is in the hospital and not doing so well. On 01/XX/2019, authorized third party made a payment and advised that they called the homeowner's insurance company today. On 03/XX/2019, authorized third party made a payment and was advised that a payment was posted to the insurance company. On 04/XX/2019, discussed escrow analysis with authorized third party. Reason for delinquency was noted as payment adjustment. On 05/XX/2019, authorized third party, which is now the power of attorney, made a payment and was upset when the information on the account was noted as checking and not savings. On 07/XX/2019, power of attorney made a payment in the amount of full amount owed. There was no further contact with the borrower. Borrower is deceased and ---. The date of death is unknown. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is Reinstatement. ADDITIONAL INFORMATION: N/A	08/31/2019	08/29/2019
25169289	1	[1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/XX/2018. Multiple contact attempts were made from 10/XX/2018 through 12/XX/2018. Initial contact was established on 12/XX/2018 at which time the borrower completed the welcome call process and advised the other borrower was deceased. The borrower also requested assistance with their online account. The death certificate was received for the other borrower on 04/XX/2019 indicating they have been deceased since 11/XX/2018. There was no further communication with the borrower, or attempts to contact the borrower. The loan is performing. Borrower is deceased and ---. The date of death is 11/XX/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/30/2019
25352875	3	[3] Property Damage - Other Natural Causes - No evidence of resolution [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 06/XX/2019. There was no contact prior to 10/XX/2018. On 10/XX/2018, a payment was promised for $XXX by 10/XX/2018. On 10/XX/2018, the homeowner advised that had to pay a deductible and discussed the notice of intent letter. A payment was scheduled for $XXX effective for today. On 10/XX/2018, the homeowner inquired about hardship assistance options. The caller plans to make a monthly payment every two weeks until is back on track. On 11/XX/2018, the borrower had questions regarding payments due to the transfer. Disaster damage was confirmed. On 11/XX/2018, the customer scheduled a payment for $XXX. There was no borrower response to contact attempts between 11/XX/2018 and 01/09/2019. On 01/XX/2019, the borrower scheduled a payment for $XXX for 01/XX/2019. Possible loss mitigation was discussed due to excessive obligations. On 02/XX/2019, the advised that the property had been damaged and plans to make two payments by the end of the month when gets the tax refund. There was no customer response to contact attempts between 02/XX/2019 and 04/XX/2019. On 04/XX/2019, the homeowner stated had to travel out of town due to the death of parent. A payment was postdated for 05/XX/2019. On 05/XX/2019, the customer scheduled a payment for $XXX on 05/XX/2019. The hardship was cited as home repairs. On 06/XX/2019, the borrower promised a payment and cited excessive obligations as the hardship. There was no additional response to contact attempts. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is evidence of bankruptcy on the loan. The bankruptcy filing date is unavailable. The chapter is Chapter 13. The bankruptcy was filed under case number XXX. The most recent bankruptcy status is dismissed. The bankruptcy was dismissed on XX/XX/XXXX. MODIFICATION: The loan has been modified. The modification date is XX/XX/XXXX. The modified principal balance is unavailable. The modification interest rate is unavailable. The modification maturity date is unavailable. The 1 year principal reduction adjustment was completed on XX/XX/XXXX. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. Disaster damage was confirmed on 11/XX/2018. The details of the damages were not provided. There was no specific evidence of a claim being filed, or any repairs being completed. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/13/2019
25313769	3	[3] There is evidence of property damage. [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 07/XX/2019. No contact was noted from 09/XX/2018 though 10/XX/2018. On 10/XX/2018 the borrower called about hurricane damage to the roof and requested the insurance department. On 10/XX/2018 the borrower stated they had not received the insurance check and on 10/XX/2018 they were advised of the information required to release it. On 10/XX/2018 the borrower was advised the estimate had been received yet. They will contact the adjuster. On 10/XX/2018 the borrower again called about the insurance check and was advised to allow 5-7 days for the mail. On 11/XX/2018 the borrower was advised the insurance estimate and the claim check was received. The inspection was noted at 90%. On 11/XX/2018 the borrower called to verify there are no stops or holds on the check. No contact or attempted contact noted from 11/XX/2018 through 01/XX/2019. On 01/XX/2019 the borrower advised that the roof was completed but there are still repairs to be made. Borrower plans to pay out of pocket. Discussed inspection and timeframes. There was no attempted contact noted from 01/XX/2019 until 06/XX/2019 when the new servicer made attempts from 06/XX/2019 through 07/XX/2019. On 07/XX/2019 the borrower called to make a payment by phone and requested ACH form. There was no further contact or attempted contact noted within the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is wind. Damage from Hurricane Michael and or severe storms. On 01/XX/2019 the borrower stated the roof repairs were completed but other repairs were still needed and would be paying out of pocket. An inspection was last noted at 90% but no indication of completion. Property repair is in process. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: Property was damaged by storms but is not in a FEMA disaster area for Hurricane Michael.	08/31/2019	08/15/2019
25001745	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 05/XX/2019. There was no contact prior to 12/XX/2018. On 12/XX/2018 the borrower called in to start a new loss. The agent provided the ILD number and advised has to be on all documents provided. The agent advised once receive the claim check it will be endorsed and mailed back out to him. On 05/XX/2019 the borrower called in regarding fee of $35.00 on 04/XX/2019 statement but had paid the fee. The borrower made a promise to pay $406.58 by mail. The agent removed the fee. The borrower verified that the intent is to keep the property. There has been no further contact with the borrower. The borrower has been making IVR payments. The loan is performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/26/2019
25890540	1	[1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 08/XX/2019. Despite several contact attempts from the servicer, there was no contact with the borrower from 09/XX/2018 to 10/XX/2018. Contact from 10/XX/2018 through 01/XX/2019 consisted of the borrower making payments. On 01/XX/2019, the borrower promised to make a payment at the end of the month and expressed frustration at the inspection that was performed. Contact from 02/XX/2019 through 08/XX/2019 consisted of the borrower making payments. There was no further contact with the borrower. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/26/2019
25817894	3	[3] Loan - Subject Lien is not in 1st Position [3] Property Damage - Other Natural Causes - No evidence of resolution [2] Occupancy - Non Owner Occupied [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 11/XX/2018. Contact was initially established on 09/XX/2018 with an authorized third party. The third party advised the roof was damaged by the recent Hurricane. The third party stated the roof was being tarped and the home was still habitable. On an authorized third party (borrower's spouse) stated they never received the verification email, and scheduled a payment. The spouse called on 11/XX/2018 wanting to dispute the fees on the account. The servicer advised the fees were transferred over from the prior servicer. No further contact was established. A FEMA inspection was received back on 11/XX/2018 confirming the roof was damaged. No claim was filed for the damages. Comments have since indicated monthly payments being made online. No evidence of any repairs. The loan is performing. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is evidence of property damage and the nature of the damage is other natural causes. An authorized third party advised on 09/XX/2018 the roof was damaged due to the recent hurricane. The third party stated the roof was being tarped and the home was still habitable. A FEMA inspection was received back on 11/XX/2018 confirming the roof was damaged. No claim was filed for the damages. There was no mention of any repairs being completed. Property repairs have not started. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/08/2019
25615523	3	[3] Loan - Subject Lien is not in 1st Position [1] Current Status - Performing	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 09/XX/2018. Contact was made on 9/XX/2018, in which the borrower stated had some roof damage and have contacted the insurance company to determine the extent of the damage. There was no additional evidence to indicate there was an outstanding claim or property damage as of the end of the review period. There was no additional contact made with the borrower during the remainder of the review period. The loan is showing as current as of the end of the review period. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: Hurricane comments noted on 11/XX/2018, however; there was no evidence to indicate any outstanding property damage as of the end of the review period.	08/31/2019	08/05/2019
25698306	3	[3] Loan - Subject Lien is not in 1st Position [2] Occupancy - Non Owner Occupied [1] Current Status - Performing [1] Deceased Borrower(s) - Trustee/Heir(s) identified and documented	LOAN STATUS: The current loan status is Performing. PAY HISTORY: BORROWER CONTACT: The last contact with the borrower or authorized third party on the borrower's behalf was 12/XX/2018. On 09/XX/2018 the co-borrower called in and stated payment was mailed out and should be received by the end of next week. The borrower also wanted to verify if death certificate was received stating was sent Saturday. On 09/XX/2018 the co-borrower called in and stated on 09/XX/2019 sent in $519.00 and also sent death certificate. On 09/XX/2018 the borrower called in to speak to 2nd lien about the account. The agent transferred the call. The borrower wanted to know how to read the mortgage statement. The agent explained to borrower that the amount paid is being applied to interest and not principal. The borrower wanted to know why and the agent explained that they should have documents from prior servicer soon. On 10/XX/2018 the co-borrower called in to get information about when the statement goes out and their payment. The agent created a task to make sure that they get a statement. On 11/XX/2018 the co-borrower called in regarding statement stating has not been received yet. The agent advised was just mailed out on 11/XX/2018. On 12/XX/2018 the co-borrower called in stating is not receiving monthly statement and has to call in each month for statement. The agent apologized and advised of free ways to pay. The agent advised will also submit a request to have research done and statement sent out. There has been no further contact with the borrower. The loan is performing. Borrower is deceased and ---. The date of death is 03/XX/2018. REASON FOR DEFAULT: The loan is performing and delinquency reason is not applicable. FORECLOSURE: No evidence of current foreclosure activity. BANKRUPTCY: There is no evidence of current or prior bankruptcy. MODIFICATION: There is no evidence of current or prior modification. LITIGATION: There is no evidence of litigation on the file. TITLE ISSUES: There is no evidence of title issues. PROPERTY CONDITION: There is no evidence of property damage. The property condition is UTD. The current occupancy status is non-owner occupied. EXIT STRATEGY: The recommended exit strategy is N/A. ADDITIONAL INFORMATION: N/A	08/31/2019	08/08/2019