Client Name:	Goldman
Client Project Name:	Goldman GSMBS 2019 PJ3
Start - End Dates:	7/26/2018 - 4/25/2019
Deal Loan Count:	14
Rating Agency ATR QM Data Fields
Loans in Report:	14

Loan Number

Loan Level ATR/QM Status

Application Date Prior to 1/10/2014

TRID Indicator

Lender Application Date

Broker Application Date

GSE Eligible

QRM Flag

ATR/QM Total Points and Fees

Rate Lock Date

APR

Bwr 1 Employment Indicator

Bwr 2 Employment Indicator

Bwr 1 Foreign National Indicator

Bwr 2 Foreign National Indicator

Residual Income Analysis in File

ATR/QM Residual Income

26491143

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

Yes

XXX

26491145

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

Yes

XXX

26491147

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

Yes

XXX

26491152

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

Yes

XXX

26491153

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

Yes

XXX

26491154

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

Yes

XXX

26508485

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

No

XXX

26508551

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

No

XXX

26508610

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

No

XXX

26508704

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

No

XXX

26508711

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

No

XXX

26508719

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

No

XXX

26508861

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

Employed

U.S. Citizen

U.S. Citizen

No

XXX

26696033

QM: Safe Harbor

No

Yes

XXXXXX

XXXXXX

No

Yes

XXX

XXXXXX

X.XX

Employed

(No Data)

U.S. Citizen

(No Data)

Yes

XXX