Supplemental Data

Run Date - 10/9/2019 9:01:51 AM

AMC Loan ID

Customer Loan ID

Seller Loan ID

TILA Status

Application Date

TRID

GSE

HOEPA Fees

TILA Fees

Rate Lock Date

Calculated APR

Qualifying Rate

Borrower Employment Indicator

Co Borrower Employment Indicator

Borrower Foreign National Indicator

Co Borrower Foreign National Indicator

Original Credit Report Date

Qualifying Credit Score

Third Wage Earner Original FICO Equifax

Third Wage Earner Original FICO Experian

Third Wage Earner Original FICO Transunion

Most Recent Co Borrower2 FICO

Third Wage Earner Updated FICO Equifax

Third Wage Earner Updated FICO Experian

Third Wage Earner Updated FICO Transunion

Most Recent Updated Co Borrower2 FICO

Fourth Wage Earner Original FICO Equifax

Fourth Wage Earner Original FICO Experian

Fourth Wage Earner Original FICO Transunion

Most Recent Co Borrower3 FICO

Forth Wage Earner Updated FICO Equifax

Forth Wage Earner Updated FICO Experian

Forth Wage Earner Updated FICO Transunion

Most Recent Updated Co Borrower3 FICO

Most Recent Updated Credit Report Date

Residual Income

HOA Name

HOA Address State

Fee Amount

Next Due Date

HOA Payment Frequency

Investor DTI

QM DTI

Non QM DTI

Asset Depletion Flag

Bank Statements Flag

Number of Statements

Type of Statements

Percent of Income From Statements

P&L Type

Income Doc Detail

Tax Return Doc Details

Document Level

Most Recent Bankruptcy Type

Most Recent Bankruptcy Filing Date

Most Recent Bankruptcy Discharge Date

Number of Bankruptcy Events

Months Bankruptcy 7 11

Months Bankruptcy 13

Most Recent Deed in Lieu Date

Number of Deed in Lieu Events

Months Deed in Lieu

Most Recent Short Sale Date

Number of Short Sale Events

Months Short Sale (or Pre FC)

Most Recent Foreclosure Date

Number of Foreclosure Events

Months Foreclosure

Prior Mortgage/Rent Late 30d in 24m

Prior Mortgage/Rent Late 60d in 24m

Prior Mortgage/Rent Late 90d in 24m

Guideline Name

QM Regulation Failures

ATR QM Total Points and Fees Audit

Loan Regulation Benchmark Date

Benchmark Rate

HUD 1 Page 1 Credits Total

Collateral Underwriter Risk Score

Rating Result

Eligible For Rep and Warrant Relief Per Collateral Advisor

Is Equity Shared Loan

Investor Qualifying Rate

Years of W2s

Years of Personal Tax Returns

Years of Business Tax Returns

Years of 4506T

Years of Tax Transcripts

Months of Personal Bank Statements

Months of Business Bank Statements

Months of Profit and Loss Statements

Expense Letter

DSCR

Subordinate Lien Type

Is Shared Appreciation Mortgage

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

769

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; Paystubs - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Primary Income - Wages]; W-2 - 2015 [Borrower - Non-Primary Income - Wages]; W-2 - 2015

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

X.XX%

3

0

0

3

1

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

704

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower - Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2015

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2015 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; Transcripts - 2015 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2015 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

704

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Wages]; VVOE - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2015 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2003

[Borrower]; Transcripts - No Results Returned - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; Transcripts - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

706

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Coborrower - Primary Income - Sole Proprietor]; Business License - 2018 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2018 [Coborrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2018

[Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

802

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

781

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; Other - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

764

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

786

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

806

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Third Party Prepared (Unaudited)

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Coborrower - Primary Income - Pension]; 1099 - 2018 [Coborrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2018

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 4506 or 4506-T - 2014 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2014

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

777

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Farming]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Farming]; P&L Statement - 2019

[Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

758

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

No

No

X.XX%

4

0

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

738

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

3

3

26.43

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

646

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

713

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Pension]; Paystubs - 2019 [Borrower - Primary Income - Pension]; 1099 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

No

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

699

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; WVOE - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

33.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

737

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

2

3

25.90

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

728

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

752

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Third Party Prepared (Unaudited)

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2015 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2015

[Borrower]; Tax Return Extension - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2015 [Borrower]; Transcripts - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

1

2

0

2

2

41.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

723

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

794

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Wages]; Paystubs - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Wages]; W-2 - 2014 [Borrower - Primary Income - Wages]; Employer Letter - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

5

2

0

2

2

No

Closed End

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

755

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

3

2

29.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

683

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

2

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

753

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2015 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2014

[Borrower]; Tax Return Extension - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1040 - 2015 [Borrower]; Transcripts - 2015 [Coborrower]; Tax Return Extension - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2015 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

2

2

17.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

790

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

795

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

769

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

3

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Permanent Resident Alien

XX/XX/XXXX

698

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

2

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

745

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

2

2

0

1

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

US Citizen

XX/XX/XXXX

767

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Royalty]; Bank Statements - 2019 [Borrower - Primary Income - Royalty]; Other - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

794

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - IRA Distribution]; Bank Statements - 2019 [Coborrower - Primary Income - IRA Distribution]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - IRA Distribution]; Bank Statements - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

767

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

744

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2018

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

749

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

27.80

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

702

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

1

0

0

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

742

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 1991 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 1991 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

2

27.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

XX/XX/XXXX

739

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

4

2

0

3

2

27.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

812

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

798

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

0

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

775

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

797

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; Employer Letter - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

811

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

728

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

0

2

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

768

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Coborrower - Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2016 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2015

[Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

790

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

0

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

763

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

775

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

765

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 4506 or 4506-T - 2014 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2014

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

804

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

794

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

752

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

743

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; Transcripts - 2015 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 4506 or 4506-T - 2014 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2015 [Coborrower]; 4506 or 4506-T - 2014 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

2

0

4

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

800

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

761

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

774

800

814

797

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

3

0

4

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

790

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

775

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

4

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

797

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

733

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

4

2

0

4

0

27.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

812

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

1

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

747

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

815

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

1

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

711

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

723

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

28.30

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

717

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

3

2

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

767

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

756

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

759

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

734

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

No

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

804

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Other - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Third Party Prepared (Unaudited)

[Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Other - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Balance Sheet - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; P&L Statement - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

2

33.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

744

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

725

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2019

[Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

1

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

1

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

784

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2018 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

688

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

5

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

741

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

746

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2018 [Coborrower - Non-Primary Income - Wages]; VVOE - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

793

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

XX/XX/XXXX

735

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

5

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

705

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

740

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

744

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

753

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

1

0

0

$XXX,XXX

X.XX

$XXX,XXX

No

No

X.XX%

3

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

736

758

753

732

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

3

2

0

3

2

17.67

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

723

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

3

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

768

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

0

3

0

4

3

40.40

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

4

0

0

4

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - K-1 (< 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - K-1 (< 25%)]; CPA Letter - 2019 [Borrower - Primary Income - K-1 (< 25%)]; P&L Statement - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - K-1 (< 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - K-1 (< 25%)]; P&L Statement - 2018 [Borrower - Primary Income - K-1 (< 25%)]; W-2 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; 1120S - 2017 [Borrower - Primary Income - K-1 (< 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; 1120S - 2016 [Borrower - Primary Income - K-1 (< 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2016 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - No Results Returned - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

1

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

750

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

2

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

793

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

4

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

US Citizen

XX/XX/XXXX

800

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2018 [Borrower - Non-Primary Income - Social Security]; 1099-SSA - 2017 [Borrower - Primary Income - Pension]; Paystubs - 2019 [Borrower - Primary Income - Pension]; 1099 - 2018 [Borrower - Primary Income - Pension]; 1099 - 2017 [Borrower - Non-Primary Income - Pension]; Paystubs - 2019 [Borrower - Non-Primary Income - Pension]; Paystubs - 2019

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

687

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

X.XX

$XXX,XXX

X

N/A

No

X.XX%

6

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

715

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

741

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

1

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

772

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

3

0

2

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Transcripts - No Results Returned (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

1

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

737

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

795

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; Business License - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

787

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

704

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

5

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

706

736

746

732

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Primary Income - Sole Proprietor]; 1040-ES - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

0

1

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

742

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Primary Income - Social Security]; 1099-SSA - 2018 [Borrower - Non-Primary Income - Pension]; 1099 - 2018 [Borrower - Non-Primary Income - Pension]; Bank Statements - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

1

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

1

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

689

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

776

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

3

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

799

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2018

Other

1

1

1

$XXX,XXX

X.XX

$XXX,XXX

Accept

No

No

X.XX%

2

0

0

1

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Permanent Resident Alien

XX/XX/XXXX

743

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

2

1

0

3

0

28.66

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

700

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

1

0

3

1

17.00

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

710

710

691

718

XXX

XXX

XXX

XXX

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

No

No

X.XX%

0

2

0

3

0

27.00

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

787

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

Permanent Resident Alien

XX/XX/XXXX

804

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1040-ES - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1040-ES - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

3

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

748

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

6

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

765

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

749

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

769

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

783

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

705

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

790

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Coborrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

768

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

745

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; Other - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

808

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Employer Letter - 2015

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter -  Year Not Available

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

2

0

3

2

39.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

706

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

6

3

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

753

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2013

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

3

2

0

3

2

39.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

765

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Non-Primary Income - Alimony]; Bank Statements - 2019 [Borrower - Non-Primary Income - Alimony]; Divorce Decree - 2015

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

2

0

3

2

36.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

755

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

6

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

781

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

734

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

740

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

731

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

746

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

0

1

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

787

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

795

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

802

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

757

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

809

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Projected Income]; Employer Letter - 2019 [Borrower - Primary Income - Projected Income]; Employer Non-Revocable Contract - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

786

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

732

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Borrower - Primary Income - IRA Distribution]; Bank Statements - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

786

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

800

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; WVOE - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

X.XX%

1

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

738

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Sole Proprietor]; Other - 2019 [Coborrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Primary Income - Sole Proprietor]; Business License - 2012 [Coborrower - Primary Income - Sole Proprietor]; Balance Sheet - 2009

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

743

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveIneligible

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

786

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

2

2

0

4

2

39.00

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

710

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

2

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

736

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; Tax Return Extension (for Business) - 2018 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Coborrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

39.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

791

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2017 [Borrower - Primary Income - Sole Proprietor]; 1099 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Leave and Earnings Statement (LES) - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Rations]; Leave and Earnings Statement (LES) - 2019 [Borrower - Non-Primary Income - Housing Allowance]; Leave and Earnings Statement (LES) - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

6

2

0

4

3

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

733

758

742

745

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Trust Income]; K-1 - 2017 [Coborrower - Primary Income - Trust Income]; K-1 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

1

2

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

750

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

732

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Third Party Prepared (Unaudited)

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015

[Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

4

2

39.97

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

772

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

2

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

759

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; CPA Letter - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Documented access to income - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Other - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Verified business liquidity to support withdrawal - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; Other - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

770

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

2

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

695

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

681

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - K-1 (< 25%)]; CPA Letter - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

710

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; WVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

0

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

724

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

Non-Permanent Resident Alien

Non-Permanent Resident Alien

XX/XX/XXXX

788

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

4

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

757

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

Yes

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

782

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

3

0

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

769

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

Yes

No

X.XX%

3

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

723

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

1

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

Permanent Resident Alien

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

Yes

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

US Citizen

XX/XX/XXXX

798

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Social Security]; 1099-SSA - 2018 [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

1

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

744

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

1

1

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Coborrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Projected Income]; Employer Letter - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

3

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

684

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

2

0

3

2

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

727

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

719

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016 [Borrower - Non-Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

2

0

4

0

No

Closed End

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

803

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - Partnership (>= 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - Partnership (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

1

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

717

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2013 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2015 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2013

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

6

2

0

4

2

40.50

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

779

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveIneligible

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

Permanent Resident Alien

Permanent Resident Alien

XX/XX/XXXX

785

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

789

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

783

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

770

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

4

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

762

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

1

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

798

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Non-Primary Income - S-Corp (>= 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Third Party Prepared (Unaudited)

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Coborrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - S-Corp (>= 25%)]; 4506 or 4506-T (for Business) - 2016 [Coborrower - Primary Income - S-Corp (>= 25%)]; Business Return Transcripts - 2016 [Borrower - Non-Primary Income - Interest / Dividends]; Bank Statements - 2019

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

4

2

15.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

723

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; Employer Letter - 2017 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; Employer Letter - 2016 [Borrower - Primary Income - Wages]; Employer Letter - 2015

[Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

0

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

740

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; WVOE - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

3

2

16.03

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

806

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; Business License - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 1120 - 2018 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - C-Corp]; P&L Statement - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

759

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Other - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; Other - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Other - 2017 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

3 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

4

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

749

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business Expense Statement Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Verified business liquidity to support withdrawal - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

29.00

Yes

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

789

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

690

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; Paystubs - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

5

1

0

2

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

765

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

0

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

778

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

761

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

801

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

1

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

686

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

Yes

No

X.XX%

1

0

0

3

0

No

HELOC

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

791

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

No

No

X.XX%

3

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

800

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Leave and Earnings Statement (LES) - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

Yes

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

802

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

Yes

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

726

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Other - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

796

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

No

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

752

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

Yes

No

X.XX%

2

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

775

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

3

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

789

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

4

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

806

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

1

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

718

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Child Support]; Cancelled Checks - 2019 [Borrower - Non-Primary Income - Child Support]; Child Support Order - 2019 [Borrower - Non-Primary Income - Child Support]; Divorce Decree - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

ApproveEligible

N/A

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

795

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

699

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

3

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

US Citizen

XX/XX/XXXX

808

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Social Security]; Bank Statements - 2019 [Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2018

[Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

0

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

778

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

1

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

742

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

766

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Coborrower - Primary Income - Social Security]; Bank Statements - 2019 [Coborrower - Primary Income - Social Security]; 1099-SSA - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

762

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

722

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

X

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

793

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

744

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

748

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

777

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

1

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

747

787

783

761

XXX

XXX

XXX

XXX

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

No

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

817

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

2

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

Accept

No

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

715

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

N/A

No

X.XX%

2

1

0

2

1

24.00

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

799

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

1

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

712

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveEligible

Yes

No

X.XX%

1

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

747

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

771

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

685

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

694

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - K-1 (< 25%)]; Other - 2019 [Borrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Primary Income - K-1 (< 25%)]; K-1 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

788

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

782

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

700

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2018 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; 1040-ES - 2016 [Borrower - Non-Primary Income - Sole Proprietor]; 1099 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1065 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; 1065 - 2016 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Yes

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

742

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

786

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; WVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Not Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

805

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Social Security]; Award Letter / Continuance Letter - 2019 [Borrower - Non-Primary Income - Pension]; Award Letter / Continuance Letter - 2019 [Coborrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018 [Coborrower - Primary Income - Pension]; Award Letter / Continuance Letter - 2019

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

ApproveIneligible

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

718

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2018 [Borrower - Primary Income - Wages]; The Work Number - Income - 2018 [Borrower - Primary Income - Wages]; VVOE - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Primary Income - Wages]; Paystubs - 2018 [Coborrower - Primary Income - Wages]; VVOE - 2018 [Coborrower - Primary Income - Wages]; WVOE - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower - Non-Primary Income - Wages]; VVOE - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Income - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2016 [Coborrower - Non-Primary Income - Wages]; W-2 - 2015

[Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 1040 - 2016 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

5

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Temporary SHQM (GSE/Agency Eligible)

Yes

Yes

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

781

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

Accept

No

No

X.XX%

3

0

0

3

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

740

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

Non-Permanent Resident Alien

Non-Permanent Resident Alien

XX/XX/XXXX

735

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; Paystubs - 2019 [Borrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017

1 Year Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

1

0

2

1

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

727

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; 1040-ES - 2017 [Borrower - Primary Income - Sole Proprietor]; 1040-ES - 2016 [Borrower - Non-Primary Income - Social Security]; Award Letter / Continuance Letter - 2018

[Borrower]; Tax Return Extension - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

748

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

Permanent Resident Alien

XX/XX/XXXX

769

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Primary Income - Wages]; Other - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

Other

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

2

0

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

733

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

0

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

763

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Borrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

703

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; Tax Return Extension (for Business) - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

2

2

40.87

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

794

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Other - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2016 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2016

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 1040 - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

2

0

3

2

39.97

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

738

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Non-Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

773

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Sole Proprietor]; Balance Sheet - 2019 [Borrower - Primary Income - Sole Proprietor]; Business License - 2019 [Borrower - Primary Income - Sole Proprietor]; CPA Letter - 2019 [Borrower - Primary Income - Sole Proprietor]; P&L Statement - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; Third Party Verification - 2019 [Borrower - Primary Income - Sole Proprietor]; 1040-ES - 2018 [Borrower - Primary Income - Sole Proprietor]; 1040-ES - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

737

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Employer Letter - 2019 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

0

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

US Citizen

XX/XX/XXXX

751

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - C-Corp]; Balance Sheet - 2019 [Borrower - Primary Income - C-Corp]; P&L Statement - 2019 [Borrower - Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - C-Corp]; Third Party Verification - 2019 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2018 [Borrower - Primary Income - C-Corp]; Balance Sheet - 2018 [Borrower - Primary Income - C-Corp]; P&L Statement - 2018 [Borrower - Primary Income - C-Corp]; W-2 - 2018 [Borrower - Primary Income - C-Corp]; 1120 - 2017 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2017 [Borrower - Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - C-Corp]; 1120 - 2016 [Borrower - Primary Income - C-Corp]; 4506 or 4506-T (for Business) - 2016 [Borrower - Primary Income - C-Corp]; W-2 - 2016 [Borrower - Primary Income - C-Corp]; Business License - 2007

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

3

2

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

754

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; VVOE - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; Employer Letter - 2017 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Wages]; WVOE - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

4

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

788

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - S-Corp (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; CPA Letter - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2018 [Borrower - Primary Income - S-Corp (>= 25%)]; 1120S - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; K-1 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; W-2 - 2017 [Borrower - Primary Income - S-Corp (>= 25%)]; Business License - 1997

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

27.00

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

762

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016 [Coborrower - Non-Primary Income - K-1 (< 25%)]; Other - 2019 [Coborrower - Non-Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Non-Primary Income - K-1 (< 25%)]; K-1 - 2017 [Coborrower - Non-Primary Income - K-1 (< 25%)]; W-2 - 2016 [Coborrower - Primary Income - K-1 (< 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - K-1 (< 25%)]; K-1 - 2018 [Coborrower - Primary Income - K-1 (< 25%)]; K-1 - 2017

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

3

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

720

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1040 - 2016 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

3

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

US Citizen

XX/XX/XXXX

711

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

790

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2017

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

2

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

753

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; The Work Number - Income - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Coborrower - Primary Income - Wages]; The Work Number - Income - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; Employer Letter - 2019 [Coborrower - Non-Primary Income - Wages]; Other - 2019 [Coborrower - Non-Primary Income - Wages]; W-2 - 2018 [Coborrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; Transcripts - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

5

1

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

783

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; Employer Letter - 2018 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; VVOE - 2019 [Borrower - Non-Primary Income - Wages]; W-2 - 2018 [Borrower - Non-Primary Income - Wages]; W-2 - 2017

[Borrower]; 1040 - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 4506 or 4506-T - 2015 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 4506 or 4506-T - 2015

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

No

No

X.XX%

3

2

0

4

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

794

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Borrower - Primary Income - Wages]; W-2 - 2016

[Borrower]; Tax Return Extension - 2018 [Borrower]; Transcripts - No Results Returned - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2016 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1040 - 2016 [Coborrower]; Transcripts - No Results Returned - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; Tax Return Extension - 2018 [Coborrower]; Transcripts - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; Transcripts - 2016 [Coborrower]; 4506 or 4506-T - 2016 [Coborrower]; 1040 - 2016

3 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

3

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Not Employed

US Citizen

US Citizen

XX/XX/XXXX

776

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Non-Primary Income - C-Corp]; CPA Letter - 2019 [Borrower - Non-Primary Income - C-Corp]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2018 [Borrower - Non-Primary Income - C-Corp]; 1120 - 2017 [Borrower - Non-Primary Income - C-Corp]; W-2 - 2017 [Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018

[Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 4506 or 4506-T - 2016 [Borrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

N/A

No

X.XX%

2

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Self-Employed

Self-Employed

US Citizen

US Citizen

XX/XX/XXXX

740

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

Borrower Prepared

[Borrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Borrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Borrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; Balance Sheet - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Business License - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; P&L Statement - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Telephone Listing / Internet Search / Directory Assistance - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; Third Party Verification - 2019 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2018 [Coborrower - Primary Income - Partnership (>= 25%)]; 1065 - 2017 [Coborrower - Primary Income - Partnership (>= 25%)]; K-1 - 2017

[Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 1040 - 2018 [Borrower]; 1040 - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2016 [Coborrower]; Transcripts - 2018 [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; Transcripts - 2017 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2016

2 Years Tax Returns

0

0

0

None

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

0

2

0

3

2

No

[Redacted]

[Redacted]

[Redacted]

Safe Harbor QM

Yes

No

$XXX,XXX

$XXX,XXX

X.XX%

X.XX%

Employed

Employed

US Citizen

US Citizen

XX/XX/XXXX

730

XX/XX/XXXX

$XXX,XXX

XXXXXX

XXXXXX

XXXXXX

No

No

[Borrower - Primary Income - Wages]; Paystubs - 2019 [Borrower - Primary Income - Wages]; The Work Number - Employment Only - 2019 [Borrower - Primary Income - Wages]; VVOE - 2019 [Borrower - Primary Income - Wages]; WVOE - 2019 [Borrower - Primary Income - Wages]; W-2 - 2018 [Borrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Primary Income - Wages]; Paystubs - 2019 [Coborrower - Primary Income - Wages]; VVOE - 2019 [Coborrower - Primary Income - Wages]; WVOE - 2019 [Coborrower - Primary Income - Wages]; W-2 - 2018 [Coborrower - Primary Income - Wages]; W-2 - 2017 [Coborrower - Non-Primary Income - Sole Proprietor]; P&L Statement - 2019 [Coborrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2018 [Coborrower - Non-Primary Income - Sole Proprietor]; Income sourced from prior signed tax returns - 2017

[Borrower]; 1040 - 2018 [Borrower]; Transcripts - 2018 [Borrower]; 4506 or 4506-T - 2018 [Borrower]; Transcripts - 2017 [Borrower]; 4506 or 4506-T - 2017 [Borrower]; 1040 - 2017 [Borrower]; 1084 or income worksheet - Year Not Available [Coborrower]; 1040 - 2018 [Coborrower]; 4506 or 4506-T - 2018 [Coborrower]; 1040 - 2017 [Coborrower]; 4506 or 4506-T - 2017 [Coborrower]; 1084 or income worksheet - Year Not Available

2 Years Tax Returns

0

0

0

$XXX,XXX

X.XX

$XXX,XXX

X

N/A

No

X.XX%

4

2

0

2

2

No