EX-99.4 14 efc19-622_ex994s2a.htm SCHEDULE 2(A) - CONDITIONS REPORT
Client Name:
XXX
Client Project Name:
MCMLT 2019-GS1
Start - End Dates:
7/12/2019 - 6/4/2019
Deal Loan Count:
1,346
Report Run Date:
9/23/2019 2:08 PM
 
 
 
 
 
 
Conditions Report 2.0
 
 
 
 
 
 
 
 
Loans in Report:
1,346
 
 
Loans with Conditions:
1,110
 
 

3202 - Total Active Conditions
         
 
509 - Material Conditions
       
     
509 - Compliance Review Scope
   
         
49 - Category: Ability to Repay/Qualified Mortgage
   
         
3 - Category: Borrower's Interest
   
         
4 - Category: Compliance Manual
   
         
333 - Category: Documentation
   
         
1 - Category: Federal Consumer Protection
   
         
2 - Category: Federal Higher-Priced
   
         
60 - Category: RESPA
   
         
31 - Category: State Consumer Protection
   
         
9 - Category: State Rate Spread
   
         
10 - Category: Texas Home Equity
   
         
1 - Category: TILA
   
         
6 - Category: TILA/RESPA Integrated Disclosure
   
 
2693 - Non-Material Conditions
       
     
2693 - Compliance Review Scope
   
         
44 - Category: Ability to Repay/Qualified Mortgage
   
         
29 - Category: APR Tolerance
   
         
5 - Category: Borrower's Interest
   
         
48 - Category: Compliance Manual
   
         
225 - Category: Documentation
   
         
1201 - Category: Federal Consumer Protection
   
         
7 - Category: Federal Higher-Priced
   
         
85 - Category: Finance Charge Tolerance
   
         
27 - Category: Repayment Ability
   
         
293 - Category: RESPA
   
         
211 - Category: Right of Rescission
   
         
102 - Category: State Consumer Protection
   
         
19 - Category: State Late Charges
   
         
86 - Category: State Prepayment Penalty
   
         
4 - Category: State Rate Spread
   
         
3 - Category: Texas Home Equity
   
         
143 - Category: TILA
   
         
161 - Category: TILA/RESPA Integrated Disclosure
   
132 - Total Satisfied Conditions
         
               
     
132 - Compliance Review Scope
   
         
28 - Category: Ability to Repay/Qualified Mortgage
   
         
1 - Category: APR Tolerance
   
         
1 - Category: Compliance Manual
   
         
14 - Category: Documentation
   
         
8 - Category: Federal Consumer Protection
   
         
1 - Category: Federal Higher-Priced
   
         
1 - Category: Finance Charge Tolerance
   
         
22 - Category: RESPA
   
         
5 - Category: Right of Rescission
   
         
1 - Category: State Consumer Protection
   
         
1 - Category: TILA
   
         
49 - Category: TILA/RESPA Integrated Disclosure
   
0 - Total Waived Conditions
           




©2019 Clayton Services LLC. All rights reserved. Ownership and use of this report is governed by the legal agreement between Clayton and the party for which it was prepared. Any use not expressly authorized by such agreement, including reliance on this report by anyone other than such party, is prohibited.