0000897101-21-000858.txt : 20211028 0000897101-21-000858.hdr.sgml : 20211028 20211028164225 ACCESSION NUMBER: 0000897101-21-000858 CONFORMED SUBMISSION TYPE: 8-K PUBLIC DOCUMENT COUNT: 14 CONFORMED PERIOD OF REPORT: 20211028 ITEM INFORMATION: Results of Operations and Financial Condition ITEM INFORMATION: Financial Statements and Exhibits FILED AS OF DATE: 20211028 DATE AS OF CHANGE: 20211028 FILER: COMPANY DATA: COMPANY CONFORMED NAME: CODORUS VALLEY BANCORP INC CENTRAL INDEX KEY: 0000806279 STANDARD INDUSTRIAL CLASSIFICATION: SAVINGS INSTITUTION, FEDERALLY CHARTERED [6035] IRS NUMBER: 232428543 STATE OF INCORPORATION: PA FISCAL YEAR END: 1231 FILING VALUES: FORM TYPE: 8-K SEC ACT: 1934 Act SEC FILE NUMBER: 000-15536 FILM NUMBER: 211358982 BUSINESS ADDRESS: STREET 1: CODORUS VALLEY CORPORATE CENTER STREET 2: 105 LEADER HEIGHTS ROAD CITY: YORK STATE: PA ZIP: 17403 BUSINESS PHONE: 717-846-1970 MAIL ADDRESS: STREET 1: PO BOX 2887 STREET 2: 105 LEADER HEIGHTS ROAD CITY: YORK STATE: PA ZIP: 17405 8-K 1 codorus211339_8k.htm 8-K DATED OCTOBER 28, 2021
0000806279 false 0000806279 2021-10-28 2021-10-28 iso4217:USD xbrli:shares iso4217:USD xbrli:shares

 

 

 

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

 

 

FORM 8-K

 

 

CURRENT REPORT

Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934

 

Date of Report (Date of earliest event reported): October 28, 2021

 

CODORUS VALLEY BANCORP, INC.

(Exact name of registrant as specified in its charter)

 

pennsylvania

(State or other jurisdiction of incorporation)

 

  0-15536 23-2428543  
  (Commission File Number) (IRS Employer Identification No.)  

 

105 Leader Heights Road, PO Box 2887, York, Pennsylvania 17405-2887
(Address of principal executive offices) (Zip Code)

  

Registrant's telephone number, including area code - (717) 747-1519

 

N/A

(Former name, address and fiscal year, if changed since last report.)

 

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered
Common Stock, $2.50 par value CVLY NASDAQ Global Market

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

☐Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
☐Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
☐Pre-commencement communications pursuant to Rule 14d-2(b)under the Exchange Act (17 CFR 240.14d-2(b))
☐Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

 

Indicate by checkmark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR 230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR 240.12b-2)

 

Emerging growth company ☐

  

If an emerging growth company, indicate by checkmark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act ☐ 

 

 

 

 

 

CODORUS VALLEY BANCORP, INC.

 

FORM 8-K

 

Item 2.02    Results of Operations and Financial Condition.

 

On October 28, 2021, Codorus Valley Bancorp, Inc. (the "Corporation") issued a Press Release, attached as Exhibit 99.1, announcing the results of operations, in summary form, for the quarter and year ended September 30, 2021 compared to the quarter and year ended September 30, 2020.

 

A copy of the Corporation's press release is attached hereto as Exhibit 99.1 and incorporated herein by reference.

 

Item 9.01    Financial Statements and Exhibits

 

(d) Exhibits 
   
Exhibit No.Description
   
99.1Press release of Codorus Valley Bancorp, Inc., dated October 28, 2021.
   
 104Cover Page Interactive Data File (embedded in the cover page formatted in Inline XBRL)

 

2 

 

 

Signatures

 

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this Current Report on Form 8-K to be signed on its behalf by the undersigned, thereunto duly authorized.

 

    CODORUS VALLEY BANCORP, INC.
       
Date:    October 28, 2021 By: /s/ Larry D. Pickett
      Larry D. Pickett, CPA
      Treasurer
      (Principal Financial and Accounting Officer)

 

3 

 EX-99.1 2 codorus211339_ex99-1.htm PRESS RELEASE OF CODORUS VALLEY BANCORP, INC., DATED OCTOBER 28, 2021.

Exhibit 99.1

 

image

 

 

FOR IMMEDIATE RELEASE 

October 28, 2021

 

Codorus Valley Bancorp, Inc.

Reports Third Quarter 2021 Earnings 

 

-

Quarterly net income of $4.8 million compared to $3.6 million in the year-ago quarter

 

-

Increased cash dividend 15% to $0.15 per share

 

-

Purchased 164,820 shares at a weighted average price of $22.34 during third quarter

 

-

New mortgage niche product deployments planned for fourth quarter

 

-

Optimization of our network of Financial Centers continues

 

-

Craig L. Kauffman appointed President and CEO effective October 1, 2021

 

YORK, Pa. – Codorus Valley Bancorp, Inc. (Codorus Valley, or the Corporation) (NASDAQ: CVLY), parent company of PeoplesBank, A Codorus Valley Company (PeoplesBank), today announced net income of $4.8 million or $0.49 per diluted share, for the quarter ended September 30, 2021, as compared to net income of $3.6 million or $0.37 per diluted share, for the quarter ended September 30, 2020 and net income of $3.3 million or $0.33 per diluted share for the quarter ended June 30, 2021, representing increases of 32 percent and 46 percent, respectively. For the first nine months of 2021, net income was $12.0 million or $1.22 per diluted share, compared to $3.7 million or $0.38 per diluted share, for the first nine months of 2020.

 

“The Corporation had another strong operational and financial quarter,” stated Craig L. Kauffman, President and CEO. “Our third quarter earnings increased by 32 percent over the same period in 2020 due to improvements in our interest expense and loan loss provision line items. Additionally, we meaningfully increased our quarterly cash dividend as a result of our strong capital position and improving operating performance. Operationally, we recently implemented several initiatives aimed at improving our efficiency and optimizing our delivery channels, enabling us to deliver an enhanced banking experience to our clients. As we look ahead, we will continue to take advantage of the improving macro environment while expanding our product offerings to meet our client’s growing financial service needs, including within our mortgage operations and wealth management divisions.”

 

The Corporation’s net interest income for the three months ended September 30, 2021 was $16.0 million, an increase of 7.1 percent when compared to $15.0 million for the same period in 2020. For the nine months ended September 30, 2021, net interest income was $46.4 million, an increase of $1.2 million or 2.6 percent compared to $45.2 million for the nine months ended September 30, 2020. The Corporation’s tax-equivalent net interest margin (NIM) was 2.91 percent for the first nine months of 2021, compared to 3.17 percent for the same period in 2020 and 2.80 percent for the quarter ended June 30, 2021. The growth of lower cost core deposits and resulting near term growth in short-term investments served to dilute the reported NIM while having minimal impact on net interest income. Deposits continued to shift to lower cost core deposits, reducing our cost of deposits by 46 basis points as compared to the quarter ended September 30, 2020 and 11 basis points on a linked quarter basis.

 

The provision for loan losses for the three months ended September 30, 2021 was $349,000 compared to $1.9 million for the same period in 2020. For the nine months ended September 30, 2021, the provision for loan losses was $1.9 million compared to $13.9 million for the first nine months of 2020. For the three and nine month periods ended September 30, 2021, the decreased provision expense was attributed primarily to charge-offs arising from several commercial lending relationships during the third quarter of the prior period. Changes in the external environment created by the COVID-19 pandemic continue to impact the qualitative factors for certain loan segments in the allowance for loan loss analysis, but to a lesser extent than in the prior period. The Corporation’s nonperforming assets ratio was 2.75 percent as of September 30, 2021, an increase from the nonperforming assets ratio as of June 30, 2021 of 2.59 percent.

  

Noninterest income for the third quarter 2021 was $4.1 million, a decrease of $136,000 or 3.2 percent, as compared to noninterest income of $4.2 million for the third quarter 2020. The decrease was primarily due to lower gains on sales of mortgage loans recognized during the current quarter, partially offset by higher income in all other categories as compared to the prior period. For the first nine months of 2021, noninterest income was $11.9 million, an increase of $690,000 or 6.2 percent, as compared to noninterest income of $11.2 million for the first nine months of 2020. Excluding the impairment loss on the sale of the Dover Financial Center, noninterest income for the nine months ended September 30, 2021 was $13.1 million as compared to noninterest income of $11.2 million for the prior year period, an increase of 17 percent as higher wealth management fees, service charges on deposits, income from bank owned life insurance and gains on sale of loans held for sale have each contributed to the increase in recurring noninterest income.

 

Noninterest expense was $13.7 million for the third quarter 2021, an increase of $1.0 million or 8.2 percent, as compared to noninterest expense of $12.6 million for the third quarter 2020. Personnel, professional and legal and marketing expenses increased in the third quarter 2021 compared to the same period in 2020. For the first nine months of 2021, noninterest expense totaled $41.1 million, an increase of $3.1 million or 8.0 percent compared to $38.1 million for the first nine months of 2020. Increased personnel expense was the primary factor in the increase year over year.

 

Income tax expense for the quarter ended September 30, 2021 was $1.4 million, compared to $1.0 million, for the same period in 2020. The effective tax rate for the three months ended September 30, 2021 and September 30, 2020 was 22.2 percent and 22.3 percent, respectively. Income tax expense for the nine months ended September 30, 2021 was $3.3 million, compared to $772,000 for the nine months ended September 30, 2020. The effective tax rate for the nine months ended September 30, 2021 and September 30, 2020 was 21.6 percent and 17.3 percent, respectively.

 

Dividend Declared and Stock Buyback

 

On October 12, 2021, the Board of Directors of the Corporation declared a regular quarterly cash dividend of $0.15 per share, payable on November 9, 2021 to shareholders of record at the close of business on October 26, 2021. The payment of this $0.15 per share cash dividend for the fourth quarter 2021 is $0.02 or 15 percent higher than the combined regular cash dividend and special cash dividend paid in each of the three prior quarters.

 
 

 

The Corporation repurchased 164,820 shares at a weighted average price of $22.34 per share during the third quarter 2021.

 

COVID-19

The third quarter brought an escalation of COVID-19 cases to our Pennsylvania and Maryland markets. The Delta variant attributed to some of the rise in local cases. Mask requirements were re-instated for associates interacting with the public along with social distancing and limiting large gatherings to address the changing conditions.

 

The process of associates returning to the office in a phased and hybrid approach was completed in August. The long-term remote work policy that was adopted earlier this year allows a portion of positions to work remotely on an ad hoc, part-time or full-time basis. The COVID-19 Task Force continues to prepare for the possible requirement set forth by the Biden Administration to require all associates to be vaccinated or require weekly COVID testing.

 

At the time of this release, all Financial Centers are operating with regular lobby and drive thru hours. All Retirement Community Office lobbies are open.

 

PeoplesBank continues to responsibly and prudently extend credit to qualified borrowers. To date, the Bank has processed Paycheck Protection Program (PPP) loans totaling approximately $250 million. PeoplesBank has successfully worked with borrowers and SBA to process forgiveness on 82.6 percent of total PPP loans processed. Currently, $37.4 million of round one and two PPP loans remain outstanding.

 

Board News 

The Corporation announced in September that as part of the Corporation’s long-term succession plan, the Board of Directors has appointed Craig L. Kauffman as President and CEO of the Corporation effective October 1, 2021. He succeeds Larry J. Miller, who served the Corporation as President and CEO since its inception in 1986. Mr. Miller will continue to serve as Executive Chair of the Corporation and PeoplesBank until December 31, 2021.

 

Awards 

For the second year in a row, PeoplesBank Wealth Management was recognized in July 2021 as a Pohl Consulting and Training, Inc. Top Performer for maintaining the highest average operating profit over the last five years and maintaining the highest average revenue growth for the same period.

 

In September 2021, PeoplesBank was recognized as 2021 Readers’ Choice for Best Mortgage Lender by readers of the Evening Sun in Hanover. This is the Mortgage team’s second recognition this year. In May, the York Daily Record readers also recognized PeoplesBank for Best Mortgage Lender and Best Bank.

 

Business Lines 

The Bank executed on several initiatives within the retail division in the third quarter. In August, the West York Financial Center was refreshed and converted to the first Connections Center concept in the York market. The enhancements include a concierge desk to assist clients with becoming more digitally engaged, a large touchscreen for clients to create a personal or business PeoplesBank Vision Board, booth seating and a conversation room to engage with a Financial Mentor. The enhancements were completed to correspond with the September closing of the Dover Financial Center, which is located three miles from the West York location. This closure creates cost efficiencies of $400,000 per year. A full-service ATM remains in place at the Dover location to continue to serve clients.

 

The Bank has received regulatory approval to relocate the Hunt Valley Financial Center to a larger, more centrally located and more visible area, within close proximity to the current Hunt Valley location. This new location will serve as the first Connections Center in Maryland and is expected to open in the first quarter of 2022. This new location will allow us to consolidate business, mortgage, and wealth operations in Maryland contributing to our overall strategy of optimizing our delivery channels and provide clients an enhanced retail banking experience.

  

The PeoplesBank Vision Board experience fully launched in all financial centers on tablets and touchscreens in September. This new tool provides a unique ability for associates to interact with clients in deeper conversations about their future financial goals, resulting in opportunities to deepen relationships and enhance cross selling capabilities, driving future revenue growth. Approximately 860 consumer and business vision boards were completed in the third quarter.

 

A full rollout of the new PeoplesBank Momentum Checking and Savings launched in all markets in mid-August. This new consumer rewards checking and savings product offers a round-up savings feature for all account holders and cash back rewards and ATM rebates when direct deposit requirements are met.

 

The Mortgage Banking Division successfully piloted a new online mortgage application in the third quarter. The pilot has shown a 50% reduction in loan processing time per loan. A broader rollout is planned for the fourth quarter. In addition, a new Zero Down Loan, which is a second lien 30-year mortgage used to cover down payments, launched in the third quarter. This new loan is available to first time homebuyers who meet specific income requirements and clients buying a home in low to moderate income census tracks. In addition, several niche mortgage products were developed and approved including mortgages for medical professionals, private wealth clients and self-employed borrowers. These new mortgage offerings are expected to be available in the fourth quarter.

 

PeoplesBank has successfully migrated small business clients to its personal online banking platform. In addition, enhancements are being made to the Business Banking lending process to allow the Bank to be more profitable in originating small loans online and also improve the client experience. Rollout of new small business products with streamlined underwriting and electronic small business loan applications are planned for early 2022.

 

About Codorus Valley Bancorp, Inc.

 

Codorus Valley Bancorp, Inc. is the largest independent financial services holding company headquartered in York, Pennsylvania. Codorus Valley primarily operates through its financial services subsidiary, PeoplesBank, A Codorus Valley Company. PeoplesBank offers a full range of consumer, business, wealth management, and mortgage services at financial centers located in communities throughout South Central Pennsylvania and Central Maryland. Codorus Valley Bancorp, Inc.’s Common Stock is listed on the NASDAQ Global Market under the symbol CVLY.

 
 

 

Forward-looking Statements

 

Codorus Valley Bancorp, Inc. has made forward-looking statements in this Press Release. These forward-looking statements are subject to risks and uncertainties. Forward-looking statements include information concerning possible or assumed future results of operations of the Corporation and its subsidiaries. When words such as “believes,” “expects,” “anticipates,” or similar expressions occur in this Press Release, the Corporation is making forward-looking statements. Note that many factors could affect the future financial results of the Corporation and its subsidiaries, both individually and collectively, and could cause those results to differ materially from those expressed in the forward-looking statements contained in this Press Release. Those factors include, but are not limited to: the recent and continuing COVID-19 pandemic which poses risks and may harm the Corporation’s business and results of operations in future quarters, credit risk, changes in market interest rates, inability to achieve merger-related synergies, competition, economic downturn or recession, and government regulation and supervision. The Corporation provides greater detail regarding these as well as other factors in its 2020 Form 10-K and 2021 Form 10-Qs, including Risk Factors sections of those reports, and in its subsequent SEC filings. The Corporation undertakes no obligation to update or revise any forward-looking statements.

 

Accounting standards require the consideration of subsequent events occurring after the balance sheet date for matters that require adjustment to, or disclosure in, the consolidated financial statements. The review period for subsequent events extends up to and includes the filing date of a public company’s financial statements when filed with the Securities and Exchange Commission. Accordingly, the consolidated financial information in this announcement is subject to change.

 

Questions or comments concerning this Press Release should be directed to:

 

Codorus Valley Bancorp, Inc.

Craig L. Kauffman

 

Larry D. Pickett, CPA

President and CEO

 

Treasurer

717-747-1501

 

717-747-1502

ckauffman@peoplesbanknet.com

 

lpickett@peoplesbanknet.com
 
 

 

Codorus Valley Bancorp, Inc.  

Financial Highlights

 

Condensed Consolidated Statements of Income (Unaudited) 

(in thousands of dollars, except per share data)

 

   Quarterly   Year-to-Date 
   3rd Qtr   2nd Qtr   3rd Qtr   September 30, 
   2021   2021   2020   2021   2020 
Interest income  $18,301   $17,496   $18,411   $54,172   $57,438 
Interest expense   2,253    2,582    3,430    7,733    12,190 
Net interest income   16,048    14,914    14,981    46,439    45,248 
Provision for loan losses   349    352    1,930    1,932    13,915 
Noninterest income   4,108    3,351    4,244    11,892    11,202 
Noninterest expense   13,659    13,780    12,629    41,145    38,078 
Income before income taxes   6,148    4,133    4,666    15,254    4,457 
 Provision for income taxes   1,365    851    1,042    3,289    772 
Net income  $4,783   $3,282   $3,624   $11,965   $3,685 
Basic earnings per share  $0.49   $0.33   $0.37   $1.22   $0.38 
Diluted earnings per share  $0.49   $0.33   $0.37   $1.22   $0.38 

 

Condensed Consolidated Statements of Financial Condition (Unaudited) 

(in thousands of dollars)

 

   September 30,   December 31,   September 30, 
   2021   2020   2020 
Cash and short term investments  $491,417   $335,793   $241,509 
Investment securities   225,887    187,595    200,389 
Loans   1,533,756    1,560,570    1,588,828 
Allowance for loan losses   (22,336)   (21,264)   (20,909)
Net loans   1,511,420    1,539,306    1,567,919 
Premises and equipment, net   21,993    25,206    25,785 
Operating leases right-of-use assets   1,915    2,386    2,534 
Goodwill   2,301    2,301    2,301 
Other assets   75,223    69,612    68,534 
Total assets  $2,330,156   $2,162,199   $2,108,971 
                
Deposits  $2,049,360   $1,863,539   $1,845,873 
Borrowed funds   33,886    55,146    55,922 
Subordinated debentures   30,663    30,602    0 
Operating leases liability   2,031    2,515    2,669 
Other liabilities   15,504    12,437    10,246 
Shareholders' equity   198,712    197,960    194,261 
Total liabilities and shareholders' equity  $2,330,156   $2,162,199   $2,108,971 

 

 

 

 

Codorus Valley Bancorp, Inc. 

Financial Highlights

 

Selected Financial Data (Unaudited)

 

   Quarterly   Year-to-Date 
   2021   2021   2021   2020   2020   September 30, 
   3rd Qtr   2nd Qtr   1st Qtr   4th Qtr   3rd Qtr   2021   2020 
Earnings and Per Share Data                            
(in thousands, except per share data)                            
Net income  $4,783   $3,282   $3,900   $4,757   $3,624   $11,965   $3,685 
Basic earnings per share  $0.49   $0.33   $0.40   $0.49   $0.37   $1.22   $0.38 
Diluted earnings per share  $0.49   $0.33   $0.40   $0.48   $0.37   $1.22   $0.38 
Cash dividends paid per share  $0.13   $0.13   $0.13   $0.10   $0.10   $0.39   $0.42 
Book value per share  $20.72   $20.44   $20.12   $20.16   $19.83   $20.72   $19.83 
Tangible book value per share (1)  $20.48   $20.20   $19.89   $19.93   $19.60   $20.48   $19.60 
Average shares outstanding   9,699    9,816    9,842    9,804    9,792    9,785    9,774 
Average diluted shares outstanding   9,748    9,848    9,867    9,831    9,814    9,821    9,803 
                                    
Performance Ratios (%)                                   
Return on average assets (2)   0.83    0.58    0.71    0.90    0.70    0.71    0.24 
Return on average equity (2)   9.56    6.56    7.96    9.66    7.47    8.02    2.54 
Net interest margin (2)(3)   2.90    2.80    3.04    3.03    3.02    2.91    3.17 
Efficiency ratio (4)   67.33    74.81    68.36    65.56    65.27    70.02    67.07 
Net overhead ratio (2)(5)   1.66    1.85    1.69    1.60    1.61    1.73    1.78 
                                    
Asset Quality Ratios (%)                                   
Net loan charge-offs to average loans (2)   0.01    0.19    0.02    0.10    0.52    0.07    1.20 
Allowance for loan losses to total loans (6)   1.47    1.43    1.42    1.38    1.33    1.47    1.33 
Nonperforming assets to total loans and foreclosed real estate   2.75    2.59    2.55    2.56    1.29    2.75    1.29 
                                    
Capital Ratios (%)                                   
Average equity to average assets   8.70    8.88    8.97    9.32    9.31    8.85    9.59 
Tier 1 leverage capital ratio   8.92    9.11    9.39    9.58    9.51    8.92    9.51 
Common equity Tier 1 capital ratio   12.38    12.87    13.13    13.10    13.20    12.38    13.20 
Tier 1 risk-based capital ratio   13.01    13.53    13.81    13.79    13.90    13.01    13.90 
Total risk-based capital ratio   16.21    16.80    17.13    17.13    15.15    16.21    15.15 

 

(1)book value less goodwill and core deposit intangibles

(2)annualized for the quarterly periods presented

(3)net interest income (tax-equivalent) as a percentage of average interest earning assets

(4)noninterest expense as a percentage of net interest income and noninterest income (tax-equivalent)

(5)noninterest expense less noninterest income as a percentage of average assets

(6)excludes loans held for sale

 

Reconciliation of Non-GAAP Financial Measure (Tangible Book Value)

 

(in thousands, except per share data)  2021   2021   2021   2020   2020 
   3rd Qtr   2nd Qtr   1st Qtr   4th Qtr   3rd Qtr 
Total Shareholders' Equity  $198,712   $199,273   $198,751   $197,960   $194,261 
Less: Goodwill and Other Intangible Assets   (2,306)   (2,307)   (2,307)   (2,308)   (2,309)
Tangible Shareholders' Equity  $196,406   $196,966   $196,444   $195,652   $191,952 
                          
Common Shares Outstanding   9,592    9,751    9,877    9,821    9,795 
Book Value Per Share  $20.72   $20.44   $20.12   $20.16   $19.83 
                          
Book Value Per Share  $20.72   $20.44   $20.12   $20.16   $19.83 
Effect of Intangible Assets   (0.24)   (0.24)   (0.23)   (0.23)   (0.23)
Tangible Book Value Per Share  $20.48   $20.20   $19.89   $19.93   $19.60 

 

This report contains certain financial information determined by methods other than in accordance with GAAP. This non-GAAP disclosure has limitation as an analytical tool and should not be considered in isolation or as a substitute for the analysis of the Corporation's results as reported under GAAP, nor is it necessarily comparable to non-GAAP performance measures that may be presented by other companies. Our management uses this non-GAAP measure in its analysis of our performance because it believes this measure is material and will be used as a measure of our performance by investors.

 

 

 

 

ANALYSIS OF NET INTEREST INCOME 

Average Balances and Interest Rates, Taxable-Equivalent Basis (Unaudited)

 

   Three Months Ended 
   September 30, 2021   June 30, 2021   September 30, 2020 
(Dollars in thousands)  Average
Balance		   Taxable-Equivalent Interest   Taxable-Equivalent Rate   Average
Balance		   Taxable-Equivalent Interest   Taxable-Equivalent Rate   Average
Balance		   Taxable-Equivalent Interest   Taxable-Equivalent Rate 
                                     
Assets                                             
Interest bearing deposits with banks  $454,474   $174    0.15%  $383,440   $105    0.11%  $221,701   $57    0.10%
Investment securities:                                             
Taxable   193,854    933    1.91    170,961    813    1.91    143,448    652    1.81 
Tax-exempt   21,594    109    2.00    20,600    108    2.10    19,635    141    2.86 
Total investment securities   215,448    1,042    1.92    191,561    921    1.93    163,083    793    1.93 
Loans:                                             
Taxable (1)   1,519,946    17,028    4.44    1,564,672    16,419    4.21    1,591,152    17,528    4.38 
Tax-exempt   9,430    99    4.17    9,078    91    4.02    7,358    77    4.16 
Total loans   1,529,376    17,127    4.44    1,573,750    16,510    4.21    1,598,510    17,605    4.38 
Total earning assets   2,199,298    18,343    3.31    2,148,751    17,536    3.27    1,983,294    18,455    3.70 
Other assets (2)   102,294              103,034              101,859           
Total assets  $2,301,592             $2,251,785             $2,085,153           
Liabilities and Shareholders' Equity                                             
Deposits:                                             
Interest bearing demand  $906,383    451    0.20%  $836,011   $426    0.20%  $467,579   $525    0.27%
Savings   139,940    18    0.05    131,528    17    0.05    104,015    15    0.06 
Time   500,718    1,255    0.99    518,325    1,506    1.17    548,865    2,571    1.86 
Total interest bearing deposits   1,547,041    1,724    0.44    1,485,864    1,949    0.53    1,420,459    3,111    0.87 
Short-term borrowings   11,890    12    0.40    10,617    10    0.38    9,276    9    0.39 
Long-term debt   54,363    517    3.77    71,249    623    3.51    49,379    310    2.50 
Total interest bearing liabilities   1,613,294    2,253    0.55    1,567,730    2,582    0.66    1,479,114    3,430    0.92 
Noninterest bearing deposits   474,796              470,530              402,648           
Other liabilities   13,289              13,529              9,311           
Shareholders' equity   200,213              199,996              194,080           
Total liabilities and shareholders' equity  $2,301,592             $2,251,785             $2,085,153           
Net interest income (tax equivalent basis)       $16,090             $14,954             $15,025      
Net interest margin (3)             2.90%             2.80%             3.01%
Tax equivalent adjustment        (42)             (40)             (44)     
Net interest income       $16,048             $14,914             $14,981      

 

(1)Average balances include nonaccrual loans.

(2)Average balances include bank owned life insurance and foreclosed real estate.

(3)Net interest income (tax-equivalent basis) annualized as a percentage of average interest earning assets.

 

 

 

 

ANALYSIS OF NET INTEREST INCOME 

Average Balances and Interest Rates, Taxable-Equivalent Basis (Unaudited)

 

   Nine Months Ended 
   September 30, 2021   September 30, 2020 
(Dollars in thousands)  Average
Balance		   Taxable-Equivalent Interest   Taxable-Equivalent Rate   Average
Balance		   Taxable-Equivalent Interest   Taxable-Equivalent Rate 
                         
Assets                              
Interest bearing deposits with banks  $388,176   $360    0.12%  $183,152   $497    0.36%
Investment securities:                              
Taxable   171,402    2,354    1.84    142,406    2,328    2.18 
Tax-exempt   20,585    335    2.18    21,499    474    2.95 
Total investment securities   191,987    2,689    1.87    163,905    2,802    2.28 
Loans:                              
Taxable (1)   1,550,637    50,962    4.39    1,558,421    53,996    4.63 
Tax-exempt   9,467    287    4.05    9,754    297    4.07 
Total loans   1,560,104    51,249    4.39    1,568,175    54,293    4.62 
Total earning assets   2,140,267    54,298    3.39    1,915,232    57,592    4.02 
Other assets (2)   106,513              99,283           
Total assets  $2,246,780             $2,014,515           
Liabilities and Shareholders' Equity                              
Deposits:                              
Interest bearing demand  $852,489    1,306    0.20%  $736,686   $2,476    0.45%
Savings   129,780    49    0.05    96,385    50    0.07 
Time   516,064    4,538    1.18    551,617    8,362    2.02 
Total interest bearing deposits   1,498,333    5,893    0.53    1,384,688    10,888    1.05 
Short-term borrowings   10,096    30    0.40    8,188    29    0.47 
Long-term debt   68,331    1,810    3.54    66,754    1,273    2.55 
Total interest bearing liabilities   1,576,760    7,733    0.66    1,459,630    12,190    1.12 
Noninterest bearing deposits   456,497              349,717           
Other liabilities   14,717              11,876           
Shareholders' equity   198,806              193,292           
Total liabilities
and shareholders' equity		  $2,246,780             $2,014,515           
Net interest income (tax equivalent basis)       $46,565             $45,402      
Net interest margin (3)             2.91%             3.17%
Tax equivalent adjustment        (126)             (154)     
Net interest income       $46,439             $45,248      

 

(1)Average balances include nonaccrual loans.

(2)Average balances include bank owned life insurance and foreclosed real estate.

(3)Net interest income (tax-equivalent basis) annualized as a percentage of average interest earning assets.

 

 

 

 EX-101.SCH 3 cvly-20201013.xsd XBRL SCHEMA FILE 00000001 - Document - Cover link:presentationLink link:calculationLink link:definitionLink EX-101.LAB 4 cvly-20201013_lab.xml XBRL LABEL FILE Cover [Abstract] Document Type Amendment Flag Amendment Description Document Registration Statement Document Annual Report Document Quarterly Report Document Transition Report Document Shell Company Report Document Shell Company Event Date Document Period Start Date Document Period End Date Document Fiscal Period Focus Document Fiscal Year Focus Current Fiscal Year End Date Entity File Number Entity Registrant Name Entity Central Index Key Entity Primary SIC Number Entity Tax Identification Number Entity Incorporation, State or Country Code Entity Address, Address Line One Entity Address, Address Line Two Entity Address, Address Line Three Entity Address, City or Town Entity Address, State or Province Entity Address, Country Entity Address, Postal Zip Code Country Region City Area Code Local Phone Number Extension Written Communications Soliciting Material Pre-commencement Tender Offer Pre-commencement Issuer Tender Offer Title of 12(b) Security No Trading Symbol Flag Trading Symbol Security Exchange Name Title of 12(g) Security Security Reporting Obligation Annual Information Form Audited Annual Financial Statements Entity Well-known Seasoned Issuer Entity Voluntary Filers Entity Current Reporting Status Entity Interactive Data Current Entity Filer Category Entity Small Business Entity Emerging Growth Company Elected Not To Use the Extended Transition Period Document Accounting Standard Other Reporting Standard Item Number Entity Shell Company Entity Public Float Entity Bankruptcy Proceedings, Reporting Current Entity Common Stock, Shares Outstanding Documents Incorporated by Reference [Text Block] EX-101.PRE 5 cvly-20201013_pre.xml XBRL PRESENTATION FILE GRAPHIC 6 img001.jpg GRAPHIC begin 644 img001.jpg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end XML 7 codorus211339_8k_htm.xml IDEA: XBRL DOCUMENT 0000806279 2021-10-28 2021-10-28 iso4217:USD shares iso4217:USD shares 0000806279 false 8-K 2021-10-28 CODORUS VALLEY BANCORP, INC. PA 0-15536 23-2428543 105 Leader Heights Road PO Box 2887 York PA 17405-2887 717 747-1519 Common Stock, $2.50 par value CVLY NASDAQ false false false false false XML 8 R1.htm IDEA: XBRL DOCUMENT v3.21.2
Cover
Oct. 28, 2021
Cover [Abstract]  
Document Type 8-K
Amendment Flag false
Document Period End Date Oct. 28, 2021
Entity File Number 0-15536
Entity Registrant Name CODORUS VALLEY BANCORP, INC.
Entity Central Index Key 0000806279
Entity Tax Identification Number 23-2428543
Entity Incorporation, State or Country Code PA
Entity Address, Address Line One 105 Leader Heights Road
Entity Address, Address Line Two PO Box 2887
Entity Address, City or Town York
Entity Address, State or Province PA
Entity Address, Postal Zip Code 17405-2887
City Area Code 717
Local Phone Number 747-1519
Written Communications false
Soliciting Material false
Pre-commencement Tender Offer false
Pre-commencement Issuer Tender Offer false
Title of 12(b) Security Common Stock, $2.50 par value
Trading Symbol CVLY
Security Exchange Name NASDAQ
Entity Emerging Growth Company false

EXCEL 9 Financial_Report.xlsx IDEA: XBRL DOCUMENT begin 644 Financial_Report.xlsx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end XML 10 Show.js IDEA: XBRL DOCUMENT // Edgar(tm) Renderer was created by staff of the U.S. Securities and Exchange Commission. Data and content created by government employees within the scope of their employment are not subject to domestic copyright protection. 17 U.S.C. 105. var Show={};Show.LastAR=null,Show.showAR=function(a,r,w){if(Show.LastAR)Show.hideAR();var e=a;while(e&&e.nodeName!='TABLE')e=e.nextSibling;if(!e||e.nodeName!='TABLE'){var ref=((window)?w.document:document).getElementById(r);if(ref){e=ref.cloneNode(!0); e.removeAttribute('id');a.parentNode.appendChild(e)}} if(e)e.style.display='block';Show.LastAR=e};Show.hideAR=function(){Show.LastAR.style.display='none'};Show.toggleNext=function(a){var e=a;while(e.nodeName!='DIV')e=e.nextSibling;if(!e.style){}else if(!e.style.display){}else{var d,p_;if(e.style.display=='none'){d='block';p='-'}else{d='none';p='+'} e.style.display=d;if(a.textContent){a.textContent=p+a.textContent.substring(1)}else{a.innerText=p+a.innerText.substring(1)}}} XML 11 report.css IDEA: XBRL DOCUMENT /* Updated 2009-11-04 */ /* v2.2.0.24 */ /* DefRef Styles */ ..report table.authRefData{ background-color: #def; border: 2px solid #2F4497; font-size: 1em; position: absolute; } ..report table.authRefData a { display: block; font-weight: bold; } ..report table.authRefData p { margin-top: 0px; } ..report table.authRefData .hide { background-color: #2F4497; padding: 1px 3px 0px 0px; text-align: right; } ..report table.authRefData .hide a:hover { background-color: #2F4497; } ..report table.authRefData .body { height: 150px; overflow: auto; width: 400px; } ..report table.authRefData table{ font-size: 1em; } /* Report Styles */ ..pl a, .pl a:visited { color: black; text-decoration: none; } /* table */ ..report { background-color: white; border: 2px solid #acf; clear: both; color: black; font: normal 8pt Helvetica, Arial, san-serif; margin-bottom: 2em; } ..report hr { border: 1px solid #acf; } /* Top labels */ ..report th { background-color: #acf; color: black; font-weight: bold; text-align: center; } ..report th.void { background-color: transparent; color: #000000; font: bold 10pt Helvetica, Arial, san-serif; text-align: left; } ..report .pl { text-align: left; vertical-align: top; white-space: normal; width: 200px; white-space: normal; /* word-wrap: break-word; */ } ..report td.pl a.a { cursor: pointer; display: block; width: 200px; overflow: hidden; } ..report td.pl div.a { width: 200px; } ..report td.pl a:hover { background-color: #ffc; } /* Header rows... */ ..report tr.rh { background-color: #acf; color: black; font-weight: bold; } /* Calendars... */ ..report .rc { background-color: #f0f0f0; } /* Even rows... */ ..report .re, .report .reu { background-color: #def; } ..report .reu td { border-bottom: 1px solid black; } /* Odd rows... */ ..report .ro, .report .rou { background-color: white; } ..report .rou td { border-bottom: 1px solid black; } ..report .rou table td, .report .reu table td { border-bottom: 0px solid black; } /* styles for footnote marker */ ..report .fn { white-space: nowrap; } /* styles for numeric types */ ..report .num, .report .nump { text-align: right; white-space: nowrap; } ..report .nump { padding-left: 2em; } ..report .nump { padding: 0px 0.4em 0px 2em; } /* styles for text types */ ..report .text { text-align: left; white-space: normal; } ..report .text .big { margin-bottom: 1em; width: 17em; } ..report .text .more { display: none; } ..report .text .note { font-style: italic; font-weight: bold; } ..report .text .small { width: 10em; } ..report sup { font-style: italic; } ..report .outerFootnotes { font-size: 1em; } XML 12 FilingSummary.xml IDEA: XBRL DOCUMENT 3.21.2 html 1 96 1 false 0 0 false 3 false false R1.htm 00000001 - Document - Cover Sheet http://peoplesbanknet.com/role/Cover Cover Cover 1 false false All Reports Book All Reports codorus211339_8k.htm codorus211339_ex99-1.htm cvly-20201013.xsd cvly-20201013_lab.xml cvly-20201013_pre.xml http://xbrl.sec.gov/dei/2020-01-31 true false JSON 14 MetaLinks.json IDEA: XBRL DOCUMENT { "instance": { "codorus211339_8k.htm": { "axisCustom": 0, "axisStandard": 0, "contextCount": 1, "dts": { "definitionLink": { "remote": [ "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-eedm-def-2020-01-31.xml", "http://xbrl.fasb.org/srt/2020/elts/srt-eedm1-def-2020-01-31.xml" ] }, "inline": { "local": [ "codorus211339_8k.htm" ] }, "labelLink": { "local": [ "cvly-20201013_lab.xml" ] }, "presentationLink": { "local": [ "cvly-20201013_pre.xml" ] }, "schema": { "local": [ "cvly-20201013.xsd" ], "remote": [ "http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd", "http://www.xbrl.org/2003/xl-2003-12-31.xsd", "http://www.xbrl.org/2003/xlink-2003-12-31.xsd", "https://xbrl.sec.gov/dei/2020/dei-2020-01-31.xsd", "http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd", "http://www.xbrl.org/2005/xbrldt-2005.xsd", "http://www.xbrl.org/dtr/type/nonNumeric-2009-12-16.xsd", "http://www.xbrl.org/dtr/type/numeric-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd", "http://www.xbrl.org/lrr/role/net-2009-12-16.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-gaap-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-roles-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-2020-01-31.xsd", "http://www.xbrl.org/2006/ref-2006-02-27.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-types-2020-01-31.xsd", "http://xbrl.fasb.org/srt/2020/elts/srt-roles-2020-01-31.xsd", "https://xbrl.sec.gov/country/2020/country-2020-01-31.xsd", "http://xbrl.fasb.org/us-gaap/2020/elts/us-types-2020-01-31.xsd", "http://www.xbrl.org/lrr/role/deprecated-2009-12-16.xsd" ] } }, "elementCount": 59, "entityCount": 1, "hidden": { "http://xbrl.sec.gov/dei/2020-01-31": 2, "total": 2 }, "keyCustom": 0, "keyStandard": 96, "memberCustom": 0, "memberStandard": 0, "nsprefix": "cvly", "nsuri": "http://peoplesbanknet.com/20201013", "report": { "R1": { "firstAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "codorus211339_8k.htm", "contextRef": "From2021-10-28to2021-10-28", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" }, "groupType": "document", "isDefault": "true", "longName": "00000001 - Document - Cover", "role": "http://peoplesbanknet.com/role/Cover", "shortName": "Cover", "subGroupType": "", "uniqueAnchor": { "ancestors": [ "span", "b", "span", "p", "body", "html" ], "baseRef": "codorus211339_8k.htm", "contextRef": "From2021-10-28to2021-10-28", "decimals": null, "first": true, "lang": "en-US", "name": "dei:DocumentType", "reportCount": 1, "unique": true, "unitRef": null, "xsiNil": "false" } } }, "segmentCount": 0, "tag": { "dei_AmendmentDescription": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Description of changes contained within amended document.", "label": "Amendment Description" } } }, "localname": "AmendmentDescription", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "stringItemType" }, "dei_AmendmentFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.", "label": "Amendment Flag" } } }, "localname": "AmendmentFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AnnualInformationForm": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing an annual information form.", "label": "Annual Information Form" } } }, "localname": "AnnualInformationForm", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_AuditedAnnualFinancialStatements": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag with value true on a form if it is an annual report containing audited financial statements.", "label": "Audited Annual Financial Statements" } } }, "localname": "AuditedAnnualFinancialStatements", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_CityAreaCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Area code of city", "label": "City Area Code" } } }, "localname": "CityAreaCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CountryRegion": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Region code of country", "label": "Country Region" } } }, "localname": "CountryRegion", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_CoverAbstract": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Cover page.", "label": "Cover [Abstract]" } } }, "localname": "CoverAbstract", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "xbrltype": "stringItemType" }, "dei_CurrentFiscalYearEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "End date of current fiscal year in the format --MM-DD.", "label": "Current Fiscal Year End Date" } } }, "localname": "CurrentFiscalYearEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "gMonthDayItemType" }, "dei_DocumentAccountingStandard": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "The basis of accounting the registrant has used to prepare the financial statements included in this filing This can either be 'U.S. GAAP', 'International Financial Reporting Standards', or 'Other'.", "label": "Document Accounting Standard" } } }, "localname": "DocumentAccountingStandard", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "accountingStandardItemType" }, "dei_DocumentAnnualReport": { "auth_ref": [ "r9", "r11", "r12" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an annual report.", "label": "Document Annual Report" } } }, "localname": "DocumentAnnualReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentFiscalPeriodFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.", "label": "Document Fiscal Period Focus" } } }, "localname": "DocumentFiscalPeriodFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "fiscalPeriodItemType" }, "dei_DocumentFiscalYearFocus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.", "label": "Document Fiscal Year Focus" } } }, "localname": "DocumentFiscalYearFocus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "gYearItemType" }, "dei_DocumentPeriodEndDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The end date of the period reflected on the cover page if a periodic report. For all other reports and registration statements containing historical data, it is the date up through which that historical data is presented. If there is no historical data in the report, use the filing date. The format of the date is YYYY-MM-DD.", "label": "Document Period End Date" } } }, "localname": "DocumentPeriodEndDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentPeriodStartDate": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The start date of the period covered in the document, in YYYY-MM-DD format.", "label": "Document Period Start Date" } } }, "localname": "DocumentPeriodStartDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentQuarterlyReport": { "auth_ref": [ "r10" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as an quarterly report.", "label": "Document Quarterly Report" } } }, "localname": "DocumentQuarterlyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentRegistrationStatement": { "auth_ref": [ "r18" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a registration statement.", "label": "Document Registration Statement" } } }, "localname": "DocumentRegistrationStatement", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentShellCompanyEventDate": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "Date of event requiring a shell company report.", "label": "Document Shell Company Event Date" } } }, "localname": "DocumentShellCompanyEventDate", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "dateItemType" }, "dei_DocumentShellCompanyReport": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true for a Shell Company Report pursuant to section 13 or 15(d) of the Exchange Act.", "label": "Document Shell Company Report" } } }, "localname": "DocumentShellCompanyReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentTransitionReport": { "auth_ref": [ "r13" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a form used as a transition report.", "label": "Document Transition Report" } } }, "localname": "DocumentTransitionReport", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_DocumentType": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.", "label": "Document Type" } } }, "localname": "DocumentType", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "submissionTypeItemType" }, "dei_DocumentsIncorporatedByReferenceTextBlock": { "auth_ref": [ "r1" ], "lang": { "en-us": { "role": { "documentation": "Documents incorporated by reference.", "label": "Documents Incorporated by Reference [Text Block]" } } }, "localname": "DocumentsIncorporatedByReferenceTextBlock", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "textBlockItemType" }, "dei_EntityAddressAddressLine1": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 1 such as Attn, Building Name, Street Name", "label": "Entity Address, Address Line One" } } }, "localname": "EntityAddressAddressLine1", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine2": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 2 such as Street or Suite number", "label": "Entity Address, Address Line Two" } } }, "localname": "EntityAddressAddressLine2", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressAddressLine3": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Address Line 3 such as an Office Park", "label": "Entity Address, Address Line Three" } } }, "localname": "EntityAddressAddressLine3", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCityOrTown": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the City or Town", "label": "Entity Address, City or Town" } } }, "localname": "EntityAddressCityOrTown", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressCountry": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "ISO 3166-1 alpha-2 country code.", "label": "Entity Address, Country" } } }, "localname": "EntityAddressCountry", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "countryCodeItemType" }, "dei_EntityAddressPostalZipCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Code for the postal or zip code", "label": "Entity Address, Postal Zip Code" } } }, "localname": "EntityAddressPostalZipCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityAddressStateOrProvince": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Name of the state or province.", "label": "Entity Address, State or Province" } } }, "localname": "EntityAddressStateOrProvince", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "stateOrProvinceItemType" }, "dei_EntityBankruptcyProceedingsReportingCurrent": { "auth_ref": [ "r4" ], "lang": { "en-us": { "role": { "documentation": "For registrants involved in bankruptcy proceedings during the preceding five years, the value Yes indicates that the registrant has filed all documents and reports required to be filed by Section 12, 13 or 15(d) of the Securities Exchange Act of 1934 subsequent to the distribution of securities under a plan confirmed by a court; the value No indicates the registrant has not. Registrants not involved in bankruptcy proceedings during the preceding five years should not report this element.", "label": "Entity Bankruptcy Proceedings, Reporting Current" } } }, "localname": "EntityBankruptcyProceedingsReportingCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityCentralIndexKey": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.", "label": "Entity Central Index Key" } } }, "localname": "EntityCentralIndexKey", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "centralIndexKeyItemType" }, "dei_EntityCommonStockSharesOutstanding": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.", "label": "Entity Common Stock, Shares Outstanding" } } }, "localname": "EntityCommonStockSharesOutstanding", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "sharesItemType" }, "dei_EntityCurrentReportingStatus": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Current Reporting Status" } } }, "localname": "EntityCurrentReportingStatus", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityEmergingGrowthCompany": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicate if registrant meets the emerging growth company criteria.", "label": "Entity Emerging Growth Company" } } }, "localname": "EntityEmergingGrowthCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityExTransitionPeriod": { "auth_ref": [ "r17" ], "lang": { "en-us": { "role": { "documentation": "Indicate if an emerging growth company has elected not to use the extended transition period for complying with any new or revised financial accounting standards.", "label": "Elected Not To Use the Extended Transition Period" } } }, "localname": "EntityExTransitionPeriod", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityFileNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.", "label": "Entity File Number" } } }, "localname": "EntityFileNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "fileNumberItemType" }, "dei_EntityFilerCategory": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicate whether the registrant is one of the following: Large Accelerated Filer, Accelerated Filer, Non-accelerated Filer. Definitions of these categories are stated in Rule 12b-2 of the Exchange Act. This information should be based on the registrant's current or most recent filing containing the related disclosure.", "label": "Entity Filer Category" } } }, "localname": "EntityFilerCategory", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "filerCategoryItemType" }, "dei_EntityIncorporationStateCountryCode": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Two-character EDGAR code representing the state or country of incorporation.", "label": "Entity Incorporation, State or Country Code" } } }, "localname": "EntityIncorporationStateCountryCode", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "edgarStateCountryItemType" }, "dei_EntityInteractiveDataCurrent": { "auth_ref": [ "r15" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).", "label": "Entity Interactive Data Current" } } }, "localname": "EntityInteractiveDataCurrent", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityPrimarySicNumber": { "auth_ref": [ "r12" ], "lang": { "en-us": { "role": { "documentation": "Primary Standard Industrial Classification (SIC) Number for the Entity.", "label": "Entity Primary SIC Number" } } }, "localname": "EntityPrimarySicNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "sicNumberItemType" }, "dei_EntityPublicFloat": { "auth_ref": [], "crdr": "credit", "lang": { "en-us": { "role": { "documentation": "The aggregate market value of the voting and non-voting common equity held by non-affiliates computed by reference to the price at which the common equity was last sold, or the average bid and asked price of such common equity, as of the last business day of the registrant's most recently completed second fiscal quarter.", "label": "Entity Public Float" } } }, "localname": "EntityPublicFloat", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "monetaryItemType" }, "dei_EntityRegistrantName": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.", "label": "Entity Registrant Name" } } }, "localname": "EntityRegistrantName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_EntityShellCompany": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the registrant is a shell company as defined in Rule 12b-2 of the Exchange Act.", "label": "Entity Shell Company" } } }, "localname": "EntityShellCompany", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntitySmallBusiness": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "Indicates that the company is a Smaller Reporting Company (SRC).", "label": "Entity Small Business" } } }, "localname": "EntitySmallBusiness", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_EntityTaxIdentificationNumber": { "auth_ref": [ "r14" ], "lang": { "en-us": { "role": { "documentation": "The Tax Identification Number (TIN), also known as an Employer Identification Number (EIN), is a unique 9-digit value assigned by the IRS.", "label": "Entity Tax Identification Number" } } }, "localname": "EntityTaxIdentificationNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "employerIdItemType" }, "dei_EntityVoluntaryFilers": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act.", "label": "Entity Voluntary Filers" } } }, "localname": "EntityVoluntaryFilers", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_EntityWellKnownSeasonedIssuer": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Indicate 'Yes' or 'No' if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Is used on Form Type: 10-K, 10-Q, 8-K, 20-F, 6-K, 10-K/A, 10-Q/A, 20-F/A, 6-K/A, N-CSR, N-Q, N-1A.", "label": "Entity Well-known Seasoned Issuer" } } }, "localname": "EntityWellKnownSeasonedIssuer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "yesNoItemType" }, "dei_Extension": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Extension number for local phone number.", "label": "Extension" } } }, "localname": "Extension", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_LocalPhoneNumber": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Local phone number for entity.", "label": "Local Phone Number" } } }, "localname": "LocalPhoneNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "normalizedStringItemType" }, "dei_NoTradingSymbolFlag": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true only for a security having no trading symbol.", "label": "No Trading Symbol Flag" } } }, "localname": "NoTradingSymbolFlag", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_OtherReportingStandardItemNumber": { "auth_ref": [ "r11" ], "lang": { "en-us": { "role": { "documentation": "\"Item 17\" or \"Item 18\" specified when the basis of accounting is neither US GAAP nor IFRS.", "label": "Other Reporting Standard Item Number" } } }, "localname": "OtherReportingStandardItemNumber", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "otherReportingStandardItemNumberItemType" }, "dei_PreCommencementIssuerTenderOffer": { "auth_ref": [ "r5" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act.", "label": "Pre-commencement Issuer Tender Offer" } } }, "localname": "PreCommencementIssuerTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_PreCommencementTenderOffer": { "auth_ref": [ "r6" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act.", "label": "Pre-commencement Tender Offer" } } }, "localname": "PreCommencementTenderOffer", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_Security12bTitle": { "auth_ref": [ "r0" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(b) registered security.", "label": "Title of 12(b) Security" } } }, "localname": "Security12bTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_Security12gTitle": { "auth_ref": [ "r3" ], "lang": { "en-us": { "role": { "documentation": "Title of a 12(g) registered security.", "label": "Title of 12(g) Security" } } }, "localname": "Security12gTitle", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "securityTitleItemType" }, "dei_SecurityExchangeName": { "auth_ref": [ "r2" ], "lang": { "en-us": { "role": { "documentation": "Name of the Exchange on which a security is registered.", "label": "Security Exchange Name" } } }, "localname": "SecurityExchangeName", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "edgarExchangeCodeItemType" }, "dei_SecurityReportingObligation": { "auth_ref": [ "r7" ], "lang": { "en-us": { "role": { "documentation": "15(d), indicating whether the security has a reporting obligation under that section of the Exchange Act.", "label": "Security Reporting Obligation" } } }, "localname": "SecurityReportingObligation", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "securityReportingObligationItemType" }, "dei_SolicitingMaterial": { "auth_ref": [ "r8" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as soliciting material pursuant to Rule 14a-12 under the Exchange Act.", "label": "Soliciting Material" } } }, "localname": "SolicitingMaterial", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" }, "dei_TradingSymbol": { "auth_ref": [], "lang": { "en-us": { "role": { "documentation": "Trading symbol of an instrument as listed on an exchange.", "label": "Trading Symbol" } } }, "localname": "TradingSymbol", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "tradingSymbolItemType" }, "dei_WrittenCommunications": { "auth_ref": [ "r16" ], "lang": { "en-us": { "role": { "documentation": "Boolean flag that is true when the Form 8-K filing is intended to satisfy the filing obligation of the registrant as written communications pursuant to Rule 425 under the Securities Act.", "label": "Written Communications" } } }, "localname": "WrittenCommunications", "nsuri": "http://xbrl.sec.gov/dei/2020-01-31", "presentation": [ "http://peoplesbanknet.com/role/Cover" ], "xbrltype": "booleanItemType" } }, "unitCount": 3 } }, "std_ref": { "r0": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b" }, "r1": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-23" }, "r10": { "Name": "Form 10-Q", "Number": "240", "Publisher": "SEC", "Section": "308", "Subsection": "a" }, "r11": { "Name": "Form 20-F", "Number": "249", "Publisher": "SEC", "Section": "220", "Subsection": "f" }, "r12": { "Name": "Form 40-F", "Number": "249", "Publisher": "SEC", "Section": "240", "Subsection": "f" }, "r13": { "Name": "Forms 10-K, 10-Q, 20-F", "Number": "240", "Publisher": "SEC", "Section": "13", "Subsection": "a-1" }, "r14": { "Name": "Regulation 12B", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "b-2" }, "r15": { "Name": "Regulation S-T", "Number": "232", "Publisher": "SEC", "Section": "405" }, "r16": { "Name": "Securities Act", "Number": "230", "Publisher": "SEC", "Section": "425" }, "r17": { "Name": "Securities Act", "Number": "7A", "Publisher": "SEC", "Section": "B", "Subsection": "2" }, "r18": { "Name": "Securities Act", "Number": "Section", "Publisher": "SEC", "Section": "12" }, "r2": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "d1-1" }, "r3": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12", "Subsection": "g" }, "r4": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "12, 13, 15d" }, "r5": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "13e", "Subsection": "4c" }, "r6": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14d", "Subsection": "2b" }, "r7": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "15", "Subsection": "d" }, "r8": { "Name": "Exchange Act", "Number": "240", "Publisher": "SEC", "Section": "14a", "Subsection": "12" }, "r9": { "Name": "Form 10-K", "Number": "249", "Publisher": "SEC", "Section": "310" } }, "version": "2.1" } ZIP 15 0000897101-21-000858-xbrl.zip IDEA: XBRL DOCUMENT begin 644 0000897101-21-000858-xbrl.zip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end