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Consolidated Statements Of Income - USD ($)
$ in Thousands
12 Months Ended
Dec. 31, 2019
Dec. 31, 2018
Dec. 31, 2017
Interest income      
Loans, including fees $ 79,327 $ 75,471 $ 65,996
Investment securities:      
Taxable 2,972 2,330 2,496
Tax-exempt 682 1,051 1,231
Dividends 376 416 313
Other 1,960 1,053 379
Total interest income 85,317 80,321 70,415
Interest expense      
Deposits 18,709 13,553 8,138
Federal funds purchased and other short-term borrowings 42 59 316
Long-term debt 2,627 2,789 2,414
Total interest expense 21,378 16,401 10,868
Net interest income 63,939 63,920 59,547
Provision for loan losses 2,450 2,700 4,175
Net interest income after provision for loan losses 61,489 61,220 55,372
Noninterest income      
Trust and investment services fees 3,598 3,218 2,889
Income from mutual fund, annuity and insurance sales 1,055 1,031 821
Service charges on deposit accounts 4,845 4,732 4,164
Income from bank owned life insurance 1,252 972 1,028
Other income 1,965 1,650 1,107
Net gain on sales of loans held for sale 1,206 1,711 1,434
(Loss) gain on sales of securities (9) 0 79
Total noninterest income 13,912 13,314 11,522
Noninterest expense      
Personnel 30,224 29,410 26,045
Occupancy of premises, net 3,637 3,457 3,305
Furniture and equipment 3,174 3,044 2,851
Postage, stationery and supplies 720 734 765
Professional and legal 946 922 823
Marketing 1,785 1,589 1,572
FDIC insurance 473 702 723
Debit card processing 1,258 1,302 1,071
Charitable donations 1,657 2,131 1,368
Telecommunications 501 627 813
External data processing 2,473 2,144 1,690
Foreclosed real estate including provision for (recovery of) losses 776 66 (21)
Other 4,105 3,682 3,981
Total noninterest expense 51,729 49,810 44,986
Income before income taxes 23,672 24,724 21,908
Provision for income taxes 5,025 5,182 9,904
Net income $ 18,647 $ 19,542 $ 12,004
Net income per share, basic $ 1.89 $ 1.98 $ 1.22
Net income per share, diluted $ 1.88 $ 1.96 $ 1.21