Allowance For Loan Losses (Tables)

12 Months Ended

Dec. 31, 2019

Allowance For Loan Losses [Abstract]

Summary Of Allowance For Loan Losses By Loan Segment And Class

	Allowance for Loan Losses
	January 1, 2019								December 31, 2019
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,835	$	(34)	$	63	$	(601)	$	2,263
Commercial real estate investor		2,636		0		0		(71)		2,565
Residential real estate investor		3,945		(217)		12		892		4,632
Hotel/Motel		732		0		0		10		742
Wholesale & retail		1,813		(113)		0		1,875		3,575
Manufacturing		1,287		0		0		(35)		1,252
Agriculture		579		0		0		725		1,304
Other commercial		4,063		(46)		0		187		4,204
Total commercial related loans		17,890		(410)		75		2,982		20,537
Residential mortgage		126		0		0		32		158
Home equity		265		(147)		71		14		203
Other consumer		144		(162)		45		140		167
Total consumer related loans		535		(309)		116		186		528
Unallocated		719		0		0		(718)		1
Total	$	19,144	$	(719)	$	191	$	2,450	$	21,066
	Allowance for Loan Losses
	January 1, 2018								December 31, 2018
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	3,388	$	(144)	$	84	$	(493)	$	2,835
Commercial real estate investor		3,013		0		0		(377)		2,636
Residential real estate investor		2,505		(2)		80		1,362		3,945
Hotel/Motel		637		0		0		95		732
Wholesale & retail		909		0		3		901		1,813
Manufacturing		592		0		0		695		1,287
Agriculture		431		0		0		148		579
Other commercial		2,643		0		19		1,401		4,063
Total commercial related loans		14,118		(146)		186		3,732		17,890
Residential mortgage		108		(10)		10		18		126
Home equity		217		(123)		1		170		265
Other consumer		66		(203)		40		241		144
Total consumer related loans		391		(336)		51		429		535
Unallocated		2,180		0		0		(1,461)		719
Total	$	16,689	$	(482)	$	237	$	2,700	$	19,144
	Allowance for Loan Losses
	January 1, 2017								December 31, 2017
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,384	$	(1,674)	$	32	$	2,646	$	3,388
Commercial real estate investor		2,870		0		0		143		3,013
Residential real estate investor		2,517		(518)		62		444		2,505
Hotel/Motel		807		(36)		36		(170)		637
Wholesale & retail		803		0		1		105		909
Manufacturing		307		0		0		285		592
Agriculture		619		0		0		(188)		431
Other commercial		2,467		(104)		0		280		2,643
Total commercial related loans		12,774		(2,332)		131		3,545		14,118
Residential mortgage		85		0		5		18		108
Home equity		179		(223)		0		261		217
Other consumer		193		(82)		23		(68)		66
Total consumer related loans		457		(305)		28		211		391
Unallocated		1,761		0		0		419		2,180
Total	$	14,992	$	(2,637)	$	159	$	4,175	$	16,689

Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment

	Allowance for Loan Losses						Loans
	Individually		Collectively				Individually		Collectively
	Evaluated For		Evaluated For				Evaluated For		Evaluated For
(dollars in thousands)	Impairment		Impairment		Balance		Impairment		Impairment		Balance
December 31, 2019
Builder & developer	$	238	$	2,025	$	2,263	$	1,094	$	158,218	$	159,312
Commercial real estate investor		0		2,565		2,565		1,370		205,857		207,227
Residential real estate investor		1,873		2,759		4,632		5,771		242,198		247,969
Hotel/Motel		0		742		742		0		80,260		80,260
Wholesale & retail		2,537		1,038		3,575		7,457		101,781		109,238
Manufacturing		463		789		1,252		1,135		85,376		86,511
Agriculture		701		603		1,304		2,842		77,877		80,719
Other commercial		1,608		2,596		4,204		5,499		307,872		313,371
Total commercial related		7,420		13,117		20,537		25,168		1,259,439		1,284,607
Residential mortgage		0		158		158		275		94,593		94,868
Home equity		0		203		203		677		100,150		100,827
Other consumer		0		167		167		226		24,607		24,833
Total consumer related		0		528		528		1,178		219,350		220,528
Unallocated		0		1		1		0		0		0
Total	$	7,420	$	13,646	$	21,066	$	26,346	$	1,478,789	$	1,505,135
December 31, 2018
Builder & developer	$	51	$	2,784	$	2,835	$	1,185	$	153,792	$	154,977
Commercial real estate investor		0		2,636		2,636		4,552		205,949		210,501
Residential real estate investor		1,218		2,727		3,945		5,294		225,824		231,118
Hotel/Motel		0		732		732		0		77,480		77,480
Wholesale & retail		757		1,056		1,813		12,829		104,451		117,280
Manufacturing		539		748		1,287		3,026		77,049		80,075
Agriculture		0		579		579		660		64,880		65,540
Other commercial		1,114		2,949		4,063		16,139		326,700		342,839
Total commercial related		3,679		14,211		17,890		43,685		1,236,125		1,279,810
Residential mortgage		0		126		126		665		83,312		83,977
Home equity		0		265		265		611		97,408		98,019
Other consumer		0		144		144		272		23,602		23,874
Total consumer related		0		535		535		1,548		204,322		205,870
Unallocated		0		719		719		0		0		0
Total	$	3,679	$	15,465	$	19,144	$	45,233	$	1,440,447	$	1,485,680
December 31, 2017
Builder & developer	$	0	$	3,388	$	3,388	$	2,673	$	181,729	$	184,402
Commercial real estate investor		243		2,770		3,013		5,645		225,182		230,827
Residential real estate investor		0		2,505		2,505		1,210		208,204		209,414
Hotel/Motel		0		637		637		0		63,195		63,195
Wholesale & retail		0		909		909		7,912		95,128		103,040
Manufacturing		0		592		592		3,840		58,670		62,510
Agriculture		0		431		431		315		59,616		59,931
Other commercial		0		2,643		2,643		918		283,593		284,511
Total commercial related		243		13,875		14,118		22,513		1,175,317		1,197,830
Residential mortgage		0		108		108		247		79,078		79,325
Home equity		0		217		217		452		97,498		97,950
Other consumer		0		66		66		235		24,424		24,659
Total consumer related		0		391		391		934		201,000		201,934
Unallocated		0		2,180		2,180		0		0		0
Total	$	243	$	16,446	$	16,689	$	23,447	$	1,376,317	$	1,399,764