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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2019
Mar. 31, 2018
Interest income    
Loans, including fees $ 19,510 $ 17,497
Investment securities:    
Taxable 676 566
Tax-exempt 209 281
Dividends 119 123
Other 362 126
Total interest income 20,876 18,593
Interest expense    
Deposits 4,620 2,632
Federal funds purchased and other short-term borrowings 9 15
Long-term debt 716 601
Total interest expense 5,345 3,248
Net interest income 15,531 15,345
Provision for loan losses 1,050 200
Net interest income after provision for loan losses 14,481 15,145
Noninterest income    
Trust and investment services fees 840 790
Income from mutual fund, annuity and insurance sales 235 314
Service charges on deposit accounts 1,158 1,103
Income from bank owned life insurance 367 241
Other income 409 326
Gain on sales of loans held for sale 218 443
Loss on sales of securities (4) 0
Total noninterest income 3,223 3,217
Noninterest expense    
Personnel 7,706 7,812
Occupancy of premises, net 963 871
Furniture and equipment 772 814
Postage, stationery and supplies 184 172
Professional and legal 109 180
Marketing 349 408
FDIC insurance 237 168
Debit card processing 323 288
Charitable donations 845 1,509
Telecommunications 126 237
External data processing 556 447
Foreclosed real estate including provision for losses 87 9
Other 304 342
Total noninterest expense 12,561 13,257
Income before income taxes 5,143 5,105
Provision for income taxes 1,052 1,022
Net income $ 4,091 $ 4,083
Net income per share, basic $ 0.43 $ 0.44
Net income per share, diluted $ 0.43 $ 0.43