Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2019	Dec. 31, 2018
Assets
Interest bearing deposits with banks	$ 73,835	$ 69,103
Cash and due from banks	20,450	27,679
Total cash and cash equivalents	94,285	96,782
Securities, available-for-sale	149,168	149,593
Restricted investment in bank stocks, at cost	5,322	5,922
Loans held for sale	4,778	4,127
Loans (net of deferred fees of $3,699 - 2019 and $3,722 - 2018)	1,494,962	1,485,680
Less-allowance for loan losses	(20,081)	(19,144)
Net loans	1,474,881	1,466,536
Premises and equipment, net	27,137	24,724
Operating leases right-of-use assets	2,684	0
Goodwill	2,301	2,301
Other assets	64,413	57,495
Total assets	1,824,969	1,807,480
Deposits
Noninterest bearing	253,114	252,777
Interest bearing	1,249,763	1,242,503
Total deposits	1,502,877	1,495,280
Short-term borrowings	6,830	7,022
Long-term debt	116,779	115,310
Operating leases liabilities	2,864	0
Other liabilities	12,812	11,122
Total liabilities	1,642,162	1,628,734
Shareholders' equity
Preferred stock, par value $2.50 per share; 1,000,000 shares authorized; 0 shares issued and outstanding	0	0
Common stock, par value $2.50 per share; 30,000,000 shares authorized; shares issued: 9,458,193 at March 31, 2019 and 9,451,547 at December 31, 2018; and shares outstanding: 9,457,383 at March 31, 2019 and 9,451,547 at December 31, 2018	23,646	23,629
Additional paid-in capital	134,775	134,506
Retained earnings	25,217	22,837
Accumulated other comprehensive loss	(827)	(2,226)
Treasury stock, at cost; 810 shares at March 31, 2019	(4)	0
Total shareholders' equity	182,807	178,746
Total liabilities and shareholders' equity	$ 1,824,969	$ 1,807,480