Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2018

Schedule Of Risk-Based Capital Ratios And Leverage Ratios



						Minimum for				Well Capitalized
		Actual				Capital Adequacy (1)				Minimum (2)
(dollars in thousands)		Amount	Ratio			Amount	Ratio			Amount	Ratio
Codorus Valley Bancorp, Inc. (consolidated)
at September 30, 2018
Capital ratios:
Common equity Tier 1	$	175,204	11.82	%	$	94,493	6.375	%		n/a	n/a
Tier 1 risk based		185,204	12.49			116,726	7.875			n/a	n/a
Total risk based		203,438	13.73			146,371	9.875			n/a	n/a
Leverage		185,204	10.39			71,335	4.00			n/a	n/a

at December 31, 2017
Capital ratios:
Common equity Tier 1	$	162,860	11.58	%	$	80,842	5.750	%		n/a	n/a
Tier 1 risk based		172,860	12.29			101,932	7.250			n/a	n/a
Total risk based		189,549	13.48			130,051	9.250			n/a	n/a
Leverage		172,860	10.26			67,382	4.00			n/a	n/a

PeoplesBank, A Codorus Valley Company
at September 30, 2018
Capital ratios:
Common equity Tier 1	$	181,193	12.25	%	$	94,260	6.375	%	$	96,108	6.50	%
Tier 1 risk based		181,193	12.25			116,439	7.875			118,287	8.00
Total risk based		199,427	13.49			146,011	9.875			147,859	10.00
Leverage		181,193	10.18			71,188	4.00			88,986	5.00

at December 31, 2017
Capital ratios:
Common equity Tier 1	$	168,879	12.04	%	$	80,630	5.750	%	$	91,147	6.50	%
Tier 1 risk based		168,879	12.04			101,664	7.250			112,181	8.00
Total risk based		185,568	13.23			129,709	9.250			140,226	10.00
Leverage		168,879	10.05			67,234	4.00			84,043	5.00

(1) Minimum amounts and ratios as of September 30, 2018 include the third year phase in of the capital conservation buffer of 1.875 percent required by the Basel III framework. At December 31, 2017, the minimum amounts and ratios included the second year phase in of the capital conservation buffer of 1.25 percent required by the Basel III framework. The conservation buffer is to be phased in over a four year period beginning January 1, 2016, with the full 2.5 percent required as of January 1, 2019.

(2) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.