Regulatory Matters (Tables)

9 Months Ended

Sep. 30, 2016

Schedule Of Risk-Based Capital Ratios And Leverage Ratios



						Minimum for				Well Capitalized
		Actual				Capital Adequacy (1)				Minimum (2)
(dollars in thousands)		Amount	Ratio			Amount	Ratio			Amount	Ratio
Codorus Valley Bancorp, Inc. (consolidated)
at September 30, 2016
Capital ratios:
Common equity Tier 1	$	150,485	12.18	%	$	63,324	5.125	%		n/a	n/a
Tier 1 risk based		160,485	12.99			81,858	6.625			n/a	n/a
Total risk based		174,710	14.14			106,569	8.625			n/a	n/a
Leverage		160,485	10.53			60,967	4.00			n/a	n/a

at December 31, 2015
Capital ratios:
Common equity Tier 1	$	143,456	12.56	%	$	51,395	4.50	%		n/a	n/a
Tier 1 risk based		165,456	14.49			68,527	6.00			n/a	n/a
Total risk based		178,160	15.60			91,370	8.00			n/a	n/a
Leverage		165,456	11.73			56,398	4.00			n/a	n/a

PeoplesBank, A Codorus Valley Company
at September 30, 2016
Capital ratios:
Common equity Tier 1	$	156,897	12.73	%	$	63,151	5.125	%	$	80,094	6.50	%
Tier 1 risk based		156,897	12.73			81,634	6.625			98,577	8.00
Total risk based		171,122	13.89			106,279	8.625			123,222	10.00
Leverage		156,897	10.32			60,828	4.00			76,035	5.00

at December 31, 2015
Capital ratios:
Common equity Tier 1	$	149,073	13.10	%	$	51,227	4.50	%	$	73,994	6.50	%
Tier 1 risk based		149,073	13.10			68,302	6.00			91,070	8.00
Total risk based		161,777	14.21			91,070	8.00			113,837	10.00
Leverage		149,073	10.60			56,248	4.00			70,310	5.00

(1) Minimum amounts and ratios as of September 30, 2016 include the first year phase in of the capital conservation buffer of 0.625 percent required by the Basel III framework. The conservation buffer is to be phased in over a four year period beginning January 1, 2016, with the full 2.5 percent required as of January 1, 2019.

(2) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.