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Consolidated Statements Of Income - USD ($)
$ in Thousands
3 Months Ended
Mar. 31, 2016
Mar. 31, 2015
Interest income    
Loans, including fees $ 13,811 $ 12,307
Investment securities:    
Taxable 702 780
Tax-exempt 425 422
Dividends 68 158
Other 8 19
Total interest income 15,014 13,686
Interest expense    
Deposits 1,510 1,640
Federal funds purchased and other short-term borrowings 54 41
Long-term debt 485 327
Total interest expense 2,049 2,008
Net interest income 12,965 11,678
Provision for loan losses 800 1,000
Net interest income after provision for loan losses 12,165 10,678
Noninterest income    
Trust and investment services fees 617 601
Income from mutual fund, annuity and insurance sales 259 156
Service charges on deposit accounts 837 757
Income from bank owned life insurance 174 171
Other income 189 150
Gain on sales of loans held for sale 115 151
Gain on sales of securities 194 371
Total noninterest income 2,385 2,357
Noninterest expense    
Personnel 5,997 5,260
Occupancy of premises, net 897 800
Furniture and equipment 725 678
Postage, stationery and supplies 173 163
Professional and legal 163 174
Marketing 469 219
FDIC insurance 166 175
Debit card processing 297 202
Charitable donations 741 724
Telephone 162 161
External data processing 333 282
Merger related 0 425
Foreclosed real estate including losses on sales 40 117
Other 295 209
Total noninterest expense 10,458 9,589
Income before income taxes 4,092 3,446
Provision for income taxes 1,275 1,012
Net income 2,817 2,434
Preferred stock dividends 16 30
Net income available to common shareholders $ 2,801 $ 2,404
Net income per common share, basic $ 0.35 $ 0.39
Net income per common share, diluted $ 0.35 $ 0.39