Regulatory Matters (Tables)

3 Months Ended

Mar. 31, 2016

Schedule Of Risk-Based Capital Ratios And Leverage Ratios



						Minimum for				Well Capitalized
		Actual				Capital Adequacy (1)				Minimum (2)
(dollars in thousands)		Amount	Ratio			Amount	Ratio			Amount	Ratio
Codorus Valley Bancorp, Inc. (consolidated)
at March 31, 2016
Capital ratios:
Common equity Tier 1	$	145,460	12.55	%	$	59,388	5.125	%		n/a	n/a
Tier 1 risk based		155,460	13.42			76,770	6.625			n/a	n/a
Total risk based		168,550	14.55			99,946	8.625			n/a	n/a
Leverage		155,460	10.99			56,560	4.00			n/a	n/a

at December 31, 2015
Capital ratios:
Common equity Tier 1	$	143,456	12.56	%	$	51,395	4.50	%		n/a	n/a
Tier 1 risk based		165,456	14.49			68,527	6.00			n/a	n/a
Total risk based		178,160	15.60			91,370	8.00			n/a	n/a
Leverage		165,456	11.73			56,398	4.00			n/a	n/a

PeoplesBank, A Codorus Valley Company
at March 31, 2016
Capital ratios:
Common equity Tier 1	$	152,053	13.16	%	$	59,214	5.125	%	$	75,101	6.50	%
Tier 1 risk based		152,053	13.16			76,545	6.625			92,432	8.00
Total risk based		165,143	14.29			99,653	8.625			115,540	10.00
Leverage		152,053	10.78			56,425	4.00			70,532	5.00

at December 31, 2015
Capital ratios:
Common equity Tier 1	$	149,073	13.10	%	$	51,227	4.50	%	$	73,994	6.50	%
Tier 1 risk based		149,073	13.10			68,302	6.00			91,070	8.00
Total risk based		161,777	14.21			91,070	8.00			113,837	10.00
Leverage		149,073	10.60			56,248	4.00			70,310	5.00

(1) Minimum amounts and ratios as of March 31, 2016 include the first year phase in of the capital conservation buffer of 0.625 percent required by the Basel III framework. The conservation buffer is to be phased in over a four year period beginning January 1, 2016, with the full 2.5 percent required as of January 1, 2019.

(2) To be “well capitalized” under the prompt corrective action provisions in the Basel III framework. “Well capitalized” applies to PeoplesBank only.