Consolidated Balance Sheets - USD ($) $ in Thousands	Mar. 31, 2016	Dec. 31, 2015
Assets
Interest bearing deposits with banks	$ 1,919	$ 44,496
Cash and due from banks	10,518	12,989
Total cash and cash equivalents	12,437	57,485
Securities, available-for-sale	199,916	213,470
Restricted investment in bank stocks, at cost	5,371	5,028
Loans held for sale	1,499	564
Loans (net of deferred fees of $2,910 - 2016 and $2,701 - 2015)	1,150,147	1,123,211
Less-allowance for loan losses	(13,090)	(12,704)
Net loans	1,137,057	1,110,507
Premises and equipment, net	24,796	24,606
Goodwill	2,301	2,301
Other assets	43,645	42,373
Total assets	1,427,022	1,456,334
Deposits
Noninterest bearing	168,510	162,982
Interest bearing	952,323	931,167
Total deposits	1,120,833	1,094,149
Short-term borrowings	26,586	74,510
Long-term debt	120,310	120,310
Other liabilities	9,276	8,224
Total liabilities	1,277,005	1,297,193
Shareholders' equity
Preferred stock, par value $2.50 per share; $1,000 liquidation preference, 1,000,000 shares authorized; Series B shares issued and outstanding: 0 at March 31, 2016 and 12,000 at December 31, 2015	0	12,000
Common stock, par value $2.50 per share; 15,000,000 shares authorized; shares issued: 7,963,528 at March 31, 2016 and 7,957,145 at December 31, 2015; and shares outstanding: 7,962,658 at March 31, 2016 and 7,957,145 at December 31, 2015	19,909	19,893
Additional paid-in capital	97,566	97,338
Retained earnings	30,305	28,539
Accumulated other comprehensive income	2,239	1,371
Treasury stock, at cost; 870 shares at March 31, 2016	(2)	0
Total shareholders' equity	150,017	159,141
Total liabilities and shareholders' equity	$ 1,427,022	$ 1,456,334