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Consolidated Statements Of Cash Flows (USD $)
In Thousands, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Cash flows from operating activities    
Net income $ 2,662 $ 2,290
Adjustments to reconcile net income to net cash provided by operations:    
Depreciation/amortization 359 331
Net amortization of premiums on securities 380 337
Amortization of deferred loan origination fees and costs (131) (54)
Amortization of intangible assets 0 7
Provision for loan losses 260 250
Provision for losses on foreclosed real estate 0 707
Amortization of investment in real estate partnership 85 86
Increase in cash surrender value and death benefit on bank owned life insurance (166) (156)
Originations of loans held for sale (19,172) (16,520)
Proceeds from sales of loans held for sale 19,960 14,841
Net gain on sales of loans held for sale (319) (259)
Gain on disposal of premises and equipment 0 (8)
Net gain on sales of securities available-for-sale 0 (49)
Net (gain) loss on sales of foreclosed real estate (14) 1
Stock-based compensation 78 116
Decrease in accrued interest receivable 58 282
Increase in other assets (117) (531)
Decrease in accrued interest payable (41) (30)
Increase (decrease) in other liabilities 239 (681)
Net cash provided by operating activities 4,121 960
Cash flows from investing activities    
Purchases of securities, available-for-sale (838) (14,012)
Maturities, repayments and calls of securities, available-for-sale 12,104 7,472
Sales of securities, available-for-sale 0 8,047
(Purchase) redemption of restricted investment in bank stock (221) 178
Net increase in loans made to customers (22,425) (9,953)
Purchases of premises and equipment (1,612) (260)
Investment in bank owned life insurance (5,300) (230)
Investment in foreclosed real estate 0 (17)
Proceeds from sales of foreclosed real estate 207 1,875
Net cash used in investing activities (18,085) (6,900)
Cash flows from financing activities    
Net (decrease) increase in demand and savings deposits (2,030) 20,336
Net decrease in time deposits (6,095) (137)
Net (decrease) increase in short-term borrowings (113) 3,499
Proceeds from issuance of long-term debt 10,000 0
Repayment of long-term debt (165) (10,260)
Cash dividends paid to preferred shareholders (63) (313)
Cash dividends paid to common shareholders (494) (378)
Issuance of common stock 93 101
Net cash provided by financing activities 1,133 12,848
Net (decrease) increase in cash and cash equivalents (12,831) 6,908
Cash and cash equivalents at beginning of year 49,757 32,195
Cash and cash equivalents at end of period $ 36,926 $ 39,103