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Consolidated Statements Of Income (USD $)
In Thousands, except Per Share data, unless otherwise specified
3 Months Ended
Mar. 31, 2013
Mar. 31, 2012
Interest income    
Loans, including fees $ 10,068 $ 9,870
Investment securities:    
Taxable 645 907
Tax-exempt 628 597
Dividends 6 4
Other 14 15
Total interest income 11,361 11,393
Interest expense    
Deposits 2,009 2,456
Federal funds purchased and other short-term borrowings 28 24
Long-term debt 172 211
Total interest expense 2,209 2,691
Net interest income 9,152 8,702
Provision for loan losses 260 250
Net interest income after provision for loan losses 8,892 8,452
Noninterest income    
Trust and investment services fees 473 408
Income from mutual fund, annuity and insurance sales 249 188
Service charges on deposit accounts 634 611
Income from bank owned life insurance 166 156
Other income 166 162
Net gain on sales of loans held for sale 319 259
Net gain (loss) on sales of securities 0 49
Total noninterest income 2,007 1,833
Noninterest expense    
Personnel 4,180 3,678
Occupancy of premises, net 511 508
Furniture and equipment 516 463
Postage, stationery and supplies 150 134
Professional and legal 137 159
Marketing and advertising 146 210
FDIC insurance 171 219
Debit card processing 178 177
Charitable donations 475 447
Telephone 134 132
External data processing 147 128
Foreclosed real estate including (gains) losses on sales 63 593
Impaired loan carrying costs 79 45
Other 366 377
Total noninterest expense 7,253 7,270
Income before income taxes 3,646 3,015
Provision (benefit) for income taxes 984 725
Net income 2,662 2,290
Preferred stock dividends 63 188
Net income available to common shareholders $ 2,599 $ 2,102
Net income per common share, basic $ 0.58 $ 0.48
Net income per common share, diluted $ 0.57 $ 0.47