Allowance For Loan Losses (Tables)

3 Months Ended

Mar. 31, 2013

Allowance For Loan Losses [Abstract]

Summary Of Activity In And The Composition Of The Allowance For Loan Losses By Loan Segment And Class

(dollars in thousands)	Builder & developer			Commercial real estate investor		Residential real estate investor			Hotel/ Motel		Wholesale  & retail			Manufacturing			Agriculture		Other			Total commercial related
Allowance for loan losses:
Balance, January 1, 2013	$	1,571		$	1,259	$	1,195		$	485	$	1,913		$	237		$	202	$	1,170		$	8,032
Charge-offs		0			0		0			0		0			0			0		0			0
Recoveries		0			0		0			0		4			0			0		0			4
Provisions		(37	)		27		1			29		(85	)		(13	)		35		(14	)		(57	)
Balance, March 31, 2013	$	1,534		$	1,286	$	1,196		$	514	$	1,832		$	224		$	237	$	1,156		$	7,979
Balance, January 1, 2012	$	2,170		$	2,003	$	505		$	394	$	1,806		$	151		$	184	$	907		$	8,120
Charge-offs		0			0		0			0		0			0			0		0			0
Recoveries		0			0		0			0		6			0			0		0			6
Provisions		(191	)		10		(5	)		49		(96	)		0			9		108			(116	)
Balance, March 31, 2012	$	1,979		$	2,013	$	500		$	443	$	1,716		$	151		$	193	$	1,015		$	8,010

(dollars in thousands)	Residential mortgage			Home equity			Other			Total consumer related			Unallocated		Total
Allowance for loan losses:
Balance, January 1, 2013	$	124		$	237		$	238		$	599		$	671	$	9,302
Charge-offs		0			(75	)		(32	)		(107	)		0		(107	)
Recoveries		0			1			26			27			0		31
Provisions		(76	)		152			(35	)		41			276		260
Balance, March 31, 2013	$	48		$	315		$	197		$	560		$	947	$	9,486
Balance, January 1, 2012	$	88		$	86		$	171		$	345		$	237	$	8,702
Charge-offs		(39	)		0			(51	)		(90	)		0		(90	)
Recoveries		17			0			4			21			0		27
Provisions		51			1			39			91			275		250
Balance, March 31, 2012	$	117		$	87		$	163		$	367		$	512	$	8,889

Summary Of Allowance Amount Required For Loans Individually Evaluated For Impairment And The Amount Required For Loans Collectively Evaluated For Impairment

(dollars in thousands)	Builder & developer		Commercial real estate investor		Residential real estate investor		Hotel/Motel		Wholesale & retail		Manufacturing		Agriculture		Other		Total commercial related
Allowance for loan losses:
Individually evaluated for impairment	$	62	$	0	$	700	$	0	$	0	$	0	$	100	$	170	$	1,032
Collectively evaluated for impairment		1,472		1,286		496		514		1,832		224		137		986		6,947
Balance, March 31, 2013	$	1,534	$	1,286	$	1,196	$	514	$	1,832	$	224	$	237	$	1,156	$	7,979
Individually evaluated for impairment	$	147	$	0	$	700	$	0	$	0	$	0	$	100	$	215	$	1,162
Collectively evaluated for impairment		1,424		1,259		495		485		1,913		237		102		955		6,870
Balance, December 31, 2012	$	1,571	$	1,259	$	1,195	$	485	$	1,913	$	237	$	202	$	1,170	$	8,032
Individually evaluated for impairment	$	147	$	100	$	30	$	0	$	0	$	0	$	100	$	210	$	587
Collectively evaluated for impairment		1,832		1,913		470		443		1,716		151		93		805		7,423
Balance, March 31, 2012	$	1,979	$	2,013	$	500	$	443	$	1,716	$	151	$	193	$	1,015	$	8,010
Loans:
Individually evaluated for impairment	$	9,386	$	5,712	$	2,814	$	0	$	2,928	$	688	$	469	$	2,714	$	24,711
Collectively evaluated for impairment		87,809		119,205		63,911		68,903		66,977		37,235		27,466		131,232		602,738
Balance, March 31, 2013	$	97,195	$	124,917	$	66,725	$	68,903	$	69,905	$	37,923	$	27,935	$	133,946	$	627,449
Individually evaluated for impairment	$	12,467	$	5,736	$	2,731	$	0	$	3,048	$	699	$	471	$	2,455	$	27,607
Collectively evaluated for impairment		84,469		116,978		63,688		64,948		67,395		39,559		20,457		122,379		579,873
Balance, December 31, 2012	$	96,936	$	122,714	$	66,419	$	64,948	$	70,443	$	40,258	$	20,928	$	124,834	$	607,480
Individually evaluated for impairment	$	8,128	$	4,782	$	552	$	0	$	2,128	$	711	$	486	$	8,096	$	24,883
Collectively evaluated for impairment		91,569		114,679		61,069		59,462		56,385		25,616		18,583		122,333		549,696
Balance, March 31, 2012	$	99,697	$	119,461	$	61,621	$	59,462	$	58,513	$	26,327	$	19,069	$	130,429	$	574,579

(dollars in thousands)	Residential mortgage		Home equity		Other		Total consumer related		Unallocated		Total
Allowance for loan losses:
Individually evaluated for impairment	$	0	$	0	$	0	$	0	$	0	$	1,032
Collectively evaluated for impairment		48		315		197		560		947		8,454
Balance, March 31, 2013	$	48	$	315	$	197	$	560	$	947	$	9,486
Individually evaluated for impairment	$	0	$	0	$	0	$	0	$	0	$	1,162
Collectively evaluated for impairment		124		237		238		599		671		8,140
Balance, December 31, 2012	$	124	$	237	$	238	$	599	$	671	$	9,302
Individually evaluated for impairment	$	0	$	0	$	0	$	0	$	0	$	587
Collectively evaluated for impairment		117		87		163		367		512		8,302
Balance, March 31, 2012	$	117	$	87	$	163	$	367	$	512	$	8,889
Loans:
Individually evaluated for impairment	$	83	$	279	$	618	$	980			$	25,691
Collectively evaluated for impairment		23,455		68,585		39,145		131,185				733,923
Balance, March 31, 2013	$	23,538	$	68,864	$	39,763	$	132,165			$	759,614
Individually evaluated for impairment	$	85	$	340	$	642	$	1,067			$	28,674
Collectively evaluated for impairment		23,426		65,518		39,643		128,587				708,460
Balance, December 31, 2012	$	23,511	$	65,858	$	40,285	$	129,654			$	737,134
Individually evaluated for impairment	$	202	$	269	$	320	$	791			$	25,674
Collectively evaluated for impairment		22,448		58,413		47,228		128,089				677,785
Balance, March 31, 2012	$	22,650	$	58,682	$	47,548	$	128,880			$	703,459