XML 41 R2.htm IDEA: XBRL DOCUMENT v2.4.0.6
Consolidated Balance Sheets (USD $)
In Thousands, unless otherwise specified
Mar. 31, 2013
Dec. 31, 2012
Assets    
Interest bearing deposits with banks $ 26,340 $ 34,866
Cash and due from banks 10,586 14,891
Total cash and cash equivalents 36,926 49,757
Securities, available-for-sale 221,777 234,062
Restricted investment in bank stocks, at cost 3,084 2,863
Loans held for sale 2,622 3,091
Loans (net of deferred fees of $1,407 - 2013 and $1,186 - 2012) 759,614 737,134
Less-allowance for loan losses (9,486) (9,302)
Net loans 750,128 727,832
Premises and equipment, net 12,746 11,493
Other assets 36,100 30,639
Total assets 1,063,383 1,059,737
Liabilities    
Noninterest bearing 88,137 88,476
Interest bearing 805,045 812,831
Total deposits 893,182 901,307
Short-term borrowings 19,243 19,356
Long-term debt 40,650 30,815
Other liabilities 7,123 6,928
Total liabilities 960,198 958,406
Shareholders' equity    
Preferred stock, par value $2.50 per share; $1,000 liquidation preference, 1,000,000 shares authorized; 25,000 Series B shares issued and outstanding - 2013 and 2012 25,000 25,000
Common stock, par value $2.50 per share; 15,000,000 shares authorized; shares issued and outstanding: 4,487,856 at March 31, 2013 and 4,482,319 at December 31, 2012 11,220 11,206
Additional paid-in capital 40,681 40,524
Retained earnings 20,973 18,868
Accumulated other comprehensive income 5,311 5,733
Total shareholders' equity 103,185 101,331
Total liabilities and shareholders' equity $ 1,063,383 $ 1,059,737