Allowance For Loan Losses (Tables)

6 Months Ended

Jun. 30, 2020

Allowance For Loan Losses [Abstract]

Summary Of Allowance For Loan Losses By Loan Segment And Class

	Allowance for Loan Losses
	April 1, 2020								June 30, 2020
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,226	$	(674)	$	0	$	824	$	2,376
Commercial real estate investor		2,682		0		0		50		2,732
Residential real estate investor		4,759		0		3		5		4,767
Hotel/Motel		1,056		0		0		474		1,530
Wholesale & retail		4,558		(3,116)		0		956		2,398
Manufacturing		1,316		(392)		0		(23)		901
Agriculture		1,140		0		0		(28)		1,112
Other commercial		4,465		(179)		0		324		4,610
Total commercial related loans		22,202		(4,361)		3		2,582		20,426
Residential mortgage		235		0		0		(6)		229
Home equity		304		0		0		(7)		297
Other consumer		97		(6)		14		(11)		94
Total consumer related loans		636		(6)		14		(24)		620
Unallocated		0		0		0		(8)		(8)
Total	$	22,838	$	(4,367)	$	17	$	2,550	$	21,038

	Allowance for Loan Losses
	April 1, 2019								June 30, 2019
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,967	$	0	$	0	$	(259)	$	2,708
Commercial real estate investor		2,652		0		0		(84)		2,568
Residential real estate investor		4,010		0		3		(125)		3,888
Hotel/Motel		799		0		0		(53)		746
Wholesale & retail		1,801		0		0		1,681		3,482
Manufacturing		1,266		0		0		89		1,355
Agriculture		578		0		0		(22)		556
Other commercial		5,185		0		0		(40)		5,145
Total commercial related loans		19,258		0		3		1,187		20,448
Residential mortgage		132		0		0		5		137
Home equity		195		(97)		1		173		272
Other consumer		199		(30)		16		(25)		160
Total consumer related loans		526		(127)		17		153		569
Unallocated		297		0		0		(140)		157
Total	$	20,081	$	(127)	$	20	$	1,200	$	21,174

	Allowance for Loan Losses
	January 1, 2020								June 30, 2020
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,263	$	(844)	$	0	$	957	$	2,376
Commercial real estate investor		2,565		0		0		167		2,732
Residential real estate investor		4,632		0		6		129		4,767
Hotel/Motel		742		0		0		788		1,530
Wholesale & retail		3,575		(3,116)		7		1,932		2,398
Manufacturing		1,252		(392)		0		41		901
Agriculture		1,304		0		0		(192)		1,112
Other commercial		4,204		(7,690)		0		8,096		4,610
Total commercial related loans		20,537		(12,042)		13		11,918		20,426
Residential mortgage		158		0		0		71		229
Home equity		203		0		0		94		297
Other consumer		167		(11)		27		(89)		94
Total consumer related loans		528		(11)		27		76		620
Unallocated		1		0		0		(9)		(8)
Total	$	21,066	$	(12,053)	$	40	$	11,985	$	21,038

	Allowance for Loan Losses
	January 1, 2019								June 30, 2019
(dollars in thousands)	Balance		Charge-offs		Recoveries		Provision		Balance
Builder & developer	$	2,835	$	0	$	0	$	(127)	$	2,708
Commercial real estate investor		2,636		0		0		(68)		2,568
Residential real estate investor		3,945		0		6		(63)		3,888
Hotel/Motel		732		0		0		14		746
Wholesale & retail		1,813		0		0		1,669		3,482
Manufacturing		1,287		0		0		68		1,355
Agriculture		579		0		0		(23)		556
Other commercial		4,063		(46)		0		1,128		5,145
Total commercial related loans		17,890		(46)		6		2,598		20,448
Residential mortgage		126		0		0		11		137
Home equity		265		(117)		2		122		272
Other consumer		144		(90)		25		81		160
Total consumer related loans		535		(207)		27		214		569
Unallocated		719		0		0		(562)		157
Total	$	19,144	$	(253)	$	33	$	2,250	$	21,174

Summary Of Allowance Amount For Loans Individually And Collectively Evaluated For Impairment

	Allowance for Loan Losses						Loans
	Individually		Collectively				Individually		Collectively
	Evaluated For		Evaluated For				Evaluated For		Evaluated For
(dollars in thousands)	Impairment		Impairment		Balance		Impairment		Impairment		Balance
June 30, 2020
Builder & developer	$	83	$	2,293	$	2,376	$	731	$	173,581	$	174,312
Commercial real estate investor		0		2,732		2,732		1,270		203,582		204,852
Residential real estate investor		1,796		2,971		4,767		5,871		248,070		253,941
Hotel/Motel		0		1,530		1,530		0		80,748		80,748
Wholesale & retail		0		2,398		2,398		240		113,275		113,515
Manufacturing		0		901		901		0		98,722		98,722
Agriculture		534		578		1,112		3,582		73,804		77,386
Other commercial		1,641		2,969		4,610		8,605		375,654		384,259
Total commercial related		4,054		16,372		20,426		20,299		1,367,436		1,387,735
Residential mortgage		0		229		229		153		89,919		90,072
Home equity		0		297		297		654		99,181		99,835
Other consumer		0		94		94		216		23,271		23,487
Total consumer related		0		620		620		1,023		212,371		213,394
Unallocated		0		(8)		(8)		0		0		0
Total	$	4,054	$	16,984	$	21,038	$	21,322	$	1,579,807	$	1,601,129

December 31, 2019
Builder & developer	$	238	$	2,025	$	2,263	$	1,094	$	158,218	$	159,312
Commercial real estate investor		0		2,565		2,565		1,370		205,857		207,227
Residential real estate investor		1,873		2,759		4,632		5,771		242,198		247,969
Hotel/Motel		0		742		742		0		80,260		80,260
Wholesale & retail		2,537		1,038		3,575		7,457		101,781		109,238
Manufacturing		463		789		1,252		1,135		85,376		86,511
Agriculture		701		603		1,304		2,842		77,877		80,719
Other commercial		1,608		2,596		4,204		5,499		307,872		313,371
Total commercial related		7,420		13,117		20,537		25,168		1,259,439		1,284,607
Residential mortgage		0		158		158		275		94,593		94,868
Home equity		0		203		203		677		100,150		100,827
Other consumer		0		167		167		226		24,607		24,833
Total consumer related		0		528		528		1,178		219,350		220,528
Unallocated		0		1		1		0		0		0
Total	$	7,420	$	13,646	$	21,066	$	26,346	$	1,478,789	$	1,505,135