Consolidated Balance Sheets - USD ($) $ in Thousands	Jun. 30, 2020	Dec. 31, 2019
Assets
Interest bearing deposits with banks	$ 197,432	$ 110,742
Cash and due from banks	17,929	20,849
Total cash and cash equivalents	215,361	131,591
Securities, available-for-sale	159,715	159,675
Restricted investment in bank stocks, at cost	2,593	4,551
Loans held for sale	17,534	11,803
Loans (net of deferred fees of $8,372 - 2020 and $3,463 - 2019)	1,601,129	1,505,135
Less-allowance for loan losses	(21,038)	(21,066)
Net loans	1,580,091	1,484,069
Premises and equipment, net	26,316	25,967
Operating leases right-of-use assets	2,683	3,021
Goodwill	2,301	2,301
Other assets	64,411	63,567
Total assets	2,071,005	1,886,545
Deposits
Noninterest bearing	397,968	273,968
Interest bearing	1,409,674	1,316,596
Total deposits	1,807,642	1,590,564
Short-term borrowings	9,477	7,925
Long-term debt	46,619	81,632
Operating leases liabilities	2,824	3,184
Other liabilities	12,608	12,072
Total liabilities	1,879,170	1,695,377
Shareholders' equity
Preferred stock, par value $2.50 per share; 1,000,000 shares authorized; shares issued and outstanding: 0 at June 30, 2020 and 0 at December 31, 2019	0	0
Common stock, par value $2.50 per share; 30,000,000 shares authorized; Shares issued and outstanding: 9,787,598 at June 30, 2020 and 9,755,976 at December 31, 2019	24,469	24,390
Additional paid-in capital	140,968	140,450
Retained earnings	21,957	25,019
Accumulated other comprehensive income	4,441	1,309
Total shareholders' equity	191,835	191,168
Total liabilities and shareholders' equity	$ 2,071,005	$ 1,886,545