The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T INC COM 00206R102 292 11,865 SH   SOLE   11,865 0 0
ALBEMARLE CORP COM 012653101 5,566 23,809 SH   SOLE   23,809 0 0
ALPHABET INC CAP STK CL C 02079K107 6,597 2,280 SH   SOLE   2,280 0 0
AMAZON COM INC COM 023135106 5,595 1,678 SH   SOLE   1,678 0 0
APPLE INC COM 037833100 7,173 40,394 SH   SOLE   40,394 0 0
ARCBEST CORP COM 03937C105 431 3,600 SH   SOLE   3,600 0 0
AUTODESK INC COM 052769106 4,261 15,155 SH   SOLE   15,155 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 428 1,432 SH   SOLE   1,432 0 0
BLACKROCK INC COM 09247X101 4,014 4,384 SH   SOLE   4,384 0 0
BOEING CO COM 097023105 342 1,605 SH   SOLE   1,605 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108 934 14,985 SH   SOLE   14,985 0 0
CSX CORP COM 126408103 2,030 54,000 SH   SOLE   54,000 0 0
CVS HEALTH CORP COM 126650100 5,823 56,443 SH   SOLE   56,443 0 0
CARRIER GLOBAL CORPORATION COM 14448C104 653 12,040 SH   SOLE   12,040 0 0
COCA COLA CO COM 191216100 1,678 28,336 SH   SOLE   28,336 0 0
CONSTELLATION BRANDS INC CL A 21036P108 3,357 13,377 SH   SOLE   13,377 0 0
DIAMONDBACK ENERGY INC COM 25278X109 5,168 47,915 SH   SOLE   47,915 0 0
DISNEY WALT CO COM 254687106 2,553 16,484 SH   SOLE   16,484 0 0
ETSY INC COM 29786A106 2,095 9,567 SH   SOLE   9,567 0 0
EXXON MOBIL CORP COM 30231G102 446 7,287 SH   SOLE   7,287 0 0
META PLATFORMS INC CL A 30303M102 6,142 18,262 SH   SOLE   18,262 0 0
FEDEX CORP COM 31428X106 357 1,382 SH   SOLE   1,382 0 0
FISERV INC COM 337738108 5,516 53,143 SH   SOLE   53,143 0 0
GENERAL ELECTRIC CO COM NEW 369604301 456 4,825 SH   SOLE   4,825 0 0
HOME BANCSHARES INC COM 436893200 514 21,112 SH   SOLE   21,112 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,154 8,637 SH   SOLE   8,637 0 0
ISHARES TR CORE S&P TTL STK 464287150 867 8,100 SH   SOLE   8,100 0 0
ISHARES TR TIPS BD ETF 464287176 10,968 84,889 SH   SOLE   84,889 0 0
ISHARES TR CORE S&P500 ETF 464287200 28,780 60,336 SH   SOLE   60,336 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 602 7,200 SH   SOLE   7,200 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 402 4,700 SH   SOLE   4,700 0 0
ISHARES TR RUS MD CP GR ETF 464287481 599 5,200 SH   SOLE   5,200 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,076 3,800 SH   SOLE   3,800 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 3,094 10,126 SH   SOLE   10,126 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 512 2,300 SH   SOLE   2,300 0 0
ISHARES TR U.S. TECH ETF 464287721 1,260 10,976 SH   SOLE   10,976 0 0
ISHARES TR US HLTHCARE ETF 464287762 300 1,000 SH   SOLE   1,000 0 0
ISHARES TR INTRM GOV CR ETF 464288612 19,659 172,825 SH   SOLE   172,825 0 0
ISHARES TR ISHS 5-10YR INVT 464288638 1,372 23,141 SH   SOLE   23,141 0 0
ISHARES TR ISHS 1-5YR INVS 464288646 3,558 66,044 SH   SOLE   66,044 0 0
ISHARES TR MICRO-CAP ETF 464288869 378 2,708 SH   SOLE   2,708 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,019 20,080 SH   SOLE   20,080 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 404 4,000 SH   SOLE   4,000 0 0
ISHARES U S ETF TR BLACKROCK ST MAT 46431W507 448 8,960 SH   SOLE   8,960 0 0
ISHARES INC MSCI EMERG MKT 46434G889 30,502 596,561 SH   SOLE   596,561 0 0
ISHARES TR MSCI INTL MULTFT 46434V274 31,998 1,110,256 SH   SOLE   1,110,256 0 0
JPMORGAN CHASE & CO COM 46625H100 5,213 32,920 SH   SOLE   32,920 0 0
LOCKHEED MARTIN CORP COM 539830109 522 1,469 SH   SOLE   1,469 0 0
MICROSOFT CORP COM 594918104 408 1,212 SH   SOLE   1,212 0 0
NORTHROP GRUMMAN CORP COM 666807102 4,322 11,166 SH   SOLE   11,166 0 0
NVIDIA CORPORATION COM 67066G104 3,078 10,466 SH   SOLE   10,466 0 0
OTIS WORLDWIDE CORP COM 68902V107 523 6,002 SH   SOLE   6,002 0 0
PALO ALTO NETWORKS INC COM 697435105 4,795 8,613 SH   SOLE   8,613 0 0
PAYPAL HLDGS INC COM 70450Y103 2,207 11,705 SH   SOLE   11,705 0 0
PEPSICO INC COM 713448108 350 2,015 SH   SOLE   2,015 0 0
PFIZER INC COM 717081103 1,446 24,488 SH   SOLE   24,488 0 0
QUANTA SVCS INC COM 74762E102 2,937 25,615 SH   SOLE   25,615 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101 1,064 12,367 SH   SOLE   12,367 0 0
REGIONS FINANCIAL CORP NEW COM 7591EP100 874 40,093 SH   SOLE   40,093 0 0
RELIANT BANCORP INC COM 75956B101 394 11,100 SH   SOLE   11,100 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109 1,812 4,986 SH   SOLE   4,986 0 0
SALESFORCE COM INC COM 79466L302 5,626 22,138 SH   SOLE   22,138 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 22,917 223,796 SH   SOLE   223,796 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 1,412 47,728 SH   SOLE   47,728 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 4,122 6,178 SH   SOLE   6,178 0 0
UBER TECHNOLOGIES INC COM 90353T100 4,150 98,967 SH   SOLE   98,967 0 0
ULTA BEAUTY INC COM 90384S303 3,850 9,336 SH   SOLE   9,336 0 0
VANGUARD TAX-MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,932 77,008 SH   SOLE   77,008 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406 544 4,855 SH   SOLE   4,855 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,084 62,352 SH   SOLE   62,352 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 22,130 238,571 SH   SOLE   238,571 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 847 1,940 SH   SOLE   1,940 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 19,617 77,000 SH   SOLE   77,000 0 0
VISA INC COM CL A 92826C839 4,375 20,190 SH   SOLE   20,190 0 0
WALMART INC COM 931142103 7,076 48,902 SH   SOLE   48,902 0 0