The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALBEMARLE CORP COM 012653101 3,010 43,302 SH   SOLE   43,302 0 0
ALIBABA GROUP HLDG LTD SPONSORED ADS 01609W102 3,485 20,840 SH   SOLE   20,840 0 0
ALPHABET INC CAP STK CL C 02079K107 4,963 4,071 SH   SOLE   4,071 0 0
AMAZON COM INC COM 023135106 3,189 1,837 SH   SOLE   1,837 0 0
APPLE INC COM 037833100 3,070 13,705 SH   SOLE   13,705 0 0
BANK AMER CORP COM 060505104 2,976 102,006 SH   SOLE   102,006 0 0
BLACKROCK INC COM 09247X101 3,625 8,135 SH   SOLE   8,135 0 0
BOEING CO COM 097023105 453 1,190 SH   SOLE   1,190 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 524 10,340 SH   SOLE   10,340 0 0
CSX CORP COM 126408103 1,247 18,000 SH   SOLE   18,000 0 0
CVS HEALTH CORP COM 126650100 3,117 49,420 SH   SOLE   49,420 0 0
COCA COLA CO COM 191216100 1,569 28,824 SH   SOLE   28,824 0 0
COMCAST CORP NEW CL A 20030N101 220 4,870 SH   SOLE   4,870 0 0
CONSTELLATION BRANDS INC CL A 21036P108 3,093 14,921 SH   SOLE   14,921 0 0
DISNEY WALT CO COM DISNEY 254687106 207 1,586 SH   SOLE   1,586 0 0
EOG RES INC COM 26875P101 2,049 27,607 SH   SOLE   27,607 0 0
EXXON MOBIL CORP COM 30231G102 702 9,942 SH   SOLE   9,942 0 0
FACEBOOK INC CL A 30303M102 3,138 17,623 SH   SOLE   17,623 0 0
FLEETCOR TECHNOLOGIES INC COM 339041105 2,349 8,190 SH   SOLE   8,190 0 0
GENERAL ELECTRIC CO COM 369604103 366 40,900 SH   SOLE   40,900 0 0
HONEYWELL INTL INC COM 438516106 2,711 16,024 SH   SOLE   16,024 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,242 8,544 SH   SOLE   8,544 0 0
INVESCO ACTIVELY MANAGD ETF ULTRA SHRT DUR 46090A887 247 4,900 SH   SOLE   4,900 0 0
ISHARES TR CORE S&P TTL STK 464287150 543 8,100 SH   SOLE   8,100 0 0
ISHARES TR CORE S&P500 ETF 464287200 18,294 61,283 SH   SOLE   61,283 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 324 1,800 SH   SOLE   1,800 0 0
ISHARES TR BARCLAYS 7 10 YR 464287440 11,482 102,088 SH   SOLE   102,088 0 0
ISHARES TR 1 3 YR TREAS BD 464287457 396 4,670 SH   SOLE   4,670 0 0
ISHARES TR RUS MD CP GR ETF 464287481 382 2,700 SH   SOLE   2,700 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,857 11,636 SH   SOLE   11,636 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 296 1,957 SH   SOLE   1,957 0 0
ISHARES TR U.S. TECH ETF 464287721 470 2,300 SH   SOLE   2,300 0 0
ISHARES TR MBS ETF 464288588 3,536 32,651 SH   SOLE   32,651 0 0
ISHARES TR INTRM GOV CR ETF 464288612 26,263 231,962 SH   SOLE   231,962 0 0
ISHARES TR INTRM TR CRP ETF 464288638 944 16,306 SH   SOLE   16,306 0 0
ISHARES TR SH TR CRPORT ETF 464288646 3,577 66,656 SH   SOLE   66,656 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 1,148 22,519 SH   SOLE   22,519 0 0
ISHARES TR CORE HIGH DV ETF 46429B663 377 4,000 SH   SOLE   4,000 0 0
ISHARES US ETF TR SHT MAT BD ETF 46431W507 607 12,060 SH   SOLE   12,060 0 0
ISHARES INC MLT FCTR EMG MKT 46434G889 16,716 408,896 SH   SOLE   408,896 0 0
ISHARES TR MULTIFACTOR INTL 46434V274 19,972 783,223 SH   SOLE   783,223 0 0
KINDER MORGAN INC DEL COM 49456B101 2,668 129,432 SH   SOLE   129,432 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109 226 1,085 SH   SOLE   1,085 0 0
LIVERAMP HLDGS INC COM 53815P108 230 5,359 SH   SOLE   5,359 0 0
LOCKHEED MARTIN CORP COM 539830109 569 1,460 SH   SOLE   1,460 0 0
LOWES COS INC COM 548661107 1,663 15,125 SH   SOLE   15,125 0 0
NORTHROP GRUMMAN CORP COM 666807102 3,084 8,228 SH   SOLE   8,228 0 0
NVIDIA CORP COM 67066G104 3,563 20,470 SH   SOLE   20,470 0 0
PALO ALTO NETWORKS INC COM 697435105 2,620 12,855 SH   SOLE   12,855 0 0
PAYPAL HLDGS INC COM 70450Y103 3,680 35,527 SH   SOLE   35,527 0 0
PEPSICO INC COM 713448108 284 2,070 SH   SOLE   2,070 0 0
PFIZER INC COM 717081103 1,037 28,874 SH   SOLE   28,874 0 0
PITNEY BOWES INC COM 724479100 55 12,000 SH   SOLE   12,000 0 0
REGIONS FINL CORP NEW COM 7591EP100 409 25,848 SH   SOLE   25,848 0 0
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 240 890 SH   SOLE   890 0 0
THE CHARLES SCHWAB CORPORATI COM 808513105 3,980 95,147 SH   SOLE   95,147 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 8,332 119,488 SH   SOLE   119,488 0 0
SIMMONS 1ST NATL CORP CL A $1 PAR 828730200 241 9,690 SH   SOLE   9,690 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 3,289 11,293 SH   SOLE   11,293 0 0
UNITED TECHNOLOGIES CORP COM 913017109 1,660 12,163 SH   SOLE   12,163 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 3,219 78,353 SH   SOLE   78,353 0 0
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 431 4,855 SH   SOLE   4,855 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 1,741 43,246 SH   SOLE   43,246 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 680 2,495 SH   SOLE   2,495 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 10,283 61,356 SH   SOLE   61,356 0 0
VISA INC COM CL A 92826C839 3,305 19,213 SH   SOLE   19,213 0 0
WALMART INC COM 931142103 6,014 50,670 SH   SOLE   50,670 0 0
ZIMMER BIOMET HLDGS INC COM 98956P102 3,330 24,260 SH   SOLE   24,260 0 0
AMIRA NATURE FOODS LTD SHS G0335L102 5 10,000 SH   SOLE   10,000 0 0
APTIV PLC SHS G6095L109 2,306 26,382 SH   SOLE   26,382 0 0