2.2.0.7 false Loans and Allowance for Loan Losses 10401 - Disclosure - Loans and Allowance for Loan Losses true false false false 1 USD false false Unit12 Standard http://www.xbrl.org/2003/iso4217 USD iso4217 0 Unit13 Standard http://www.xbrl.org/2003/instance pure xbrli 0 Unit14 Divide http://www.xbrl.org/2003/iso4217 USD iso4217 http://www.xbrl.org/2003/instance shares xbrli 0 Unit1 Standard http://www.xbrl.org/2003/instance shares xbrli 0 $ 2 Loans and Allowance for Loan Losses 0 prk_LoansAndAllowanceForLoanLossesAbstract prk false na duration Loans and Allowance for Loan Losses false false false false false true false false false false false false 1 false false false false 0 0 false false false xbrli:stringItemType string Loans and Allowance for Loan Losses false 3 Loans and Allowance for Loan Losses 1 us-gaap_LoansNotesTradeAndOtherReceivablesDisclosureTextBlock us-gaap true na duration No definition available. false false false false false false false false false false false terselabel false 1 false false false false 0 0 <div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"> <div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">Note 4 &ndash; <font style="display: inline; text-decoration: underline;" class="_mt">Loans and Allowance for Loan Losses</font></font></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">The composition of the loan portfolio was as follows at the dates shown:</font></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div> <div align="left"> <div align="center"> <div align="center"> <div align="center"> <table cellspacing="0" cellpadding="0" width="80%"> <tr><td valign="bottom" width="76%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">September 30,</font></div></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">December 31,</font></div></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr><td style="border-bottom: black 2px solid;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">(in thousands)</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2010</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2009</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">733,913</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">751,277</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate:</font></div></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-left: 0pt;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 18pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Construction</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">436,675</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">495,518</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-left: 0pt;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 18pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Residential</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,593,347</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,555,390</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-left: 0pt;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 18pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Commercial</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,210,634</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,130,672</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Consumer</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">679,732</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">704,430</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Leases</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2,601</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">3,145</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 4px; padding-left: 0pt;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 18pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Total loans</font></div></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">4,656,902</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">4,640,432</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr></table></div></div></div></div></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">Nonperforming loans are summarized as follows:</font></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div> <div align="left"> <div align="left"> <div align="left"> <div align="left"> <div align="center"> <table cellspacing="0" cellpadding="0" width="80%"> <tr><td style="border-bottom: black 2px solid;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">(in thousands)</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">September 30,</font></font></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2010</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="10%" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">December 31,</font></font></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2009</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Impaired commercial loans</font></div></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="10%" colspan="2" nowrap="nowrap"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="10%" colspan="2" nowrap="nowrap"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 18pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Nonaccrual</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">206,155</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">201,001</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="76%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Restructured</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">142</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Total impaired commercial loans</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">206,155</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">201,143</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Consumer nonaccrual loans</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">31,039</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">32,543</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Total nonaccrual and restructured loans</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">237,194</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">233,686</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="76%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 2px;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Loans past due 90 days or more and accruing</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">10,700</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">14,773</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 4px;" valign="bottom" width="76%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Total nonperforming loans</font></div></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">247,894</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">248,459</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr></table></div></div></div></div></div></div> <div style="text-indent: 0pt; display: block;">&nbsp;&nbsp;&nbsp; </div> <div style="text-indent: 0pt; display: block;"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">Management typically considers all loans restructured under a troubled debt restructuring (TDR) to be nonaccrual and impaired. These loans are included within the nonaccrual category in the table above.&nbsp;Those loans included within the restructured category, while also deemed TDRs, are on accrual status.</font><br />&nbsp;&nbsp;&nbsp; </div></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">Management's general practice is to proactively charge down impaired loans to the fair value of the underlying collateral or the present value of expected future cash flows. The allowance for loan losses specifically related to impaired loans at September 30, 2010 and December 31, 2009, was $35.3 million and $36.7 million, respectively.&nbsp; GAAP requires management to specifically reserve for any shortfall between a loan's book value and the net realizable value of collateral or the present value of expected future cash flows at the balance sheet date.</font></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">The allowance for loan losses is that amount management believes is adequate to absorb probable incurred credit losses in the loan portfolio based on management's evaluation of various factors including overall growth in the loan portfolio, an analysis of individual loans, prior and current loss experience, and current economic conditions. A provision for loan losses is charged to operations based on management's periodic evaluation of these and other pertinent factors as discussed within the "Critical Accounting Policies" discussion beginning on page 32 in Park's 2009 Annual Report and page 30 in this Form 10-Q.</font></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font size="2" class="_mt"> </font>&nbsp;</div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"> <div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: Times New Roman; font-size: 10pt;" class="_mt">The following table shows the activity in the allowance for loan losses for the three and nine months ended September 30, 2010 and 2009.</font></div> <div style="text-indent: 0pt; display: block;"><br /></div> <div> <div align="left"> <div align="center"> <div align="center"> <div align="center"> <table cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="6" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">Three Months Ended</font></font></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">September 30,</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="6" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">Nine months Ended</font></font></div> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">September 30,</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr><td style="border-bottom: black 2px solid;" valign="bottom" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">(in thousands)</font></div></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2010</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2009</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2010</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" colspan="2" nowrap="nowrap"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="center"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">2009</font></font></div></td> <td style="padding-bottom: 2px;" valign="bottom" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Average loans</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">4,651,739</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">4,610,716</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">4,624,692</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">4,582,037</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Allowance for loan losses:</font></div></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Beginning balance</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">120,676</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">104,804</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">116,717</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">100,088</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Charge-offs:</font></div></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2,482</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2,066</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">7,113</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">7,157</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; construction</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">7,181</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">3,677</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">16,658</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">12,613</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; residential</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">4,123</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,720</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">12,425</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">6,923</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; commercial</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">3,128</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,791</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">5,303</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">3,258</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Consumer</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2,291</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2,324</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">6,557</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">8,318</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Lease financing</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">9</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Total charge-offs</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">19,205</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">11,578</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">48,056</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">38,278</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Recoveries:</font></div></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Commercial, financial and agricultural</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">223</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">235</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">790</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">795</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; construction</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">41</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">557</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">357</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,079</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; residential</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">493</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">411</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,231</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,126</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Real estate &ndash; commercial</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">115</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">291</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">369</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">583</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Consumer</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">408</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">361</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,543</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1,543</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Lease financing</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">1</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">-</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">3</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Total recoveries</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">1,280</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">1,856</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">4,290</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">5,129</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 2px;" valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Net charge-offs</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">17,925</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">9,722</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">43,766</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">33,149</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td style="padding-bottom: 2px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 18pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Provision for loan losses</font></div></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">14,654</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">14,958</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">44,454</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 2px solid;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">43,101</font></font></td> <td style="padding-bottom: 2px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td style="padding-bottom: 4px;" valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt; font-weight: bold;" class="_mt">Ending balance</font></div></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">117,405</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">110,040</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">117,405</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">$</font></td> <td style="border-bottom: black 3px double;" valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt"><font style="display: inline;" class="_mt">110,040</font></font></td> <td style="padding-bottom: 4px;" valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp; </font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td></tr> <tr bgcolor="#ccffcc"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Annualized ratio of net charge-offs to average loans</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1.53</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">0.84</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">1.27</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">0.97</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td></tr> <tr bgcolor="white"><td valign="bottom" width="52%" align="left"> <div style="text-indent: 0pt; display: block; margin-left: 0pt; margin-right: 0pt;" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">Ratio of allowance for loan losses to end of period loans</font></div></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2.52</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2.38</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2.52</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td> <td valign="bottom" width="1%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="1%" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">&nbsp;</font></td> <td valign="bottom" width="9%" align="right"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">2.38</font></td> <td valign="bottom" width="1%" nowrap="nowrap" align="left"><font style="display: inline; font-family: times new roman; font-size: 10pt;" class="_mt">%</font></td></tr></table></div></div></div></div></div></div></div></div></div> </div> Note 4 &ndash; Loans and Allowance for Loan Losses The composition of the loan portfolio was as follows at the dates shown: &nbsp; &nbsp; September false false false us-types:textBlockItemType textblock Includes disclosure of claims held for amounts due a company. Examples include trade accounts receivables, notes receivables, loans receivables. Reference 1: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 08 -Paragraph k -Article 4 Reference 2: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 02 -Paragraph 3, 4 -Article 5 Reference 3: http://www.xbrl.org/2003/role/presentationRef -Publisher SEC -Name Regulation S-X (SX) -Number 210 -Section 03 -Paragraph 7 -Article 9 Reference 4: http://www.xbrl.org/2003/role/presentationRef -Publisher AICPA -Name Statement of Position (SOP) -Number 01-6 -Paragraph 13 -Subparagraph d false 1 2 false UnKnown UnKnown UnKnown false true